AmeriHealth Caritas Next Bronze Signature + No Referrals - 72760DE0010002 Health Insurance Plan

AmeriHealth Caritas VIP Next, Inc. health insurance plan with the Plan ID 72760DE0010002. The plan is called AmeriHealth Caritas Next Bronze Signature + No Referrals.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 72760DE0010002
Health Insurance Plan Year 2025
State Delaware
Health Insurance Issuer AmeriHealth Caritas VIP Next, Inc.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 72760DE0010002-02
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Delaware All US States
All N/A 3
PCP N/A 2
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 72760DE0010002-00

Standard On Exchange Plan - 72760DE0010002-01

Open to Indians below 300% FPL - 72760DE0010002-02

Open to Indians above 300% FPL - 72760DE0010002-03

Last Plan Update Date Wed, 09 Oct 2024 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Benefits of AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan, 72760DE0010002-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

No Charge

100.00%
Acupuncture
NO
Allergy Testing
YES

No Charge

100.00%
Autism Spectrum Disorders
YES

No Charge

100.00%
Bariatric Surgery
YES

No Charge

100.00%
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Cancer Monitoring Test
YES

No Charge

100.00%
Cardiac Rehabilitation

Limit: 30.0 Visit(s) per Benefit Period

Limited to 30 visits per benefit period. More available beyond the initial allotment if deemed medically necessary.

YES

No Charge

100.00%
Chemotherapy
YES

No Charge

100.00%
Chiropractic Care

The following limits apply: three modalities per visit, one visit per day.

YES

No Charge

100.00%
Clinical Trials
YES

No Charge

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

No Charge

100.00%
Dental Check-Up for Children
NO
Dental Services for Children with Severe Disabilities
YES

No Charge

100.00%
Diabetes Care Management
YES

No Charge

100.00%
Diabetes Education
YES

No Charge

100.00%
Dialysis
YES

No Charge

100.00%
Durable Medical Equipment
YES

No Charge

100.00%
Emergency Room Services
YES

No Charge

No Charge
Emergency Transportation/Ambulance

We cover ambulance services (including voluntary services) by ground, air, or water in the event of an emergency. Services must be provided by a licensed ambulance, including volunteer, service provider and must take you to the nearest hospital where emergency care can be provided. Air Ambulance is covered only when no other means of travel is appropriate. We also cover nonemergency ambulance transportation by a licensed ambulance service (either ground, air, or water ambulance) when the transport is: from an acute facility to a subacute facility/setting, from an out-of-network hospital/facility to an in-network hospital/facility, to a hospital that provides a higher level of care than was available at the original hospital/facility, or to a more cost-effective acute care facility.

YES

No Charge

No Charge
Eye Glasses for Children

Limit: 1.0 Item(s) per Benefit Period

YES

No Charge

100.00%
Gender Affirming Care
NO
Generic Drugs
YES

No Charge

100.00%
Habilitation Services

Limit: 30.0 Visit(s) per Benefit Period

Exclusions: Speech therapy is not covered for attention disorders, behavior problems, conceptual handicaps, learning disabilities, developmental delays.

Combined limit of 30 visits per benefit period for Habilitative Physical Therapy and Occupational Therapy; 30 visits per benefit period for Habilitative Speech Therapy. Applied Behavior analysis for autism spectrum disorder is also covered,.

YES

No Charge

100.00%
Hearing Aids

Limit: 1.0 Item(s) per 3 Years

Benefits are limited to one wearable hearing aid per ear every three (3) years for children less than 24 years of age.

YES

No Charge

100.00%
Home Health Care Services

Limit: 100.0 Visit(s) per Benefit Period

Exclusions: Chronic condition care is not covered; drugs; lab tests; imaging services; inhalation therapy; chemotherapy and radiation therapy; dietary care; durable medical equipment; disposable supplies; care not prescribed in the approved treatment plan; volunteer care.

We will cover certain services received in the home from a certified/licensed home health agency when ordered by a physician. Examples of these services include skilled care, physical/ occupational/speech and language/respiratory therapy, social work services, and home infusion. Services must only be provided on a part-time, intermittent basis and cannot be solely for assisting with activities of daily living. There's a limit of one visit per day per specialty. (A nurse and home health aide count as one specialty for this benefit.)

YES

No Charge

100.00%
Hospice Services

Exclusions: Private duty nursing; respite care; care not prescribed in the approved treatment plan; financial, legal, or estate planning, and; hospice care in an acute care facility, except when a patient in hospice care requires services in an inpatient setting for a limited time

YES

No Charge

100.00%
Imaging (CT/PET Scans, MRIs)
YES

No Charge

100.00%
Infertility Treatment

Limit: 6.0 Procedure(s) per Lifetime

Exclusions: For IVF services, retrievals must be completed before the individual is 45 years old and transfers must be completed before the individual is 50 years old. The benefit is limited to six (6) completed egg retrievals per lifetime, with unlimited embryo transfers in accordance with the guidelines of the American Society for Reproductive Medicine, using single embryo transfer (SET) when recommended and medically appropriate.

We will cover services for the diagnosis, treatment, and correction of any underlying causes of infertility when determined to be medically necessary by a network provider. This includes coverage of certain prescription drugs, in vitro fertilization (IVF), Gamete Intrafallopian Transfer (GIFT), Zygote Intrafallopian Transfer (ZIFT), and standard fertility preservation services for covered persons who must undergo medically necessary treatment that may cause iatrogenic infertility.

YES

No Charge

100.00%
Infusion Therapy
YES

No Charge

100.00%
Inherited Metabolic Disorder - PKU
YES

No Charge

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

No Charge

100.00%
Inpatient Physician and Surgical Services
YES

No Charge

100.00%
Laboratory Outpatient and Professional Services
YES

No Charge

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services

Exclusions: Exclusions include certain mental health and substance abuse services, including: aptitude tests, testing and treatment for learning disabilities, treatment for personality disorders, treatment [of] factitious disorders, treatment of sleep disorders, treatment of sexual and gender identity disorders, care beyond that needed to determine mental deficiency or retardation, marital/relationship counseling, and care at behavioral health facilities. Methadone is not Covered

YES

No Charge

100.00%
Mental/Behavioral Health Outpatient Services

Exclusions: Exclusions include certain mental health and substance abuse services, including: aptitude tests, testing and treatment for learning disabilities, treatment for personality disorders, treatment [of] factitious disorders, treatment of sleep disorders, treatment of sexual and gender identity disorders, care beyond that needed to determine mental deficiency or retardation, marital/relationship counseling, and care at behavioral health facilities.

Psychological tests (limit of 8 hours of tests per year). Virtual care visits offered through AmeriHealth Caritas Next Virtual Care 24/7 are covered at No Charge, member deductible does not apply.

YES

No Charge

100.00%
Newborn Hearing Screening
YES

No Charge

100.00%
Non-Preferred Brand Drugs
YES

No Charge

100.00%
Nutritional Counseling

Also covered per USPSTF guidelines.

YES

No Charge

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

No Charge

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

No Charge

100.00%
Outpatient Rehabilitation Services

Limit: 30.0 Visit(s) per Benefit Period

Exclusions: OT and PT covered only when needed to help your condition improve in a reasonable and predictable time.

Combined limit of 30 visits per benefit period for Rehabilitative Physical Therapy and Occupational Therapy; 30 visits per benefit period for Rehabilitative Speech Therapy.

YES

No Charge

100.00%
Outpatient Surgery Physician/Surgical Services
YES

No Charge

100.00%
Preferred Brand Drugs
YES

No Charge

100.00%
Prenatal and Postnatal Care
YES

No Charge

100.00%
Preventive Care/Screening/Immunization

Colorectal cancer screening must be covered.

YES

No Charge

100.00%
Primary Care Visit to Treat an Injury or Illness

Virtual care visits offered through AmeriHealth Caritas Next Virtual Care 24/7 are covered at No Charge, member deductible does not apply. Additional information can be found on the member's schedule of benefits

YES

No Charge

100.00%
Private-Duty Nursing

Limit: 240.0 Hours per Benefit Period

Exclusions: This care isn't covered when done in special care units of the hospital, such as: self-care units; selective care units; intensive care units.

Covered health services under this section include medically necessary nursing care provided to a patient one on one by licensed nurses in an inpatient or home setting. Private duty nursing care is covered when you are an inpatient in an acute hospital. This care isn't covered when done in special care units of the hospital such as: self-care units, selective care units, and intensive care units. Inpatient private duty nursing care is not covered when done as a convenience even if authorized by your doctor.

YES

No Charge

100.00%
Prosthetic Devices
YES

No Charge

100.00%
Pulmonary Rehabilitation

Limit: 36.0 Treatment(s) per Benefit Period

Limited to 2 - 1 hour treatments per day, up to 36 treatments within a benefit period. More available beyond the initial allotment if deemed medically necessary.

YES

No Charge

100.00%
Radiation

Radiation therapy is covered for cancer and neoplastic diseases.

YES

No Charge

100.00%
Reconstructive Surgery

Only for breast reconstruction.

YES

No Charge

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 30.0 Visit(s) per Benefit Period

Exclusions: OT and PT covered only when needed to help your condition improve in a reasonable and predictable time.

Combined limit of 30 visits per benefit period for Rehabilitative Physical Therapy and Occupational Therapy. Must be needed to help your condition improve in a reasonable and predictable time, or needed to establish an effective home exercise program.

YES

No Charge

100.00%
Rehabilitative Speech Therapy

Limit: 30.0 Visit(s) per Benefit Period

Exclusions: Speech therapy is not covered for attention disorders, behavior problems, conceptual handicaps, learning disabilities, developmental delays.

Combined Rehabilitative and Habilitative limit of 30 visits per benefit period. Must be needed to improve speech problems caused by disease, trauma, congenital defect, or recent surgery.

YES

No Charge

100.00%
Reversible Contraceptives
YES

No Charge

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Benefit Period

YES

No Charge

100.00%
Routine Foot Care
YES

No Charge

100.00%
School Based Health Centers
YES

No Charge

100.00%
Skilled Nursing Facility

Limit: 120.0 Days per Admission

Exclusions: Covered health services do not include custodial, domiciliary care, or long-term care admissions.

The skilled nursing facility is a Network Provider. Coverage is limited to 120 days per confinement. A confinement includes all admissions not separated by 180 days.

YES

No Charge

100.00%
Specialist Visit

Dermatology virtual care visits offered through AmeriHealth Caritas Next Virtual Care 24/7 are covered at No Charge, member deductible does not apply. Additional information can be found on the member's schedule of benefits

YES

No Charge

100.00%
Specialty Drugs
YES

No Charge

100.00%
Substance Abuse Disorder Inpatient Services
YES

No Charge

100.00%
Substance Abuse Disorder Outpatient Services

Virtual care visits offered through AmeriHealth Caritas Next Virtual Care 24/7 are covered at No Charge, member deductible does not apply.

YES

No Charge

100.00%
Transplant

Your health benefit plan has a maximum benefit limit per transplant of $10,000 for each cadaveric organ and up to $45,000 for each organ procured from a living donor including organ harvesting. Kidney and bone marrow transplants do not apply to this limit. For kidney transplants, if there is not a network transplant facility available living donor costs are limited to $50,000 not including harvesting.

YES

No Charge

100.00%
Treatment for Temporomandibular Joint Disorders

Treatment is covered if there is documented organic joint disease, or joint damage resulting from physical trauma

YES

No Charge

100.00%
Urgent Care Centers or Facilities

Virtual care visits offered through AmeriHealth Caritas Next Virtual Care 24/7 are covered at No Charge, member deductible does not apply. Additional information can be found on the member's schedule of benefits

YES

No Charge

No Charge
Weight Loss Programs
NO
Well Baby Visits and Care
YES

No Charge

100.00%
X-rays and Diagnostic Imaging
YES

No Charge

100.00%

AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan Variant 72760DE0010002-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1.0
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Dental Only Plan No
Design Type Design 2
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, Pregnancy, Weight Loss Programs
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID DEF002
Formulary URL URL
HIOS Product ID 72760DE001
Import Date 2024-10-09 20:01:46
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 72760
Issuer Marketplace Marketing Name AmeriHealth Caritas Next
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Expanded Bronze
Multiple In Network Tiers No
National Network No
Network ID DEN001
Out of Country Coverage Yes
Out of Country Coverage Description Accidental Injury and Emergency Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Accidental Injury and Emergency Only
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 72760DE0010002-02
Plan Marketing Name AmeriHealth Caritas Next Bronze Signature + No Referrals
Plan Type HMO
Plan Variant Marketing Name AmeriHealth Caritas Next Bronze Signature + No Referrals
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID DES001
Source Name SERFF
Plan ID 72760DE0010002
State Code DE
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan, 72760DE0010002

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about AmeriHealth Caritas Next Bronze Signature + No Referrals, 72760DE0010002 Health Insurance Plan, 72760DE0010002

  • Does AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan, 72760DE0010002 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (72760DE0010002) Health Insurance Plan, Variant (72760DE0010002-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, Pregnancy, Weight Loss Programs

    Does (72760DE0010002) Health Insurance Plan, Variant (72760DE0010002-02) have Out Of Country Coverage?

    Yes. Details: Accidental Injury and Emergency Only

    Does (72760DE0010002) Health Insurance Plan, Variant (72760DE0010002-02) have Out of Service Area Coverage?

    Yes. Details: Accidental Injury and Emergency Only

    Does (72760DE0010002) Health Insurance Plan, Variant (72760DE0010002-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, Pregnancy, Weight Loss Programs

    Does AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan, Variant (72760DE0010002-02) offer Disease Management Programs for Asthma?

    Yes, the AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan Variant 72760DE0010002-02 offers Disease Management Program for Asthma.

    Does AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan, Variant (72760DE0010002-02) offer Disease Management Programs for Heart disease?

    Yes, the AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan Variant 72760DE0010002-02 offers Disease Management Program for Heart disease.

    Does AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan, Variant (72760DE0010002-02) offer Disease Management Programs for Depression?

    Yes, the AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan Variant 72760DE0010002-02 offers Disease Management Program for Depression.

    Does AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan, Variant (72760DE0010002-02) offer Disease Management Programs for Diabetes?

    Yes, the AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan Variant 72760DE0010002-02 offers Disease Management Program for Diabetes.

    Does AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan, Variant (72760DE0010002-02) offer Disease Management Programs for Pregnancy?

    Yes, the AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan Variant 72760DE0010002-02 offers Disease Management Program for Pregnancy.

    Does AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan, Variant (72760DE0010002-02) offer Disease Management Programs for Weight loss programs?

    Yes, the AmeriHealth Caritas Next Bronze Signature + No Referrals Health Insurance Plan Variant 72760DE0010002-02 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API