Gold Standardized - 75293AR1200025 Health Insurance Plan

USAble Mutual Insurance Company health insurance plan with the Plan ID 75293AR1200025. The plan is called Gold Standardized.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 75293AR1200025
Health Insurance Plan Year 2024
State Arkansas
Health Insurance Issuer USAble Mutual Insurance Company
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 75293AR1200025-02
Provider Network(s) TRUE-BLUE-PPO PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Arkansas All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 75293AR1200025-00

Standard On Exchange Plan - 75293AR1200025-01

Open to Indians below 300% FPL - 75293AR1200025-02

Open to Indians above 300% FPL - 75293AR1200025-03

Last Plan Update Date Mon, 11 Sep 2023 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Benefits of Gold Standardized Health Insurance Plan, 75293AR1200025-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

$0.00, 0.00%

$0.00, 0.00%
Acupuncture
NO
Allergy Testing

SOB includes 'allergy services.'

YES

$0.00, 0.00%

$0.00, 0.00%
Applied Behavior Analysis Based Therapies
YES

$0.00, 0.00%

$0.00, 0.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

$0.00, 0.00%

$0.00, 0.00%
Chiropractic Care

Limit: 30.0 Visit(s) per Year

Limit is explicitly a combined 30-visit limit for PT, OT, ST and chiro.

YES

$0.00, 0.00%

100.00%
Cochlear Implants

One cochlear implant per ear per Covered Person per lifetime

YES

$0.00, 0.00%

$0.00, 0.00%
Cosmetic Surgery
NO
Craniofacial Surgery
YES

$0.00, 0.00%

$0.00, 0.00%
Delivery and All Inpatient Services for Maternity Care

Childbirth/delivery professional services: 75293AR1200025-01-25% Coinsurance after deductible for in-network services and 50% Coinsurance after deductible for out-of-network services; 75293AE1200025-02-No charge for in-network and out-of-network services; 75293AR1200025-03-25% Coinsurance after deductible for in-network services and 50% Coinsurance after deductible for out-of-network services; Coverage for Out of Network newborn services is limited to $2000 per person for all services first 90 days after birth. Coverage requires Prior Notification to the Company.

YES

$0.00, 0.00%

$0.00, 0.00%
Dental Anesthesia
YES

$0.00, 0.00%

$0.00, 0.00%
Dental Check-Up for Children
NO
Diabetes Care Management
YES

$0.00, 0.00%

$0.00, 0.00%
Diabetes Education
YES

$0.00, 0.00%

$0.00, 0.00%
Dialysis
YES

$0.00, 0.00%

$0.00, 0.00%
Durable Medical Equipment
YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Room Services
YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Transportation/Ambulance
YES

$0.00, 0.00%

$0.00, 0.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

YES

$0.00, 0.00%

$0.00, 0.00%
Gastric Electrical Stimulation
YES

$0.00, 0.00%

$0.00, 0.00%
Gender Affirming Care
YES

$0.00, 0.00%

100.00%
Generic Drugs

Mail Order cost: 75293AR1200025-01- $30 Copay in-network, 75293AR1200025-03- $30 Copay in-network

YES

$0.00, 0.00%

100.00%
Habilitation Services

Limit: 30.0 Visit(s) per Year

Limit is explicitly a combined 30-visit limit for PT, OT, ST and chiro; Limited to a maximum of 180 units for developmental services visits per Covered Person per calendar year.

YES

$0.00, 0.00%

100.00%
Hearing Aids

Coverage is limited to $1400/ear

YES

$0.00, 0.00%

$0.00, 0.00%
Home Health Care Services

Limit: 50.0 Visit(s) per Year

Coverage is provided for Home Health Services when Coverage Policy supports the need for in-home service and such care is prescribed or ordered by a Physician. Covered Services must be provided through and billed by a licensed home health agency. Covered Services provided in the home include services of a Registered Professional Nurse (R.N.), a Licensed Practical Nurse (L.P.N.) or a Licensed Psychiatric Technical Nurse (L.P.T.N.).

YES

$0.00, 0.00%

$0.00, 0.00%
Hospice Services

If the Covered Person has been diagnosed and certified by the attending Physician as having a terminal illness with a life expectancy of six months or less, the Company will pay the Allowance or Allowable Charge for Hospice Care. The services must be rendered by an entity licensed by the Arkansas Department of Health or other appropriate state licensing agency and accepted by the Company as a Provider. This benefit is subject to the Deductible, Copayment and Coinsurance specified in the Schedule of Benefits.

YES

$0.00, 0.00%

$0.00, 0.00%
Imaging (CT/PET Scans, MRIs)
YES

$0.00, 0.00%

$0.00, 0.00%
Infertility Treatment

4 oocyte retrievals or 2 live births from separate pregnancies

YES

$0.00, 0.00%

100.00%
Infusion Therapy

Home infusion therapy.

YES

$0.00, 0.00%

$0.00, 0.00%
Inherited Metabolic Disorder - PKU
YES

$0.00, 0.00%

$0.00, 0.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

$0.00, 0.00%

$0.00, 0.00%
Inpatient Physician and Surgical Services
YES

$0.00, 0.00%

$0.00, 0.00%
Laboratory Outpatient and Professional Services
YES

$0.00, 0.00%

$0.00, 0.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Mental/Behavioral Health Outpatient Services

Cost Sharing does NOT apply to screenings.

YES

$0.00, 0.00%

$0.00, 0.00%
Non-Preferred Brand Drugs

Mail Order cost: 75293AR1200025-01- $120 Copay in-network, 75293AR1200025-03- $120 Copay in-network

YES

$0.00, 0.00%

100.00%
Nutritional Counseling

Coverage is provided for dietary and nutritional counseling services when provided in conjunction with diabetic self-management training, for services needed by covered persons in connection with cleft palate management and for nutritional assessment programs provided in and by a hospital and approved by the company.

YES

$0.00, 0.00%

$0.00, 0.00%
Off Label Prescription Drugs
YES

$0.00, 0.00%

$0.00, 0.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Rehabilitation Services

Limit: 30.0 Visit(s) per Year

Limit is explicitly a combined 30-visit limit for PT, OT, ST and chiro.

YES

$0.00, 0.00%

100.00%
Outpatient Surgery Physician/Surgical Services
YES

$0.00, 0.00%

$0.00, 0.00%
Preferred Brand Drugs

Mail Order cost: 75293AR1200025-01- $60 Copay in-network, 75293AR1200025-03- $60 Copay in-network

YES

$0.00, 0.00%

100.00%
Prenatal and Postnatal Care

Requires Prior Notification to the Company. Coverage for routine ultrasound is limited to 1.

YES

$0.00, 0.00%

$0.00, 0.00%
Preventive Care/Screening/Immunization

Limit: 1.0 Visit(s) per Year

YES

$0.00, 0.00%

100.00%
Preventive Drugs
YES

$0.00, 0.00%

100.00%
Primary Care Visit to Treat an Injury or Illness
YES

$0.00, 0.00%

$0.00, 0.00%
Private-Duty Nursing
NO
Prosthetic Devices

Replaced no more frequently than once per 3-yr period except when necessary for growth or end of device's useful life.

YES

$0.00, 0.00%

$0.00, 0.00%
Radiation
YES

$0.00, 0.00%

$0.00, 0.00%
Reconstructive Surgery

1. Treatment provided for the correction of defects incurred in an Accidental Injury sustained by the Covered Person; 2. Surgery performed for the removal of a port-wine stain or hemangioma (only on the face) 3. Treatment provided for reconstructive surgery following neoplastic (cancer) surgery; 4. In connection with a mastectomy resulting from surgery, services for (a) reconstruction of the breast on which the cancer-related surgery was performed; (b) surgery to reconstruct the other breast to produce a symmetrical appearance; and (c) prostheses and services to correct physical complications for all stages of the mastectomy, including lymphedemas; 5. Reduction mammoplasty, if such reduction mammoplasty meets Coverage Criteria is covered.

YES

$0.00, 0.00%

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 30.0 Visit(s) per Year

Limit is explicitly a combined 30-visit limit for PT, OT, ST and chiro.

YES

$0.00, 0.00%

100.00%
Rehabilitative Speech Therapy

Limit: 30.0 Visit(s) per Year

Limit is explicitly a combined 30-visit limit for PT, OT, ST and chiro.

YES

$0.00, 0.00%

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)

Limit: 1.0 Visit(s) per 2 Years

YES

$0.00, 0.00%

100.00%
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Year

YES

$0.00, 0.00%

100.00%
Routine Foot Care
YES

$0.00, 0.00%

$0.00, 0.00%
Skilled Nursing Facility

Limit: 60.0 Days per Year

1. The admission must be within seven days of release from an inpatient Hospital stay; 2. The Skilled Nursing Facility services are of a temporary nature and increase ability to function.

YES

$0.00, 0.00%

$0.00, 0.00%
Specialist Visit
YES

$0.00, 0.00%

$0.00, 0.00%
Specialty Drugs

Requires Prior Approval from the Company.

YES

$0.00, 0.00%

100.00%
Specialty Drugs Tier 2

Requires Prior Approval from the Company.

YES

$0.00, 0.00%

100.00%
Substance Abuse Disorder Inpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Outpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Transplant
YES

$0.00, 0.00%

$0.00, 0.00%
Treatment for Temporomandibular Joint Disorders
YES

$0.00, 0.00%

$0.00, 0.00%
Urgent Care Centers or Facilities
YES

$0.00, 0.00%

$0.00, 0.00%
Weight Loss Programs
NO
Well Baby Visits and Care
YES

$0.00, 0.00%

100.00%
Well Child Care
YES

$0.00, 0.00%

100.00%
X-rays and Diagnostic Imaging
YES

$0.00, 0.00%

$0.00, 0.00%

Gold Standardized Health Insurance Plan Variant 75293AR1200025-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1.0
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2024
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Dental Only Plan No
Design Type Design 1
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs
EHB Percent of Total Premium 0.9985
First Tier Utilization 100%
Formulary ID ARF006
Formulary URL URL
HIOS Product ID 75293AR120
Import Date 2023-09-11 20:01:51
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy Yes
Is a Referral Required for Specialist? No
Issuer ID 75293
Issuer Marketplace Marketing Name Arkansas Blue Cross and Blue Shield
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Gold
Multiple In Network Tiers No
National Network No
Network ID ARN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Care
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Benefit Reduction
Plan Brochure URL
Plan Effective Date 2024-01-01
Plan Expiration Date 2024-12-31
Plan ID (Standard Component ID with Variant) 75293AR1200025-02
Plan Level Exclusions No
Plan Marketing Name Gold Standardized
Plan Type PPO
Plan Variant Marketing Name Gold Standardized
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $60
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID ARS001
Source Name SERFF
Plan ID 75293AR1200025
State Code AR
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $0
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $0
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $0
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of Gold Standardized Health Insurance Plan, 75293AR1200025

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Gold Standardized, 75293AR1200025 Health Insurance Plan, 75293AR1200025

  • Does Gold Standardized Health Insurance Plan, 75293AR1200025 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (75293AR1200025) Health Insurance Plan, Variant (75293AR1200025-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs

    Does (75293AR1200025) Health Insurance Plan, Variant (75293AR1200025-02) have Out Of Country Coverage?

    Yes. Details: Emergency Care

    Does (75293AR1200025) Health Insurance Plan, Variant (75293AR1200025-02) have Out of Service Area Coverage?

    Yes. Details: Benefit Reduction

    Does (75293AR1200025) Health Insurance Plan, Variant (75293AR1200025-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs

    Does Gold Standardized Health Insurance Plan, Variant (75293AR1200025-02) offer Disease Management Programs for Asthma?

    Yes, the Gold Standardized Health Insurance Plan Variant 75293AR1200025-02 offers Disease Management Program for Asthma.

    Does Gold Standardized Health Insurance Plan, Variant (75293AR1200025-02) offer Disease Management Programs for Heart disease?

    Yes, the Gold Standardized Health Insurance Plan Variant 75293AR1200025-02 offers Disease Management Program for Heart disease.

    Does Gold Standardized Health Insurance Plan, Variant (75293AR1200025-02) offer Disease Management Programs for Depression?

    Yes, the Gold Standardized Health Insurance Plan Variant 75293AR1200025-02 offers Disease Management Program for Depression.

    Does Gold Standardized Health Insurance Plan, Variant (75293AR1200025-02) offer Disease Management Programs for Diabetes?

    Yes, the Gold Standardized Health Insurance Plan Variant 75293AR1200025-02 offers Disease Management Program for Diabetes.

    Does Gold Standardized Health Insurance Plan, Variant (75293AR1200025-02) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Gold Standardized Health Insurance Plan Variant 75293AR1200025-02 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Gold Standardized Health Insurance Plan, Variant (75293AR1200025-02) offer Disease Management Programs for Low back pain?

    Yes, the Gold Standardized Health Insurance Plan Variant 75293AR1200025-02 offers Disease Management Program for Low back pain.

    Does Gold Standardized Health Insurance Plan, Variant (75293AR1200025-02) offer Disease Management Programs for Pregnancy?

    Yes, the Gold Standardized Health Insurance Plan Variant 75293AR1200025-02 offers Disease Management Program for Pregnancy.

    Does Gold Standardized Health Insurance Plan, Variant (75293AR1200025-02) offer Disease Management Programs for Weight loss programs?

    Yes, the Gold Standardized Health Insurance Plan Variant 75293AR1200025-02 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API