BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® - 14002TN0400331 Health Insurance Plan

BlueCross BlueShield of Tennessee health insurance plan with the Plan ID 14002TN0400331. The plan is called BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ®.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 73.09% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 26.91% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 14002TN0400331
Health Insurance Plan Year 2025
State Tennessee
Health Insurance Issuer BlueCross BlueShield of Tennessee
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 14002TN0400331-04
Provider Network(s) BEHAVHEALTH BLUE-NETWORK-E PHARMACY
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 03 Dec 2024 06:24 GMT).

Providers Tennessee All US States
All 14671 71182
PCP 998 1259
Allergy 2 5
OB/GYN 68 88
Dentists 18 21
Available Variants of the Health Plan

Standard Off Exchange Plan - 14002TN0400331-00

Standard On Exchange Plan - 14002TN0400331-01

Open to Indians below 300% FPL - 14002TN0400331-02

Open to Indians above 300% FPL - 14002TN0400331-03

73% AV Silver Plan - 14002TN0400331-04

87% AV Silver Plan - 14002TN0400331-05

94% AV Silver Plan - 14002TN0400331-06

Last Plan Update Date Wed, 02 Oct 2024 00:00 GMT
Last Import Date Tue, 03 Dec 2024 06:24 GMT

Benefits of BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan, 14002TN0400331-04

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

40.00% Coinsurance after deductible

100.00%
Acupuncture
NO
Allergy Testing
YES

40.00% Coinsurance after deductible

100.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child
YES

50.00%

100.00%
Chemotherapy
YES

40.00% Coinsurance after deductible

100.00%
Chiropractic Care

Limit: 20.0 Visit(s) per Year

Therapy limited to 20 visits per type per year. The limit on the number of visits for therapy applies to all visits for therapy, whether received in a Practitioner's office, outpatient facility or home health setting.

YES

40.00% Coinsurance after deductible

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

40.00% Coinsurance after deductible

100.00%
Dental Check-Up for Children

Limit: 1.0 Exam(s) per 6 Months

YES

No Charge

100.00%
Diabetes Education
YES

40.00% Coinsurance after deductible

100.00%
Dialysis
YES

40.00% Coinsurance after deductible

100.00%
Durable Medical Equipment

Durable medical equipment, Prosthetics, and Orthotics over $1000 requires prior authorization.

YES

40.00% Coinsurance after deductible

100.00%
Emergency Room Services
YES

40.00% Coinsurance after deductible

40.00% Coinsurance after deductible
Emergency Transportation/Ambulance
YES

40.00% Coinsurance after deductible

40.00% Coinsurance after deductible
Eye Glasses for Children

Limit: 1.0 Item(s) per Benefit Period

YES

No Charge

100.00%
Gender Affirming Care
YES

40.00% Coinsurance after deductible

100.00%
Generic Drugs

$25 co-pay applies per 30-day supply and $62.50 co-pay applies per 90-day supply home delivery for Generic Drugs.

YES

$20.00

100.00%
Habilitation Services

Limit: 20.0 Visit(s) per Year

Therapy limited to 20 visits per therapy type per year. Limits do not apply to services for treatment of autism spectrum disorders. Physical, speech or occupational therapy provided in the home does not require Prior Authorization.

YES

$40.00

100.00%
Hearing Aids

Limit: 1.0 Item(s) per 3 Years

Limited to 1 per ear every 3 calendar years.

YES

40.00% Coinsurance after deductible

100.00%
Home Health Care Services

Limit: 60.0 Visit(s) per Year

YES

40.00% Coinsurance after deductible

100.00%
Hospice Services

Prior Authorization required for Inpatient Hospice.

YES

No Charge

100.00%
Imaging (CT/PET Scans, MRIs)

Prior Authorization required for certain Advanced Radiological Imaging services. Penalties include reduced benefits or denial of claim.

YES

40.00% Coinsurance after deductible

100.00%
Infertility Treatment
NO
Infusion Therapy
YES

40.00% Coinsurance after deductible

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)

Prior Authorization required (except maternity). Penalties include reduced benefits or denial of claim.

YES

40.00% Coinsurance after deductible

100.00%
Inpatient Physician and Surgical Services

Prior Authorization required (except maternity). Penalties include reduced benefits or denial of claim.

YES

40.00% Coinsurance after deductible

100.00%
Laboratory Outpatient and Professional Services
YES

40.00% Coinsurance after deductible

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
YES

50.00%

100.00%
Mental/Behavioral Health Inpatient Services

Prior Authorization required. Penalties include reduced benefits or denial of claim.

YES

40.00% Coinsurance after deductible

100.00%
Mental/Behavioral Health Outpatient Services

Benefits are determined by place of service. Benefits displayed are for services received in an office setting; separate benefits may apply for outpatient services. Prior Authorization required for certain outpatient procedures. Penalties include reduced benefits or denial of claim.

YES

$40.00

100.00%
Non-Preferred Brand Drugs

$100 co-pay applies per 30 day supply and $250 co-pay applies for 90 day supply for Non-Preferred Brand Drugs on Preventive Drug List. Deductible/Coinsurance for other Non-Preferred Brand Drugs, 30-day supply retail; up to 90-day supply home delivery. When a Brand Drug is chosen and a Generic Drug equivalent is available, You will pay a Penalty for the difference between the cost of the Brand Drug and the Generic Drug.

YES

$80.00 Copay after deductible

100.00%
Nutritional Counseling
YES

40.00% Coinsurance after deductible

100.00%
Orthodontia - Adult
NO
Orthodontia - Child

Prior Authorization required for Medically Necessary orthodontia. Penalties include reduced benefits or denial of claim.

YES

40.00% Coinsurance after deductible

100.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$40.00

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

Prior Authorization required for Outpatient Facility.

YES

40.00% Coinsurance after deductible

100.00%
Outpatient Rehabilitation Services

Limit: 20.0 Visit(s) per Year

PCP copay for Physical, Speech, Occupational Therapy. Deductible/coinsurance for other outpatient services. Therapy limited to 20 visits per therapy type per year. Cardiac and Pulmonary Rehab limited to 36 visits. The limit on the number of visits for therapy applies to all visits for that therapy type, whether received in a Practitioner's office, outpatient facility or home health setting. Limits do not apply to services for treatment of autism spectrum disorders. Prior authorization request for certain therapies. Penalties include reduced benefits or claim denial.

YES

40.00% Coinsurance after deductible

100.00%
Outpatient Surgery Physician/Surgical Services

Prior Authorization required for Outpatient Surgery.

YES

40.00% Coinsurance after deductible

100.00%
Preferred Brand Drugs

$50 co-pay applies after deductible per 30-day supply and $125 co-pay applies after deductible per 90-day supply home delivery.

YES

$40.00

100.00%
Prenatal and Postnatal Care
YES

$40.00

100.00%
Preventive Care/Screening/Immunization
YES

0.00%

100.00%
Primary Care Visit to Treat an Injury or Illness

$0 Virtual care for telehealth services are available through Teladoc with your plan. Regular benefits apply for telehealth services provided by other network providers.

YES

$40.00

100.00%
Private-Duty Nursing
NO
Prosthetic Devices

Durable medical equipment, Prosthetics, and Orthotics over $1000 requires prior authorization.

YES

40.00% Coinsurance after deductible

100.00%
Radiation
YES

40.00% Coinsurance after deductible

100.00%
Reconstructive Surgery

Covered Services: Surgery to correct significant defects from congenital causes, (except where specifically excluded), accidents or disfigurement from a disease state. Reconstructive breast Surgery as a result of a mastectomy or partial mastectomy (other than lumpectomy).

YES

40.00% Coinsurance after deductible

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 20.0 Visit(s) per Year

PCP copay for Physical and Occupational Therapy. Therapy limited to 20 visits per therapy type per year. The limit on the number of visits for therapy applies to all visits for that therapy type, whether received in a Practitioner's office, outpatient facility or home health setting. Limits do not apply to services for treatment of autism spectrum disorders. Prior authorization request for certain therapies. Penalties include reduced benefits or claim denial.

YES

$40.00

100.00%
Rehabilitative Speech Therapy

Limit: 20.0 Visit(s) per Year

PCP copay for Speech Therapy. Therapy limited to 20 visits per year. The limit on the number of visits for therapy applies to all visits for that therapy type, whether received in a Practitioner's office, outpatient facility or home health setting. Limits do not apply to services for treatment of autism spectrum disorders. Prior authorization request for certain therapies. Penalties include reduced benefits or claim denial.

YES

$40.00

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Benefit Period

YES

No Charge

100.00%
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 60.0 Days per Year

Medically Necessary and Appropriate inpatient care requiring medical, rehabilitative or nursing care in a restorative setting. Prior Authorization required. Penalties included reduced benefits or denial of claim.

YES

40.00% Coinsurance after deductible

100.00%
Specialist Visit
YES

$80.00

100.00%
Specialty Drugs

Up to a 30-day supply. Must use a pharmacy in the preferred specialty pharmacy network.

YES

$350.00 Copay after deductible

100.00%
Substance Abuse Disorder Inpatient Services

Prior Authorization required. Penalties include reduced benefits or denial of claim.

YES

40.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Outpatient Services

Benefits are determined by place of service. Benefits displayed are for services received in an office setting; separate benefits may apply for outpatient services. Prior Authorization required for certain outpatient procedures. Penalties include reduced benefits or denial of claim.

YES

$40.00

100.00%
Transplant

All transplants require Prior Authorization or benefits will be denied. Call our consumer advisors before any pre-transplant evaluation or other transplant service is performed to request Prior Authorization and to obtain information about Transplant Network Providers.

YES

40.00% Coinsurance after deductible

100.00%
Treatment for Temporomandibular Joint Disorders
YES

40.00% Coinsurance after deductible

100.00%
Urgent Care Centers or Facilities
YES

$60.00

100.00%
Weight Loss Programs
NO
Well Baby Visits and Care
YES

No Charge

100.00%
X-rays and Diagnostic Imaging

Medically Necessary and Appropriate diagnostic radiology services, including x-rays, ultrasounds and bone density tests. Advanced Radiological Imaging services including MRIs, CT scans, PET scans and nuclear cardiac imaging are covered services, but are subject to different benefits than displayed here. Please refer to the Imaging (CT/PET scans, MRIs) benefit category on healthcare.gov or in the SBC for the appropriate benefits associated with those covered services.

YES

40.00% Coinsurance after deductible

100.00%

BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan Variant 14002TN0400331-04 Attributes

Plan Attribute Value
AV Calculator Output Number 0.7309378231069821
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type 73% AV Level Silver Plan
Dental Only Plan No
Design Type Design 1
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pregnancy
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID TNF007
Formulary URL URL
HIOS Product ID 14002TN040
Import Date 2024-10-02 01:01:28
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan New
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 14002
Issuer Marketplace Marketing Name BlueCross BlueShield of Tennessee
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID TNN003
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Services Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Network Providers Statewide, Emergency Services Only out of state
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 14002TN0400331-04
Plan Marketing Name BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ®
Plan Type EPO
Plan Variant Marketing Name BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ®
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $3,400
SBC Scenario, Having a Baby, Deductible $3,000
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $1,200
SBC Scenario, Having Diabetes, Deductible $800
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $400
SBC Scenario, Treatment of a Simple Fracture, Deductible $2,100
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID TNS002
Source Name HIOS
Plan ID 14002TN0400331
State Code TN
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 40.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $6000 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $3000 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $3,000
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $12800 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $6400 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $6,400
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan, 14002TN0400331

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ®, 14002TN0400331 Health Insurance Plan, 14002TN0400331

  • Does BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan, 14002TN0400331 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (14002TN0400331) Health Insurance Plan, Variant (14002TN0400331-04) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pregnancy

    Does (14002TN0400331) Health Insurance Plan, Variant (14002TN0400331-04) have Out Of Country Coverage?

    Yes. Details: Emergency Services Only

    Does (14002TN0400331) Health Insurance Plan, Variant (14002TN0400331-04) have Out of Service Area Coverage?

    Yes. Details: Network Providers Statewide, Emergency Services Only out of state

    Does (14002TN0400331) Health Insurance Plan, Variant (14002TN0400331-04) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pregnancy

    Does BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan, Variant (14002TN0400331-04) offer Disease Management Programs for Asthma?

    Yes, the BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan Variant 14002TN0400331-04 offers Disease Management Program for Asthma.

    Does BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan, Variant (14002TN0400331-04) offer Disease Management Programs for Heart disease?

    Yes, the BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan Variant 14002TN0400331-04 offers Disease Management Program for Heart disease.

    Does BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan, Variant (14002TN0400331-04) offer Disease Management Programs for Depression?

    Yes, the BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan Variant 14002TN0400331-04 offers Disease Management Program for Depression.

    Does BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan, Variant (14002TN0400331-04) offer Disease Management Programs for Diabetes?

    Yes, the BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan Variant 14002TN0400331-04 offers Disease Management Program for Diabetes.

    Does BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan, Variant (14002TN0400331-04) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan Variant 14002TN0400331-04 offers Disease Management Program for High blood pressure & high cholesterol.

    Does BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan, Variant (14002TN0400331-04) offer Disease Management Programs for Low back pain?

    Yes, the BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan Variant 14002TN0400331-04 offers Disease Management Program for Low back pain.

    Does BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan, Variant (14002TN0400331-04) offer Disease Management Programs for Pregnancy?

    Yes, the BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ® Health Insurance Plan Variant 14002TN0400331-04 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Tue, 03 Dec 2024 06:24 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API