Capital Advantage Assurance Company health insurance plan with the Plan ID 45127PA0020039. The plan is called Gold PPO Choice Select 1800/0/30.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 80.99% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 19.01% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 45127PA0020039 | ||||||||||||||||||
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Health Insurance Plan Year | 2024 | ||||||||||||||||||
State | Pennsylvania | ||||||||||||||||||
Health Insurance Issuer | Capital Advantage Assurance Company | ||||||||||||||||||
Health Insurance Plan Variant | 45127PA0020039-01 | ||||||||||||||||||
Provider Network(s) | ['PAN005'] | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 17 Dec 2024 06:12 GMT). |
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Available Variants of the Health Plan | Standard On Exchange Plan - 45127PA0020039-01 |
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Last Plan Update Date | Mon, 12 Feb 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Tue, 17 Dec 2024 06:12 GMT |
Plan Attribute | Value |
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AV Calculator Output Number | 0.809899004 |
Business Year | 2024 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Gold On Exchange Plan |
Dental Only Plan | No |
Design Type | Not Applicable |
Disease Management Programs Offered | Pregnancy, Depression, Diabetes, Heart Disease, Asthma |
EHB Percent of Total Premium | 100% |
First Tier Utilization | 90% |
Formulary ID | PAF008 |
HIOS Product ID | 45127PA002 |
Import Date | 2/12/2024 |
HSA Eligible | No |
IsItANewPlan | New |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer ID | 45127 |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Gold |
Multiple In Network Tiers | Yes |
National Network | Yes |
Network ID | PAN005 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Out of Country services are covered in accordance with your benefit contract. Certain services may not be covered. |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Out of Service Area services are covered in accordance with your benefit contract. Certain services may not be covered. |
Plan Effective Date | 1/1/2024 |
Plan Expiration Date | 12/31/2024 |
Plan ID (Standard Component ID with Variant) | 45127PA0020039-01 |
Plan Marketing Name | Gold PPO Choice Select 1800/0/30 |
Plan Type | PPO |
Plan Variant Marketing Name | Gold PPO Choice Select 1800/0/30 + Gold + PPO |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $0 |
SBC Scenario, Having a Baby, Copayment | $60 |
SBC Scenario, Having a Baby, Deductible | $1,800 |
SBC Scenario, Having a Baby, Limit | $0 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $800 |
SBC Scenario, Having Diabetes, Deductible | $1,800 |
SBC Scenario, Having Diabetes, Limit | $30 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $400 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $1,800 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Second Tier Utilization | 10% |
Service Area ID | PAS012 |
Source Name | SERFF |
Specialty Drug Maximum Coinsurance | $800 |
Plan ID | 45127PA0020039 |
State Code | PA |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family | per person not applicable | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family | per person not applicable | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family | $1800 per person | $3600 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $1,800 |
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Default Coinsurance | 30.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Family | $4000 per person | $8000 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Individual | $4,000 |
TEHBDedOutofNetFamily | $5000 per person | $10000 per group |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | $5,000 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family | $8550 per person | $17100 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $8,550 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family | $8550 per person | $17100 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Individual | $8,550 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family | $10000 per person | $20000 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $10,000 |
Unique Plan Design | No |
Version Number | 1 |
Wellness Program Offered | No |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Tue, 17 Dec 2024 06:12 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API