GHMSI, Inc. health insurance plan with the Plan ID 94084MD0160001. The plan is called BluePreferred PPO Gold 1200 Ded.
Based on the data of Health Plan Issuer, this plan has an actuarial value of 81.93% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 18.07% of the costs of all covered benefits (according to the Issuer).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 81.93% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 18.07% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 94084MD0160001 | ||||||||||||||||||
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Health Insurance Plan Year | 2024 | ||||||||||||||||||
State | Maryland | ||||||||||||||||||
Health Insurance Issuer | GHMSI, Inc. | ||||||||||||||||||
Health Insurance Plan Variant | 94084MD0160001-01 | ||||||||||||||||||
Provider Network(s) | ['MDN001'] | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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Available Variants of the Health Plan | |||||||||||||||||||
Last Plan Update Date | Fri, 31 May 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Plan Attribute | Value |
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AV Calculator Output Number | 0.819272046 |
Business Year | 2024 |
Child-Only Offering | Allows Adult-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Gold On Exchange Plan |
Dental Only Plan | No |
Disease Management Programs Offered | Pregnancy, High Blood Pressure & High Cholesterol, Pain Management, Depression, Low Back Pain, Diabetes, Heart Disease, Asthma |
First Tier Utilization | 100% |
Formulary ID | MDF015 |
HIOS Product ID | 94084MD016 |
HSA/HRA Employer Contribution | No |
Import Date | 5/31/2024 |
HSA Eligible | No |
IsItANewPlan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer Actuarial Value | 81.93% |
Issuer ID | 94084 |
Market Coverage | SHOP (Small Group) |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Gold |
Multiple In Network Tiers | No |
National Network | Yes |
Network ID | MDN001 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | All Covered Services |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | All Covered Services |
Plan Effective Date | 1/1/2024 |
Plan Expiration Date | 12/31/2024 |
Plan ID (Standard Component ID with Variant) | 94084MD0160001-01 |
Plan Marketing Name | BluePreferred PPO Gold 1200 Ded |
Plan Type | PPO |
Plan Variant Marketing Name | BluePreferred PPO Gold 1200 Ded |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $927 |
SBC Scenario, Having a Baby, Copayment | $40 |
SBC Scenario, Having a Baby, Deductible | $1,100 |
SBC Scenario, Having a Baby, Limit | $10 |
SBC Scenario, Having Diabetes, Coinsurance | $935 |
SBC Scenario, Having Diabetes, Copayment | $270 |
SBC Scenario, Having Diabetes, Deductible | $1,100 |
SBC Scenario, Having Diabetes, Limit | $0 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $90 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $1,100 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | MDS004 |
Source Name | SERFF |
Specialty Drug Maximum Coinsurance | $150 |
Plan ID | 94084MD0160001 |
State Code | MD |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family | per person not applicable | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family | per person not applicable | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 10.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family | $1200 per person | $2400 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $1,200 |
TEHBDedOutofNetFamily | $2400 per person | $4800 per group |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | $2,400 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family | $7700 per person | $15400 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $7,700 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family | $15400 per person | $30800 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $15,400 |
Unique Plan Design | Yes |
Version Number | 1 |
Wellness Program Offered | Yes |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API