Connect Silver CMS Standard - 48121FL0070105 Health Insurance Plan
Cigna Health and Life Insurance Company health insurance plan with the Plan ID 48121FL0070105. The plan is called Connect Silver CMS Standard.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 94.14% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 5.86% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 48121FL0070105 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | Florida | ||||||||||||||||||
| Health Insurance Issuer | Cigna Health and Life Insurance Company | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 48121FL0070105-06 | ||||||||||||||||||
| Provider Network(s) | PREFERRED | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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| Available Variants of the Health Plan | Standard Off Exchange Plan - 48121FL0070105-00 Standard On Exchange Plan - 48121FL0070105-01 Open to Indians below 300% FPL - 48121FL0070105-02 Open to Indians above 300% FPL - 48121FL0070105-03 73% AV Silver Plan - 48121FL0070105-04 |
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| Last Plan Update Date | Thu, 07 Nov 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Benefits of Connect Silver CMS Standard Health Insurance Plan, 48121FL0070105-06
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Abortion for Which Public Funding is Prohibited
|
NO | ||
| Accidental Dental
|
YES | 25.00% |
100.00% |
| Acupuncture
|
NO | ||
| Allergy Testing
|
YES | 25.00% |
100.00% |
| Bariatric Surgery
|
NO | ||
| Basic Dental Care - Adult
|
NO | ||
| Basic Dental Care - Child
|
NO | ||
| Chemotherapy
|
YES | 25.00% |
100.00% |
| Chiropractic Care
All therapies are combined (Occupational, Physical, Speech and Chiropractic). Chiropractic therapies cannot exceed 26 visits per year. |
YES | 25.00% |
100.00% |
| Cosmetic Surgery
|
NO | ||
| Delivery and All Inpatient Services for Maternity Care
|
YES | 25.00% |
100.00% |
| Dental Check-Up for Children
|
NO | ||
| Diabetes Education
|
YES | 25.00% |
100.00% |
| Dialysis
Benefit depends on place of treatment. |
YES | 25.00% |
100.00% |
| Durable Medical Equipment
|
YES | 25.00% |
100.00% |
| Emergency Room Services
Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered. |
YES | 25.00% |
25.00% |
| Emergency Transportation/Ambulance
Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered. |
YES | 25.00% |
25.00% |
| Eye Glasses for Children
Limit: 1.0 Item(s) per Year Children up to age 19, though the end of their birth month. One pair of glasses (lenses and frames from the pediatric selection) per year. Contact lenses are covered for a one year supply, regardless of the contact lens type, including professional services, in lieu of frame and lenses. |
YES | No Charge |
100.00% |
| Gender Affirming Care
|
NO | ||
| Generic Drugs
You pay a copayment for each 30 day supply. Up to a 30-day supply at a Participating Pharmacy, or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information. |
YES | $0.00 |
100.00% |
| Habilitation Services
Limit: 35.0 Visit(s) per Year All therapies are combined (Occupational, Physical, Speech and Chiropractic). Chiropractic therapies cannot exceed 26 visits per year. |
YES | $0.00 |
100.00% |
| Hearing Aids
|
NO | ||
| Home Health Care Services
Limit: 20.0 Visit(s) per Year |
YES | 25.00% |
100.00% |
| Hospice Services
|
YES | 25.00% |
100.00% |
| Imaging (CT/PET Scans, MRIs)
|
YES | 25.00% |
100.00% |
| Infertility Treatment
|
NO | ||
| Infusion Therapy
|
YES | 25.00% |
100.00% |
| Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | 25.00% |
100.00% |
| Inpatient Physician and Surgical Services
|
YES | 25.00% |
100.00% |
| Laboratory Outpatient and Professional Services
|
YES | 25.00% |
100.00% |
| Long-Term/Custodial Nursing Home Care
|
NO | ||
| Major Dental Care - Adult
|
NO | ||
| Major Dental Care - Child
|
NO | ||
| Mental/Behavioral Health Inpatient Services
|
YES | 25.00% |
100.00% |
| Mental/Behavioral Health Outpatient Services
This benefit applies to Mental Health Office Visits. All other Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information. |
YES | $0.00 |
100.00% |
| Non-Preferred Brand Drugs
You pay a copayment for each 30 day supply ,after deductible. Up to a 30-day supply at a Participating Pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. |
YES | $50.00 |
100.00% |
| Nutritional Counseling
Only Covered for home health, hospice and mental health treatment of eating disorders. . |
YES | 25.00% |
100.00% |
| Orthodontia - Adult
|
NO | ||
| Orthodontia - Child
|
NO | ||
| Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | $10.00 |
100.00% |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | 25.00% |
100.00% |
| Outpatient Rehabilitation Services
Limit: 35.0 Visit(s) per Year All therapies are combined (Occupational, Physical, Speech and Chiropractic). Chiropractic therapies cannot exceed 26 visits per year. |
YES | No Charge |
100.00% |
| Outpatient Surgery Physician/Surgical Services
|
YES | 25.00% |
100.00% |
| Preferred Brand Drugs
You pay a copayment for each 30 day supply. Up to a 30-day supply at a Participating Pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. Refer to the prescription drug list for more information. |
YES | $15.00 |
100.00% |
| Prenatal and Postnatal Care
|
YES | 25.00% |
100.00% |
| Preventive Care/Screening/Immunization
|
YES | 0.00% |
100.00% |
| Primary Care Visit to Treat an Injury or Illness
Includes Mental Health Office Visits and Substance Use Disorder Office Visits. |
YES | $0.00 |
100.00% |
| Private-Duty Nursing
|
NO | ||
| Prosthetic Devices
|
YES | 25.00% |
100.00% |
| Radiation
|
YES | 25.00% |
100.00% |
| Reconstructive Surgery
|
YES | 25.00% |
100.00% |
| Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 35.0 Visit(s) per Year All therapies are combined (Occupational, Physical, Speech and Chiropractic). |
YES | $0.00 |
100.00% |
| Rehabilitative Speech Therapy
Limit: 35.0 Visit(s) per Year All therapies are combined (Occupational, Physical, Speech and Chiropractic). |
YES | $0.00 |
100.00% |
| Routine Dental Services (Adult)
|
NO | ||
| Routine Eye Exam (Adult)
|
NO | ||
| Routine Eye Exam for Children
Limit: 1.0 Exam(s) per Year Children up to age 19, though the end of their birth month. |
YES | No Charge |
100.00% |
| Routine Foot Care
|
NO | ||
| Skilled Nursing Facility
Limit: 60.0 Days per Year |
YES | 25.00% |
100.00% |
| Specialist Visit
|
YES | $10.00 |
100.00% |
| Specialty Drugs
Including other high cost drugs. You pay a copayment for each 30 day supply, after deductible. Up to a 30-day supply at a Participating Pharmacy or up to a 30-day supply at a Designated 90-day Pharmacy. |
YES | $150.00 |
100.00% |
| Substance Abuse Disorder Inpatient Services
|
YES | 25.00% |
100.00% |
| Substance Abuse Disorder Outpatient Services
This benefit applies to Substance Abuse Disorder Office Visits. All other Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information. |
YES | $0.00 |
100.00% |
| Transplant
LifeSource travel maximum of $10,000 per Insured person, per lifetime. See policy for additional information on Cigna LifeSOURCE Designated Transplant Network Facility. |
YES | No Charge |
100.00% |
| Treatment for Temporomandibular Joint Disorders
Maximum 1 splint per 6-month period per Insured Person. |
YES | 25.00% |
100.00% |
| Urgent Care Centers or Facilities
Out-of-Network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered. |
YES | $5.00 |
$5.00 |
| Weight Loss Programs
|
NO | ||
| Well Baby Visits and Care
|
YES | No Charge |
100.00% |
| X-rays and Diagnostic Imaging
|
YES | 25.00% |
100.00% |
Connect Silver-4 CMS Standard Health Insurance Plan Variant 48121FL0070105-06 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.9414114984395309 |
| Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | 94% AV Level Silver Plan |
| Dental Only Plan | No |
| Design Type | Design 1 |
| Disease Management Programs Offered | Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy |
| EHB Percent of Total Premium | 1.0 |
| First Tier Utilization | 100% |
| Formulary ID | FLF010 |
| Formulary URL | URL |
| HIOS Product ID | 48121FL007 |
| Import Date | 2024-11-07 00:02:00 |
| Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
| Inpatient Copayment Maximum Days | 0 |
| HSA Eligible | No |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer ID | 48121 |
| Issuer Marketplace Marketing Name | Cigna Healthcare |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Silver |
| Multiple In Network Tiers | No |
| National Network | No |
| Network ID | FLN001 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | Emergency Only |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | Emergency Only |
| Plan Brochure | URL |
| Plan Effective Date | 2025-01-01 |
| Plan Expiration Date | 2025-12-31 |
| Plan ID (Standard Component ID with Variant) | 48121FL0070105-06 |
| Plan Marketing Name | Connect Silver CMS Standard |
| Plan Type | EPO |
| Plan Variant Marketing Name | Connect Silver-4 CMS Standard |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $2,000 |
| SBC Scenario, Having a Baby, Copayment | $0 |
| SBC Scenario, Having a Baby, Deductible | $0 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $200 |
| SBC Scenario, Having Diabetes, Copayment | $300 |
| SBC Scenario, Having Diabetes, Deductible | $0 |
| SBC Scenario, Having Diabetes, Limit | $20 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $400 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $30 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | FLS001 |
| Source Name | HIOS |
| Plan ID | 48121FL0070105 |
| State Code | FL |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 25.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $0 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $0 per person |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $0 |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $4000 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $2000 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $2,000 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | No |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | No |
Copay & Coinsurance of Connect Silver CMS Standard Health Insurance Plan, 48121FL0070105
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about Connect Silver CMS Standard, 48121FL0070105 Health Insurance Plan, 48121FL0070105
-
Does Connect Silver CMS Standard Health Insurance Plan, 48121FL0070105 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (48121FL0070105) Health Insurance Plan, Variant (48121FL0070105-06) offer Disease Management Programs?
Does (48121FL0070105) Health Insurance Plan, Variant (48121FL0070105-06) have Out Of Country Coverage?
Does (48121FL0070105) Health Insurance Plan, Variant (48121FL0070105-06) have Out of Service Area Coverage?
Does (48121FL0070105) Health Insurance Plan, Variant (48121FL0070105-06) offer Disease Management Programs?
Does Connect Silver-4 CMS Standard Health Insurance Plan, Variant (48121FL0070105-06) offer Disease Management Programs for Asthma?
Does Connect Silver-4 CMS Standard Health Insurance Plan, Variant (48121FL0070105-06) offer Disease Management Programs for Heart disease?
Does Connect Silver-4 CMS Standard Health Insurance Plan, Variant (48121FL0070105-06) offer Disease Management Programs for Diabetes?
Does Connect Silver-4 CMS Standard Health Insurance Plan, Variant (48121FL0070105-06) offer Disease Management Programs for High blood pressure & high cholesterol?
Does Connect Silver-4 CMS Standard Health Insurance Plan, Variant (48121FL0070105-06) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API