Connect Silver 3825 Indiv Med Deductible - 99248TN0060005 Health Insurance Plan

Cigna Health and Life Insurance Company health insurance plan with the Plan ID 99248TN0060005. The plan is called Connect Silver 3825 Indiv Med Deductible.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 94.03% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 5.97% of the costs of all covered benefits (according to the Issuer).

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 94.61% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 5.39% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 99248TN0060005
Health Insurance Plan Year 2025
State Tennessee
Health Insurance Issuer Cigna Health and Life Insurance Company
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 99248TN0060005-06
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Tennessee All US States
All 25362 27421
PCP 3524 3795
Allergy 20 20
OB/GYN 161 189
Dentists 1002 1158
Available Variants of the Health Plan

Standard Off Exchange Plan - 99248TN0060005-00

Standard On Exchange Plan - 99248TN0060005-01

Open to Indians below 300% FPL - 99248TN0060005-02

Open to Indians above 300% FPL - 99248TN0060005-03

73% AV Silver Plan - 99248TN0060005-04

87% AV Silver Plan - 99248TN0060005-05

94% AV Silver Plan - 99248TN0060005-06

Last Plan Update Date Thu, 15 Aug 2024 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Benefits of Connect Silver 3825 Indiv Med Deductible Health Insurance Plan, 99248TN0060005-06

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

15.00%

100.00%
Acupuncture
NO
Allergy Testing
YES

15.00%

100.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

15.00%

100.00%
Chiropractic Care

Limit: 20.0 Visit(s) per Year

YES

15.00%

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

15.00%

100.00%
Dental Check-Up for Children
NO
Diabetes Education
YES

15.00%

100.00%
Dialysis

Benefit depends on place of treatment.

YES

15.00%

100.00%
Durable Medical Equipment
YES

15.00%

100.00%
Emergency Room Services

Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

15.00%

15.00%
Emergency Transportation/Ambulance

Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

15.00%

15.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Up to age 19. One pair of glasses (lenses and frames from the pediatric selection) per year. May receive one pair of conventional or one box of disposable lenses per eye, including professional services, in lieu of lenses and frame benefit. May not receive contact lenses and frames/lenses in same benefit year.

YES

No Charge

100.00%
Gender Affirming Care
NO
Generic Drugs

Cost sharing shown applies to Tier 1-Preferred Generic Drugs only. See Summary of Benefits and the policy or service agreement for more information on an additional category, Tier 2-Generic Drugs, which may apply a higher cost share. Up to a 30-day supply at any Participating Pharmacy, or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

YES

No Charge

100.00%
Habilitation Services

Coverage of physical, occupational, and speech therapy is limited to 20 visits annual max per therapy.

YES

15.00%

100.00%
Hearing Aids

Hearing Aid Devices - 1 Hearing Aid per ear, every 3 years. Hearing Aid Exam/Evaluation - Only services necessary to select, fit and adjust the hearing aid are included in this benefit. Bone Anchored Hearing Aids - Not Covered

YES

15.00%

100.00%
Home Health Care Services

Limit: 60.0 Visit(s) per Year

YES

15.00%

100.00%
Hospice Services
YES

15.00%

100.00%
Imaging (CT/PET Scans, MRIs)
YES

15.00%

100.00%
Infertility Treatment
NO
Infusion Therapy
YES

15.00%

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

15.00%

100.00%
Inpatient Physician and Surgical Services
YES

15.00%

100.00%
Laboratory Outpatient and Professional Services
YES

15.00%

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

15.00%

100.00%
Mental/Behavioral Health Outpatient Services

This benefit applies to Mental Health Office Visits. All other Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information.

YES

$10.00

100.00%
Non-Preferred Brand Drugs

Up to a 30-day supply at any Participating Pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

YES

49.00%

100.00%
Nutritional Counseling

Unlimited visits limited to Nutritional Counseling associated with Home Health and Diabetes Management. Services associated with Preventive Care are covered at the Preventive Care benefit level and treatment described in connection with a mental health or substance abuse diagnosis are covered at the Outpatient Mental Health benefit level. .

YES

15.00%

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$10.00

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

15.00%

100.00%
Outpatient Rehabilitation Services

Coverage of physical, occupational, and speech therapy is limited to 20 visits annual max per therapy.

YES

15.00%

100.00%
Outpatient Surgery Physician/Surgical Services
YES

15.00%

100.00%
Preferred Brand Drugs

Up to a 30-day supply at any Participating Pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

YES

10.00%

100.00%
Prenatal and Postnatal Care
YES

15.00%

100.00%
Preventive Care/Screening/Immunization
YES

No Charge

100.00%
Primary Care Visit to Treat an Injury or Illness

Refer to the policy for more information about Virtual Care Services.

YES

No Charge

100.00%
Private-Duty Nursing
NO
Prosthetic Devices
YES

15.00%

100.00%
Radiation
YES

15.00%

100.00%
Reconstructive Surgery
YES

15.00%

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limited to 20 visits per year for Occupational therapy and 20 visits per year for Physical therapy; same visits and coverage apply to habilitative services.

YES

15.00%

100.00%
Rehabilitative Speech Therapy

Limit: 20.0 Visit(s) per Year

Same limits and coverage apply for habilitative services.

YES

15.00%

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Year

Up to age 19.

YES

No Charge

100.00%
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 60.0 Days per Year

YES

15.00%

100.00%
Specialist Visit

Includes Mental Health Office Visits and Substance Use Disorder Office Visits.

YES

$10.00

100.00%
Specialty Drugs

Including other high cost drugs. Up to a 30-day supply at any Participating Pharmacy or up to a 30-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information.

YES

50.00%

100.00%
Substance Abuse Disorder Inpatient Services
YES

15.00%

100.00%
Substance Abuse Disorder Outpatient Services

This benefit applies to Substance Abuse Disorder Office Visits. All other Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information.

YES

$10.00

100.00%
Tier 2 Generic Drugs

You pay a copayment for each 30 day supply. Up to a 30-day supply at any participating Pharmacy or up to a 90-day supply at a Designated 90 day Retail Pharmacy. Refer to the prescription drug list for more information.

YES

$10.00

100.00%
Transplant

Lifesource Transplant Network travel benefit maximum of $10,000 per insured person per transplant. Coverage for travel expenses not available for services outside of the Lifesource Transplant Network. See policy for additional information on Cigna LifeSOURCE Designated Transplant Network Facility.

YES

No Charge

100.00%
Treatment for Temporomandibular Joint Disorders
YES

15.00%

100.00%
Urgent Care Centers or Facilities

Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

$20.00

$20.00
Weight Loss Programs
NO
Well Baby Visits and Care
YES

No Charge

100.00%
X-rays and Diagnostic Imaging
YES

15.00%

100.00%

Connect Silver-4A 0 Indiv Med Deductible Health Insurance Plan Variant 99248TN0060005-06 Attributes

Plan Attribute Value
AV Calculator Output Number 0.9460543407158549
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type 94% AV Level Silver Plan
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID TNF002
Formulary URL URL
HIOS Product ID 99248TN006
Import Date 2024-08-15 01:01:23
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer Actuarial Value 94.03%
Issuer ID 99248
Issuer Marketplace Marketing Name Cigna Healthcare
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID TNN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency Only
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 99248TN0060005-06
Plan Marketing Name Connect Silver 3825 Indiv Med Deductible
Plan Type EPO
Plan Variant Marketing Name Connect Silver-4A 0 Indiv Med Deductible
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $1,700
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $100
SBC Scenario, Having Diabetes, Copayment $500
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $300
SBC Scenario, Treatment of a Simple Fracture, Copayment $40
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID TNS001
Source Name HIOS
Plan ID 99248TN0060005
State Code TN
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 15.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $3450 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $1725 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $1,725
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Connect Silver 3825 Indiv Med Deductible Health Insurance Plan, 99248TN0060005

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Connect Silver 3825 Indiv Med Deductible, 99248TN0060005 Health Insurance Plan, 99248TN0060005

  • Does Connect Silver 3825 Indiv Med Deductible Health Insurance Plan, 99248TN0060005 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (99248TN0060005) Health Insurance Plan, Variant (99248TN0060005-06) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy

    Does (99248TN0060005) Health Insurance Plan, Variant (99248TN0060005-06) have Out Of Country Coverage?

    Yes. Details: Emergency Only

    Does (99248TN0060005) Health Insurance Plan, Variant (99248TN0060005-06) have Out of Service Area Coverage?

    Yes. Details: Emergency Only

    Does (99248TN0060005) Health Insurance Plan, Variant (99248TN0060005-06) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy

    Does Connect Silver-4A 0 Indiv Med Deductible Health Insurance Plan, Variant (99248TN0060005-06) offer Disease Management Programs for Asthma?

    Yes, the Connect Silver-4A 0 Indiv Med Deductible Health Insurance Plan Variant 99248TN0060005-06 offers Disease Management Program for Asthma.

    Does Connect Silver-4A 0 Indiv Med Deductible Health Insurance Plan, Variant (99248TN0060005-06) offer Disease Management Programs for Heart disease?

    Yes, the Connect Silver-4A 0 Indiv Med Deductible Health Insurance Plan Variant 99248TN0060005-06 offers Disease Management Program for Heart disease.

    Does Connect Silver-4A 0 Indiv Med Deductible Health Insurance Plan, Variant (99248TN0060005-06) offer Disease Management Programs for Diabetes?

    Yes, the Connect Silver-4A 0 Indiv Med Deductible Health Insurance Plan Variant 99248TN0060005-06 offers Disease Management Program for Diabetes.

    Does Connect Silver-4A 0 Indiv Med Deductible Health Insurance Plan, Variant (99248TN0060005-06) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Connect Silver-4A 0 Indiv Med Deductible Health Insurance Plan Variant 99248TN0060005-06 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Connect Silver-4A 0 Indiv Med Deductible Health Insurance Plan, Variant (99248TN0060005-06) offer Disease Management Programs for Pregnancy?

    Yes, the Connect Silver-4A 0 Indiv Med Deductible Health Insurance Plan Variant 99248TN0060005-06 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API