BEST Life and Health Insurance Company health insurance plan with the Plan ID 94482NC0020006. The plan is called BEST Life Essential Value Dental.
Health Insurance Plan ID | 94482NC0020006 | ||||||||||||||||||
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Health Insurance Plan Year | 2025 | ||||||||||||||||||
State | North Carolina | ||||||||||||||||||
Health Insurance Issuer | BEST Life and Health Insurance Company | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 94482NC0020006-01 | ||||||||||||||||||
Provider Network(s) | IN-NETWORK | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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Available Variants of the Health Plan | |||||||||||||||||||
Last Plan Update Date | Thu, 26 Sep 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Benefit | Covered | In Network | Out Of Network |
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Accidental Dental
Essential Value - Dental Accident Benefit Maximum - $200 Essential Basic - Dental Accident Benefit Maximum - $100 |
YES | ||
Basic Dental Care - Adult
|
YES | 50.00% Coinsurance after deductible |
70.00% Coinsurance after deductible |
Basic Dental Care - Child
|
YES | 30.00% Coinsurance after deductible |
60.00% Coinsurance after deductible |
Dental Check-Up for Children
Limit: 2.0 Visit(s) per Benefit Period |
YES | No Charge after deductible |
30.00% Coinsurance after deductible |
Major Dental Care - Adult
|
YES | 70.00% Coinsurance after deductible |
100.00% |
Major Dental Care - Child
|
YES | 50.00% Coinsurance after deductible |
80.00% Coinsurance after deductible |
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
|
YES | 50.00% |
50.00% |
Routine Dental Services (Adult)
|
YES | No Charge |
30.00% |
Plan Attribute | Value |
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Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2025 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Low On Exchange Plan |
Dental Only Plan | Yes |
EHB Apportionment for Pediatric Dental | 1.0 |
First Tier Utilization | 100% |
HIOS Product ID | 94482NC002 |
Import Date | 2024-09-26 03:01:39 |
Inpatient Copayment Maximum Days | 0 |
Guaranteed Rate | Guaranteed Rate |
New/Existing Plan | Existing |
Issuer ID | 94482 |
Issuer Marketplace Marketing Name | BEST Life |
Market Coverage | Individual |
Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out | Not Applicable |
Medical EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Medical EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Medical EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Medical EHB Deductible, In Network (Tier 1), Family Per Group | per group not applicable |
Medical EHB Deductible, In Network (Tier 1), Family Per Person | $75 per person |
Medical EHB Deductible, In Network (Tier 1), Individual | $75 |
Medical EHB Deductible, Out of Network, Family Per Group | per group not applicable |
Medical EHB Deductible, Out of Network, Family Per Person | $100 per person |
Medical EHB Deductible, Out of Network, Individual | $100 |
Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Family Per Group | $700 per group |
Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Family Per Person | $350 per person |
Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Individual | $350 |
Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Family Per Group | $1400 per group |
Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Family Per Person | $700 per person |
Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Individual | $700 |
Metal Level | Low |
Multiple In Network Tiers | No |
National Network | Yes |
Network ID | NCN001 |
Out of Country Coverage | No |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Network or UCR |
Plan Brochure | URL |
Plan Effective Date | 2025-01-01 |
Plan Expiration Date | 2025-12-31 |
Plan ID (Standard Component ID with Variant) | 94482NC0020006-01 |
Plan Marketing Name | BEST Life Essential Value Dental |
Plan Type | PPO |
Plan Variant Marketing Name | BEST Life Essential Value Dental |
QHP/Non QHP | Both |
Service Area ID | NCS001 |
Source Name | HIOS |
Plan ID | 94482NC0020006 |
State Code | NC |
URL for Enrollment Payment | URL |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API