Mountain Health Cooperative health insurance plan with the Plan ID 38128ID0150006. The plan is called ENGAGE SILVER OPTION 2.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 71.44% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 28.56% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 38128ID0150006 | ||||||||||||||||||
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Health Insurance Plan Year | 2024 | ||||||||||||||||||
State | Idaho | ||||||||||||||||||
Health Insurance Issuer | Mountain Health Cooperative | ||||||||||||||||||
Health Insurance Plan Variant | 38128ID0150006-01 | ||||||||||||||||||
Provider Network(s) | ['IDN005'] | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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Available Variants of the Health Plan | |||||||||||||||||||
Last Plan Update Date | Mon, 12 Feb 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Plan Attribute | Value |
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AV Calculator Output Number | 0.714385694 |
Business Year | 2024 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | Yes |
CSR Variation Type | Standard Silver On Exchange Plan |
Dental Only Plan | No |
Disease Management Programs Offered | Diabetes, Asthma |
First Tier Utilization | 100% |
Formulary ID | IDF004 |
HIOS Product ID | 38128ID015 |
HSA/HRA Employer Contribution | No |
Import Date | 2/12/2024 |
HSA Eligible | No |
IsItANewPlan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer ID | 38128 |
Market Coverage | SHOP (Small Group) |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Silver |
Multiple In Network Tiers | No |
National Network | Yes |
Network ID | IDN005 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Emergent Only |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Emergent Only |
Plan Effective Date | 1/1/2024 |
Plan Expiration Date | 12/31/2024 |
Plan ID (Standard Component ID with Variant) | 38128ID0150006-01 |
Plan Marketing Name | ENGAGE SILVER OPTION 2 |
Plan Type | POS |
Plan Variant Marketing Name | ENGAGE SILVER OPTION 2 |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $1,500 |
SBC Scenario, Having a Baby, Copayment | $0 |
SBC Scenario, Having a Baby, Deductible | $7,500 |
SBC Scenario, Having a Baby, Limit | $60 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $600 |
SBC Scenario, Having Diabetes, Deductible | $900 |
SBC Scenario, Having Diabetes, Limit | $20 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $200 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,500 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | IDS004 |
Source Name | SERFF |
Plan ID | 38128ID0150006 |
State Code | ID |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family | $33000 per person | $66000 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | $33,000 |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family | $27000 per person | $54000 per group |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | $27,000 |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 40.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family | $7500 per person | $15000 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $7,500 |
TEHBDedOutofNetFamily | $19500 per person | $39000 per group |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | $19,500 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family | $9000 per person | $18000 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,000 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family | $24000 per person | $48000 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $24,000 |
Unique Plan Design | No |
Version Number | 1 |
Wellness Program Offered | Yes |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API