BlueCross BlueShield of Tennessee health insurance plan with the Plan ID 14002TN0400200. The plan is called BlueCross G06S $35 PCP Copay + $0 Virtual Care for Medical & Mental Health.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 80.34% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 19.66% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 14002TN0400200 | ||||||||||||||||||
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Health Insurance Plan Year | 2024 | ||||||||||||||||||
State | Tennessee | ||||||||||||||||||
Health Insurance Issuer | BlueCross BlueShield of Tennessee | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 14002TN0400200-00 | ||||||||||||||||||
Provider Network(s) | BEHAVHEALTH VISIONBLUE DENTALBLUE PHARMACY BLUE-NETWORK-S | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 03 Dec 2024 06:24 GMT). |
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Available Variants of the Health Plan | Standard Off Exchange Plan - 14002TN0400200-00 Standard On Exchange Plan - 14002TN0400200-01 |
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Last Plan Update Date | Tue, 31 Oct 2023 00:00 GMT | ||||||||||||||||||
Last Import Date | Tue, 03 Dec 2024 06:24 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
|
NO | ||
Accidental Dental
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Acupuncture
|
NO | ||
Allergy Testing
|
YES | No Charge |
100.00% |
Bariatric Surgery
|
NO | ||
Basic Dental Care - Adult
|
NO | ||
Basic Dental Care - Child
|
YES | 20.00% |
100.00% |
Chemotherapy
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Chiropractic Care
Limit: 20.0 Visit(s) per Year Therapy limited to 20 visits per type per year. The limit on the number of visits for therapy applies to all visits for that therapy, whether received in a Practitioner's office, outpatient facility or home health setting. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Cosmetic Surgery
|
NO | ||
Delivery and All Inpatient Services for Maternity Care
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Dental Check-Up for Children
Limit: 1.0 Visit(s) per 6 Months |
YES | No Charge |
100.00% |
Diabetes Education
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Dialysis
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Durable Medical Equipment
Durable medical equipment over $500 requires prior authorization. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Emergency Room Services
|
YES | $750.00 Copay with deductible, 20.00% Coinsurance after deductible |
$750.00 Copay with deductible, 20.00% Coinsurance after deductible |
Emergency Transportation/Ambulance
|
YES | 20.00% Coinsurance after deductible |
20.00% Coinsurance after deductible |
Eye Glasses for Children
Limit: 1.0 Item(s) per Year |
YES | No Charge |
100.00% |
Gender Affirming Care
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Generic Drugs
$8.00 copay 30-day supply retail; $20.00 copay up to 90-day supply home delivery for Generic. |
YES | $8.00 |
100.00% |
Habilitation Services
Limit: 20.0 Visit(s) per Year Therapy limited to 20 visits per type per year. The limit on the number of visits for therapy applies to all visits for that therapy, whether received in a Practitioner's office, outpatient facility or home health setting. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Hearing Aids
Limit: 1.0 Item(s) per 3 Years |
YES | 20.00% Coinsurance after deductible |
100.00% |
Home Health Care Services
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Hospice Services
Prior Authorization required for Inpatient Hospice. Penalties include reduced benefits or denial of claim. |
YES | No Charge |
100.00% |
Imaging (CT/PET Scans, MRIs)
Prior Authorization required for certain Advanced Radiological Imaging services. Penalties include reduced benefits or denial of claim. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Infertility Treatment
|
NO | ||
Infusion Therapy
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Inpatient Hospital Services (e.g., Hospital Stay)
Prior Authorization required (except maternity). Penalties included reduced benefits or denial of claim. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Inpatient Physician and Surgical Services
Prior Authorization required (except maternity). Penalties included reduced benefits or denial of claim. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Laboratory Outpatient and Professional Services
|
YES | No Charge |
100.00% |
Long-Term/Custodial Nursing Home Care
|
NO | ||
Major Dental Care - Adult
|
NO | ||
Major Dental Care - Child
|
YES | 50.00% |
100.00% |
Mental/Behavioral Health Inpatient Services
Prior Authorization required. Penalties include reduced benefits or denial of claim. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Mental/Behavioral Health Outpatient Services
Benefits are determined by place of service. Benefits displayed are for services received in an office setting; separate benefits may apply for outpatient services. Prior Authorization required for certain outpatient procedures. Penalties include reduced benefits or denial of claim. |
YES | $35.00 |
100.00% |
Non-Preferred Brand Drugs
$60.00 copay 30-day supply retail; $150.00 copay up to 90-day supply home delivery. When a Brand Drug is chosen and a Generic Drug equivalent is available, You will pay a Penalty for the difference between the cost of the Brand Drug and the Generic Drug. |
YES | $60.00 |
100.00% |
Nutritional Counseling
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
Prior Authorization required for Medically Necessary orthodontia. Penalties include reduced benefits or denial of claim. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | $35.00 |
100.00% |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Prior Authorization required for Outpatient Facility. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Outpatient Rehabilitation Services
Limit: 20.0 Visit(s) per Year Therapy limited to 20 visits per type per year. The limit on the number of visits for therapy applies to all visits for that therapy, whether received in a Practitioner's office, outpatient facility or home health setting. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Outpatient Surgery Physician/Surgical Services
Prior Authorization required for Outpatient Surgery. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Preferred Brand Drugs
$35.00 copay 30-day supply retail; $87.50 copay up to 90-day supply home delivery. When a Brand Drug is chosen and a Generic Drug equivalent is available, You will pay a Penalty for the difference between the cost of the Brand Drug and the Generic Drug. |
YES | $35.00 |
100.00% |
Prenatal and Postnatal Care
|
YES | $35.00 |
100.00% |
Preventive Care/Screening/Immunization
|
YES | No Charge |
100.00% |
Primary Care Visit to Treat an Injury or Illness
$35 PCP Copay. Telehealth services are available through Teladoc with your plan. |
YES | $35.00 |
100.00% |
Private-Duty Nursing
|
NO | ||
Prosthetic Devices
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Radiation
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Reconstructive Surgery
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 40.0 Visit(s) per Year Therapy limited to 20 visits per type per year. Physical, speech or occupational therapy provided in the home does not require Prior Authorization. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Rehabilitative Speech Therapy
Limit: 20.0 Visit(s) per Year Prior Authorization required for certain therapies. Penalties include reduced benefits or denial of claim. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Routine Dental Services (Adult)
|
NO | ||
Routine Eye Exam (Adult)
|
NO | ||
Routine Eye Exam for Children
Limit: 1.0 Visit(s) per Year |
YES | No Charge |
100.00% |
Routine Foot Care
|
NO | ||
Skilled Nursing Facility
Limit: 60.0 Days per Year Medically Necessary and Appropriate inpatient care requiring medical, rehabilitative or nursing care in a restorative setting. Prior Authorization required. Penalties included reduced benefits or denial of claim. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Specialist Visit
|
YES | $50.00 |
100.00% |
Specialty Drugs
Up to a 30-day supply. Must use a pharmacy in the preferred specialty pharmacy network. |
YES | $120.00 |
100.00% |
Substance Abuse Disorder Inpatient Services
Prior Authorization required. Penalties include reduced benefits or denial of claim. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Substance Abuse Disorder Outpatient Services
Benefits are determined by place of service. Benefits displayed are for services received in an office setting; separate benefits may apply for outpatient services. Prior Authorization required for certain outpatient procedures. Penalties include reduced benefits or denial of claim. |
YES | $35.00 |
100.00% |
Transplant
All transplants require Prior Authorization or benefits will be denied. Call our consumer advisors before any pre-transplant evaluation or other transplant service is performed to request Prior Authorization and to obtain information about Transplant Network Providers. |
YES | 20.00% Coinsurance after deductible |
100.00% |
Treatment for Temporomandibular Joint Disorders
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Urgent Care Centers or Facilities
|
YES | $50.00 |
100.00% |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
|
YES | No Charge |
100.00% |
X-rays and Diagnostic Imaging
Medically Necessary and Appropriate diagnostic radiology services, including x-rays, ultrasounds and bone density tests. Advanced Radiological Imaging services including MRIs, CT scans, PET scans and nuclear cardiac imaging are covered services, but are subject to different benefits than displayed here. Please refer to the Imaging (CT/PET scans, MRIs) benefit category on healthcare.gov or in the SBC for the appropriate benefits associated with those covered services. |
YES | No Charge |
100.00% |
Plan Attribute | Value |
---|---|
AV Calculator Output Number | 0.803401425566107 |
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2024 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Gold Off Exchange Plan |
Dental Only Plan | No |
Design Type | Not Applicable |
Disease Management Programs Offered | Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs |
EHB Percent of Total Premium | 1.0 |
First Tier Utilization | 100% |
Formulary ID | TNF002 |
Formulary URL | URL |
HIOS Product ID | 14002TN040 |
Import Date | 2023-10-31 01:02:05 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer ID | 14002 |
Issuer Marketplace Marketing Name | BlueCross BlueShield of Tennessee |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Gold |
Multiple In Network Tiers | No |
National Network | No |
Network ID | TNN001 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Emergency Services Only |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Network Providers Statewide, Emergency Services Only out of state |
Plan Brochure | URL |
Plan Effective Date | 2024-01-01 |
Plan Expiration Date | 2024-12-31 |
Plan ID (Standard Component ID with Variant) | 14002TN0400200-00 |
Plan Level Exclusions | No |
Plan Marketing Name | BlueCross G06S $35 PCP Copay + $0 Virtual Care for Medical & Mental Health |
Plan Type | EPO |
Plan Variant Marketing Name | BlueCross G06S $35 PCP Copay + $0 Virtual Care for Medical & Mental Health |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $1,200 |
SBC Scenario, Having a Baby, Copayment | $100 |
SBC Scenario, Having a Baby, Deductible | $3,000 |
SBC Scenario, Having a Baby, Limit | $0 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $800 |
SBC Scenario, Having Diabetes, Deductible | $200 |
SBC Scenario, Having Diabetes, Limit | $0 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $800 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $1,900 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | TNS001 |
Source Name | HIOS |
Plan ID | 14002TN0400200 |
State Code | TN |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 20.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $6000 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $3000 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $3,000 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $13200 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $6600 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $6,600 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
Unique Plan Design | No |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | No |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Tue, 03 Dec 2024 06:24 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API