Bronze 2 HSA: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 - 48161MO0200003 Health Insurance Plan

Aetna Life Insurance Company health insurance plan with the Plan ID 48161MO0200003. The plan is called Bronze 2 HSA: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 64.21% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 35.79% of the costs of all covered benefits (according to the Issuer).

Health Insurance Plan ID 48161MO0200003
Health Insurance Plan Year 2024
State Missouri
Health Insurance Issuer Aetna Life Insurance Company
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 48161MO0200003-03
Provider Network(s) NON-PREFERRED PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 26 Nov 2024 06:27 GMT).

Providers Missouri All US States
All 925 1054
PCP 120 134
Allergy 1 1
OB/GYN 2 2
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 48161MO0200003-00

Standard On Exchange Plan - 48161MO0200003-01

Open to Indians below 300% FPL - 48161MO0200003-02

Open to Indians above 300% FPL - 48161MO0200003-03

Last Plan Update Date Tue, 24 Oct 2023 00:00 GMT
Last Import Date Tue, 26 Nov 2024 06:27 GMT

Benefits of Bronze 2 HSA: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan, 48161MO0200003-03

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental

Exclusions: Member cost share based on place and type of service.

YES

50.00% Coinsurance after deductible

100.00%
Acupuncture
NO
Allergy Testing

Exclusions: Member cost share based on place and type of service.

YES

50.00% Coinsurance after deductible

100.00%
Applied Behavior Analysis Based Therapies
YES

50.00% Coinsurance after deductible

100.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Bone Marrow Testing

Exclusions: Member cost share based on place and type of service. Network benefits must be received within the transplant network.

YES

50.00% Coinsurance after deductible

100.00%
Chemotherapy

Exclusions: Member cost share based on place and type of service.

YES

50.00% Coinsurance after deductible

100.00%
Chiropractic Care
YES

50.00% Coinsurance after deductible

100.00%
Clinical Trials

Exclusions: Member cost share based on place and type of service.

YES

50.00% Coinsurance after deductible

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

50.00% Coinsurance after deductible

100.00%
Dental Anesthesia
YES

50.00% Coinsurance after deductible

100.00%
Dental Check-Up for Children
NO
Diabetes Education

Exclusions: Member cost share based on place and type of service.

YES

50.00% Coinsurance after deductible

100.00%
Dialysis

Exclusions: Member cost share based on place and type of service.

YES

50.00% Coinsurance after deductible

100.00%
Durable Medical Equipment
YES

50.00% Coinsurance after deductible

100.00%
Early Intervention Services
YES

50.00% Coinsurance after deductible

100.00%
Emergency Room Services
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Emergency Transportation/Ambulance
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Exclusions: Coverage is limited to 1 set of frames and 1 set of contact lenses or eyeglass lenses per calendar year age 0-19.

YES

$10.00

100.00%
Gender Affirming Care
NO
Generic Drugs

Exclusions: Cost sharing could vary based on drug and pharmacy selected. Please see SBC for full plan details.

YES

$25.00 Copay after deductible

100.00%
Habilitation Services
YES

50.00% Coinsurance after deductible

100.00%
Hearing Aids

Exclusions: Coverage is limited to 1 per ear every 4 years.

YES

50.00% Coinsurance after deductible

100.00%
Home Health Care Services

Limit: 100.0 Visit(s) per Year

Exclusions: Coverage is limited to 100 visits per calendar year.

YES

50.00% Coinsurance after deductible

100.00%
Hospice Services

Exclusions: Member cost share based on place and type of service.

YES

50.00% Coinsurance after deductible

100.00%
Imaging (CT/PET Scans, MRIs)
YES

50.00% Coinsurance after deductible

100.00%
Infertility Treatment

Coverage limited to diagnosis and treatment of the underlying medical condition. Member cost share based on place and type of service.

NO
Infusion Therapy

Exclusions: Member cost share based on place and type of service.

YES

50.00% Coinsurance after deductible

100.00%
Inherited Metabolic Disorder - PKU

Exclusions: Covered Service for formula and low protein modified food products for patients with phenylketonuria (PKU) or inherited disease of amino and organic acids for a child less than six (6) years old.

YES

50.00% Coinsurance after deductible

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

50.00% Coinsurance after deductible

100.00%
Inpatient Physician and Surgical Services
YES

50.00% Coinsurance after deductible

100.00%
Laboratory Outpatient and Professional Services
YES

50.00% Coinsurance after deductible

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

50.00% Coinsurance after deductible

100.00%
Mental/Behavioral Health Outpatient Services
YES

50.00% Coinsurance after deductible

100.00%
Newborn Services Other

Exclusions: Member cost share based on place and type of service.

YES

50.00% Coinsurance after deductible

100.00%
Non-Preferred Brand Drugs

Exclusions: Cost sharing could vary based on drug and pharmacy selected. Please see SBC for full plan details.

YES

45.00% Coinsurance after deductible

100.00%
Nutritional Counseling
YES

No Charge

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

50.00% Coinsurance after deductible

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

50.00% Coinsurance after deductible

100.00%
Outpatient Rehabilitation Services

Limit: 20.0 Visit(s) per Year

Exclusions: Coverage is limited to 20 visits each for PT/OT per calendar year, rehabilitation & habilitation separate limits.

YES

50.00% Coinsurance after deductible

100.00%
Outpatient Surgery Physician/Surgical Services
YES

50.00% Coinsurance after deductible

100.00%
Preferred Brand Drugs

Exclusions: Cost sharing could vary based on drug and pharmacy selected. Please see SBC for full plan details.

YES

35.00% Coinsurance after deductible

100.00%
Prenatal and Postnatal Care

Exclusions: Member cost sharing applies to postnatal care

YES

50.00% Coinsurance after deductible

100.00%
Preventive Care/Screening/Immunization

Exclusions: Age and frequency schedules may apply. Out-of-Network: Childhood immunizations covered 100% for children up to 5 years of age.

YES

No Charge

100.00%
Primary Care Visit to Treat an Injury or Illness
YES

50.00% Coinsurance after deductible

100.00%
Private-Duty Nursing

Limit: 82.0 Visit(s) per Year

Exclusions: Coverage is limited to the home setting; 82 shifts of 8 hours each per calendar year.

YES

50.00% Coinsurance after deductible

100.00%
Prosthetic Devices
YES

50.00% Coinsurance after deductible

100.00%
Radiation

Exclusions: Member cost share based on place and type of service.

YES

50.00% Coinsurance after deductible

100.00%
Reconstructive Surgery

Exclusions: Member cost share based on place and type of service.

YES

50.00% Coinsurance after deductible

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 20.0 Visit(s) per Year

Exclusions: Coverage is limited to 20 visits each for PT/OT per calendar year, rehabilitation & habilitation separate limits.

YES

50.00% Coinsurance after deductible

100.00%
Rehabilitative Speech Therapy
YES

50.00% Coinsurance after deductible

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Year

Exclusions: Coverage is limited to 1 exam every 12 months age 0-19.

YES

$10.00

100.00%
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 150.0 Days per Year

Exclusions: Coverage is limited to 150 days per calendar year.

YES

50.00% Coinsurance after deductible

100.00%
Specialist Visit
YES

50.00% Coinsurance after deductible

100.00%
Specialty Drugs

Exclusions: Cost sharing could vary based on drug and pharmacy selected. Please see SBC for full plan details.

YES

50.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Inpatient Services
YES

50.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Outpatient Services
YES

50.00% Coinsurance after deductible

100.00%
Transplant

Exclusions: Member cost share based on place and type of service. Network benefits must be received within the transplant network.

YES

50.00% Coinsurance after deductible

100.00%
Treatment for Temporomandibular Joint Disorders

Exclusions: Includes coverage for surgical treatment.

YES

50.00% Coinsurance after deductible

100.00%
Urgent Care Centers or Facilities
YES

50.00% Coinsurance after deductible

100.00%
Weight Loss Programs

Exclusions: Online weight loss programs are available.

NO
Well Baby Visits and Care

Exclusions: Coverage is limited 7 exams in the first 12 months of life; 3 exams in the second 12 months of life; 3 exams in the third 12 months of life; 1 exam every 12 months thereafter to age 22.

YES

No Charge

100.00%
X-rays and Diagnostic Imaging
YES

50.00% Coinsurance after deductible

100.00%

Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan Variant 48161MO0200003-03 Attributes

Plan Attribute Value
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2024
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Limited Cost Sharing Plan Variation
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID MOF028
Formulary URL URL
HIOS Product ID 48161MO020
Import Date 2023-10-24 01:01:46
Limited Cost Sharing Plan Variation - Estimated Advanced Payment 0
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer Actuarial Value 64.21%
Issuer ID 48161
Issuer Marketplace Marketing Name Aetna CVS Health
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Expanded Bronze
Multiple In Network Tiers No
National Network No
Network ID MON001
Out of Country Coverage No
Out of Service Area Coverage No
Out of Service Area Coverage Description Except for Emergencies
Plan Brochure URL
Plan Effective Date 2024-01-01
Plan ID (Standard Component ID with Variant) 48161MO0200003-03
Plan Marketing Name Bronze 2 HSA: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7
Plan Type EPO
Plan Variant Marketing Name Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $1,300
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $6,200
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $5,400
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $2,800
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID MOS001
Source Name HIOS
Plan ID 48161MO0200003
State Code MO
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 50.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $12400 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $6200 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $6,200
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $15000 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $7500 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $7,500
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of Bronze 2 HSA: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan, 48161MO0200003

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Bronze 2 HSA: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7, 48161MO0200003 Health Insurance Plan, 48161MO0200003

  • Does Bronze 2 HSA: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan, 48161MO0200003 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (48161MO0200003) Health Insurance Plan, Variant (48161MO0200003-03) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy

    Does (48161MO0200003) Health Insurance Plan, Variant (48161MO0200003-03) have Out Of Country Coverage?

    No, unfortunately there is no Out Of Country Coverage for this Health Insurance Plan (variant of plan).

    Does (48161MO0200003) Health Insurance Plan, Variant (48161MO0200003-03) have Out of Service Area Coverage?

    No, unfortunately there is no Out of Service Area Coverage for this Health Insurance Plan (variant of plan). Details: Except for Emergencies

    Does (48161MO0200003) Health Insurance Plan, Variant (48161MO0200003-03) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy

    Does Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan, Variant (48161MO0200003-03) offer Disease Management Programs for Asthma?

    Yes, the Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan Variant 48161MO0200003-03 offers Disease Management Program for Asthma.

    Does Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan, Variant (48161MO0200003-03) offer Disease Management Programs for Heart disease?

    Yes, the Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan Variant 48161MO0200003-03 offers Disease Management Program for Heart disease.

    Does Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan, Variant (48161MO0200003-03) offer Disease Management Programs for Depression?

    Yes, the Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan Variant 48161MO0200003-03 offers Disease Management Program for Depression.

    Does Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan, Variant (48161MO0200003-03) offer Disease Management Programs for Diabetes?

    Yes, the Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan Variant 48161MO0200003-03 offers Disease Management Program for Diabetes.

    Does Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan, Variant (48161MO0200003-03) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan Variant 48161MO0200003-03 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan, Variant (48161MO0200003-03) offer Disease Management Programs for Low back pain?

    Yes, the Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan Variant 48161MO0200003-03 offers Disease Management Program for Low back pain.

    Does Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan, Variant (48161MO0200003-03) offer Disease Management Programs for Pregnancy?

    Yes, the Bronze 2: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 Health Insurance Plan Variant 48161MO0200003-03 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Tue, 26 Nov 2024 06:27 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API