Elite Bronze + Vision + Adult Dental - 99723MO0110053 Health Insurance Plan

Celtic Insurance Company health insurance plan with the Plan ID 99723MO0110053. The plan is called Elite Bronze + Vision + Adult Dental.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 64.51% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 35.49% of the costs of all covered benefits (according to the Issuer).

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 70.19% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 29.81% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 99723MO0110053
Health Insurance Plan Year 2025
State Missouri
Health Insurance Issuer Celtic Insurance Company
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 99723MO0110053-00
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Missouri All US States
All 45 9023
PCP 4 1161
Allergy N/A 9
OB/GYN N/A 32
Dentists 2 473
Available Variants of the Health Plan

Standard Off Exchange Plan - 99723MO0110053-00

Standard On Exchange Plan - 99723MO0110053-01

Open to Indians below 300% FPL - 99723MO0110053-02

Open to Indians above 300% FPL - 99723MO0110053-03

Last Plan Update Date Wed, 14 Aug 2024 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Benefits of Elite Bronze + Vision + Adult Dental Health Insurance Plan, 99723MO0110053-00

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

50.00%

100.00%
Acupuncture
NO
Allergy Testing
YES

$115.00

100.00%
Bariatric Surgery
NO
Basic Dental Care - Adult

Limit: 1000.0 Dollars per Year

$1,000 annual benefit maximum includes all Dental services (Routine, Basic and Major) for Adults

YES

50.00%

100.00%
Basic Dental Care - Child
NO
Chemotherapy
YES

50.00%

100.00%
Chiropractic Care

Limit: 26.0 Visit(s) per Year

Chiropractic visits beyond 26 per benefit period require Prior Authorization.

YES

50.00%

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

$3,000.00

100.00%
Dental Check-Up for Children
NO
Diabetes Education
YES

$115.00

100.00%
Dialysis
YES

50.00%

100.00%
Durable Medical Equipment
YES

50.00%

100.00%
Emergency Room Services
YES

$2,500.00

$2,500.00
Emergency Transportation/Ambulance

Prior authorization is not required for emergency transport, however, all non-emergent transport requires prior authorization. If you receive service from an out of network ground/water ambulance provider, you may be subject to balance billing.

YES

50.00%

50.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Covered lenses and frames each available at limit of one per year.

YES

No Charge

100.00%
Gender Affirming Care
YES

$3,000.00

100.00%
Generic Drugs

Cost sharing shown applies to Tier 1a-Preferred Generic Drugs only. See Summary of Benefits and the policy or service agreement for more information on an additional category, Tier 1b-Generic Drugs, which may apply a higher cost share. Up to a 30 day supply at any participating pharmacy or up to a 90 day supply at a 90 day retail pharmacy. Refer to the prescription drug list for more information.

YES

$3.00

100.00%
Habilitation Services

Limit: 20.0 Visit(s) per Year

Limited to 20 visits per year per therapy (occupational therapy, physical therapy). No Limit for speech therapy. Limited to 36 visits per year cardiac therapy. No Limit for pulmonary therapy.

YES

$50.00

100.00%
Hearing Aids

Limit: 2.0 Item(s) per Year

Cochlear Implants and Bone Anchored Hearing Aids are a covered benefit.

YES

50.00%

100.00%
Home Health Care Services

Limit: 100.0 Visit(s) per Year

YES

50.00%

100.00%
Hospice Services

Respite Care is covered as part of hospice services only.

YES

50.00%

100.00%
Imaging (CT/PET Scans, MRIs)
YES

50.00%

100.00%
Infertility Treatment

Limited to services for diagnostic tests to find the cause of infertility. Services to treat the underlying medical conditions that cause infertility are covered (e.g., endometriosis, obstructed fallopian tubes, and hormone deficiency).

NO
Infusion Therapy
YES

50.00%

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

$3,000.00 Copay per Day

100.00%
Inpatient Physician and Surgical Services
YES

No Charge

100.00%
Laboratory Outpatient and Professional Services
YES

$60.00

100.00%
Long-Term/Custodial Nursing Home Care

Long Term Acute Care is a covered benefit. Long Term Nursing Care/Custodial Care is not a covered benefit.

NO
Major Dental Care - Adult

Limit: 1000.0 Dollars per Year

$1,000 annual benefit maximum includes all Dental services (Routine, Basic and Major) for Adults

YES

50.00%

100.00%
Major Dental Care - Child
NO
Mental/Behavioral Health Emergency Room
YES

$1,250.00

$1,250.00
Mental/Behavioral Health Emergency Transportation/Ambulance

Prior authorization is not required for emergency transport, however, all non-emergent transport requires prior authorization. If you receive service from an out of network ground/water ambulance provider, you may be subject to balance billing.

YES

$1,250.00

$1,250.00
Mental/Behavioral Health ER Physician Fee
YES

$1,250.00

$1,250.00
Mental/Behavioral Health Inpatient Services

Prior authorization may be required - please contact the number listed on your ID card.

YES

$3,000.00 Copay per Day

100.00%
Mental/Behavioral Health Outpatient Other Services

Note: Services (excluding emergency services) rendered by an out-of-network?provider are not covered under this plan, with the exception of two (2) sessions per year for diagnosis/assessment by a licensed mental health provider.

YES

50.00%

100.00%
Mental/Behavioral Health Outpatient Services

Cost sharing shown applies to outpatient office visits only.?See Summary of Benefits and Coverage and the policy for more information on an additional outpatient category, Other Outpatient Services, which may apply a different cost share amount and require prior authorization. Note: Office visits do not require prior authorization. Services (excluding emergency services) rendered by an out-of-network?provider are not covered under this plan, with the exception of two (2) sessions per year for diagnosis/assessment by a licensed mental health provider.

YES

$50.00

100.00%
Mental/Behavioral Health Urgent Care
YES

$50.00

$50.00
Non-Preferred Brand Drugs
YES

$250.00 Copay after deductible

100.00%
Nutritional Counseling
YES

$115.00

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$50.00

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

50.00%

100.00%
Outpatient Rehabilitation Services

Limit: 20.0 Visit(s) per Year

Limited to 20 visits per year per therapy (occupational therapy, physical therapy). No Limit for speech therapy. Limited to 36 visits per year cardiac therapy. No Limit for pulmonary therapy.

YES

$50.00

100.00%
Outpatient Surgery Physician/Surgical Services
YES

50.00%

100.00%
Preferred Brand Drugs
YES

$195.00

100.00%
Prenatal and Postnatal Care
YES

$50.00

100.00%
Preventive Care/Screening/Immunization

Covered in accordance with ACA guidelines.

YES

No Charge

100.00%
Primary Care Visit to Treat an Injury or Illness

Unlimited Virtual 24/7 Care Visits received from Ambetter?s designated telehealth provider covered at No Charge, except for HSAs.

YES

$50.00

100.00%
Private-Duty Nursing

Limit: 82.0 Visit(s) per Year

YES

50.00%

100.00%
Prosthetic Devices

Benefits include the purchase, fitting, adjustments, repairs and replacements.

YES

50.00%

100.00%
Radiation
YES

50.00%

100.00%
Reconstructive Surgery

Benefits include reconstructive surgery to correct significant deformities caused by congenital or developmental abnormalities, illness, injury or an earlier treatment in order to create a more normal appearance.

YES

$3,000.00

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 20.0 Visit(s) per Year

Limited to 20 visits per year per therapy (occupational therapy, physical therapy). No Limit for speech therapy. Limited to 36 visits per year cardiac therapy. No Limit for pulmonary therapy.

YES

$50.00

100.00%
Rehabilitative Speech Therapy
YES

$50.00

100.00%
Routine Dental Services (Adult)

Limit: 1000.0 Dollars per Year

$1,000 annual benefit maximum includes all Dental services (Routine, Basic and Major) for Adults

YES

No Charge

100.00%
Routine Eye Exam (Adult)

Limit: 1.0 Exam(s) per Year

Benefit also includes 1 pair of eye glasses or contacts per year, covered up to $130 In-Network for frames or $130 In-Network for contacts in lieu of eye glasses.

YES

No Charge

100.00%
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Year

YES

No Charge

100.00%
Routine Foot Care
YES

$115.00

100.00%
Skilled Nursing Facility

Limit: 150.0 Days per Year

YES

$3,000.00 Copay per Day

100.00%
Specialist Visit
YES

$115.00

100.00%
Specialty Drugs
YES

50.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Inpatient Services

Prior authorization may be required - please contact the number listed on your ID card.

YES

$3,000.00 Copay per Day

100.00%
Substance Abuse Disorder Outpatient Services

Cost sharing shown applies to outpatient office visits only.?See Summary of Benefits and Coverage and the policy for more information on an additional outpatient category, Other Outpatient Services, which may apply a different cost share amount and require prior authorization. Note: Office visits do not require prior authorization. Services (excluding emergency services) rendered by an out-of-network?provider are not covered under this plan, with the exception of two (2) sessions per year for diagnosis/assessment by a licensed mental health provider.

YES

$50.00

100.00%
Substance Use Disorder Emergency Room
YES

$1,250.00

$1,250.00
Substance Use Disorder Emergency Transportation/Ambulance

Prior authorization is not required for emergency transport, however, all non-emergent transport requires prior authorization. If you receive service from an out of network ground/water ambulance provider, you may be subject to balance billing.

YES

$1,250.00

$1,250.00
Substance Use Disorder ER Physician Fee
YES

$1,250.00

$1,250.00
Substance Use Disorder Outpatient Other Services
YES

50.00%

100.00%
Substance Use Disorder Urgent Care
YES

$50.00

$50.00
Tier 1b Generic Drugs

Up to a 30-day supply at any Participating Pharmacy or up to a 90-day supply at a Designated 90 day Retail Pharmacy. Refer to the prescription drug list for more information.

YES

$35.00

100.00%
Transplant

Limited to $10,000 for transportation & lodging per transplant; $30,000 for donor search per transplant.

YES

$3,000.00

100.00%
Treatment for Temporomandibular Joint Disorders

Covered Services include removable appliances for TMJ repositioning and related surgery, medical care, and diagnostic services.

YES

50.00%

100.00%
Urgent Care Centers or Facilities
YES

$60.00

$60.00
Weight Loss Programs
NO
Well Baby Visits and Care

Covered in accordance with ACA guidelines.

YES

No Charge

100.00%
X-rays and Diagnostic Imaging
YES

50.00%

100.00%

Elite Bronze + Vision + Adult Dental Health Insurance Plan Variant 99723MO0110053-00 Attributes

Plan Attribute Value
AV Calculator Output Number 0.70190657747033
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Bronze Off Exchange Plan
Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 50.00%
Drug EHB Deductible, In Network (Tier 1), Family Per Group $7600 per group
Drug EHB Deductible, In Network (Tier 1), Family Per Person $3800 per person
Drug EHB Deductible, In Network (Tier 1), Individual $3,800
Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Out of Network, Individual Not Applicable
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Diabetes, Pregnancy
EHB Percent of Total Premium 0.9672
First Tier Utilization 100%
Formulary ID MOF005
Formulary URL URL
HIOS Product ID 99723MO011
Import Date 2024-08-14 01:01:35
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy Yes
Is a Referral Required for Specialist? No
Issuer Actuarial Value 64.51%
Issuer ID 99723
Issuer Marketplace Marketing Name Ambetter from Home State Health
Market Coverage Individual
Medical Drug Deductibles Integrated No
Medical Drug Maximum Out of Pocket Integrated Yes
Medical EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Medical EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Medical EHB Deductible, In Network (Tier 1), Default Coinsurance 50.00%
Medical EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Medical EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Medical EHB Deductible, In Network (Tier 1), Individual $0
Medical EHB Deductible, Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Out of Network, Family Per Person per person not applicable
Medical EHB Deductible, Out of Network, Individual Not Applicable
Metal Level Expanded Bronze
Multiple In Network Tiers No
National Network No
Network ID MON001
Out of Country Coverage No
Out of Service Area Coverage No
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan ID (Standard Component ID with Variant) 99723MO0110053-00
Plan Marketing Name Elite Bronze + Vision + Adult Dental
Plan Type EPO
Plan Variant Marketing Name Elite Bronze + Vision + Adult Dental
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $200
SBC Scenario, Having a Baby, Copayment $3,600
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $400
SBC Scenario, Having Diabetes, Copayment $3,400
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $700
SBC Scenario, Treatment of a Simple Fracture, Copayment $1,300
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID MOS001
Source Name HIOS
Plan ID 99723MO0110053
State Code MO
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $18400 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $9200 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $9,200
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Elite Bronze + Vision + Adult Dental Health Insurance Plan, 99723MO0110053

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Elite Bronze + Vision + Adult Dental, 99723MO0110053 Health Insurance Plan, 99723MO0110053

  • Does Elite Bronze + Vision + Adult Dental Health Insurance Plan, 99723MO0110053 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (99723MO0110053) Health Insurance Plan, Variant (99723MO0110053-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, Pregnancy

    Does (99723MO0110053) Health Insurance Plan, Variant (99723MO0110053-00) have Out Of Country Coverage?

    No, unfortunately there is no Out Of Country Coverage for this Health Insurance Plan (variant of plan).

    Does (99723MO0110053) Health Insurance Plan, Variant (99723MO0110053-00) have Out of Service Area Coverage?

    No, unfortunately there is no Out of Service Area Coverage for this Health Insurance Plan (variant of plan).

    Does (99723MO0110053) Health Insurance Plan, Variant (99723MO0110053-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, Pregnancy

    Does Elite Bronze + Vision + Adult Dental Health Insurance Plan, Variant (99723MO0110053-00) offer Disease Management Programs for Asthma?

    Yes, the Elite Bronze + Vision + Adult Dental Health Insurance Plan Variant 99723MO0110053-00 offers Disease Management Program for Asthma.

    Does Elite Bronze + Vision + Adult Dental Health Insurance Plan, Variant (99723MO0110053-00) offer Disease Management Programs for Heart disease?

    Yes, the Elite Bronze + Vision + Adult Dental Health Insurance Plan Variant 99723MO0110053-00 offers Disease Management Program for Heart disease.

    Does Elite Bronze + Vision + Adult Dental Health Insurance Plan, Variant (99723MO0110053-00) offer Disease Management Programs for Diabetes?

    Yes, the Elite Bronze + Vision + Adult Dental Health Insurance Plan Variant 99723MO0110053-00 offers Disease Management Program for Diabetes.

    Does Elite Bronze + Vision + Adult Dental Health Insurance Plan, Variant (99723MO0110053-00) offer Disease Management Programs for Pregnancy?

    Yes, the Elite Bronze + Vision + Adult Dental Health Insurance Plan Variant 99723MO0110053-00 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API