Guardian Basics for Families and Individuals - 17454AZ0090004 Health Insurance Plan

Guardian Life Insurance Company of America health insurance plan with the Plan ID 17454AZ0090004. The plan is called Guardian Basics for Families and Individuals.

Health Insurance Plan ID 17454AZ0090004
Health Insurance Plan Year 2025
State Arizona
Health Insurance Issuer Guardian Life Insurance Company of America
Health Insurance Plan Variant 17454AZ0090004-01
Provider Network(s) CS--STRATOSE-PDPPRI CS--AETNA CA--PREMIER-ACCESS-PPO CJ--CAREINGTON-CARESERIES CR--PREMIER-MN-FL-DENTAL-NETWORK-CLASSIC CX--CONNECTION-DENTAL--PPO-USA CW--DENTEMAX CS--STRATOSE-PCDPRI CS--STRATOSE-MDENT CD--PREMIER-ACCESS-PCN CD--DENTALGUARD-CONNECT---ADMIN-PROVIDERS CJ--CAREINGTON-PLATINUM DD--DENTALGUARD-ELITE CS--STRATOSE-FSB-MAVEREST CM--METLIFE CS--STRATOSE-TDA-PPO CS--STRATOSE-QUALIDENT-DENTAL-NETWORK
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Arizona All US States
All 2013 2503
PCP 1 2
Allergy N/A N/A
OB/GYN N/A N/A
Dentists 1383 1700
Available Variants of the Health Plan

Standard Off Exchange Plan - 17454AZ0090004-00

Standard On Exchange Plan - 17454AZ0090004-01

Last Plan Update Date Sat, 14 Sep 2024 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Benefits of Guardian Basics for Families and Individuals Health Insurance Plan, 17454AZ0090004-01

Benefit Covered In Network Out Of Network
Accidental Dental
NO
Basic Dental Care - Adult

An annual deductible and maximum apply to adult services. A 6-month waiting period applies to Basic Dental Care for adults.

YES

40.00% Coinsurance after deductible

40.00% Coinsurance after deductible
Basic Dental Care - Child
YES

20.00% Coinsurance after deductible

20.00% Coinsurance after deductible
Dental Check-Up for Children
YES

No Charge after deductible

No Charge after deductible
Major Dental Care - Adult
NO
Major Dental Care - Child
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Orthodontia - Adult
NO
Orthodontia - Child
YES

50.00%

50.00%
Routine Dental Services (Adult)

An annual deductible and maximum apply to adult services.

YES

No Charge after deductible

No Charge after deductible

Guardian Basics for Families and Individuals Health Insurance Plan Variant 17454AZ0090004-01 Attributes

Plan Attribute Value
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Low On Exchange Plan
Dental Only Plan Yes
EHB Apportionment for Pediatric Dental 1.0
First Tier Utilization 100%
HIOS Product ID 17454AZ009
Import Date 2024-09-14 01:01:31
Inpatient Copayment Maximum Days 0
Guaranteed Rate Guaranteed Rate
New/Existing Plan New
Issuer ID 17454
Issuer Marketplace Marketing Name Guardian
Market Coverage Individual
Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out Not Applicable
Medical EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Medical EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Medical EHB Deductible, In Network (Tier 1), Family Per Group per group not applicable
Medical EHB Deductible, In Network (Tier 1), Family Per Person $200 per person
Medical EHB Deductible, In Network (Tier 1), Individual $200
Medical EHB Deductible, Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Out of Network, Family Per Person $200 per person
Medical EHB Deductible, Out of Network, Individual $200
Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Family Per Group $850 per group
Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Family Per Person $425 per person
Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Individual $425
Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Individual Not Applicable
Metal Level Low
Multiple In Network Tiers No
National Network Yes
Network ID AZN001
Out of Country Coverage No
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Coverage is provided outside of the Service Area.
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 17454AZ0090004-01
Plan Marketing Name Guardian Basics for Families and Individuals
Plan Type PPO
Plan Variant Marketing Name Guardian Basics for Families and Individuals
QHP/Non QHP Both
Service Area ID AZS001
Source Name HIOS
Plan ID 17454AZ0090004
State Code AZ
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL

Copay & Coinsurance of Guardian Basics for Families and Individuals Health Insurance Plan, 17454AZ0090004

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Guardian Basics for Families and Individuals, 17454AZ0090004 Health Insurance Plan, 17454AZ0090004

  • Does Guardian Basics for Families and Individuals Health Insurance Plan, 17454AZ0090004 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (17454AZ0090004) Health Insurance Plan, Variant (17454AZ0090004-01) have Out Of Country Coverage?

    No, unfortunately there is no Out Of Country Coverage for this Health Insurance Plan (variant of plan).

    Does (17454AZ0090004) Health Insurance Plan, Variant (17454AZ0090004-01) have Out of Service Area Coverage?

    Yes. Details: Coverage is provided outside of the Service Area.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API