Blue EverydayHealth Silver - PimaFocus Network - 53901AZ1420059 Health Insurance Plan

Blue Cross and Blue Shield of Arizona, Inc. health insurance plan with the Plan ID 53901AZ1420059. The plan is called Blue EverydayHealth Silver - PimaFocus Network.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 94.03% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 5.97% of the costs of all covered benefits (according to the Issuer).

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 94.70% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 5.30% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 53901AZ1420059
Health Insurance Plan Year 2025
State Arizona
Health Insurance Issuer Blue Cross and Blue Shield of Arizona, Inc.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 53901AZ1420059-06
Provider Network(s) PIMAFOCUS
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 24 Dec 2024 06:21 GMT).

Providers Arizona All US States
All 106 114
PCP 7 8
Allergy N/A N/A
OB/GYN 1 1
Dentists 42 44
Available Variants of the Health Plan

Standard Off Exchange Plan - 53901AZ1420059-00

Standard On Exchange Plan - 53901AZ1420059-01

Open to Indians below 300% FPL - 53901AZ1420059-02

Open to Indians above 300% FPL - 53901AZ1420059-03

73% AV Silver Plan - 53901AZ1420059-04

87% AV Silver Plan - 53901AZ1420059-05

94% AV Silver Plan - 53901AZ1420059-06

Last Plan Update Date Tue, 17 Sep 2024 00:00 GMT
Last Import Date Tue, 24 Dec 2024 06:21 GMT

Benefits of Blue EverydayHealth Silver - PimaFocus Network Health Insurance Plan, 53901AZ1420059-06

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental

Benefits are payable for the services of a Physician, dentist, or dental surgeon, provided the services are rendered for treatment of an accidental injury to sound natural teeth where the continuous course of treatment is started within six (6) months of the accident.

YES

20.00%

100.00%
Acupuncture
NO
Allergy Testing
YES

$10.00

100.00%
Bariatric Surgery

The following bariatric surgery procedures are covered: open roux-en-y gastric bypass (RYGBP), laparoscopic roux-en-y gastric bypass (RYGBP), laparoscopic adjustable gastric banding (LAGB), open biliopancreatic diversion with duodenal switch (BPD/DS), laparoscopic biliopancreatic diversion with duodenal switch (BPD/DS), and laparoscopic sleeve gastrectomy (LSG) 1. The patient must have a body-mass index (BMI) greater than equal to 35.; 2. Have at least one co-morbidity related to obesity.; 3. Previously unsuccessful with medical treatment for obesity. The following medical information must be documented in the patient's medical record: Active participation within the last two years in one physician?supervised weight-management program for a minimum of six months without significant gaps. The weight-management program must include monthly documentation of all of the following components: a. Weight; b. Current dietary program; c. Physical activity (e.g., exercise program); 4. In addition, the procedure must be performed at an approved BlueDistinction facility for bariatric surgery 5. The member must be 18 years or older, or have reached full expected skeletal growth.

YES

$250.00, 20.00%

100.00%
Basic Dental Care - Adult
NO
Basic Dental Care - Child
YES

50.00%

100.00%
Chemotherapy
YES

20.00%

100.00%
Chiropractic Care

Limit: 20.0 Visit(s) per Year

HMOs may limit chiropractic visits to 20.

YES

$10.00

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care

Newborn benefits do not apply to the newly born child of an Eligible Dependent unless placement with the contract holder or covered spouse is confirmed through a court order or legal guardianship

YES

20.00%

100.00%
Dental Check-Up for Children

Limit: 2.0 Visit(s) per Year

Limit of 2 dental check-ups & cleanings per calendar year.

YES

No Charge

100.00%
Diabetes Education
YES

No Charge

100.00%
Dialysis
YES

20.00%

100.00%
Durable Medical Equipment

Benefits are limited to one (1) manual or electric (not hospital grade) breast pump and breast pump supplies per member, per calendar year. Benefits are limited to one (1) set of new and four (4) replacement sets of compression garments for the treatment of lymphedema per member, per calendar year. Benefits are limited to one (1) wig and one (1) hairpiece per member, per calendar year.

YES

20.00%

100.00%
Emergency Room Services
YES

20.00%

20.00%
Emergency Transportation/Ambulance
YES

20.00%

20.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Limit of 1 pair of glasses or contact lenses per calendar year.

YES

No Charge

100.00%
Gender Affirming Care
NO
Generic Drugs

Exclusions: Excludes medications not on the formulary, unless a formulary exception is approved.

Prescription drugs in Tier 1a: Low copays on 30-day supplies of common everyday prescriptions including select insulin. Find out if your prescriptions are on the BCBSAZ Tier1a Drug List at https://azblue.com/pharmacy-management/Tier1a-Drug-List.?

YES

Tier 1: No Charge

Tier 2: $5.00

100.00%
Habilitation Services

Limit: 60.0 Visit(s) per Year

Exclusions: Visit limit is separate from outpatient rehabilitation service limit. Excludes group therapy, private duty nursing, and custodial care.

Supplementing with the federal definition of habilitative services: Health care services that help a person keep, learn, or improve skills and functioning for daily living. Examples include therapy for a child who is not walking or talking at the expected age. These services may include physical, speech, occupational, cardiac, cognitive and pulmonary habilitation therapy for people with disabilities in a variety of inpatient and/or outpatient settings.

YES

20.00%

100.00%
Hearing Aids

Limit: 1.0 Item(s) per Benefit Period

Exclusions: Excludes disposable hearing aids, ear molds, batteries or battery replacements for hearing aids other than cochlear implants.

Hearing aid devices limited to one per ear, per Calendar Year when determined to be medically necessary by the Medical Management Organization.

YES

20.00%

100.00%
Home Health Care Services

Limit: 42.0 Visit(s) per Year

Exclusions: Excludes respite care, custodial care, private duty nursing.

1. The physician must have determined a medical need for home health care and developed a plan of care that is reviewed at thirty day intervals by the physician.; 2. The care described in the plan of care must be for intermittent skilled nursing, therapy, or speech services.; 3. The home health agency delivering care must be certified within the state the care is received.; 4. The care that is being provided is not custodial care. A Home Health visit is considered to be up to four hours of services.

YES

20.00%

100.00%
Hospice Services

Exclusions: Excludes respite care.

The Plan covers hospice care services which are provided under an approved hospice care program when provided to a Member who has been diagnosed by a Participating Provider as having a terminal illness with a prognosis of six (6) months or less to live.

YES

No Charge

100.00%
Imaging (CT/PET Scans, MRIs)
YES

20.00%

100.00%
Infertility Treatment
NO
Infusion Therapy

Infusion/IV Therapy in an Outpatient setting including, but not limited to: Inflixima/b (Remicade), Alefacept (Amevive), and Etanercept (Enbrel).

YES

20.00%

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

20.00%

100.00%
Inpatient Physician and Surgical Services
YES

20.00%

100.00%
Laboratory Outpatient and Professional Services
YES

20.00%

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
YES

50.00%

100.00%
Mental/Behavioral Health Inpatient Services

Exclusions: Excludes facility charges for treatment provided by group homes, boarding schools, halfway houses, assisted living centers, shelters, foster homes or wilderness programs.

YES

20.00%

100.00%
Mental/Behavioral Health Outpatient Services

Exclusions: Excludes facility charges for treatment provided by group homes, boarding schools, halfway houses, assisted living centers, shelters, foster homes or wilderness programs.

Counseling and psychiatric telehealth consultations available with BlueCare Anywhere - see SBC for more information.

YES

$10.00

100.00%
Non-Preferred Brand Drugs

Exclusions: Excludes medications not on the formulary, unless a formulary exception is approved.

YES

50.00% Coinsurance after deductible

100.00%
Nutritional Counseling

Covered when dietary adjustment has a therapeutic role of a diagnosed chronic disease/condition, including but not limited to:1. Morbid obesity 2. Diabetes3. Cardiovascular disease 4. Hypertension 5. Kidney disease 6. Eating disorders 7. Gastrointestinal disorders 8. Food allergies 9. Hyperlipidemia

YES

No Charge

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
YES

50.00%

100.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

20.00%

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

Exclusions: Deductible waived for ambulatory surgery centers.

YES

20.00%

100.00%
Outpatient Rehabilitation Services

Limit: 60.0 Visit(s) per Year

Exclusions: Visit limit is separate from habilitation service limit. Excludes group therapy, private duty nursing, and custodial care.

Short-term rehabilitative therapy includes services in an outpatient facility or physician?s office that is part of a rehabilitation program. These services may include physical, speech, occupational, cardiac rehabilitation,cognitive and pulmonary rehabilitation therapy. Visit limit is for all therapy types combined.

YES

20.00%

100.00%
Outpatient Surgery Physician/Surgical Services
YES

20.00%

100.00%
Preferred Brand Drugs

Exclusions: Excludes medications not on the formulary, unless a formulary exception is approved.

YES

$10.00 Copay after deductible

100.00%
Prenatal and Postnatal Care
YES

$10.00

100.00%
Preventive Care/Screening/Immunization

Limit: 1.0 Exam(s) per Year

Benefits are limited to one (1) preventive physical exam per member, per calendar year, unless additional visits are necessary for the member to obtain all covered Preventive Services.

YES

No Charge

100.00%
Primary Care Visit to Treat an Injury or Illness

Exclusions: Free PCP virtual visits exclude visits with BlueCare Anywhere providers and only apply to telehealth visits with the member's PCP.

First 2 visits per person per calendar year are covered at no charge. Copay for additional PCP visits. 24/7 online doctor visits available with BlueCare Anywhere - see SBC for more information.

YES

$5.00

100.00%
Private-Duty Nursing

Private hospital rooms and/or private duty nursing are only available during inpatient stays and determined to be medically appropriate by the Plan. Custodial Nursing is not covered by the Plan.

YES

20.00%

100.00%
Prosthetic Devices

Exclusions: Excludes biomechanical devices (external prosthetic device operated through or in conjunction with nerve conduction or other electrical impulses).

The Plan covers the initial purchase and fitting of external prosthetic devices which are used as a replacement or substitute for a missing body part and are necessary for the alleviation or correction of illness, injury, congenital defect, or alopecia as a result of chemotherapy, radiation therapy, and second or third degree burns. External prosthetic appliances shall include artificial arms and legs, wigs, hair pieces and terminal devices such as a hand or hook. Wigs and hair pieces are limited to one per Plan Year. Members must provide a valid prescription verifying diagnosis of alopecia as a result of chemotherapy, radiation therapy, second or third degree burns with a submitted claim for coverage. All other diagnosis are excluded. Replacement of artificial arms and legs and terminal devices are covered only if necessitated by normal anatomical growth or as a result of wear and tear.

YES

20.00%

100.00%
Radiation
YES

20.00%

100.00%
Reconstructive Surgery

Exclusions: Excludes cosmetic surgery and services except for breast reconstruction following medically necessary mastectomy.

Following a mastectomy, the following services and supplies are covered:1. Surgical services for reconstruction of the breast on which the mastectomy was performed; 2. Surgical services for reconstruction of the non-diseased breast to produce symmetrical appearance; 3. Post-operative breast prostheses; and 4. Mastectomy bras/camisoles and external prosthetics that meet external prosthetic placement needs. During all stages of mastectomy, treatments of physical complications, including lymphedema, are covered. Cosmetic Surgery is covered for reconstructive surgery that constitutes necessary care and treatment of medically diagnosed services required for the prompt repair of accidental injury and any other services required by law. Issuer covers reconstruction of congenital defects and birth abnormalities in accordance with its medical coverage guidelines and/or when required by applicable law. Issuer covers medically necessary complications of breast implants / pectoral implants.

YES

20.00%

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 60.0 Visit(s) per Year

Exclusions: Excludes group therapy, private duty nursing, and custodial care.

Visit limit is for multiple therapy types combined (PT, OT, ST, CT and Cardiac and Pulmonary Rehabilitative Visits).

YES

20.00%

100.00%
Rehabilitative Speech Therapy

Limit: 60.0 Visit(s) per Year

Exclusions: Excludes group therapy, private duty nursing, and custodial care.

Visit limit is for multiple therapy types combined (PT, OT, ST, CT and Cardiac and Pulmonary Rehabilitative Visits).

YES

20.00%

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Visit(s) per Year

Limit of 1 routine vision exam per calendar year.

YES

No Charge

100.00%
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 90.0 Days per Year

90 combined SNF and inpatient extended active rehabilitation days per calendar year.

YES

20.00%

100.00%
Specialist Visit
YES

$10.00

100.00%
Specialty Drugs

Exclusions: Excludes medications not on the formulary, unless a formulary exception is approved.

YES

50.00%

100.00%
Substance Abuse Disorder Inpatient Services

Exclusions: Excludes facility charges for treatment provided by group homes, boarding schools, halfway houses, assisted living centers, shelters, foster homes or wilderness programs.

YES

20.00%

100.00%
Substance Abuse Disorder Outpatient Services

Exclusions: Excludes facility charges for treatment provided by group homes, boarding schools, halfway houses, assisted living centers, shelters, foster homes or wilderness programs.

YES

$10.00

100.00%
Transplant

Travel & lodging expenses are limited to $10,000 per transplant. Travel and lodging are not covered if the Member is a donor. Organ transplant services include the recipient's medical, surgical and hospital services; inpatient immunosuppressive medications; and costs for organ procurement. Transplant services are covered only if they are required to perform human to human organ or tissue transplants, such as:1. Allogeneic bone marrow/stem cell;2. Autologous bone marrow/stem cell;3. Cornea;4. Heart;5. Heart/lung;6. Kidney;7. Kidney/pancreas;8. Liver;9. Lung;10. Pancreas;11. Small bowel/liver; or 12. Kidney/liver. Organ transplant coverage will apply only to non-experimental transplants for the specific diagnosis. Coverage for organ procurement costs are limited to costs directly related to the procurement of an organ, from a cadaver or a live donor. Organ procurement costs shall consist of surgery necessary for organ removal, organ transportation and the transportation, hospitalization and surgery of a live donor. Compatibility testing undertaken prior to procurement is covered if Medically Necessary.

YES

20.00%

100.00%
Treatment for Temporomandibular Joint Disorders

Benefits are payable for covered services and supplies which are necessary to treat TMJ disorder.

YES

20.00%

100.00%
Urgent Care Centers or Facilities
YES

$20.00

100.00%
Weight Loss Programs
NO
Well Baby Visits and Care

Well Child visits and immunizations are covered as recommended by the American Academy of Pediatrics.

YES

No Charge

100.00%
X-rays and Diagnostic Imaging
YES

20.00%

100.00%

Blue EverydayHealth Silver 6 PimaFocus (2 Free Visits with PCP) Health Insurance Plan Variant 53901AZ1420059-06 Attributes

Plan Attribute Value
AV Calculator Output Number 0.9470103755807491
Begin Primary Care Cost-Sharing After Number Of Visits 2
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type 94% AV Level Silver Plan
Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 50.00%
Drug EHB Deductible, In Network (Tier 1), Family Per Group per group not applicable
Drug EHB Deductible, In Network (Tier 1), Family Per Person $50 per person
Drug EHB Deductible, In Network (Tier 1), Individual $50
Drug EHB Deductible, In Network (Tier 2), Default Coinsurance 50.00%
Drug EHB Deductible, In Network (Tier 2), Family Per Group per group not applicable
Drug EHB Deductible, In Network (Tier 2), Family Per Person $50 per person
Drug EHB Deductible, In Network (Tier 2), Individual $50
Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Out of Network, Individual Not Applicable
Dental Only Plan No
Design Type Not Applicable
EHB Percent of Total Premium 1.0
First Tier Utilization 17%
Formulary ID AZF002
Formulary URL URL
HIOS Product ID 53901AZ142
Import Date 2024-09-17 01:02:01
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer Actuarial Value 94.03%
Issuer ID 53901
Issuer Marketplace Marketing Name Blue Cross Blue Shield of Arizona
Market Coverage Individual
Medical Drug Deductibles Integrated No
Medical Drug Maximum Out of Pocket Integrated Yes
Medical EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Medical EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Medical EHB Deductible, In Network (Tier 1), Default Coinsurance 20.00%
Medical EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Medical EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Medical EHB Deductible, In Network (Tier 1), Individual $0
Medical EHB Deductible, In Network (Tier 2), Default Coinsurance 20.00%
Medical EHB Deductible, In Network (Tier 2), Family Per Group $0 per group
Medical EHB Deductible, In Network (Tier 2), Family Per Person $0 per person
Medical EHB Deductible, In Network (Tier 2), Individual $0
Medical EHB Deductible, Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Out of Network, Family Per Person per person not applicable
Medical EHB Deductible, Out of Network, Individual Not Applicable
Metal Level Silver
Multiple In Network Tiers Yes
National Network No
Network ID AZN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergencies Only. Authorization required for non-emergent services.
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergencies, Urgent Care and Authorized Follow-up Care. Urgent Care and Authorized Follow-up Care covered only through contracted providers.
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan ID (Standard Component ID with Variant) 53901AZ1420059-06
Plan Level Exclusions Non-covered services and any services related to or associated with non-covered services, non-medically necessary services, and all other benefit specific and general exclusions and limitations listed in the benefit book. This exclusion does not apply to services required by federal or state law to be covered.
Plan Marketing Name Blue EverydayHealth Silver - PimaFocus Network
Plan Type HMO
Plan Variant Marketing Name Blue EverydayHealth Silver 6 PimaFocus (2 Free Visits with PCP)
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $1,190
SBC Scenario, Having a Baby, Copayment $10
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $50
SBC Scenario, Having Diabetes, Coinsurance $10
SBC Scenario, Having Diabetes, Copayment $230
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $460
SBC Scenario, Treatment of a Simple Fracture, Copayment $30
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Second Tier Utilization 83%
Service Area ID AZS011
Source Name HIOS
Plan ID 53901AZ1420059
State Code AZ
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $2400 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $1200 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $1,200
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Group $2400 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Person $1200 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Individual $1,200
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Blue EverydayHealth Silver - PimaFocus Network Health Insurance Plan, 53901AZ1420059

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Blue EverydayHealth Silver - PimaFocus Network, 53901AZ1420059 Health Insurance Plan, 53901AZ1420059

  • Does Blue EverydayHealth Silver - PimaFocus Network Health Insurance Plan, 53901AZ1420059 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (53901AZ1420059) Health Insurance Plan, Variant (53901AZ1420059-06) have Out Of Country Coverage?

    Yes. Details: Emergencies Only. Authorization required for non-emergent services.

    Does (53901AZ1420059) Health Insurance Plan, Variant (53901AZ1420059-06) have Out of Service Area Coverage?

    Yes. Details: Emergencies, Urgent Care and Authorized Follow-up Care. Urgent Care and Authorized Follow-up Care covered only through contracted providers.

 

Disclaimer: This is based on the import(Date: Tue, 24 Dec 2024 06:21 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API