CFMI, Inc. health insurance plan with the Plan ID 45532MD0280009. The plan is called BluePreferred PPO HSA/HRA Bronze 6200 Ded.
Based on the data of Health Plan Issuer, this plan has an actuarial value of 62.00% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 38.00% of the costs of all covered benefits (according to the Issuer).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 64.48% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 35.52% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 45532MD0280009 | ||||||||||||||||||
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Health Insurance Plan Year | 2024 | ||||||||||||||||||
State | Maryland | ||||||||||||||||||
Health Insurance Issuer | CFMI, Inc. | ||||||||||||||||||
Health Insurance Plan Variant | 45532MD0280009-01 | ||||||||||||||||||
Provider Network(s) | ['MDN001'] | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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Available Variants of the Health Plan | |||||||||||||||||||
Last Plan Update Date | Fri, 31 May 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Plan Attribute | Value |
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AV Calculator Output Number | 0.644781539 |
Business Year | 2024 |
Child-Only Offering | Allows Adult-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Bronze On Exchange Plan |
Dental Only Plan | No |
Disease Management Programs Offered | Pregnancy, High Blood Pressure & High Cholesterol, Pain Management, Depression, Low Back Pain, Diabetes, Heart Disease, Asthma |
First Tier Utilization | 100% |
Formulary ID | MDF015 |
HIOS Product ID | 45532MD028 |
HSA/HRA Employer Contribution | No |
Import Date | 5/31/2024 |
HSA Eligible | Yes |
IsItANewPlan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer Actuarial Value | 62.00% |
Issuer ID | 45532 |
Market Coverage | SHOP (Small Group) |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Expanded Bronze |
Multiple In Network Tiers | No |
National Network | Yes |
Network ID | MDN001 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | All Covered Services |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | All Covered Services |
Plan Effective Date | 1/1/2024 |
Plan Expiration Date | 12/31/2024 |
Plan ID (Standard Component ID with Variant) | 45532MD0280009-01 |
Plan Marketing Name | BluePreferred PPO HSA/HRA Bronze 6200 Ded |
Plan Type | PPO |
Plan Variant Marketing Name | BluePreferred PPO HSA/HRA Bronze 6200 Ded |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $1,428 |
SBC Scenario, Having a Baby, Copayment | $0 |
SBC Scenario, Having a Baby, Deductible | $6,200 |
SBC Scenario, Having a Baby, Limit | $10 |
SBC Scenario, Having Diabetes, Coinsurance | $388 |
SBC Scenario, Having Diabetes, Copayment | $90 |
SBC Scenario, Having Diabetes, Deductible | $6,200 |
SBC Scenario, Having Diabetes, Limit | $0 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $1,900 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | MDS003 |
Source Name | SERFF |
Specialty Drug Maximum Coinsurance | $150 |
Plan ID | 45532MD0280009 |
State Code | MD |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family | per person not applicable | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family | per person not applicable | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 40.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family | $6200 per person | $12400 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $6,200 |
TEHBDedOutofNetFamily | $12400 per person | $24800 per group |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | $12,400 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family | $7400 per person | $14800 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $7,400 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family | $14800 per person | $29600 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $14,800 |
Unique Plan Design | Yes |
Version Number | 1 |
Wellness Program Offered | Yes |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API