Blue Cross Blue Shield of North Dakota health insurance plan with the Plan ID 37160ND2410022. The plan is called BlueDirect 90 Gold.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 77.99% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 22.01% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 37160ND2410022 | ||||||||||||||||||
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Health Insurance Plan Year | 2022 | ||||||||||||||||||
State | North Dakota | ||||||||||||||||||
Health Insurance Issuer | Blue Cross Blue Shield of North Dakota | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 37160ND2410022-00 | ||||||||||||||||||
Provider Network(s) | ['NDN001'] | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 01 Oct 2024 06:11 GMT). |
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Available Variants of the Health Plan | Standard Off Exchange Plan - 37160ND2410022-00 Standard On Exchange Plan - 37160ND2410022-01 |
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Last Plan Update Date | Tue, 01 Feb 2022 00:00 GMT | ||||||||||||||||||
Last Import Date | Tue, 01 Oct 2024 06:11 GMT |
Plan Attribute | Value |
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AV Calculator Output Number | 0.779872241 |
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2022 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Gold Off Exchange Plan |
Dental Only Plan | No |
Disease Management Programs Offered | Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol |
EHB Percent of Total Premium | 1 |
First Tier Utilization | 100% |
Formulary ID | NDF003 |
Formulary URL | URL |
HIOS Product ID | 37160ND241 |
Import Date | 2/1/2022 1:00 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | Yes |
New/Existing Plan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer ID | 37160 |
Issuer Marketplace Marketing Name | Blue Cross Blue Shield of North Dakota |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Gold |
Multiple In Network Tiers | No |
National Network | Yes |
Network ID | NDN001 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Medical assistance for Emergency Services (including locating a doctor or hospital) outside the BlueCard service area, the Member should call the BlueCard Worldwide Service Center at 1-800-810-BLUE (2583) or call collect at 1-804-673-1177, 24 hours a day, seven days a week. An assistance coordinator, working with a medical professional, can arrange a physician appointment or hospitalization, if necessary. |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Whenever a member obtains healthcare services outside of the service area, claims will be processed at the in-network level if visiting providers participating with the BlueCard PPO Network. |
Plan Brochure | URL |
Plan Effective Date | 1/1/2022 |
Plan ID (Standard Component ID with Variant) | 37160ND2410022-00 |
Plan Marketing Name | BlueDirect 90 Gold |
Plan Type | PPO |
Plan Variant Marketing Name | BlueDirect 90 Gold |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $1,000 |
SBC Scenario, Having a Baby, Copayment | $20 |
SBC Scenario, Having a Baby, Deductible | $2,600 |
SBC Scenario, Having a Baby, Limit | $20 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $300 |
SBC Scenario, Having Diabetes, Deductible | $1,100 |
SBC Scenario, Having Diabetes, Limit | $0 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $20 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,600 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | NDS001 |
Source Name | HIOS |
Plan ID | 37160ND2410022 |
State Code | ND |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | $25800 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | $25800 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | $12,900 |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | $15600 per group |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | $15600 per person |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | $7,800 |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 10.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $5200 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $5200 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $2,600 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | $10400 per group |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | $10400 per person |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | $5,200 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $8600 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $8600 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $4,300 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | $17200 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | $17200 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $8,600 |
Unique Plan Design | No |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | Yes |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Tue, 01 Oct 2024 06:11 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API