Avera $9200 - 60536SD0020018 Health Insurance Plan
Avera Health Plans, Inc. health insurance plan with the Plan ID 60536SD0020018. The plan is called Avera $9200.
| Health Insurance Plan ID | 60536SD0020018 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | South Dakota | ||||||||||||||||||
| Health Insurance Issuer | Avera Health Plans, Inc. | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 60536SD0020018-00 | ||||||||||||||||||
| Provider Network(s) | COMMERCIAL | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 03 Dec 2024 06:24 GMT). |
|
||||||||||||||||||
| Available Variants of the Health Plan | |||||||||||||||||||
| Last Plan Update Date | Tue, 13 Aug 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 03 Dec 2024 06:24 GMT |
Benefits of Avera $9200 Health Insurance Plan, 60536SD0020018-00
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Abortion for Which Public Funding is Prohibited
|
NO | ||
| Accidental Dental
Treatment must be completed within 12 months of the injury. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Acupuncture
|
NO | ||
| Allergy Testing
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Bariatric Surgery
Limit: 1.0 Procedure(s) per Lifetime Exclusions: Preauthorization required. No coverage for services without preauthorization |
YES | No Charge after deductible |
100.00% |
| Basic Dental Care - Adult
|
NO | ||
| Basic Dental Care - Child
Limit: 1.0 Visit(s) per 6 Months |
YES | No Charge after deductible |
100.00% |
| Chemotherapy
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Chiropractic Care
Each family member will receive the first three office visits per year at no charge. This includes Primary Care Physician, Chiropractic, Mental Health, Urgent Care, Habilitation or Rehabilitation visits. |
YES | No Charge after deductible |
100.00% |
| Cosmetic Surgery
|
NO | ||
| Delivery and All Inpatient Services for Maternity Care
Cost sharing does not apply to certain preventive services. Depending on the type of services, coinsurance may apply. Maternity care may include tests and services described elsewhere in the SBC (i.e. ultrasound). |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Dental Check-Up for Children
Limit: 1.0 Visit(s) per 6 Months |
YES | No Charge after deductible |
100.00% |
| Diabetes Education
Limit: 8.0 Visit(s) per Year Quantity Limit: Two certified diabetes education programs per member per lifetime, and eight visits per benefit year for follow-up training once patient has participated in a diabetes education program. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Dialysis
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Durable Medical Equipment
Exclusions: Certain durable medical equipment require preauthorization. No coverage for services without preauthorization. |
YES | No Charge after deductible |
100.00% |
| Emergency Room Services
|
YES | No Charge after deductible |
No Charge after deductible |
| Emergency Transportation/Ambulance
Exclusions: Preauthorization for non-emergency transportation. No coverage for services without preauthorization. |
YES | No Charge after deductible |
No Charge after deductible |
| Eye Glasses for Children
Limit: 1.0 Item(s) per Year One frame from the designated pediatric eyewear collection are covered. |
YES | No Charge after deductible |
100.00% |
| Gender Affirming Care
|
NO | ||
| Generic Drugs
Certain drugs require preauthorization. The preauthorization for the drug must be approved before the drug will be covered. |
YES | No Charge after deductible |
100.00% |
| Habilitation Services
Each family member will receive the first three office visits per year at no charge. This includes Primary Care Physician, Chiropractic, Mental Health, Urgent Care, Habilitation or Rehabilitation visits. Cardiac and pulmonary rehab services from participating providers are no charge after deductible and have a 36-visit maximum per plan year. Preauthorization required for all Applied Behavioral Analysis services. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Hearing Aids
|
NO | ||
| Home Health Care Services
Exclusions: 60-visit limit per plan year for services from non-participating providers. One visit equals a maximum of 4 hours, including private duty nursing. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Hospice Services
Limit: 185.0 Days per Year Care (generally in a home setting) for patients who are terminally ill and who have a life expectancy of six months or less. Hospice respite care has a quantity limit of 15 inpatient days and 15 outpatient days per lifetime. Hospice respite care must be used in increments of not more than five days at a time. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Imaging (CT/PET Scans, MRIs)
Exclusions: Some imaging requires preauthorization. Major lab and X-ray services may include PET scan, MRI, CT scan, SPECT scan, cardiovascular, nuclear medicine and MRA. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Infertility Treatment
|
NO | ||
| Infusion Therapy
Infusion therapy is covered when provided in the home (home infusion therapy). |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay)
Exclusions: Preauthorization required. No coverage for services without preauthorization |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Inpatient Physician and Surgical Services
Exclusions: Preauthorization required. No coverage for services without preauthorization |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Laboratory Outpatient and Professional Services
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Long-Term/Custodial Nursing Home Care
|
NO | ||
| Major Dental Care - Adult
|
NO | ||
| Major Dental Care - Child
Frequency limitations may apply. |
YES | No Charge after deductible |
100.00% |
| Mental/Behavioral Health Inpatient Services
Exclusions: Preauthorization required. No coverage for services without preauthorization |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Mental/Behavioral Health Outpatient Services
Each family member will receive the first three office visits per year at no charge. This includes Primary Care Physician, Chiropractic, Mental Health, Urgent Care, Habilitation or Rehabilitation visits. Coinsurance will apply for services other than therapy performed in the office or any service at a facility. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Non-Preferred Brand Drugs
Certain drugs require preauthorization. The preauthorization for the drug must be approved before the drug will be covered. |
YES | No Charge after deductible |
100.00% |
| Nutritional Counseling
|
NO | ||
| Orthodontia - Adult
|
NO | ||
| Orthodontia - Child
Frequency limitations may apply. |
YES | No Charge after deductible |
100.00% |
| Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Outpatient Rehabilitation Services
Each family member will receive the first three office visits per year at no charge. This includes Primary Care Physician, Chiropractic, Mental Health, Urgent Care, Habilitation or Rehabilitation visits. Cardiac and pulmonary rehab services from participating providers are no charge after deductible and have a 36-visit maximum per plan year. Preauthorization required for all Applied Behavioral Analysis services. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Outpatient Surgery Physician/Surgical Services
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Preferred Brand Drugs
Certain drugs require preauthorization. The preauthorization for the drug must be approved before the drug will be covered. |
YES | No Charge after deductible |
100.00% |
| Prenatal and Postnatal Care
Cost sharing does not apply to certain preventive services. Depending on the type of services, coinsurance may apply. Maternity care may include tests and services described elsewhere in the SBC (i.e. ultrasound). |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Preventive Care/Screening/Immunization
Age and frequency limitations may apply. |
YES | No Charge |
100.00% |
| Primary Care Visit to Treat an Injury or Illness
Each family member will receive the first three office visits per year at no charge. This includes Primary Care Physician, Chiropractic, Mental Health, Urgent Care, Habilitation or Rehabilitation visits. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Private-Duty Nursing
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Prosthetic Devices
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Radiation
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Reconstructive Surgery
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy
Each family member will receive the first three office visits per year at no charge. This includes Primary Care Physician, Chiropractic, Mental Health, Urgent Care, Habilitation or Rehabilitation visits. Cardiac and pulmonary rehab services from participating providers are no charge after deductible and have a 36-visit maximum per plan year. Preauthorization required for all Applied Behavioral Analysis services. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Rehabilitative Speech Therapy
Each family member will receive the first three office visits per year at no charge. This includes Primary Care Physician, Chiropractic, Mental Health, Urgent Care, Habilitation or Rehabilitation visits. Cardiac and pulmonary rehab services from participating providers are no charge after deductible and have a 36-visit maximum per plan year. Preauthorization required for all Applied Behavioral Analysis services. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Routine Dental Services (Adult)
|
NO | ||
| Routine Eye Exam (Adult)
|
NO | ||
| Routine Eye Exam for Children
Limit: 1.0 Visit(s) per Year One diagnostic exam per calendar year for children under the age of 19 from a VSP provider. |
YES | No Charge after deductible |
100.00% |
| Routine Foot Care
|
NO | ||
| Skilled Nursing Facility
Limit: 100.0 Days per Admission 100-day confinement limit is for services from participating providers. 60-day confinement limit for services from non-participating providers. Same confinement limit if readmitted with same diagnosis within 60 days. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Specialist Visit
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Specialty Drugs
Certain drugs require preauthorization. The preauthorization for the drug must be approved before the drug will be covered. |
YES | No Charge after deductible |
100.00% |
| Substance Abuse Disorder Inpatient Services
Exclusions: Preauthorization required. No coverage for services without preauthorization |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Substance Abuse Disorder Outpatient Services
Each family member will receive the first three office visits per year at no charge. This includes Primary Care Physician, Chiropractic, Mental Health, Urgent Care, Habilitation or Rehabilitation visits. Coinsurance will apply for services other than therapy performed in the office or any service at a facility. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Transplant
Transplants are subject to Case Management. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Treatment for Temporomandibular Joint Disorders
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Urgent Care Centers or Facilities
Each family member will receive the first three office visits per year at no charge. This includes Primary Care Physician, Chiropractic, Mental Health, Urgent Care, Habilitation or Rehabilitation visits. In-network benefit for services outside of service area. When using Out-of-Network Provider inside service area you may contact the plan to determine if your visit qualifies for in-network benefits. |
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
| Weight Loss Programs
|
NO | ||
| Well Baby Visits and Care
Age and frequency limitations may apply. |
YES | No Charge after deductible |
100.00% |
| X-rays and Diagnostic Imaging
|
YES | No Charge after deductible |
70.00% Coinsurance after deductible |
Avera $9200 Health Insurance Plan Variant 60536SD0020018-00 Attributes
| Plan Attribute | Value |
|---|---|
| Begin Primary Care Cost-Sharing After Number Of Visits | 3 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Standard Catastrophic Off Exchange Plan |
| Dental Only Plan | No |
| Design Type | Not Applicable |
| Disease Management Programs Offered | Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy |
| EHB Percent of Total Premium | 1.0 |
| First Tier Utilization | 100% |
| Formulary ID | SDF008 |
| Formulary URL | URL |
| HIOS Product ID | 60536SD002 |
| Import Date | 2024-08-13 20:01:38 |
| Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
| Inpatient Copayment Maximum Days | 0 |
| HSA Eligible | No |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer ID | 60536 |
| Issuer Marketplace Marketing Name | Avera Health Plans |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Catastrophic |
| Multiple In Network Tiers | No |
| National Network | Yes |
| Network ID | SDN001 |
| Out of Country Coverage | No |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | Emergency or urgent care services are covered if traveling outside of our service area. No coverage for health services if you travel outside our service area for the purpose of seeking medical treatment. |
| Plan Brochure | URL |
| Plan Effective Date | 2025-01-01 |
| Plan Expiration Date | 2025-12-31 |
| Plan ID (Standard Component ID with Variant) | 60536SD0020018-00 |
| Plan Level Exclusions | Abortion (except when the life of the mother is endangered), acupuncture, cosmetic surgery, dental care for adults, hearing aids, infertility treatment, long-term care, non-emergency care when traveling outside the United States, routine eye care for adults, and weight loss programs. |
| Plan Marketing Name | Avera $9200 |
| Plan Type | PPO |
| Plan Variant Marketing Name | Avera $9200 |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $0 |
| SBC Scenario, Having a Baby, Copayment | $0 |
| SBC Scenario, Having a Baby, Deductible | $9,200 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $0 |
| SBC Scenario, Having Diabetes, Deductible | $5,400 |
| SBC Scenario, Having Diabetes, Limit | $20 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,800 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | SDS001 |
| Source Name | SERFF |
| Plan ID | 60536SD0020018 |
| State Code | SD |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $18400 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $9200 per person |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $9,200 |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | $30000 per group |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | $15000 per person |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | $15,000 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $18400 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9200 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,200 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | No |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | No |
Copay & Coinsurance of Avera $9200 Health Insurance Plan, 60536SD0020018
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about Avera $9200, 60536SD0020018 Health Insurance Plan, 60536SD0020018
-
Does Avera $9200 Health Insurance Plan, 60536SD0020018 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (60536SD0020018) Health Insurance Plan, Variant (60536SD0020018-00) offer Disease Management Programs?
Does (60536SD0020018) Health Insurance Plan, Variant (60536SD0020018-00) have Out Of Country Coverage?
Does (60536SD0020018) Health Insurance Plan, Variant (60536SD0020018-00) have Out of Service Area Coverage?
Does (60536SD0020018) Health Insurance Plan, Variant (60536SD0020018-00) offer Disease Management Programs?
Does Avera $9200 Health Insurance Plan, Variant (60536SD0020018-00) offer Disease Management Programs for Asthma?
Does Avera $9200 Health Insurance Plan, Variant (60536SD0020018-00) offer Disease Management Programs for Heart disease?
Does Avera $9200 Health Insurance Plan, Variant (60536SD0020018-00) offer Disease Management Programs for Diabetes?
Does Avera $9200 Health Insurance Plan, Variant (60536SD0020018-00) offer Disease Management Programs for High blood pressure & high cholesterol?
Does Avera $9200 Health Insurance Plan, Variant (60536SD0020018-00) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Tue, 03 Dec 2024 06:24 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API