Blue Cross Blue Shield of Illinois health insurance plan with the Plan ID 36096IL0990126. The plan is called Blue Choice Preferred Security PPO℠ 200.
Health Insurance Plan ID | 36096IL0990126 | ||||||||||||||||||
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Health Insurance Plan Year | 2024 | ||||||||||||||||||
State | Illinois | ||||||||||||||||||
Health Insurance Issuer | Blue Cross Blue Shield of Illinois | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 36096IL0990126-00 | ||||||||||||||||||
Provider Network(s) | PREFERRED BLUE-CHOICE-PREFERRED-PPO NON-PREFERRED | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 03 Dec 2024 06:24 GMT). |
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Available Variants of the Health Plan | |||||||||||||||||||
Last Plan Update Date | Fri, 01 Sep 2023 00:00 GMT | ||||||||||||||||||
Last Import Date | Tue, 03 Dec 2024 06:24 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Accidental Dental
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Acupuncture
|
NO | ||
Allergy Testing
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Bariatric Surgery
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Basic Dental Care - Adult
|
NO | ||
Basic Dental Care - Child
|
NO | ||
Chemotherapy
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Chiropractic Care
Limit: 25.0 Visit(s) per Year |
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Cosmetic Surgery
Covered only for the correction of congenital deformities or for conditions resulting from accidental injuries, scars, tumors, or diseases. |
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Delivery and All Inpatient Services for Maternity Care
Childbirth/delivery professional services are subject to your Medical EHB Deductible/Maximum Out of Pocket for Medical EHB benefits, if applicable. |
YES | No Charge after deductible |
$2000.00 Copay with deductible, 50.00% Coinsurance after deductible |
Dental Check-Up for Children
|
NO | ||
Diabetes Education
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Dialysis
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Durable Medical Equipment
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Emergency Room Services
|
YES | No Charge after deductible |
No Charge after deductible |
Emergency Transportation/Ambulance
Exclusions: Not covered under the hospice program. Emergency Transportation/Ambulance is covered when your condition is such that an ambulance is necessary. Benefits will not be provided for long distance trips or for use of an ambulance because it is more convenient than other transportation when rendered in connection with a covered Inpatient admission or covered Emergency Accident Care or covered Emergency Medical Care or if it does not meet the definition of Medically Necessary for non-emergency medical situations. Benefits will not be provided for long distance trips. See benefit book for details. |
YES | No Charge after deductible |
No Charge after deductible |
Eye Glasses for Children
Limit: 1.0 Item(s) per Year Provider-designated frames are covered. An allowance may apply to non-provider-designated frames. Coinsurance may apply to non-provider-designated frames on the remaining balance over the allowance. When purchasing Out of Network, reimbursements are available. See benefit book for details. |
YES | No Charge after deductible |
100.00% Coinsurance after deductible |
Gender Affirming Care
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Generic Drugs
Exclusions: Coverage for certain agents or medication categories may also be excluded. These include, but are not limited to: Weight Loss, OTC Equivalents, and Compounds. Any drug not found on the drug list is not covered. See benefit book for further details. Certain generic drugs may have a higher cost share amount than is listed on this page. When prescription drugs are bought from an out of network pharmacy additional charges may apply. See benefit book for details. |
YES | No Charge after deductible |
No Charge after deductible |
Habilitation Services
Therapy Services - Speech, Occupational and Physical; coverage for services provided by a physician or therapist. |
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Hearing Aids
1 hearing aid per ear every 24 months under 19 and 19 and over they get $2500 per ear every 24 months. |
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Home Health Care Services
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Hospice Services
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Imaging (CT/PET Scans, MRIs)
Member cost share may increase when using a Hospital-based facility for these services. See benefit booklet for details. |
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Infertility Treatment
Limit: 4.0 Procedure(s) per Benefit Period 4 completed oocyte retrievals per benefit period. |
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Infusion Therapy
Member cost share may increase when using a Hospital based facility for these services. See benefit booklet for details. |
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | No Charge after deductible |
$2000.00 Copay per Stay with deductible, 50.00% Coinsurance after deductible |
Inpatient Physician and Surgical Services
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Laboratory Outpatient and Professional Services
Member cost share may increase when using a Hospital-based facility for these services. See benefit booklet for details. |
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Long-Term/Custodial Nursing Home Care
|
NO | ||
Major Dental Care - Adult
|
NO | ||
Major Dental Care - Child
|
NO | ||
Mental/Behavioral Health Inpatient Services
|
YES | No Charge after deductible |
$2000.00 Copay per Stay with deductible, 50.00% Coinsurance after deductible |
Mental/Behavioral Health Outpatient Services
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Non-Preferred Brand Drugs
Exclusions: Coverage for certain agents or medication categories may also be excluded. These include, but are not limited to: Weight Loss, OTC Equivalents, and Compounds. Any drug not found on the drug list is not covered. See benefit book for further details. When prescription drugs are bought from an out of network pharmacy additional charges may apply. You may be responsible for paying the difference between the cost of a brand name drug and generic drug, if a generic was also available. See benefit book for details. |
YES | No Charge after deductible |
No Charge after deductible |
Nutritional Counseling
Covered for Preventive and Diabetes services only. |
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
|
NO | ||
Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Member cost share may increase when using a Hospital-based facility for these services. See benefit booklet for details. |
YES | No Charge after deductible |
$2000.00 Copay with deductible, 50.00% Coinsurance after deductible |
Outpatient Rehabilitation Services
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Outpatient Surgery Physician/Surgical Services
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Preferred Brand Drugs
Exclusions: Coverage for certain agents or medication categories may also be excluded. These include, but are not limited to: Weight Loss, OTC Equivalents, and Compounds. Any drug not found on the drug list is not covered. See benefit book for further details. When prescription drugs are bought from an out of network pharmacy additional charges may apply. You may be responsible for paying the difference between the cost of a brand name drug and generic drug, if a generic was also available. See benefit book for details. |
YES | No Charge after deductible |
No Charge after deductible |
Prenatal and Postnatal Care
First prenatal visit is subject to the Office Visit charge. All subsequent prenatal care is covered under delivery for maternity care. |
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Preventive Care/Screening/Immunization
|
YES | No Charge |
50.00% Coinsurance after deductible |
Primary Care Visit to Treat an Injury or Illness
Under this plan, a limited number of in-network primary care office visits are covered at the listed copay. See benefit book for details. |
YES | $20.00, No Charge after deductible |
50.00% Coinsurance after deductible |
Private-Duty Nursing
Exclusions: Inpatient excluded |
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Prosthetic Devices
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Radiation
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Reconstructive Surgery
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Rehabilitative Occupational and Rehabilitative Physical Therapy
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Rehabilitative Speech Therapy
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Routine Dental Services (Adult)
|
NO | ||
Routine Eye Exam (Adult)
|
NO | ||
Routine Eye Exam for Children
Limit: 1.0 Visit(s) per Year When purchasing Out of Network, reimbursements are available. See benefit book for details. |
YES | No Charge |
100.00% |
Routine Foot Care
Covered when medically necessary. |
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Skilled Nursing Facility
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Specialist Visit
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Specialty Drugs
Exclusions: Coverage for certain agents or medication categories may also be excluded. These include, but are not limited to: Weight Loss, OTC Equivalents, and Compounds. Any drug not found on the drug list is not covered. See benefit book for further details. Certain specialty drugs may have a higher cost share amount than is listed on this page. If prescription drugs are bought from an out of network pharmacy additional charges may apply. You may be responsible for paying the difference between the cost of a brand name drug and generic drug, if a generic was also available. See benefit book for details. |
YES | No Charge after deductible |
No Charge after deductible |
Substance Abuse Disorder Inpatient Services
|
YES | No Charge after deductible |
$2000.00 Copay per Stay with deductible, 50.00% Coinsurance after deductible |
Substance Abuse Disorder Outpatient Services
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Transplant
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Treatment for Temporomandibular Joint Disorders
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Urgent Care Centers or Facilities
|
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
|
YES | No Charge |
50.00% Coinsurance after deductible |
X-rays and Diagnostic Imaging
Member cost share may increase when using a Hospital-based facility for these services. See benefit booklet for details. |
YES | No Charge after deductible |
50.00% Coinsurance after deductible |
Plan Attribute | Value |
---|---|
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 3 |
Business Year | 2024 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Catastrophic Off Exchange Plan |
Dental Only Plan | No |
Design Type | Not Applicable |
Disease Management Programs Offered | Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy |
EHB Percent of Total Premium | 0.996990719045982 |
First Tier Utilization | 100% |
Formulary ID | ILF018 |
Formulary URL | URL |
HIOS Product ID | 36096IL099 |
Import Date | 2023-09-01 20:01:51 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer ID | 36096 |
Issuer Marketplace Marketing Name | Blue Cross and Blue Shield of Illinois |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Catastrophic |
Multiple In Network Tiers | No |
National Network | Yes |
Network ID | ILN001 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | This plan does not cover any services and/or supplies provided to a member outside of the United States, if the member traveled to the location for the purposes of receiving medical services, supplies, or drugs. |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | When accessing care outside our service area, you will obtain care from healthcare Providers that have a contractual agreement (i.e., are Participating Providers) with the local Blue Cross and/or Blue Shield Licensee in that other geographic area (Host Blue). In some instances, you may obtain care from Non-Participating Providers. |
Plan Brochure | URL |
Plan Effective Date | 2024-01-01 |
Plan ID (Standard Component ID with Variant) | 36096IL0990126-00 |
Plan Marketing Name | Blue Choice Preferred Security PPO℠ 200 |
Plan Type | PPO |
Plan Variant Marketing Name | Blue Choice Preferred Security PPO℠ 200 |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $0 |
SBC Scenario, Having a Baby, Copayment | $0 |
SBC Scenario, Having a Baby, Deductible | $9450 |
SBC Scenario, Having a Baby, Limit | $60 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $60 |
SBC Scenario, Having Diabetes, Deductible | $5200 |
SBC Scenario, Having Diabetes, Limit | $20 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $2800 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | ILS011 |
Source Name | SERFF |
Plan ID | 36096IL0990126 |
State Code | IL |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $18900 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $9450 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $9,450 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | $45000 per group |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | $15000 per person |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | $15,000 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $18900 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9450 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,450 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
Unique Plan Design | No |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | No |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Tue, 03 Dec 2024 06:24 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API