Gold 900 Choice - 61589ID2340010 Health Insurance Plan
Blue Cross of Idaho Health Service, Inc. health insurance plan with the Plan ID 61589ID2340010. The plan is called Gold 900 Choice.
Based on the data of Health Plan Issuer, this plan has an actuarial value of 78.73% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 21.27% of the costs of all covered benefits (according to the Issuer).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 79.48% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 20.52% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 61589ID2340010 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2024 | ||||||||||||||||||
| State | Idaho | ||||||||||||||||||
| Health Insurance Issuer | Blue Cross of Idaho Health Service, Inc. | ||||||||||||||||||
| Health Insurance Plan Variant | 61589ID2340010-01 | ||||||||||||||||||
| Provider Network(s) | ['IDN002'] | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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| Available Variants of the Health Plan | |||||||||||||||||||
| Last Plan Update Date | Mon, 12 Feb 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Gold 900 Choice Health Insurance Plan Variant 61589ID2340010-01 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.794839696 |
| Business Year | 2024 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Standard Gold On Exchange Plan |
| Drug EHB Deductible, Combined In/Out of Network, Family | $500 per person | per group not applicable |
| Drug EHB Deductible, Combined In/Out of Network, Individual | $500 |
| Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 20.00% |
| Drug EHB Deductible, In Network (Tier 1), Family | per person not applicable | per group not applicable |
| Drug EHB Deductible, In Network (Tier 1), Individual | Not Applicable |
| Drug EHB Deductible, In Network (Tier 2), Default Coinsurance | 20.00% |
| Drug EHB Deductible, In Network (Tier 2), Family | per person not applicable | per group not applicable |
| Drug EHB Deductible, In Network (Tier 2), Individual | Not Applicable |
| Drug EHB Deductible, Out of Network, Family | per person not applicable | per group not applicable |
| Drug EHB Deductible, Out of Network, Individual | Not Applicable |
| Dental Only Plan | No |
| Disease Management Programs Offered | Pregnancy, High Blood Pressure & High Cholesterol, Weight Loss Programs, Diabetes, Heart Disease, Asthma |
| First Tier Utilization | 38% |
| Formulary ID | IDF007 |
| HIOS Product ID | 61589ID234 |
| HSA/HRA Employer Contribution | No |
| Import Date | 2/12/2024 |
| HSA Eligible | No |
| IsItANewPlan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer Actuarial Value | 78.73% |
| Issuer ID | 61589 |
| Market Coverage | SHOP (Small Group) |
| Medical Drug Deductibles Integrated | No |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Medical EHB Deductible, Combined In/Out of Network, Family | per person not applicable | per group not applicable |
| Medical EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Medical EHB Deductible, In Network (Tier 1), Default Coinsurance | 20.00% |
| Medical EHB Deductible, In Network (Tier 1), Family | $900 per person | $1800 per group |
| Medical EHB Deductible, In Network (Tier 1), Individual | $900 |
| Medical EHB Deductible, In Network (Tier 2), Default Coinsurance | 20.00% |
| Medical EHB Deductible, In Network (Tier 2), Family | $900 per person | $1800 per group |
| Medical EHB Deductible, In Network (Tier 2), Individual | $900 |
| Medical EHB Deductible, Out of Network, Family | $1800 per person | $3600 per group |
| Medical EHB Deductible, Out of Network, Individual | $1,800 |
| Metal Level | Gold |
| Multiple In Network Tiers | Yes |
| National Network | Yes |
| Network ID | IDN002 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | The benefits available under this contract are also available to members traveling or living outside the United States. The inpatient notification and prior authorization requirements will apply. |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | In these situations, the enrollee may be responsible for the difference between the amount that the non-participating healthcare provider bills and the payment BCI will make for the covered services. Except as provided by the federal No Surprises Act. |
| Plan Effective Date | 1/1/2024 |
| Plan Expiration Date | 12/31/2024 |
| Plan ID (Standard Component ID with Variant) | 61589ID2340010-01 |
| Plan Marketing Name | Gold 900 Choice |
| Plan Type | PPO |
| Plan Variant Marketing Name | Gold 900 Choice |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $2,330 |
| SBC Scenario, Having a Baby, Copayment | $10 |
| SBC Scenario, Having a Baby, Deductible | $900 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $1,070 |
| SBC Scenario, Having Diabetes, Deductible | $120 |
| SBC Scenario, Having Diabetes, Limit | $20 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $240 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $450 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $900 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Second Tier Utilization | 62% |
| Service Area ID | IDS001 |
| Source Name | SERFF |
| Plan ID | 61589ID2340010 |
| State Code | ID |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family | per person not applicable | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family | $9450 per person | $18900 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,450 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family | $9450 per person | $18900 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Individual | $9,450 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family | $18900 per person | $37800 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $18,900 |
| Unique Plan Design | Yes |
| Version Number | 1 |
| Wellness Program Offered | No |
Copay & Coinsurance of Gold 900 Choice Health Insurance Plan, 61589ID2340010
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Frequently Asked Questions(FAQ) about Gold 900 Choice, 61589ID2340010 Health Insurance Plan, 61589ID2340010
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Does Gold 900 Choice Health Insurance Plan, 61589ID2340010 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (61589ID2340010) Health Insurance Plan, Variant (61589ID2340010-01) offer Disease Management Programs?
Does (61589ID2340010) Health Insurance Plan, Variant (61589ID2340010-01) have Out Of Country Coverage?
Does (61589ID2340010) Health Insurance Plan, Variant (61589ID2340010-01) have Out of Service Area Coverage?
Does (61589ID2340010) Health Insurance Plan, Variant (61589ID2340010-01) offer Disease Management Programs?
Does Gold 900 Choice Health Insurance Plan, Variant (61589ID2340010-01) offer Disease Management Programs for Asthma?
Does Gold 900 Choice Health Insurance Plan, Variant (61589ID2340010-01) offer Disease Management Programs for Heart disease?
Does Gold 900 Choice Health Insurance Plan, Variant (61589ID2340010-01) offer Disease Management Programs for Diabetes?
Does Gold 900 Choice Health Insurance Plan, Variant (61589ID2340010-01) offer Disease Management Programs for High blood pressure & high cholesterol?
Does Gold 900 Choice Health Insurance Plan, Variant (61589ID2340010-01) offer Disease Management Programs for Pregnancy?
Does Gold 900 Choice Health Insurance Plan, Variant (61589ID2340010-01) offer Disease Management Programs for Weight loss programs?
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API