Dean Focus Gold HSA - 38345WI0080063 Health Insurance Plan
Dean Health Plan health insurance plan with the Plan ID 38345WI0080063. The plan is called Dean Focus Gold HSA.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 78.06% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 21.94% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 38345WI0080063 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | Wisconsin | ||||||||||||||||||
| Health Insurance Issuer | Dean Health Plan | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 38345WI0080063-00 | ||||||||||||||||||
| Provider Network(s) | DEANHEALTHPLANFOCUS | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 03 Dec 2024 06:24 GMT). |
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| Available Variants of the Health Plan | Standard Off Exchange Plan - 38345WI0080063-00 Standard On Exchange Plan - 38345WI0080063-01 |
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| Last Plan Update Date | Fri, 20 Sep 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 03 Dec 2024 06:24 GMT |
Benefits of Dean Focus Gold HSA Health Insurance Plan, 38345WI0080063-00
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Abortion for Which Public Funding is Prohibited
|
NO | ||
| Accidental Dental
Exclusions: See policy or plan document for additional benefit exclusions. See policy or plan document for additional benefit explanation. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Acupuncture
|
NO | ||
| Allergy Testing
Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Bariatric Surgery
|
NO | ||
| Basic Dental Care - Adult
|
NO | ||
| Basic Dental Care - Child
|
NO | ||
| Chemotherapy
See policy or plan document for additional benefit explanation. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Chiropractic Care
Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Cosmetic Surgery
|
NO | ||
| Delivery and All Inpatient Services for Maternity Care
Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Dental Check-Up for Children
|
NO | ||
| Diabetes Education
Exclusions: See policy or plan document for additional benefit exclusions. See policy or plan document for additional benefit explanation. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Dialysis
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Durable Medical Equipment
Exclusions: See policy or plan document for additional benefit exclusions. See policy or plan document for additional benefit explanation. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Emergency Room Services
|
YES | 20.00% Coinsurance after deductible |
20.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance
Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
20.00% Coinsurance after deductible |
| Eye Glasses for Children
Limit: 1.0 Item(s) per Year Exclusions: See policy or plan document for additional benefit exclusions. See policy or plan document for additional benefit explanation. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Gender Affirming Care
|
NO | ||
| Generic Drugs
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Habilitation Services
Limit: 60.0 Visit(s) per Year Exclusions: See policy or plan document for additional benefit exclusions. See policy or plan document for additional benefit explanation. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Hearing Aids
Limit: 2.0 Item(s) per 3 Years Exclusions: See policy or plan document for additional benefit exclusions. See policy or plan document for additional benefit explanation. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Home Health Care Services
Limit: 60.0 Visit(s) per Year Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Hospice Services
Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Imaging (CT/PET Scans, MRIs)
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Infertility Treatment
|
NO | ||
| Infusion Therapy
Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Inpatient Hospital Services (e.g., Hospital Stay)
Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Inpatient Physician and Surgical Services
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Laboratory Outpatient and Professional Services
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Long-Term/Custodial Nursing Home Care
|
NO | ||
| Major Dental Care - Adult
|
NO | ||
| Major Dental Care - Child
|
NO | ||
| Mental/Behavioral Health Inpatient Services
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Mental/Behavioral Health Outpatient Services
Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Non-Preferred Brand Drugs
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Nutritional Counseling
See policy or plan document for additional benefit explanation. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Orthodontia - Adult
|
NO | ||
| Orthodontia - Child
|
NO | ||
| Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Outpatient Rehabilitation Services
Limit: 60.0 Visit(s) per Year Exclusions: See policy or plan document for additional benefit exclusions. See policy or plan document for additional benefit explanation. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Outpatient Surgery Physician/Surgical Services
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Preferred Brand Drugs
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Prenatal and Postnatal Care
Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Preventive Care/Screening/Immunization
|
YES | No Charge |
100.00% |
| Primary Care Visit to Treat an Injury or Illness
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Private-Duty Nursing
|
NO | ||
| Prosthetic Devices
Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Radiation
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Reconstructive Surgery
Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 20.0 Visit(s) per Year Exclusions: See policy or plan document for additional benefit exclusions. See policy or plan document for additional benefit explanation. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Rehabilitative Speech Therapy
Limit: 20.0 Visit(s) per Year Exclusions: See policy or plan document for additional benefit exclusions. See policy or plan document for additional benefit explanation. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Routine Dental Services (Adult)
|
NO | ||
| Routine Eye Exam (Adult)
|
NO | ||
| Routine Eye Exam for Children
Limit: 1.0 Exam(s) per Benefit Period Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Routine Foot Care
|
NO | ||
| Skilled Nursing Facility
Limit: 30.0 Days per Stay Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Specialist Visit
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Specialty Drugs
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Substance Abuse Disorder Inpatient Services
|
YES | 20.00% Coinsurance after deductible |
100.00% |
| Substance Abuse Disorder Outpatient Services
Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Transplant
Exclusions: See policy or plan document for additional benefit exclusions. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Treatment for Temporomandibular Joint Disorders
See policy or plan document for additional benefit explanation. |
YES | 20.00% Coinsurance after deductible |
100.00% |
| Urgent Care Centers or Facilities
|
YES | 20.00% Coinsurance after deductible |
20.00% Coinsurance after deductible |
| Weight Loss Programs
|
NO | ||
| Well Baby Visits and Care
|
YES | No Charge |
100.00% |
| X-rays and Diagnostic Imaging
|
YES | 20.00% Coinsurance after deductible |
100.00% |
Dean Focus Gold HSA Health Insurance Plan Variant 38345WI0080063-00 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.780610884565095 |
| Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Standard Gold Off Exchange Plan |
| Dental Only Plan | No |
| Design Type | Not Applicable |
| Disease Management Programs Offered | Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy |
| EHB Percent of Total Premium | 1.0 |
| First Tier Utilization | 100% |
| Formulary ID | WIF006 |
| Formulary URL | URL |
| HIOS Product ID | 38345WI008 |
| Import Date | 2024-09-20 01:02:54 |
| Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
| Inpatient Copayment Maximum Days | 0 |
| HSA Eligible | Yes |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer ID | 38345 |
| Issuer Marketplace Marketing Name | Dean Health Plan |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Gold |
| Multiple In Network Tiers | No |
| National Network | No |
| Network ID | WIN002 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | Emergency Services |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | Emergency Services |
| Plan Brochure | URL |
| Plan Effective Date | 2025-01-01 |
| Plan Expiration Date | 2025-12-31 |
| Plan ID (Standard Component ID with Variant) | 38345WI0080063-00 |
| Plan Marketing Name | Dean Focus Gold HSA |
| Plan Type | EPO |
| Plan Variant Marketing Name | Dean Focus Gold HSA |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $1,900 |
| SBC Scenario, Having a Baby, Copayment | $0 |
| SBC Scenario, Having a Baby, Deductible | $2,650 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $500 |
| SBC Scenario, Having Diabetes, Copayment | $0 |
| SBC Scenario, Having Diabetes, Deductible | $2,650 |
| SBC Scenario, Having Diabetes, Limit | $20 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $30 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,650 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | WIS004 |
| Source Name | HIOS |
| Plan ID | 38345WI0080063 |
| State Code | WI |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 20.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $5300 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $5300 per person |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $2,650 |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $9200 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9200 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $4,600 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | No |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | No |
Copay & Coinsurance of Dean Focus Gold HSA Health Insurance Plan, 38345WI0080063
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about Dean Focus Gold HSA, 38345WI0080063 Health Insurance Plan, 38345WI0080063
-
Does Dean Focus Gold HSA Health Insurance Plan, 38345WI0080063 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (38345WI0080063) Health Insurance Plan, Variant (38345WI0080063-00) offer Disease Management Programs?
Does (38345WI0080063) Health Insurance Plan, Variant (38345WI0080063-00) have Out Of Country Coverage?
Does (38345WI0080063) Health Insurance Plan, Variant (38345WI0080063-00) have Out of Service Area Coverage?
Does (38345WI0080063) Health Insurance Plan, Variant (38345WI0080063-00) offer Disease Management Programs?
Does Dean Focus Gold HSA Health Insurance Plan, Variant (38345WI0080063-00) offer Disease Management Programs for Asthma?
Does Dean Focus Gold HSA Health Insurance Plan, Variant (38345WI0080063-00) offer Disease Management Programs for Heart disease?
Does Dean Focus Gold HSA Health Insurance Plan, Variant (38345WI0080063-00) offer Disease Management Programs for Depression?
Does Dean Focus Gold HSA Health Insurance Plan, Variant (38345WI0080063-00) offer Disease Management Programs for Diabetes?
Does Dean Focus Gold HSA Health Insurance Plan, Variant (38345WI0080063-00) offer Disease Management Programs for High blood pressure & high cholesterol?
Does Dean Focus Gold HSA Health Insurance Plan, Variant (38345WI0080063-00) offer Disease Management Programs for Low back pain?
Does Dean Focus Gold HSA Health Insurance Plan, Variant (38345WI0080063-00) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Tue, 03 Dec 2024 06:24 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API