Gym Access IND Essential Plus Catastrophic HMO 36 - 56503FL1300001 Health Insurance Plan

Florida Health Care Plan, Inc. health insurance plan with the Plan ID 56503FL1300001. The plan is called Gym Access IND Essential Plus Catastrophic HMO 36.

Health Insurance Plan ID 56503FL1300001
Health Insurance Plan Year 2025
State Florida
Health Insurance Issuer Florida Health Care Plan, Inc.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 56503FL1300001-00
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 24 Dec 2024 06:21 GMT).

Providers Florida All US States
All 2326 2405
PCP 652 675
Allergy 4 4
OB/GYN 17 17
Dentists 1 1
Available Variants of the Health Plan

Standard Off Exchange Plan - 56503FL1300001-00

Standard On Exchange Plan - 56503FL1300001-01

Last Plan Update Date Thu, 12 Sep 2024 00:00 GMT
Last Import Date Tue, 24 Dec 2024 06:21 GMT

Benefits of Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan, 56503FL1300001-00

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

No Charge after deductible

100.00%
Acupuncture
NO
Allergy Testing
YES

No Charge after deductible

100.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Bone Marrow Transplant

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

No Charge after deductible

100.00%
Chemotherapy

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

No Charge after deductible

100.00%
Chiropractic Care

Limit: 26.0 Visit(s) per Benefit Period

YES

No Charge after deductible

100.00%
Congenital Anomaly, including Cleft Lip/Palate

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

No Charge after deductible

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care

Exclusions: Pre-certification/pre-authorization of coverage required for non-emergency admissions.

Pre-certification/pre-authorization of coverage required for non-emergency admissions.

YES

No Charge after deductible

100.00%
Dental Anesthesia

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

No Charge after deductible

100.00%
Dental Check-Up for Children
NO
Diabetes Care Management

Limit: 50.0 Item(s) per Month

Exclusions: Available at FHCP Pharmacy Only. Mail Order not available

Includes all medically appropriate and necessary insulin, equipment and supplies, when used to treat diabetes, if the Member's Primary Care Physician, or a Contracting Specialist who specializes in the treatment of diabetes, certifies that such services are necessary.

YES

$10.00

100.00%
Diabetes Education

Covered as preventive care

YES

No Charge

100.00%
Dialysis
YES

No Charge after deductible

100.00%
Durable Medical Equipment

Prior authorization is required.

YES

No Charge after deductible

100.00%
Emergency Room Services
YES

No Charge after deductible

No Charge after deductible
Emergency Transportation/Ambulance
YES

No Charge after deductible

No Charge after deductible
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

YES

No Charge after deductible

100.00%
Gender Affirming Care

Exclusions: Includes sexual re-assignment procedures. Cosmetic procedures and/or complications from such procedure(s) are not covered and are excluded under the plan. Hormone therapy and psychological/behavioral health therapies are covered under their respective benefits.

Prior authorization is required.

YES

No Charge after deductible

100.00%
Generic Drugs

Limit: 31.0 Days per Benefit Period

Exclusions: Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only.

Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only. Up to 93-day Mail Order available through FHCP Only. Refer to the schedule of benefits for cost sharing at Non-Preferred Pharmacies.

YES

No Charge after deductible

100.00%
Habilitation Services

Limit: 35.0 Visit(s) per Benefit Period

Includes Physical Therapy, Speech Therapy and Occupational Therapy.

YES

No Charge after deductible

100.00%
Hearing Aids
NO
Home Health Care Services

Limit: 20.0 Days per Benefit Period

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

No Charge after deductible

100.00%
Hospice Services
YES

No Charge after deductible

100.00%
Imaging (CT/PET Scans, MRIs)

Prior authorization is required. Tests in hospitals, or facilities owned and operated by hospitals, may have higher cost share.

YES

No Charge after deductible

100.00%
Infertility Treatment
NO
Infusion Therapy

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

No Charge after deductible

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)

Exclusions: Pre-certification/pre-authorization of coverage required for non-emergency admissions.

Pre-certification/pre-authorization of coverage required for non-emergency admissions.

YES

No Charge after deductible

100.00%
Inpatient Physician and Surgical Services
YES

No Charge after deductible

100.00%
Laboratory Outpatient and Professional Services

Tests in hospitals, or facilities owned and operated by hospitals, may have higher cost share.

YES

No Charge after deductible

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services

Exclusions: Pre-certification/pre-authorization of coverage required for non-emergency admissions.

Pre-certification/pre-authorization of coverage required for non-emergency admissions.

YES

No Charge after deductible

100.00%
Mental/Behavioral Health Outpatient Services

See plan brochure/schedule of benefits for telehealth benefit specific cost sharing through designated provider.

YES

No Charge after deductible

100.00%
Non-Preferred Brand Drugs

Limit: 31.0 Days per Benefit Period

Exclusions: Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only.

Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only. Up to 93-day Mail Order available through FHCP Only. Refer to the schedule of benefits for cost sharing at Non-Preferred Pharmacies.

YES

No Charge after deductible

100.00%
Nutritional Counseling

Diabetes education coverage includes nutritional counseling; covered as preventive care

YES

No Charge

100.00%
Nutrition/Formulas

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

No Charge after deductible

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Osteoporosis
YES

No Charge after deductible

100.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)

Exclusions: Additional cost share may apply for Allergy Shots, Injections and Infusions.

Additional cost share may apply for Allergy Shots, Injections and Infusions.

YES

No Charge after deductible

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

No Charge after deductible

100.00%
Outpatient Rehabilitation Services

Limit: 35.0 Visit(s) per Benefit Period

Includes Physical Therapy, Speech Therapy and Occupational Therapy.

YES

No Charge after deductible

100.00%
Outpatient Surgery Physician/Surgical Services

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

No Charge after deductible

100.00%
Preferred Brand Drugs

Limit: 31.0 Days per Benefit Period

Exclusions: Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only.

Available at Preferred-FHCP and select Non-Preferred Retail Pharmacies Only. Up to 93-day Mail Order available through FHCP Only. Refer to the schedule of benefits for cost sharing at Non-Preferred Pharmacies.

YES

No Charge after deductible

100.00%
Prenatal and Postnatal Care
YES

No Charge after deductible

100.00%
Preventive Care/Screening/Immunization
YES

No Charge

100.00%
Primary Care Visit to Treat an Injury or Illness

Exclusions: Additional cost share may apply for Allergy Shots, Injections and Infusions.

The first 3 In-Network primary care office visits are not subject to a copay, deductible or coinsurance. Each of the first 3 PCP In-Network visits is $0. Starting with the 4th visit, a copay will apply. See plan brochure/schedule of benefits for telehealth benefit specific cost sharing through designated provider.

YES

No Charge after deductible

100.00%
Private-Duty Nursing
NO
Prosthetic Devices

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

No Charge after deductible

100.00%
Radiation

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

No Charge after deductible

100.00%
Reconstructive Surgery

Exclusions: Prior authorization is required.

Only for Breast reconstruction following a Mastectomy. Prior authorization is required.

YES

No Charge after deductible

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 35.0 Visit(s) per Benefit Period

Combined limit for all outpatient therapy, includes Physical, Speech and Occupational.

YES

No Charge after deductible

100.00%
Rehabilitative Speech Therapy

Limit: 35.0 Visit(s) per Benefit Period

Combined limit for all outpatient therapy, includes Physical, Speech and Occupational.

YES

No Charge after deductible

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Visit(s) per Year

YES

No Charge after deductible

100.00%
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 60.0 Days per Benefit Period

Exclusions: Prior authorization is required.

Prior authorization is required.

YES

No Charge after deductible

100.00%
Specialist Visit

Exclusions: Additional cost share may apply for Allergy Shots, Injections and Infusions.

Additional cost share may apply for Allergy Shots, Injections and Infusions.

YES

No Charge after deductible

100.00%
Specialty Drugs

Limit: 31.0 Days per Benefit Period

Exclusions: Available at FHCP Pharmacy Only. Mail Order not available

Available at FHCP Pharmacy Only. Mail Order not available

YES

No Charge after deductible

100.00%
Substance Abuse Disorder Inpatient Services

Exclusions: Pre-certification/pre-authorization of coverage required for non-emergency admissions.

Pre-certification/pre-authorization of coverage required for non-emergency admissions.

YES

No Charge after deductible

100.00%
Substance Abuse Disorder Outpatient Services
YES

No Charge after deductible

100.00%
Telehealth

Exclusions: Telehealth Services are limited to Board-Certified Physicians and Mental/Behavioral Health Providers. To be covered services must be rendered by a Telehealth provider contracted with FHCP specifically for such services.

Cost sharing displayed is cost for a general medicine physican. See the schedule of benefits Telehealth benefit section for the cost of a mental/behavioral health visit.

YES

No Charge after deductible

100.00%
Transplant
YES

No Charge after deductible

100.00%
Treatment for Temporomandibular Joint Disorders

Exclusions: Prior authorization is required.

Prior authorization is required. One splint in a six month period unless a more frequent replacement is determined to be medically necessary.

YES

No Charge after deductible

100.00%
Urgent Care Centers or Facilities
YES

No Charge after deductible

No Charge after deductible
Weight Loss Programs
YES

No Charge

100.00%
Well Baby Visits and Care

Covered as preventive care

YES

No Charge

100.00%
X-rays and Diagnostic Imaging

Tests in hospitals, or facilities owned and operated by hospitals, may have higher cost share.

YES

No Charge after deductible

100.00%

Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan Variant 56503FL1300001-00 Attributes

Plan Attribute Value
Begin Primary Care Cost-Sharing After Number Of Visits 3
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Catastrophic Off Exchange Plan
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pregnancy, Weight Loss Programs
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID FLF004
Formulary URL URL
HIOS Product ID 56503FL130
Import Date 2024-09-12 01:01:41
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? Yes
Issuer ID 56503
Issuer Marketplace Marketing Name Florida Health Care Plans
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Catastrophic
Multiple In Network Tiers No
National Network No
Network ID FLN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergency and Urgent Care Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency and Urgent Care only, unless pre-authorized by Issuer.
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 56503FL1300001-00
Plan Marketing Name Gym Access IND Essential Plus Catastrophic HMO 36
Plan Type HMO
Plan Variant Marketing Name Gym Access IND Essential Plus Catastrophic HMO 36
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $9,200
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $200
SBC Scenario, Having Diabetes, Deductible $4,400
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $2,800
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID FLS001
Source Name HIOS
Specialist Requiring a Referral The member's PCP will refer to all specialists, except those listed as "Direct Access" specialists.
Plan ID 56503FL1300001
State Code FL
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 100.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $18400 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $9200 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $9,200
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $18400 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $9200 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $9,200
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan, 56503FL1300001

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Gym Access IND Essential Plus Catastrophic HMO 36, 56503FL1300001 Health Insurance Plan, 56503FL1300001

  • Does Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan, 56503FL1300001 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (56503FL1300001) Health Insurance Plan, Variant (56503FL1300001-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pregnancy, Weight Loss Programs

    Does (56503FL1300001) Health Insurance Plan, Variant (56503FL1300001-00) have Out Of Country Coverage?

    Yes. Details: Emergency and Urgent Care Only

    Does (56503FL1300001) Health Insurance Plan, Variant (56503FL1300001-00) have Out of Service Area Coverage?

    Yes. Details: Emergency and Urgent Care only, unless pre-authorized by Issuer.

    Does (56503FL1300001) Health Insurance Plan, Variant (56503FL1300001-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pregnancy, Weight Loss Programs

    Does Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan, Variant (56503FL1300001-00) offer Disease Management Programs for Asthma?

    Yes, the Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan Variant 56503FL1300001-00 offers Disease Management Program for Asthma.

    Does Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan, Variant (56503FL1300001-00) offer Disease Management Programs for Heart disease?

    Yes, the Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan Variant 56503FL1300001-00 offers Disease Management Program for Heart disease.

    Does Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan, Variant (56503FL1300001-00) offer Disease Management Programs for Depression?

    Yes, the Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan Variant 56503FL1300001-00 offers Disease Management Program for Depression.

    Does Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan, Variant (56503FL1300001-00) offer Disease Management Programs for Diabetes?

    Yes, the Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan Variant 56503FL1300001-00 offers Disease Management Program for Diabetes.

    Does Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan, Variant (56503FL1300001-00) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan Variant 56503FL1300001-00 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan, Variant (56503FL1300001-00) offer Disease Management Programs for Low back pain?

    Yes, the Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan Variant 56503FL1300001-00 offers Disease Management Program for Low back pain.

    Does Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan, Variant (56503FL1300001-00) offer Disease Management Programs for Pregnancy?

    Yes, the Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan Variant 56503FL1300001-00 offers Disease Management Program for Pregnancy.

    Does Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan, Variant (56503FL1300001-00) offer Disease Management Programs for Weight loss programs?

    Yes, the Gym Access IND Essential Plus Catastrophic HMO 36 Health Insurance Plan Variant 56503FL1300001-00 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Tue, 24 Dec 2024 06:21 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API