Connect Gold 500 Indiv Med Deductible - 94419IN0010006 Health Insurance Plan

Cigna Health and Life Insurance Company health insurance plan with the Plan ID 94419IN0010006. The plan is called Connect Gold 500 Indiv Med Deductible.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 100.00% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the Issuer).

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 94419IN0010006
Health Insurance Plan Year 2024
State Indiana
Health Insurance Issuer Cigna Health and Life Insurance Company
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 94419IN0010006-02
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Indiana All US States
All 4 5
PCP N/A N/A
Allergy N/A N/A
OB/GYN 1 1
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 94419IN0010006-00

Standard On Exchange Plan - 94419IN0010006-01

Open to Indians below 300% FPL - 94419IN0010006-02

Open to Indians above 300% FPL - 94419IN0010006-03

Last Plan Update Date Fri, 03 Nov 2023 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Benefits of Connect Gold 500 Indiv Med Deductible Health Insurance Plan, 94419IN0010006-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental

Limited to treatment for accidental injury to natural teeth within 12 months of the accidental injury. Anesthesia and hospital charges for dental care, for a member less than 19 years of age or a member who is physically or mentally disabled, are covered if the member requires dental treatment to be given in a hospital or outpatient ambulatory surgical facility. The indications for General Anesthesia, as published in the reference manual of the American Academy of Pediatric Dentistry, should be used to determine whether performing dental procedures is necessary to treat the member?s condition under general anesthesia. This coverage does not apply to treatment for TMJ.

YES

$0.00

100.00%
Acupuncture
NO
Allergy Testing
YES

$0.00

100.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

$0.00

100.00%
Chiropractic Care

Limit: 12.0 Visit(s) per Year

Includes Osteopathic/Manipulation Therapy.

YES

$0.00

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care

The per day inpatient copayment will apply for a maximum of four (4) days.

YES

$0.00

100.00%
Dental Check-Up for Children
NO
Diabetes Education

Including nutritional therapy.

YES

$0.00

100.00%
Dialysis

Benefit depends on place of treatment.

YES

$0.00

100.00%
Durable Medical Equipment

Maximum of 1 wig per Insured Person, per year.

YES

$0.00

100.00%
Emergency Room Services

Out-of-network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

$0.00

$0.00
Emergency Transportation/Ambulance

Out-of-network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

$0.00

$0.00
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Children up to age 19, through the end of their birth month. 1 pair of glasses (lenses and frames from pediatric selection) per 12 month period. Contact lenses for Children - One pair or one box per eye of contact lenses, including professional services ? in lieu of lenses and frame benefit, (may not receive contact lenses and frames in same benefit year).

YES

$0.00

100.00%
Gender Affirming Care
NO
Generic Drugs

Cost sharing shown applies to Tier 1-Preferred Generic Drugs only. See Summary of Benefits and the policy or service agreement for more information on an additional category, Tier 2-Generic Drugs, which may apply a higher cost share. Up to a 30 day supply at any Participating Pharmacy or up to a 90 day supply at a 90 day retail pharmacy. You pay a copayment for each 30 day supply. Formulary Diabetic Supplies are covered at no charge. Refer to the prescription drug list for more information.

YES

$0.00

100.00%
Habilitation Services

Physical therapy limited to 20 visits per year; Occupational therapy limited to 20 visits per year; Speech therapy limited to 20 visits per year. Maximums for Rehabilitative Services do not reduce maximums for Habilitative Services.

YES

$0.00

100.00%
Hearing Aids
NO
Home Health Care Services

Limit: 100.0 Visit(s) per Year

Maximum does not include home infusion therapy or private duty nursing rendered in the home.

YES

$0.00

100.00%
Hospice Services

Respite Care: In-patient included.

YES

$0.00

100.00%
Imaging (CT/PET Scans, MRIs)
YES

$0.00

100.00%
Infertility Treatment
NO
Infusion Therapy
YES

$0.00

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)

The per day inpatient copayment will apply for a maximum of four (4) days.

YES

$0.00

100.00%
Inpatient Physician and Surgical Services
YES

$0.00

100.00%
Laboratory Outpatient and Professional Services

Refer to the policy for more information regarding Diabetes.

YES

$0.00

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services

The per day inpatient copayment will apply for a maximum of four (4) days.

YES

$0.00

100.00%
Mental/Behavioral Health Outpatient Services

This benefit applies to All Other Outpatient Services excluding Office Visits. Please refer to the Specialist Office Visit benefit and to the SBC for more information.

YES

$0.00

100.00%
Non-Preferred Brand Drugs

Up to a 30-day supply at any Participating Pharmacy or up to a 90-day supply at a Designated 90 day Retail Pharmacy.

YES

$0.00

100.00%
Nutritional Counseling
YES

$0.00

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$0.00

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

$0.00

100.00%
Outpatient Rehabilitation Services

Physical therapy limited to 20 visits per year; Occupational therapy limited to 20 visits per year; Speech therapy limited to 20 visits per year. Maximums for Habilitative Services do not reduce maximums for Rehabilitation Services. Cardiac Rehabilitation limited to 36 visits per year. Pulmonary Rehabilitation limited to 20 visits per year.

YES

$0.00

100.00%
Outpatient Surgery Physician/Surgical Services
YES

$0.00

100.00%
Preferred Brand Drugs

Up to a 30-day supply at any Participating Pharmacy or up to a 90-day supply at a Designated 90 day Retail Pharmacy. You pay a copayment for each 30 day supply. Formulary Diabetic Supplies are covered at no charge. Refer to the prescription drug list for more information.

YES

$0.00

100.00%
Prenatal and Postnatal Care
YES

$0.00

100.00%
Preventive Care/Screening/Immunization
YES

$0.00

100.00%
Primary Care Visit to Treat an Injury or Illness

Refer to the policy for more information about Virtual Care Services.

YES

$0.00

100.00%
Private-Duty Nursing

Limit: 82.0 Visit(s) per Year

YES

$0.00

100.00%
Prosthetic Devices
YES

$0.00

100.00%
Radiation
YES

$0.00

100.00%
Reconstructive Surgery
YES

$0.00

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limited to 20 visits per year for Occupational therapy and 20 visits per year for Physical therapy; same visits and coverage apply to habilitative services.

YES

$0.00

100.00%
Rehabilitative Speech Therapy

Limit: 20.0 Visit(s) per Year

Same limits and coverage apply for habilitative services.

YES

$0.00

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Visit(s) per Year

Children up to age 19, through the end of their birth month.

YES

$0.00

100.00%
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 90.0 Days per Year

YES

$0.00

100.00%
Specialist Visit

Includes Mental Health Office Visits and Substance Use Disorder Office Visits.

YES

$0.00

100.00%
Specialty Drugs

Including other high cost drugs. Up to a 30-day supply at any Participating Pharmacy or up to a 30-day supply at a Designated 90 day Retail Pharmacy.

YES

$0.00

100.00%
Substance Abuse Disorder Inpatient Services

The per day inpatient copayment will apply for a maximum of four (4) days.

YES

$0.00

100.00%
Substance Abuse Disorder Outpatient Services

This benefit applies to All Other Outpatient Services excluding Office Visits. Please refer to the Specialist Office Visit benefit and to the SBC for more information.

YES

$0.00

100.00%
Tier 2 - Generic Drugs

You pay a copayment for each 30 day supply. Up to a 30-day supply at any participating pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy

YES

$0.00

100.00%
Transplant

Lifesource Travel maximum of $10,000 per transplant. Includes coverage for unrelated donor search services up to $30,000 per transplant; prior authorization required. See policy for additional information on Cigna LifeSOURCE Designated Transplant Network Facility.

YES

$0.00

100.00%
Treatment for Temporomandibular Joint Disorders
YES

$0.00

100.00%
Urgent Care Centers or Facilities

Out-of-network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

$0.00

$0.00
Weight Loss Programs
NO
Well Baby Visits and Care
YES

$0.00

100.00%
X-rays and Diagnostic Imaging
YES

$0.00

100.00%

Connect-0 Health Insurance Plan Variant 94419IN0010006-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1.0
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2024
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Drug EHB Deductible, In Network (Tier 1), Individual $0
Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Out of Network, Individual Not Applicable
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID INF003
Formulary URL URL
HIOS Product ID 94419IN001
Import Date 2023-11-03 01:01:53
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer Actuarial Value 100%
Issuer ID 94419
Issuer Marketplace Marketing Name Cigna Healthcare
Market Coverage Individual
Medical Drug Deductibles Integrated No
Medical Drug Maximum Out of Pocket Integrated Yes
Medical EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Medical EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Medical EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Medical EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Medical EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Medical EHB Deductible, In Network (Tier 1), Individual $0
Medical EHB Deductible, Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Out of Network, Family Per Person per person not applicable
Medical EHB Deductible, Out of Network, Individual Not Applicable
Metal Level Gold
Multiple In Network Tiers No
National Network No
Network ID INN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Services Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency Services Only
Plan Brochure URL
Plan Effective Date 2024-01-01
Plan Expiration Date 2024-12-31
Plan ID (Standard Component ID with Variant) 94419IN0010006-02
Plan Marketing Name Connect Gold 500 Indiv Med Deductible
Plan Type EPO
Plan Variant Marketing Name Connect-0
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID INS001
Source Name HIOS
Plan ID 94419IN0010006
State Code IN
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $0
Unique Plan Design Yes
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Connect Gold 500 Indiv Med Deductible Health Insurance Plan, 94419IN0010006

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Connect Gold 500 Indiv Med Deductible, 94419IN0010006 Health Insurance Plan, 94419IN0010006

  • Does Connect Gold 500 Indiv Med Deductible Health Insurance Plan, 94419IN0010006 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (94419IN0010006) Health Insurance Plan, Variant (94419IN0010006-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy

    Does (94419IN0010006) Health Insurance Plan, Variant (94419IN0010006-02) have Out Of Country Coverage?

    Yes. Details: Emergency Services Only

    Does (94419IN0010006) Health Insurance Plan, Variant (94419IN0010006-02) have Out of Service Area Coverage?

    Yes. Details: Emergency Services Only

    Does (94419IN0010006) Health Insurance Plan, Variant (94419IN0010006-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy

    Does Connect-0 Health Insurance Plan, Variant (94419IN0010006-02) offer Disease Management Programs for Asthma?

    Yes, the Connect-0 Health Insurance Plan Variant 94419IN0010006-02 offers Disease Management Program for Asthma.

    Does Connect-0 Health Insurance Plan, Variant (94419IN0010006-02) offer Disease Management Programs for Heart disease?

    Yes, the Connect-0 Health Insurance Plan Variant 94419IN0010006-02 offers Disease Management Program for Heart disease.

    Does Connect-0 Health Insurance Plan, Variant (94419IN0010006-02) offer Disease Management Programs for Diabetes?

    Yes, the Connect-0 Health Insurance Plan Variant 94419IN0010006-02 offers Disease Management Program for Diabetes.

    Does Connect-0 Health Insurance Plan, Variant (94419IN0010006-02) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Connect-0 Health Insurance Plan Variant 94419IN0010006-02 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Connect-0 Health Insurance Plan, Variant (94419IN0010006-02) offer Disease Management Programs for Pregnancy?

    Yes, the Connect-0 Health Insurance Plan Variant 94419IN0010006-02 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API