Blue KC Choice Silver 1 BlueSelect EPO with Spira Care - 34762MO0590004 Health Insurance Plan
Blue Cross and Blue Shield of Kansas City health insurance plan with the Plan ID 34762MO0590004. The plan is called Blue KC Choice Silver 1 BlueSelect EPO with Spira Care.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 70.11% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 29.89% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 34762MO0590004 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | Missouri | ||||||||||||||||||
| Health Insurance Issuer | Blue Cross and Blue Shield of Kansas City | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 34762MO0590004-03 | ||||||||||||||||||
| Provider Network(s) | NETWORK PREFERRED | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 24 Dec 2024 06:21 GMT). |
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| Available Variants of the Health Plan | Standard Off Exchange Plan - 34762MO0590004-00 Standard On Exchange Plan - 34762MO0590004-01 Open to Indians below 300% FPL - 34762MO0590004-02 Open to Indians above 300% FPL - 34762MO0590004-03 73% AV Silver Plan - 34762MO0590004-04 |
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| Last Plan Update Date | Thu, 19 Sep 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 24 Dec 2024 06:21 GMT |
Benefits of Blue KC Choice Silver 1 BlueSelect EPO with Spira Care Health Insurance Plan, 34762MO0590004-03
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Abortion for Which Public Funding is Prohibited
|
NO | ||
| Accidental Dental
Limit: 3000.0 Dollars per Episode Treatment must begin within 12 months of the injury. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Acupuncture
|
NO | ||
| Allergy Testing
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Bariatric Surgery
|
NO | ||
| Basic Dental Care - Adult
|
NO | ||
| Basic Dental Care - Child
|
NO | ||
| Chemotherapy
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Chiropractic Care
Chiropractic visits beyond 26 per benefit period require Prior Authorization. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Cosmetic Surgery
|
NO | ||
| Delivery and All Inpatient Services for Maternity Care
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Dental Check-Up for Children
|
NO | ||
| Diabetes Education
|
YES | Tier 1: No Charge Tier 2: No Charge |
100.00% |
| Dialysis
Covered Services include dialysis treatments in an outpatient dialysis, or home dialysis and training for you and the person who will help you with home self-dialysis. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Durable Medical Equipment
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Emergency Room Services
|
YES | 40.00% Coinsurance after deductible |
40.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance
|
YES | 40.00% Coinsurance after deductible |
40.00% Coinsurance after deductible |
| Eye Glasses for Children
Limit: 1.0 Item(s) per Year Covered lenses and frames each available at limit of one per year. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Gender Affirming Care
|
NO | ||
| Generic Drugs
See the Prescription Drug formulary for more information on drug costs. |
YES | $5.00 |
100.00% |
| Habilitation Services
Limit: 20.0 Visit(s) per Benefit Period Habilitative services definition: 'help you keep, learn or improve skills and functioning for daily living.' |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Hearing Aids
Benefits include hearing aids provided to a newborn for initial amplification following a newborn hearing screening. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Home Health Care Services
Limit: 100.0 Visit(s) per Benefit Period To be eligible for benefits, you must essentially be confined to the home, as an alternative to a Hospital stay, and be physically unable to get needed medical services on an outpatient basis. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Hospice Services
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Imaging (CT/PET Scans, MRIs)
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Infertility Treatment
|
NO | ||
| Infusion Therapy
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Inpatient Physician and Surgical Services
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Laboratory Outpatient and Professional Services
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Long-Term/Custodial Nursing Home Care
|
NO | ||
| Major Dental Care - Adult
|
NO | ||
| Major Dental Care - Child
|
NO | ||
| Mental/Behavioral Health Inpatient Services
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Mental/Behavioral Health Outpatient Services
You have a $0 copay for telehealth visits with your doctor, saving you money and time. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Non-Preferred Brand Drugs
|
YES | $250.00 Copay after deductible |
100.00% |
| Nutritional Counseling
|
YES | Tier 1: No Charge Tier 2: No Charge |
100.00% |
| Orthodontia - Adult
|
NO | ||
| Orthodontia - Child
|
NO | ||
| Other Practitioner Office Visit (Nurse, Physician Assistant)
This Plan offers $0 copay to Spira Care for your doctor's visit, counseling, and any associated lab or x-rays prescribed by a Spira Care physician. You have a $0 copay for telehealth visits with your doctor, saving you money and time. Professional Providers include Physician Assistants. Registered Nurses qualify as Eligible Providers. |
YES | Tier 1: No Charge Tier 2: $50.00 |
100.00% |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Outpatient Rehabilitation Services
Limit: 20.0 Visit(s) per Benefit Period To be Covered Services, rehabilitation services must involve goals you can reach in a reasonable period of time. Benefits will end when treatment is no longer Medically Necessary and you stop progressing toward those goals. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Outpatient Surgery Physician/Surgical Services
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Preferred Brand Drugs
|
YES | $75.00 |
100.00% |
| Prenatal and Postnatal Care
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Preventive Care/Screening/Immunization
|
YES | Tier 1: No Charge Tier 2: No Charge |
100.00% |
| Primary Care Visit to Treat an Injury or Illness
This Plan offers $0 copay to Spira Care for your doctor's visit, counseling, and any associated lab or x-rays prescribed by a Spira Care physician. You have a $0 copay for telehealth visits with your doctor, saving you money and time. |
YES | Tier 1: No Charge Tier 2: $50.00 |
100.00% |
| Private-Duty Nursing
Limit: 82.0 Visit(s) per Benefit Period Private duty nursing services are a Covered Service only when given as part of the 'Home Care Services' benefit. Private Duty Lifetime Maximum: 164 visits In- and Out-of-Network combined. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Prosthetic Devices
Benefits include the purchase, fitting, adjustments, repairs and replacements. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Radiation
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Reconstructive Surgery
Benefits include reconstructive surgery to correct significant deformities caused by congenital or developmental abnormalities, illness, injury or an earlier treatment in order to create a more normal appearance. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 20.0 Visit(s) per Benefit Period 20 visit limit each for PT and OT. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Rehabilitative Speech Therapy
Unlimited visits for speech therapy. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Routine Dental Services (Adult)
|
NO | ||
| Routine Eye Exam (Adult)
|
NO | ||
| Routine Eye Exam for Children
Limit: 1.0 Exam(s) per Benefit Period |
YES | No Charge |
100.00% |
| Routine Foot Care
Coverage is available if Medically Necessary. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Skilled Nursing Facility
Limit: 150.0 Days per Benefit Period Limit is for in-and out-of-network combined and includes rehab and outpatient day rehab. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Specialist Visit
You have a $0 copay for telehealth visits with your doctor, saving you money and time. |
YES | $100.00 |
100.00% |
| Specialty Drugs
|
YES | 50.00% Coinsurance after deductible |
100.00% |
| Substance Abuse Disorder Inpatient Services
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Substance Abuse Disorder Outpatient Services
You have a $0 copay for telehealth visits with your doctor, saving you money and time. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Transplant
|
YES | 40.00% Coinsurance after deductible |
100.00% |
| Treatment for Temporomandibular Joint Disorders
Covered Services include removable appliances for TMJ repositioning and related surgery, medical care, and diagnostic services. |
YES | 40.00% Coinsurance after deductible |
100.00% |
| Urgent Care Centers or Facilities
Save money and time with Blue KC Virtual Care. You may access virtual care for a $0 copay, 24/7. |
YES | $100.00 |
$100.00 |
| Weight Loss Programs
|
NO | ||
| Well Baby Visits and Care
|
YES | Tier 1: No Charge Tier 2: No Charge |
100.00% |
| X-rays and Diagnostic Imaging
|
YES | 40.00% Coinsurance after deductible |
100.00% |
Blue KC Choice Silver 1 BlueSelect EPO with Spira Care - Ltd AI/AN Health Insurance Plan Variant 34762MO0590004-03 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.701092285035841 |
| Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Limited Cost Sharing Plan Variation |
| Dental Only Plan | No |
| Design Type | Not Applicable |
| Disease Management Programs Offered | Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy |
| EHB Percent of Total Premium | 1.0 |
| First Tier Utilization | 45% |
| Formulary ID | MOF001 |
| Formulary URL | URL |
| HIOS Product ID | 34762MO059 |
| Import Date | 2024-09-19 01:01:32 |
| Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
| Inpatient Copayment Maximum Days | 0 |
| HSA Eligible | No |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer ID | 34762 |
| Issuer Marketplace Marketing Name | Blue Cross and Blue Shield of Kansas City |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Silver |
| Multiple In Network Tiers | Yes |
| National Network | No |
| Network ID | MON003 |
| Out of Country Coverage | No |
| Out of Country Coverage Description | We provide limited services outside the United States through Global Core. Such services are limited to emergency services. |
| Out of Service Area Coverage | No |
| Out of Service Area Coverage Description | Services are not provided out-of-network, except in an Emergency or other limited situations. If an out-of-network service is covered and provided outside of Our Service Area, such services will be provided at the in-network benefit level. Non-emergency services that are covered out-of-network will not apply to your in-network out-of-pocket maximum. |
| Plan Brochure | URL |
| Plan Effective Date | 2025-01-01 |
| Plan Expiration Date | 2025-12-31 |
| Plan ID (Standard Component ID with Variant) | 34762MO0590004-03 |
| Plan Level Exclusions | All services must be rendered under the provisions of the Contract and comply with the Medical policies of the Plan. Please refer to the Member's Plan Document for more information. |
| Plan Marketing Name | Blue KC Choice Silver 1 BlueSelect EPO with Spira Care |
| Plan Type | EPO |
| Plan Variant Marketing Name | Blue KC Choice Silver 1 BlueSelect EPO with Spira Care - Ltd AI/AN |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $0 |
| SBC Scenario, Having a Baby, Copayment | $0 |
| SBC Scenario, Having a Baby, Deductible | $0 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $0 |
| SBC Scenario, Having Diabetes, Deductible | $0 |
| SBC Scenario, Having Diabetes, Limit | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Second Tier Utilization | 55% |
| Service Area ID | MOS001 |
| Source Name | HIOS |
| Plan ID | 34762MO0590004 |
| State Code | MO |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 40.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $8300 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $4150 per person |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $4,150 |
| Combined Medical and Drug EHB Deductible, In Network (Tier 2), Default Coinsurance | 40.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 2), Family Per Group | $8300 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 2), Family Per Person | $4150 per person |
| Combined Medical and Drug EHB Deductible, In Network (Tier 2), Individual | $4,150 |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $16000 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $8000 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $8,000 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Group | $16000 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Person | $8000 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Individual | $8,000 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | No |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | No |
Copay & Coinsurance of Blue KC Choice Silver 1 BlueSelect EPO with Spira Care Health Insurance Plan, 34762MO0590004
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about Blue KC Choice Silver 1 BlueSelect EPO with Spira Care, 34762MO0590004 Health Insurance Plan, 34762MO0590004
-
Does Blue KC Choice Silver 1 BlueSelect EPO with Spira Care Health Insurance Plan, 34762MO0590004 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (34762MO0590004) Health Insurance Plan, Variant (34762MO0590004-03) offer Disease Management Programs?
Does (34762MO0590004) Health Insurance Plan, Variant (34762MO0590004-03) have Out Of Country Coverage?
Does (34762MO0590004) Health Insurance Plan, Variant (34762MO0590004-03) have Out of Service Area Coverage?
Does (34762MO0590004) Health Insurance Plan, Variant (34762MO0590004-03) offer Disease Management Programs?
Does Blue KC Choice Silver 1 BlueSelect EPO with Spira Care - Ltd AI/AN Health Insurance Plan, Variant (34762MO0590004-03) offer Disease Management Programs for Asthma?
Does Blue KC Choice Silver 1 BlueSelect EPO with Spira Care - Ltd AI/AN Health Insurance Plan, Variant (34762MO0590004-03) offer Disease Management Programs for Heart disease?
Does Blue KC Choice Silver 1 BlueSelect EPO with Spira Care - Ltd AI/AN Health Insurance Plan, Variant (34762MO0590004-03) offer Disease Management Programs for Depression?
Does Blue KC Choice Silver 1 BlueSelect EPO with Spira Care - Ltd AI/AN Health Insurance Plan, Variant (34762MO0590004-03) offer Disease Management Programs for Diabetes?
Does Blue KC Choice Silver 1 BlueSelect EPO with Spira Care - Ltd AI/AN Health Insurance Plan, Variant (34762MO0590004-03) offer Disease Management Programs for High blood pressure & high cholesterol?
Does Blue KC Choice Silver 1 BlueSelect EPO with Spira Care - Ltd AI/AN Health Insurance Plan, Variant (34762MO0590004-03) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Tue, 24 Dec 2024 06:21 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API