2025 POS 2500 Elite Gold - 20129IL0340070 Health Insurance Plan

Health Alliance Medical Plans, Inc. health insurance plan with the Plan ID 20129IL0340070. The plan is called 2025 POS 2500 Elite Gold.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 20129IL0340070
Health Insurance Plan Year 2025
State Illinois
Health Insurance Issuer Health Alliance Medical Plans, Inc.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 20129IL0340070-02
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Illinois All US States
All 14106 24930
PCP 2474 4478
Allergy 7 10
OB/GYN 103 206
Dentists 6 27
Available Variants of the Health Plan

Standard Off Exchange Plan - 20129IL0340070-00

Standard On Exchange Plan - 20129IL0340070-01

Open to Indians below 300% FPL - 20129IL0340070-02

Open to Indians above 300% FPL - 20129IL0340070-03

Last Plan Update Date Wed, 09 Oct 2024 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Benefits of 2025 POS 2500 Elite Gold Health Insurance Plan, 20129IL0340070-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
YES

$0.00, 0.00%

$0.00, 0.00%
Accidental Dental
YES

$0.00, 0.00%

$0.00, 0.00%
Acupuncture

Limit: 15.0 Visit(s) per Year

YES

$0.00, 0.00%

$0.00, 0.00%
Allergy Testing
YES

$0.00, 0.00%

$0.00, 0.00%
Bariatric Surgery
YES

$0.00, 0.00%

$0.00, 0.00%
Basic Dental Care - Adult
NO
Basic Dental Care - Child
YES

$0.00, 0.00%

100.00%
Chemotherapy
YES

$0.00, 0.00%

$0.00, 0.00%
Chiropractic Care

Limit: 25.0 Visit(s) per Year

Spinal Manipulations Only

YES

$0.00, 0.00%

$0.00, 0.00%
Cosmetic Surgery

Cosmetic surgery for the correction of the congenital deformities or for conditions resulting from accidental injuries, scars, tumors or disease is covered.

YES

$0.00, 0.00%

$0.00, 0.00%
Delivery and All Inpatient Services for Maternity Care
YES

$0.00, 0.00%

$0.00, 0.00%
Dental Check-Up for Children

Limit: 1.0 Exam(s) per 6 Months

YES

$0.00, 0.00%

100.00%
Diabetes Education

Services must be rendered by a physician, or duly certified, or licensed health care professional with expertise in diabetes management.

YES

$0.00, 0.00%

$0.00, 0.00%
Dialysis
YES

$0.00, 0.00%

$0.00, 0.00%
Durable Medical Equipment
YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Room Services
YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Transportation/Ambulance
YES

$0.00, 0.00%

$0.00, 0.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

YES

$0.00, 0.00%

$0.00, 0.00%
Gender Affirming Care
YES

$0.00, 0.00%

$0.00, 0.00%
Generic Drugs

All covered preventive drugs will be at $0 cost share

YES

$0.00, 0.00%

$0.00, 0.00%
Habilitation Services

Limit: 60.0 Visit(s) per Year

Treatment must be medically necessary and therapeutic and not investigational.

YES

$0.00, 0.00%

$0.00, 0.00%
Hearing Aids

Limit: 2.0 Item(s) per 2 Years

One hearing instrument per ear every 24 months for members, with no dollar limit for children under the age of 18. Members over the age of 18 will be subject to a $2500/instrument limit.

YES

$0.00, 0.00%

$0.00, 0.00%
Home Health Care Services
YES

$0.00, 0.00%

$0.00, 0.00%
Hospice Services
YES

$0.00, 0.00%

$0.00, 0.00%
Imaging (CT/PET Scans, MRIs)

Benefit provided for outpatient services and when these services are related to surgery or medical care.

YES

$0.00, 0.00%

$0.00, 0.00%
Infertility Treatment

Limit: 6.0 Procedure(s) per Year

4 Completed oocyte retrievals per plan year, if a live birth, two additional completed Oocyte Retreivals

YES

$0.00, 0.00%

$0.00, 0.00%
Infusion Therapy
YES

$0.00, 0.00%

$0.00, 0.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

$0.00, 0.00%

$0.00, 0.00%
Inpatient Physician and Surgical Services
YES

$0.00, 0.00%

$0.00, 0.00%
Laboratory Outpatient and Professional Services

Benefit provided for outpatient services and when these services are related to surgery or medical care.

YES

$0.00, 0.00%

$0.00, 0.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child

Limitations vary based on procedures.

YES

$0.00, 0.00%

100.00%
Mental/Behavioral Health Inpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Mental/Behavioral Health Outpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Non-Preferred Brand Drugs
YES

$0.00, 0.00%

$0.00, 0.00%
Nutritional Counseling
YES

$0.00, 0.00%

$0.00, 0.00%
Orthodontia - Adult
NO
Orthodontia - Child

Limitations vary based on procedures.

YES

$0.00, 0.00%

100.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Rehabilitation Services

Limit: 60.0 Visit(s) per Year

Combined PT/OT/ST all considered outpatient rehabilitation 60 visits per condition per year Maintenance therapies not covered.

YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Surgery Physician/Surgical Services
YES

$0.00, 0.00%

$0.00, 0.00%
Preferred Brand Drugs
YES

$0.00, 0.00%

$0.00, 0.00%
Prenatal and Postnatal Care

Benefits will be available for that care from the moment of birth up to the first 31 days, thereafter, you must add the newborn child to your Family Coverage.

YES

$0.00, 0.00%

$0.00, 0.00%
Preventive Care/Screening/Immunization
YES

$0.00, 0.00%

$0.00, 0.00%
Primary Care Visit to Treat an Injury or Illness
YES

$0.00, 0.00%

$0.00, 0.00%
Private-Duty Nursing
YES

$0.00, 0.00%

$0.00, 0.00%
Prosthetic Devices

Covered under Durable Medical Equipment benefit

YES

$0.00, 0.00%

$0.00, 0.00%
Radiation
YES

$0.00, 0.00%

$0.00, 0.00%
Reconstructive Surgery

Only includes benefits for mastectomy-related services.

YES

$0.00, 0.00%

$0.00, 0.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 60.0 Visit(s) per Year

Combined PT/OT/ST all considered outpatient rehabilitation 60 visits per condition per year. Maintenance Speech Therapy is not covered.

YES

$0.00, 0.00%

$0.00, 0.00%
Rehabilitative Speech Therapy

Limit: 60.0 Visit(s) per Year

Combined PT/OT/ST all considered outpatient rehabilitation 60 visits per condition per year. When rendered for the treatment of psychosocial speech delay, behavioral problems (including impulsive behavior and impulsivity syndrome) attention disorder, conceptual handicap or mental retardation, except as may be provided under this Certificate for Autism Spectrum Disorder(s).

YES

$0.00, 0.00%

$0.00, 0.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)

Limit: 1.0 Exam(s) per Year

YES

$0.00, 0.00%

100.00%
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Year

YES

$0.00, 0.00%

$0.00, 0.00%
Routine Foot Care

Only covered for persons diagnosed with diabetes.

YES

$0.00, 0.00%

$0.00, 0.00%
Skilled Nursing Facility
YES

$0.00, 0.00%

$0.00, 0.00%
Specialist Visit
YES

$0.00, 0.00%

$0.00, 0.00%
Specialty Drugs
YES

$0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Inpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Outpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Transplant
YES

$0.00, 0.00%

$0.00, 0.00%
Treatment for Temporomandibular Joint Disorders
YES

$0.00, 0.00%

$0.00, 0.00%
Urgent Care Centers or Facilities
YES

$0.00, 0.00%

$0.00, 0.00%
Weight Loss Programs
NO
Well Baby Visits and Care
YES

$0.00, 0.00%

$0.00, 0.00%
X-rays and Diagnostic Imaging

Benefit provided for outpatient services and when these services are related to surgery or medical care.

YES

$0.00, 0.00%

$0.00, 0.00%

2025 POS 2500 Elite Gold Health Insurance Plan Variant 20129IL0340070-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1.0
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Drug EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Drug EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Drug EHB Deductible, Combined In/Out of Network, Individual $0
Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Drug EHB Deductible, In Network (Tier 1), Individual $0
Drug EHB Deductible, Out of Network, Family Per Group $0 per group
Drug EHB Deductible, Out of Network, Family Per Person $0 per person
Drug EHB Deductible, Out of Network, Individual $0
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs
EHB Percent of Total Premium 0.997
First Tier Utilization 100%
Formulary ID ILF008
Formulary URL URL
HIOS Product ID 20129IL034
Import Date 2024-10-09 20:01:46
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? Yes
Issuer ID 20129
Issuer Marketplace Marketing Name Health Alliance
Market Coverage Individual
Medical Drug Deductibles Integrated No
Medical Drug Maximum Out of Pocket Integrated Yes
Medical EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Medical EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Medical EHB Deductible, Combined In/Out of Network, Individual $0
Medical EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Medical EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Medical EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Medical EHB Deductible, In Network (Tier 1), Individual $0
Medical EHB Deductible, Out of Network, Family Per Group $0 per group
Medical EHB Deductible, Out of Network, Family Per Person $0 per person
Medical EHB Deductible, Out of Network, Individual $0
Metal Level Gold
Multiple In Network Tiers No
National Network No
Network ID ILN006
Out of Country Coverage Yes
Out of Country Coverage Description Out of Network Coverage Available
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Out of Network Coverage Available
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan ID (Standard Component ID with Variant) 20129IL0340070-02
Plan Level Exclusions Custodial Care, Weight Lost Programs
Plan Marketing Name 2025 POS 2500 Elite Gold
Plan Type POS
Plan Variant Marketing Name 2025 POS 2500 Elite Gold
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID ILS001
Source Name SERFF
Specialist Requiring a Referral Specialists (IN) may require a referral except OB-GYN and Optometrists
Plan ID 20129IL0340070
State Code IL
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $0
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of 2025 POS 2500 Elite Gold Health Insurance Plan, 20129IL0340070

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about 2025 POS 2500 Elite Gold, 20129IL0340070 Health Insurance Plan, 20129IL0340070

  • Does 2025 POS 2500 Elite Gold Health Insurance Plan, 20129IL0340070 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (20129IL0340070) Health Insurance Plan, Variant (20129IL0340070-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs

    Does (20129IL0340070) Health Insurance Plan, Variant (20129IL0340070-02) have Out Of Country Coverage?

    Yes. Details: Out of Network Coverage Available

    Does (20129IL0340070) Health Insurance Plan, Variant (20129IL0340070-02) have Out of Service Area Coverage?

    Yes. Details: Out of Network Coverage Available

    Does (20129IL0340070) Health Insurance Plan, Variant (20129IL0340070-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs

    Does 2025 POS 2500 Elite Gold Health Insurance Plan, Variant (20129IL0340070-02) offer Disease Management Programs for Asthma?

    Yes, the 2025 POS 2500 Elite Gold Health Insurance Plan Variant 20129IL0340070-02 offers Disease Management Program for Asthma.

    Does 2025 POS 2500 Elite Gold Health Insurance Plan, Variant (20129IL0340070-02) offer Disease Management Programs for Heart disease?

    Yes, the 2025 POS 2500 Elite Gold Health Insurance Plan Variant 20129IL0340070-02 offers Disease Management Program for Heart disease.

    Does 2025 POS 2500 Elite Gold Health Insurance Plan, Variant (20129IL0340070-02) offer Disease Management Programs for Depression?

    Yes, the 2025 POS 2500 Elite Gold Health Insurance Plan Variant 20129IL0340070-02 offers Disease Management Program for Depression.

    Does 2025 POS 2500 Elite Gold Health Insurance Plan, Variant (20129IL0340070-02) offer Disease Management Programs for Diabetes?

    Yes, the 2025 POS 2500 Elite Gold Health Insurance Plan Variant 20129IL0340070-02 offers Disease Management Program for Diabetes.

    Does 2025 POS 2500 Elite Gold Health Insurance Plan, Variant (20129IL0340070-02) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the 2025 POS 2500 Elite Gold Health Insurance Plan Variant 20129IL0340070-02 offers Disease Management Program for High blood pressure & high cholesterol.

    Does 2025 POS 2500 Elite Gold Health Insurance Plan, Variant (20129IL0340070-02) offer Disease Management Programs for Low back pain?

    Yes, the 2025 POS 2500 Elite Gold Health Insurance Plan Variant 20129IL0340070-02 offers Disease Management Program for Low back pain.

    Does 2025 POS 2500 Elite Gold Health Insurance Plan, Variant (20129IL0340070-02) offer Disease Management Programs for Pregnancy?

    Yes, the 2025 POS 2500 Elite Gold Health Insurance Plan Variant 20129IL0340070-02 offers Disease Management Program for Pregnancy.

    Does 2025 POS 2500 Elite Gold Health Insurance Plan, Variant (20129IL0340070-02) offer Disease Management Programs for Weight loss programs?

    Yes, the 2025 POS 2500 Elite Gold Health Insurance Plan Variant 20129IL0340070-02 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API