Clear Cost Gold Plan - 75605NM0390245 Health Insurance Plan
Blue Cross Blue Shield of New Mexico health insurance plan with the Plan ID 75605NM0390245. The plan is called Clear Cost Gold Plan.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 80.04% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 19.96% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 75605NM0390245 | ||||||||||||||||||
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| Health Insurance Plan Year | 2024 | ||||||||||||||||||
| State | New Mexico | ||||||||||||||||||
| Health Insurance Issuer | Blue Cross Blue Shield of New Mexico | ||||||||||||||||||
| Health Insurance Plan Variant | 75605NM0390245-01 | ||||||||||||||||||
| Provider Network(s) | ['NMN002'] | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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| Available Variants of the Health Plan | Standard On Exchange Plan - 75605NM0390245-01 |
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| Last Plan Update Date | Mon, 12 Feb 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Clear Cost Gold Plan - On Exchange Health Insurance Plan Variant 75605NM0390245-01 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.800429524 |
| Business Year | 2024 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Standard Gold On Exchange Plan |
| Dental Only Plan | No |
| Design Type | Not Applicable |
| Disease Management Programs Offered | Pregnancy, High Blood Pressure & High Cholesterol, Pain Management, Depression, Low Back Pain, Diabetes, Heart Disease, Asthma |
| EHB Percent of Total Premium | 100% |
| First Tier Utilization | 100% |
| Formulary ID | NMF018 |
| HIOS Product ID | 75605NM039 |
| Import Date | 2/12/2024 |
| HSA Eligible | No |
| IsItANewPlan | New |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer ID | 75605 |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Gold |
| Multiple In Network Tiers | No |
| National Network | No |
| Network ID | NMN002 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | This plan does not cover any services and/or supplies provided to a member outside of the United States, if the member traveled to the location for the purposes of receiving medical services, supplies, or drugs. |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | Coverage outside our service area is available for Emergency and Urgent Care services only. |
| Plan Effective Date | 1/1/2024 |
| Plan ID (Standard Component ID with Variant) | 75605NM0390245-01 |
| Plan Marketing Name | Clear Cost Gold Plan |
| Plan Type | HMO |
| Plan Variant Marketing Name | Clear Cost Gold Plan - On Exchange |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $0 |
| SBC Scenario, Having a Baby, Copayment | $1,000 |
| SBC Scenario, Having a Baby, Deductible | $3,000 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $900 |
| SBC Scenario, Having Diabetes, Deductible | $800 |
| SBC Scenario, Having Diabetes, Limit | $20 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $500 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $800 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | NMS022 |
| Source Name | SERFF |
| Plan ID | 75605NM0390245 |
| State Code | NM |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family | per person not applicable | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family | per person not applicable | per group not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family | $3000 per person | $6000 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $3,000 |
| TEHBDedOutofNetFamily | per person not applicable | per group not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family | $5300 per person | $10600 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $5,300 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family | per person not applicable | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | No |
| Version Number | 1 |
| Wellness Program Offered | No |
Copay & Coinsurance of Clear Cost Gold Plan Health Insurance Plan, 75605NM0390245
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Frequently Asked Questions(FAQ) about Clear Cost Gold Plan, 75605NM0390245 Health Insurance Plan, 75605NM0390245
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Does Clear Cost Gold Plan Health Insurance Plan, 75605NM0390245 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (75605NM0390245) Health Insurance Plan, Variant (75605NM0390245-01) offer Disease Management Programs?
Does (75605NM0390245) Health Insurance Plan, Variant (75605NM0390245-01) have Out Of Country Coverage?
Does (75605NM0390245) Health Insurance Plan, Variant (75605NM0390245-01) have Out of Service Area Coverage?
Does (75605NM0390245) Health Insurance Plan, Variant (75605NM0390245-01) offer Disease Management Programs?
Does Clear Cost Gold Plan - On Exchange Health Insurance Plan, Variant (75605NM0390245-01) offer Disease Management Programs for Asthma?
Does Clear Cost Gold Plan - On Exchange Health Insurance Plan, Variant (75605NM0390245-01) offer Disease Management Programs for Heart disease?
Does Clear Cost Gold Plan - On Exchange Health Insurance Plan, Variant (75605NM0390245-01) offer Disease Management Programs for Depression?
Does Clear Cost Gold Plan - On Exchange Health Insurance Plan, Variant (75605NM0390245-01) offer Disease Management Programs for Diabetes?
Does Clear Cost Gold Plan - On Exchange Health Insurance Plan, Variant (75605NM0390245-01) offer Disease Management Programs for High blood pressure & high cholesterol?
Does Clear Cost Gold Plan - On Exchange Health Insurance Plan, Variant (75605NM0390245-01) offer Disease Management Programs for Low back pain?
Does Clear Cost Gold Plan - On Exchange Health Insurance Plan, Variant (75605NM0390245-01) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API