Centene Venture Company Florida health insurance plan with the Plan ID 49004FL0010009. The plan is called Enhanced Diabetes Care Silver with $0 Drug Options.
Based on the data of Health Plan Issuer, this plan has an actuarial value of 73.54% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 26.46% of the costs of all covered benefits (according to the Issuer).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 74.72% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 25.28% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 49004FL0010009 | ||||||||||||||||||
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Health Insurance Plan Year | 2025 | ||||||||||||||||||
State | Florida | ||||||||||||||||||
Health Insurance Issuer | Centene Venture Company Florida | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 49004FL0010009-04 | ||||||||||||||||||
Provider Network(s) | PREFERRED | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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Available Variants of the Health Plan | Standard Off Exchange Plan - 49004FL0010009-00 Standard On Exchange Plan - 49004FL0010009-01 Open to Indians below 300% FPL - 49004FL0010009-02 Open to Indians above 300% FPL - 49004FL0010009-03 73% AV Silver Plan - 49004FL0010009-04 |
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Last Plan Update Date | Fri, 11 Oct 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
|
NO | ||
Accidental Dental
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Acupuncture
|
NO | ||
Allergy Testing
|
YES | $50.00 |
100.00% |
Annual Diabetic Eye Exam
|
YES | No Charge |
100.00% |
Bariatric Surgery
|
NO | ||
Basic Dental Care - Adult
|
NO | ||
Basic Dental Care - Child
|
NO | ||
Chemotherapy
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Chiropractic Care
Limit: 35.0 Visit(s) per Year Limited to a combined 35 visits per year, including outpatient therapy. |
YES | $50.00 |
100.00% |
Cosmetic Surgery
|
NO | ||
Delivery and All Inpatient Services for Maternity Care
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Dental Check-Up for Children
|
NO | ||
Diabetes Care Management
|
YES | No Charge |
100.00% |
Diabetes Education
|
YES | $50.00 |
100.00% |
Diabetes Nutritional Counseling
|
YES | No Charge |
100.00% |
Diabetic Routine Foot Care
|
YES | No Charge |
100.00% |
Diabetic Services Lab-Work
Lab-work for HbA1c screening, urinalysis, metabolic panel, and lipid panel to manage diabetes are covered in full. |
YES | No Charge |
100.00% |
Dialysis
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Durable Medical Equipment
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Emergency Room Services
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Emergency Transportation/Ambulance
Prior authorization is not required for emergency transport, however, all non-emergent transport requires prior authorization. |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Enhanced Diabetes $0 Drug Options
$0 Drug Options are identified on your Formulary by the "#" symbol. |
YES | No Charge |
100.00% |
Enhanced Diabetic Supplies and Equipment
Enhanced Diabetic Services includes health care services to assist in the ongoing chronic care management of diabetes. These services are based on guideline-based care and best practices. Services include, but are not limited, to the following: specific diabetic supplies such as lancets, test strips and preferred glucose monitor. |
YES | No Charge |
100.00% |
Eye Glasses for Children
Limit: 1.0 Item(s) per Year |
YES | No Charge |
100.00% |
Gender Affirming Care
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Generic Drugs
Cost sharing shown applies to Tier 1a-Preferred Generic Drugs only. See Summary of Benefits and the policy or service agreement for more information on an additional category, Tier 1b-Generic Drugs, which may apply a higher cost share. Up to a 30 day supply at any participating pharmacy or up to a 90 day supply at a 90 day retail pharmacy. Refer to the prescription drug list for more information. Enhanced diabetes drugs from a Network Pharmacy covered at no cost. |
YES | $3.00 |
100.00% |
Habilitation Services
Limit: 35.0 Visit(s) per Year Outpatient rehabilitation therapy is limited to a combined 35 visits per year, including chiropractic care. |
YES | $50.00 Copay after deductible |
100.00% |
Hearing Aids
Cochlear Implants and Bone Anchored Hearing Aids are not a covered benefit. |
NO | ||
Home Health Care Services
Limit: 20.0 Visit(s) per Year |
YES | 50.00% Coinsurance after deductible |
100.00% |
Hospice Services
Respite Care is covered as part of hospice services only. |
YES | 50.00% Coinsurance after deductible |
100.00% |
Imaging (CT/PET Scans, MRIs)
|
YES | $50.00 Copay after deductible |
100.00% |
Infertility Treatment
Limited to services for diagnostic tests to find the cause of infertility. Services to treat the underlying medical conditions that cause infertility are covered (e.g., endometriosis, obstructed fallopian tubes, and hormone deficiency). |
NO | ||
Infusion Therapy
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Inpatient Physician and Surgical Services
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Laboratory Outpatient and Professional Services
Lab-work for HbA1c screening, urinalysis, metabolic panel, and lipid panel to manage diabetes are covered in full. |
YES | $25.00 |
100.00% |
Long-Term/Custodial Nursing Home Care
Long Term Acute Care is a covered benefit. Long Term Nursing Care/Custodial Care is not a covered benefit. |
NO | ||
Major Dental Care - Adult
|
NO | ||
Major Dental Care - Child
|
NO | ||
Mental/Behavioral Health Emergency Room
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Mental/Behavioral Health Emergency Transportation/Ambulance
Prior authorization is not required for emergency transport, however, all non-emergent transport requires prior authorization. |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Mental/Behavioral Health ER Physician Fee
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Mental/Behavioral Health Inpatient Services
Prior authorization may be required - please contact the number listed on your ID card. |
YES | 50.00% Coinsurance after deductible |
100.00% |
Mental/Behavioral Health Outpatient Other Services
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Mental/Behavioral Health Outpatient Services
Cost sharing shown applies to outpatient office visits only.?See Summary of Benefits and Coverage and the policy for more information on an additional outpatient category, Other Outpatient Services, which may apply a different cost share amount and require prior authorization. Note: Office visits do not require prior authorization. |
YES | $25.00 |
100.00% |
Mental/Behavioral Health Urgent Care
|
YES | $25.00 |
100.00% |
Non-Preferred Brand Drugs
Enhanced diabetes drugs from a Network Pharmacy covered at no cost. |
YES | 45.00% Coinsurance after deductible |
100.00% |
Nutritional Counseling
|
YES | $50.00 |
100.00% |
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
|
NO | ||
Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | $25.00 |
100.00% |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Outpatient Rehabilitation Services
Limit: 35.0 Visit(s) per Year Outpatient rehabilitation therapy is limited to a combined 35 visits per year, including chiropractic care. |
YES | $50.00 Copay after deductible |
100.00% |
Outpatient Surgery Physician/Surgical Services
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Preferred Brand Drugs
Enhanced diabetes drugs from a Network Pharmacy covered at no cost. |
YES | $60.00 |
100.00% |
Prenatal and Postnatal Care
|
YES | $25.00 |
100.00% |
Preventive Care/Screening/Immunization
Covered in accordance with ACA guidelines. |
YES | No Charge |
100.00% |
Primary Care Visit to Treat an Injury or Illness
Unlimited Virtual 24/7 Care Visits received from Ambetter?s designated telehealth provider covered at No Charge, except for HSAs. |
YES | $25.00 |
100.00% |
Private-Duty Nursing
|
NO | ||
Prosthetic Devices
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Radiation
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Reconstructive Surgery
1. Treatment provided for the correction of defects incurred in an Accidental Injury sustained by the Member; 2. Surgery performed on a child for the correction of a cleft palate or cleft lip, removal of a port-wine stain or hemangioma (only on the face), or correction of a congenital abnormality; 3. Treatment provided when it is incidental to disease or for reconstructive surgery following neoplastic (cancer) surgery; 4. In connection with a mastectomy resulting from cancer surgery, services for (a) reconstruction of the breast on which the cancer-related surgery was performed; (b) surgery to reconstruct the other breast to produce a symmetrical appearance; and (c) prostheses and services to correct physical complications for all stages of the mastectomy, including lymphedemas; 5. Reduction mammoplasty, if such reduction mammoplasty meets Coverage Criteria. Prior Authorization may be required - please contact the number listed on your ID card. |
YES | 50.00% Coinsurance after deductible |
100.00% |
Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 35.0 Visit(s) per Year Outpatient rehabilitation therapy is limited to a combined 35 visits per year, including chiropractic care. |
YES | $50.00 Copay after deductible |
100.00% |
Rehabilitative Speech Therapy
Limit: 35.0 Visit(s) per Year Outpatient rehabilitation therapy is limited to a combined 35 visits per year, including chiropractic care. |
YES | $50.00 Copay after deductible |
100.00% |
Routine Dental Services (Adult)
|
NO | ||
Routine Eye Exam (Adult)
Annual Diabetic Eye Exam covered at no cost. |
NO | ||
Routine Eye Exam for Children
Limit: 1.0 Exam(s) per Year |
YES | No Charge |
100.00% |
Routine Foot Care
Diabetic routine foot care covered at no cost. |
YES | $50.00 |
100.00% |
Skilled Nursing Facility
Limit: 60.0 Days per Year |
YES | 50.00% Coinsurance after deductible |
100.00% |
Specialist Visit
|
YES | $50.00 |
100.00% |
Specialty Drugs
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Substance Abuse Disorder Inpatient Services
Prior authorization may be required - please contact the number listed on your ID card. |
YES | 50.00% Coinsurance after deductible |
100.00% |
Substance Abuse Disorder Outpatient Services
Cost sharing shown applies to outpatient office visits only.?See Summary of Benefits and Coverage and the policy for more information on an additional outpatient category, Other Outpatient Services, which may apply a different cost share amount and require prior authorization. Note: Office visits do not require prior authorization. |
YES | $25.00 |
100.00% |
Substance Use Disorder Emergency Room
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Substance Use Disorder Emergency Transportation/Ambulance
Prior authorization is not required for emergency transport, however, all non-emergent transport requires prior authorization. |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Substance Use Disorder ER Physician Fee
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Substance Use Disorder Outpatient Other Services
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Substance Use Disorder Urgent Care
|
YES | $25.00 |
100.00% |
Tier 1b Generic Drugs
Up to a 30-day supply at any Participating Pharmacy or up to a 90-day supply at a Designated 90 day Retail Pharmacy. Refer to the prescription drug list for more information. Enhanced diabetes drugs from a Network Pharmacy covered at no cost. |
YES | $15.00 |
100.00% |
Transplant
Limited to $10,000 for transportation & lodging per transplant; $30,000 for donor search per transplant. |
YES | 50.00% Coinsurance after deductible |
100.00% |
Treatment for Temporomandibular Joint Disorders
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Urgent Care Centers or Facilities
|
YES | $25.00 |
100.00% |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
Covered in accordance with ACA guidelines. |
YES | No Charge |
100.00% |
X-rays and Diagnostic Imaging
|
YES | $50.00 Copay after deductible |
100.00% |
Plan Attribute | Value |
---|---|
AV Calculator Output Number | 0.747183797439317 |
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2025 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | 73% AV Level Silver Plan |
Dental Only Plan | No |
Design Type | Not Applicable |
Disease Management Programs Offered | Asthma, Heart Disease, Diabetes, Pregnancy |
EHB Percent of Total Premium | 1.0 |
First Tier Utilization | 100% |
Formulary ID | FLF007 |
Formulary URL | URL |
HIOS Product ID | 49004FL001 |
Import Date | 2024-10-11 01:02:00 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | New |
Notice Required for Pregnancy | Yes |
Is a Referral Required for Specialist? | No |
Issuer Actuarial Value | 73.54% |
Issuer ID | 49004 |
Issuer Marketplace Marketing Name | Ambetter Health |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Silver |
Multiple In Network Tiers | No |
National Network | No |
Network ID | FLN001 |
Out of Country Coverage | No |
Out of Service Area Coverage | No |
Plan Brochure | URL |
Plan Effective Date | 2025-01-01 |
Plan ID (Standard Component ID with Variant) | 49004FL0010009-04 |
Plan Marketing Name | Enhanced Diabetes Care Silver with $0 Drug Options |
Plan Type | HMO |
Plan Variant Marketing Name | Enhanced Diabetes Care Silver with $0 Drug Options |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $2,400 |
SBC Scenario, Having a Baby, Copayment | $400 |
SBC Scenario, Having a Baby, Deductible | $4,000 |
SBC Scenario, Having a Baby, Limit | $60 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $600 |
SBC Scenario, Having Diabetes, Deductible | $800 |
SBC Scenario, Having Diabetes, Limit | $20 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $200 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,500 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | FLS001 |
Source Name | HIOS |
Plan ID | 49004FL0010009 |
State Code | FL |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 50.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $8000 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $4000 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $4,000 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $14000 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $7000 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $7,000 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
Unique Plan Design | Yes |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | No |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API