Bronze Simple 2 - 77739MI0070051 Health Insurance Plan
Oscar Insurance Company health insurance plan with the Plan ID 77739MI0070051. The plan is called Bronze Simple 2.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 60.80% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 39.20% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 77739MI0070051 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2024 | ||||||||||||||||||
| State | Michigan | ||||||||||||||||||
| Health Insurance Issuer | Oscar Insurance Company | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 77739MI0070051-03 | ||||||||||||||||||
| Provider Network(s) | PREFERRED | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 03 Dec 2024 06:24 GMT). |
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| Available Variants of the Health Plan | Standard Off Exchange Plan - 77739MI0070051-00 Standard On Exchange Plan - 77739MI0070051-01 |
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| Last Plan Update Date | Mon, 09 Oct 2023 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 03 Dec 2024 06:24 GMT |
Benefits of Bronze Simple 2 Health Insurance Plan, 77739MI0070051-03
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Abortion for Which Public Funding is Prohibited
|
NO | ||
| Accidental Dental
|
NO | ||
| Acupuncture
|
NO | ||
| Allergy Testing
|
YES | $0.00 Copay after deductible |
100.00% |
| Bariatric Surgery
Limit: 1.0 Procedure(s) per Lifetime |
YES | $0.00 Copay after deductible |
100.00% |
| Basic Dental Care - Adult
|
NO | ||
| Basic Dental Care - Child
|
NO | ||
| Chemotherapy
|
YES | $0.00 Copay after deductible |
100.00% |
| Chiropractic Care
Limit: 30.0 Visit(s) per Year Limit combined with OT and PT. |
YES | $0.00 Copay after deductible |
100.00% |
| Cosmetic Surgery
|
NO | ||
| Delivery and All Inpatient Services for Maternity Care
|
YES | $0.00 Copay after deductible |
100.00% |
| Dental Check-Up for Children
|
NO | ||
| Diabetes Education
|
YES | $0.00 Copay after deductible |
100.00% |
| Dialysis
|
YES | $0.00 Copay after deductible |
100.00% |
| Durable Medical Equipment
|
YES | $0.00 Copay after deductible |
100.00% |
| Emergency Room Services
|
YES | $0.00 Copay after deductible |
$0.00 Copay after deductible |
| Emergency Transportation/Ambulance
|
YES | $0.00 Copay after deductible |
$0.00 Copay after deductible |
| Eye Glasses for Children
Limit: 1.0 Item(s) per Year |
YES | $0.00 Copay after deductible |
100.00% |
| Gender Affirming Care
|
YES | $0.00 Copay after deductible |
100.00% |
| Generic Drugs
|
YES | $0.00 Copay after deductible |
100.00% |
| Habilitation Services
Limit: 30.0 Visit(s) per Year Yearly limits: PT and OT: 30 visits, Speech: 30 visits. |
YES | $0.00 Copay after deductible |
100.00% |
| Hearing Aids
|
NO | ||
| Home Health Care Services
|
YES | $0.00 Copay after deductible |
100.00% |
| Hospice Services
Coverage includes inpatient and outpatient hospice care. |
YES | $0.00 Copay after deductible |
100.00% |
| Imaging (CT/PET Scans, MRIs)
|
YES | $0.00 Copay after deductible |
100.00% |
| Infertility Treatment
Underlying causes only. |
YES | $0.00 Copay after deductible |
100.00% |
| Infusion Therapy
|
YES | $0.00 Copay after deductible |
100.00% |
| Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | $0.00 Copay per Stay after deductible |
100.00% |
| Inpatient Physician and Surgical Services
|
YES | $0.00 Copay after deductible |
100.00% |
| Laboratory Outpatient and Professional Services
|
YES | $0.00 Copay after deductible |
100.00% |
| Long-Term/Custodial Nursing Home Care
|
NO | ||
| Major Dental Care - Adult
|
NO | ||
| Major Dental Care - Child
|
NO | ||
| Mental/Behavioral Health Inpatient Services
|
YES | $0.00 Copay after deductible |
100.00% |
| Mental/Behavioral Health Outpatient Services
|
YES | $0.00 Copay after deductible |
100.00% |
| Non-Preferred Brand Drugs
|
YES | $0.00 Copay after deductible |
100.00% |
| Nutritional Counseling
Limit: 6.0 Visit(s) per Year Dietician Services. |
YES | $0.00 Copay after deductible |
100.00% |
| Orthodontia - Adult
|
NO | ||
| Orthodontia - Child
|
NO | ||
| Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | $0.00 Copay after deductible |
100.00% |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | $0.00 Copay after deductible |
100.00% |
| Outpatient Rehabilitation Services
Limit: 30.0 Visit(s) per Year PT/OT/Chiro - combined visits per contract year; 30 ST per contract year; 30 cardiac/pulmonary visits per contract year. |
YES | $0.00 Copay after deductible |
100.00% |
| Outpatient Surgery Physician/Surgical Services
|
YES | $0.00 Copay after deductible |
100.00% |
| Preferred Brand Drugs
|
YES | $0.00 Copay after deductible |
100.00% |
| Prenatal and Postnatal Care
|
YES | 0.00% |
100.00% |
| Preventive Care/Screening/Immunization
|
YES | 0.00% |
100.00% |
| Primary Care Visit to Treat an Injury or Illness
|
YES | $0.00 Copay after deductible |
100.00% |
| Private-Duty Nursing
|
NO | ||
| Prosthetic Devices
|
YES | $0.00 Copay after deductible |
100.00% |
| Radiation
|
YES | $0.00 Copay after deductible |
100.00% |
| Reconstructive Surgery
|
YES | $0.00 Copay after deductible |
100.00% |
| Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 30.0 Visit(s) per Year Combined with chiro. |
YES | $0.00 Copay after deductible |
100.00% |
| Rehabilitative Speech Therapy
Limit: 30.0 Visit(s) per Year |
YES | $0.00 Copay after deductible |
100.00% |
| Routine Dental Services (Adult)
|
NO | ||
| Routine Eye Exam (Adult)
|
NO | ||
| Routine Eye Exam for Children
Limit: 1.0 Exam(s) per Year |
YES | $0.00 Copay after deductible |
100.00% |
| Routine Foot Care
|
NO | ||
| Skilled Nursing Facility
Limit: 45.0 Days per Year |
YES | $0.00 Copay per Stay after deductible |
100.00% |
| Specialist Visit
|
YES | $0.00 Copay after deductible |
100.00% |
| Specialty Drugs
|
YES | $0.00 Copay after deductible |
100.00% |
| Substance Abuse Disorder Inpatient Services
|
YES | $0.00 Copay after deductible |
100.00% |
| Substance Abuse Disorder Outpatient Services
|
YES | $0.00 Copay after deductible |
100.00% |
| Transplant
|
YES | $0.00 Copay after deductible |
100.00% |
| Treatment for Temporomandibular Joint Disorders
Coverage includes medical care or services to treat dysfunction or TMJS resulting from a medical cause or injury, Office visits for medical evaluation and treatment, X-rays of the temporomandibular joint including contrast studies, but not dental X-rays, Myofunctional therapy and Surgery to the temporomandibular joint, such as condylectomy, meniscectomy, arthrotomy, and arthrocentesis. |
YES | $0.00 Copay after deductible |
100.00% |
| Urgent Care Centers or Facilities
|
YES | $0.00 Copay after deductible |
100.00% |
| Weight Loss Programs
|
YES | $0.00 Copay after deductible |
100.00% |
| Well Baby Visits and Care
|
YES | 0.00% |
100.00% |
| X-rays and Diagnostic Imaging
|
YES | $0.00 Copay after deductible |
100.00% |
Bronze Simple 2 Health Insurance Plan Variant 77739MI0070051-03 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.608038808115492 |
| Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2024 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Limited Cost Sharing Plan Variation |
| Dental Only Plan | No |
| Design Type | Not Applicable |
| Disease Management Programs Offered | Asthma, Heart Disease, Depression, Diabetes, Pregnancy |
| EHB Percent of Total Premium | 1.0 |
| First Tier Utilization | 100% |
| Formulary ID | MIF001 |
| Formulary URL | URL |
| HIOS Product ID | 77739MI007 |
| Import Date | 2023-10-09 20:01:50 |
| Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
| Inpatient Copayment Maximum Days | 0 |
| HSA Eligible | No |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer ID | 77739 |
| Issuer Marketplace Marketing Name | Oscar Insurance Company |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Bronze |
| Multiple In Network Tiers | No |
| National Network | No |
| Network ID | MIN001 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | Emergency Services only |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | Emergency and Urgent Services only |
| Plan Brochure | URL |
| Plan Effective Date | 2024-01-01 |
| Plan Expiration Date | 2024-12-31 |
| Plan ID (Standard Component ID with Variant) | 77739MI0070051-03 |
| Plan Marketing Name | Bronze Simple 2 |
| Plan Type | EPO |
| Plan Variant Marketing Name | Bronze Simple 2 |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $0 |
| SBC Scenario, Having a Baby, Copayment | $0 |
| SBC Scenario, Having a Baby, Deductible | $9,100 |
| SBC Scenario, Having a Baby, Limit | $0 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $0 |
| SBC Scenario, Having Diabetes, Deductible | $5,200 |
| SBC Scenario, Having Diabetes, Limit | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,800 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | MIS001 |
| Source Name | SERFF |
| Plan ID | 77739MI0070051 |
| State Code | MI |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $18200 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $9100 per person |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $9,100 |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $18200 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9100 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,100 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | No |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | No |
Copay & Coinsurance of Bronze Simple 2 Health Insurance Plan, 77739MI0070051
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about Bronze Simple 2, 77739MI0070051 Health Insurance Plan, 77739MI0070051
-
Does Bronze Simple 2 Health Insurance Plan, 77739MI0070051 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (77739MI0070051) Health Insurance Plan, Variant (77739MI0070051-03) offer Disease Management Programs?
Does (77739MI0070051) Health Insurance Plan, Variant (77739MI0070051-03) have Out Of Country Coverage?
Does (77739MI0070051) Health Insurance Plan, Variant (77739MI0070051-03) have Out of Service Area Coverage?
Does (77739MI0070051) Health Insurance Plan, Variant (77739MI0070051-03) offer Disease Management Programs?
Does Bronze Simple 2 Health Insurance Plan, Variant (77739MI0070051-03) offer Disease Management Programs for Asthma?
Does Bronze Simple 2 Health Insurance Plan, Variant (77739MI0070051-03) offer Disease Management Programs for Heart disease?
Does Bronze Simple 2 Health Insurance Plan, Variant (77739MI0070051-03) offer Disease Management Programs for Depression?
Does Bronze Simple 2 Health Insurance Plan, Variant (77739MI0070051-03) offer Disease Management Programs for Diabetes?
Does Bronze Simple 2 Health Insurance Plan, Variant (77739MI0070051-03) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Tue, 03 Dec 2024 06:24 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API