US Health and Life Insurance Company health insurance plan with the Plan ID 31663TN0010006. The plan is called Ascension Personalized Care No Deductible Silver.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 70.71% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 29.29% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 31663TN0010006 | ||||||||||||||||||
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Health Insurance Plan Year | 2024 | ||||||||||||||||||
State | Tennessee | ||||||||||||||||||
Health Insurance Issuer | US Health and Life Insurance Company | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 31663TN0010006-01 | ||||||||||||||||||
Provider Network(s) | ['TNN001'] | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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Available Variants of the Health Plan | Standard Off Exchange Plan - 31663TN0010006-00 Standard On Exchange Plan - 31663TN0010006-01 Open to Indians below 300% FPL - 31663TN0010006-02 Open to Indians above 300% FPL - 31663TN0010006-03 73% AV Silver Plan - 31663TN0010006-04 |
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Last Plan Update Date | Tue, 05 Mar 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
|
NO | ||
Accidental Dental
|
YES | 40.00% |
100.00% |
Acupuncture
|
NO | ||
Allergy Testing
|
YES | $100.00 |
100.00% |
Bariatric Surgery
|
NO | ||
Basic Dental Care - Adult
|
NO | ||
Basic Dental Care - Child
|
NO | ||
Chemotherapy
|
YES | 40.00% |
100.00% |
Chiropractic Care
Limit: 20.0 Visit(s) per Year Therapy limited to 20 visits per type per year. The limit on the number of visits for therapy applies to all visits for therapy, whether received in a Practitioner's office, outpatient facility or home health setting. |
YES | 40.00% |
100.00% |
Cosmetic Surgery
|
NO | ||
Delivery and All Inpatient Services for Maternity Care
|
YES | 40.00% |
100.00% |
Dental Check-Up for Children
Limit: 1.0 Exam(s) per 6 Months |
NO | ||
Diabetes Education
|
YES | 40.00% |
100.00% |
Dialysis
|
YES | 40.00% |
100.00% |
Durable Medical Equipment
Durable medical equipment over $500 requires prior authorization. |
YES | 40.00% |
100.00% |
Emergency Room Services
|
YES | $1,500.00 |
$1,500.00 |
Emergency Transportation/Ambulance
|
YES | $1,500.00 |
$1,500.00 |
Eye Glasses for Children
Limit: 1.0 Item(s) per Benefit Period |
YES | 40.00% |
100.00% |
Gender Affirming Care
|
NO | ||
Generic Drugs
|
YES | $30.00 |
100.00% |
Habilitation Services
Limit: 20.0 Visit(s) per Year Therapy limited to 20 visits per type per year. The limit on the number of visits for therapy applies to all visits for that therapy, whether received in a Practitioner's office, outpatient facility or home health setting. |
YES | $100.00 |
100.00% |
Hearing Aids
Limit: 1.0 Item(s) per 3 Years |
YES | 40.00% |
100.00% |
Home Health Care Services
Limit: 60.0 Visit(s) per Year |
YES | 40.00% |
100.00% |
Hospice Services
Prior Authorization required for Inpatient Hospice. |
YES | 40.00% |
100.00% |
Imaging (CT/PET Scans, MRIs)
|
YES | $200.00 |
100.00% |
Infertility Treatment
|
NO | ||
Infusion Therapy
|
YES | 40.00% |
100.00% |
Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | 40.00% |
100.00% |
Inpatient Physician and Surgical Services
|
YES | 40.00% |
100.00% |
Laboratory Outpatient and Professional Services
|
YES | $100.00 |
100.00% |
Long-Term/Custodial Nursing Home Care
|
NO | ||
Major Dental Care - Adult
|
NO | ||
Major Dental Care - Child
|
NO | ||
Mental/Behavioral Health Inpatient Services
|
YES | 40.00% |
100.00% |
Mental/Behavioral Health Outpatient Services
|
YES | $30.00 |
100.00% |
Non-Preferred Brand Drugs
|
YES | 50.00% |
100.00% |
Nutritional Counseling
For Diabetes Treatment only. |
YES | 40.00% |
100.00% |
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
|
NO | ||
Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | $60.00 |
100.00% |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | $1,500.00 |
100.00% |
Outpatient Rehabilitation Services
Limit: 20.0 Visit(s) per Year Therapy limited to 20 visits per type per year. The limit on the number of visits for therapy applies to all visits for that therapy, whether received in a Practitioner's office, outpatient facility or home health setting. |
YES | $100.00 |
100.00% |
Outpatient Surgery Physician/Surgical Services
|
YES | $100.00 |
100.00% |
Preferred Brand Drugs
|
YES | $100.00 |
100.00% |
Prenatal and Postnatal Care
|
YES | $30.00 |
100.00% |
Preventive Care/Screening/Immunization
|
YES | No Charge |
100.00% |
Primary Care Visit to Treat an Injury or Illness
|
YES | $30.00 |
100.00% |
Private-Duty Nursing
|
NO | ||
Prosthetic Devices
|
YES | 40.00% |
100.00% |
Radiation
|
YES | 40.00% |
100.00% |
Reconstructive Surgery
Covered Services: Surgery to correct significant defects from congenital causes, (except where specifically excluded), accidents or disfigurement from a disease state. Reconstructive breast Surgery as a result of a mastectomy or partial mastectomy (other than lumpectomy). |
YES | 40.00% |
100.00% |
Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 20.0 Visit(s) per Year Therapy limited to 20 visits per type per year. Physical, speech or occupational therapy provided in the home does not require Prior Authorization. |
YES | $100.00 |
100.00% |
Rehabilitative Speech Therapy
Limit: 20.0 Visit(s) per Year Therapy limited to 20 visits per type per year. Physical, speech or occupational therapy provided in the home does not require Prior Authorization. |
YES | $100.00 |
100.00% |
Routine Dental Services (Adult)
|
NO | ||
Routine Eye Exam (Adult)
|
NO | ||
Routine Eye Exam for Children
Limit: 1.0 Exam(s) per Benefit Period |
YES | $30.00 |
100.00% |
Routine Foot Care
|
NO | ||
Skilled Nursing Facility
Limit: 60.0 Days per Year Skilled Nursing and Rehabilitation Facility limited to 60 days/year combined. |
YES | 40.00% |
100.00% |
Specialist Visit
|
YES | $60.00 |
100.00% |
Specialty Drugs
|
YES | 50.00% |
100.00% |
Substance Abuse Disorder Inpatient Services
|
YES | 40.00% |
100.00% |
Substance Abuse Disorder Outpatient Services
|
YES | $30.00 |
100.00% |
Transplant
Transplant services or supplies that have not received Prior Authorization will not be Covered. |
YES | 40.00% |
100.00% |
Treatment for Temporomandibular Joint Disorders
|
YES | 40.00% |
100.00% |
Urgent Care Centers or Facilities
|
YES | $100.00 |
100.00% |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
|
YES | No Charge |
100.00% |
X-rays and Diagnostic Imaging
|
YES | $200.00 |
100.00% |
Plan Attribute | Value |
---|---|
AV Calculator Output Number | 0.707054182614158 |
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2024 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Silver On Exchange Plan |
Dental Only Plan | No |
Design Type | Not Applicable |
Disease Management Programs Offered | Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy |
EHB Percent of Total Premium | 1.0 |
First Tier Utilization | 100% |
Formulary ID | TNF006 |
Formulary URL | URL |
HIOS Product ID | 31663TN001 |
Import Date | 2024-03-05 01:01:47 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer ID | 31663 |
Issuer Marketplace Marketing Name | US Health and Life |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Silver |
Multiple In Network Tiers | No |
National Network | No |
Network ID | TNN001 |
Out of Country Coverage | No |
Out of Service Area Coverage | No |
Plan Brochure | URL |
Plan Effective Date | 2024-01-01 |
Plan Expiration Date | 2024-12-31 |
Plan ID (Standard Component ID with Variant) | 31663TN0010006-01 |
Plan Marketing Name | Ascension Personalized Care No Deductible Silver |
Plan Type | EPO |
Plan Variant Marketing Name | Ascension Personalized Care No Deductible Silver |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $3,400 |
SBC Scenario, Having a Baby, Copayment | $900 |
SBC Scenario, Having a Baby, Deductible | $0 |
SBC Scenario, Having a Baby, Limit | $60 |
SBC Scenario, Having Diabetes, Coinsurance | $300 |
SBC Scenario, Having Diabetes, Copayment | $1,900 |
SBC Scenario, Having Diabetes, Deductible | $0 |
SBC Scenario, Having Diabetes, Limit | $20 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $100 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $1,900 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $0 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | TNS001 |
Source Name | HIOS |
Plan ID | 31663TN0010006 |
State Code | TN |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 40.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $0 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $0 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $0 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $18900 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9450 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,450 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
Unique Plan Design | No |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | No |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API