HMO Partners, Inc. health insurance plan with the Plan ID 13262AR0230002. The plan is called HA Silver AH.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 70.13% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 29.87% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 13262AR0230002 | ||||||||||||||||||
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Health Insurance Plan Year | 2024 | ||||||||||||||||||
State | Arkansas | ||||||||||||||||||
Health Insurance Issuer | HMO Partners, Inc. | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 13262AR0230002-00 | ||||||||||||||||||
Provider Network(s) | PREFERRED TRUE-BLUE-PPO | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 03 Dec 2024 06:24 GMT). |
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Available Variants of the Health Plan | Standard Off Exchange Plan - 13262AR0230002-00 Standard On Exchange Plan - 13262AR0230002-01 Open to Indians below 300% FPL - 13262AR0230002-02 Open to Indians above 300% FPL - 13262AR0230002-03 73% AV Silver Plan - 13262AR0230002-04 |
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Last Plan Update Date | Mon, 11 Sep 2023 00:00 GMT | ||||||||||||||||||
Last Import Date | Tue, 03 Dec 2024 06:24 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
|
NO | ||
Accidental Dental
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Acupuncture
|
NO | ||
Allergy Testing
SOB includes 'allergy services.' |
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Applied Behavior Analysis Based Therapies
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Bariatric Surgery
|
NO | ||
Basic Dental Care - Adult
|
NO | ||
Basic Dental Care - Child
|
NO | ||
Chemotherapy
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Chiropractic Care
Limit: 30.0 Visit(s) per Year Limit is explicitly a combined 30-visit limit for PT, OT, ST and chiro. |
YES | $30.00 Copay after deductible |
100.00% |
Cochlear Implants
One cochlear implant per ear per Covered Person per lifetime |
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Cosmetic Surgery
|
NO | ||
Craniofacial Surgery
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Delivery and All Inpatient Services for Maternity Care
Childbirth/delivery professional services: 13262AR0230002-01-30% Coinsurance after deductible for in-network services and 50% Coinsurance after deductible for out-of-network services;13262AR0230002-02-No charge for in-network and out-of-network services; 13262AR0230002-03-30% Coinsurance after deductible for in-network services and 50% Coinsurance after deductible for out-of-network services; 13262AR0230002-04-No charge after deductible for in-network services and 50% Coinsurance after deductible for out-of-network services; 13262AR0230002-05-No charge after deductible for in-network services and 50% Coinsurance after deductible for out-of-network services; 13262AR0230002-06-No charge after deductible for in-network services and 50% Coinsurance after deductible for out-of-network services; Coverage for Out of Network newborn services is limited to $2000 per person for all services first 90 days after birth. Coverage requires Prior Notification to Health Advantage. |
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Dental Anesthesia
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Dental Check-Up for Children
|
NO | ||
Diabetes Care Management
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Diabetes Education
|
YES | No Charge |
50.00% Coinsurance after deductible |
Dialysis
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Durable Medical Equipment
|
YES | $250.00 Copay after deductible |
50.00% Coinsurance after deductible |
Emergency Room Services
|
YES | $800.00 Copay after deductible |
$800.00 Copay after deductible |
Emergency Transportation/Ambulance
|
YES | 30.00% Coinsurance after deductible |
30.00% Coinsurance after deductible |
Eye Glasses for Children
Limit: 1.0 Item(s) per Year |
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Gastric Electrical Stimulation
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Gender Affirming Care
|
YES | 30.00% Coinsurance after deductible |
100.00% |
Generic Drugs
Mail Order cost: 13262AR023002-01- $200 Copay in-network, 13262AR023002-03- $200 Copay in-network, 13262AR023002-04- $200 Copay in-network, 13262AR023002-05- $10 Copay in-network, and 13262AR023002-06- $9.40 Copay in-network |
YES | $100.00 |
100.00% |
Habilitation Services
Limit: 30.0 Visit(s) per Year Limit is explicitly a combined 30-visit limit for PT, OT, ST and chiro; Limited to a maximum of 180 units for developmental services visits per Covered Person per calendar year. |
YES | $30.00 Copay after deductible |
100.00% |
Hearing Aids
Coverage is limited to $1400/ear |
YES | 80.00% |
90.00% |
Home Health Care Services
Limit: 50.0 Visit(s) per Year Coverage is provided for Home Health Services when Coverage Policy supports the need for in-home service and such care is prescribed or ordered by a Physician. Covered Services must be provided through and billed by a licensed home health agency. Covered Services provided in the home include services of a Registered Professional Nurse (R.N.), a Licensed Practical Nurse (L.P.N.) or a Licensed Psychiatric Technical Nurse (L.P.T.N.). |
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Hospice Services
If the Covered Person has been diagnosed and certified by the attending Physician as having a terminal illness with a life expectancy of six months or less, Health Advantage will pay the Allowance or Allowable Charge for Hospice Care. The services must be rendered by an entity licensed by the Arkansas Department of Health or other appropriate state licensing agency and accepted by Health Advantage as a Provider. This benefit is subject to the Deductible, Copayment and Coinsurance specified in the Schedule of Benefits. |
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Imaging (CT/PET Scans, MRIs)
|
YES | $500.00 Copay after deductible |
50.00% Coinsurance after deductible |
Infertility Treatment
|
NO | ||
Infusion Therapy
Home infusion therapy. |
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Inherited Metabolic Disorder - PKU
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | $800.00 Copay per Day after deductible |
50.00% Coinsurance after deductible |
Inpatient Physician and Surgical Services
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Laboratory Outpatient and Professional Services
|
YES | $30.00 Copay after deductible |
50.00% Coinsurance after deductible |
Long-Term/Custodial Nursing Home Care
|
NO | ||
Major Dental Care - Adult
|
NO | ||
Major Dental Care - Child
|
NO | ||
Mental/Behavioral Health Inpatient Services
|
YES | $800.00 Copay per Day after deductible |
50.00% Coinsurance after deductible |
Mental/Behavioral Health Outpatient Services
Cost Sharing does NOT apply to screenings. |
YES | $30.00 Copay after deductible |
50.00% Coinsurance after deductible |
Non-Preferred Brand Drugs
Mail Order cost: 13262AR023002-01- $4000 Copay in-network, 13262AR023002-03- $4000 Copay in-network, 13262AR023002-04- $4000 Copay in-network, 13262AR023002-05- $200 Copay in-network, and 13262AR023002-06- $18.80 Copay in-network |
YES | $2,000.00 |
100.00% |
Nutritional Counseling
Coverage is provided for dietary and nutritional counseling services when provided in conjunction with diabetic self-management training, for services needed by covered persons in connection with cleft palate management and for nutritional assessment programs provided in and by a hospital and approved by Health Advantage. |
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Off Label Prescription Drugs
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
|
NO | ||
Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | $30.00 Copay after deductible |
50.00% Coinsurance after deductible |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | $45.00 Copay after deductible |
50.00% Coinsurance after deductible |
Outpatient Rehabilitation Services
Limit: 30.0 Visit(s) per Year Limit is explicitly a combined 30-visit limit for PT, OT, ST and chiro. |
YES | $30.00 Copay after deductible |
100.00% |
Outpatient Surgery Physician/Surgical Services
|
YES | $45.00 Copay after deductible |
50.00% Coinsurance after deductible |
Preferred Brand Drugs
Mail Order cost: 13262AR023002-01- $2000 Copay in-network, 13262AR023002-03- $2000 Copay in-network, 13262AR023002-04- $2000 Copay in-network, 13262AR023002-05- $50 Copay in-network, and 13262AR023002-06- $9.40 Copay in-network |
YES | $1,000.00 |
100.00% |
Prenatal and Postnatal Care
Requires Prior Notification to Health Advantage. Coverage for routine ultrasound is limited to 1. |
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Preventive Care/Screening/Immunization
Limit: 1.0 Visit(s) per Year |
YES | No Charge |
100.00% |
Preventive Drugs
|
YES | No Charge |
100.00% |
Primary Care Visit to Treat an Injury or Illness
|
YES | $30.00 Copay after deductible |
50.00% Coinsurance after deductible |
Private-Duty Nursing
|
NO | ||
Prosthetic Devices
Replaced no more frequently than once per 3-yr period except when necessary for growth or end of device's useful life. |
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Radiation
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Reconstructive Surgery
1. Treatment provided for the correction of defects incurred in an Accidental Injury sustained by the Covered Person; 2. Surgery performed for the removal of a port-wine stain or hemangioma (only on the face) 3. Treatment provided for reconstructive surgery following neoplastic (cancer) surgery; 4. In connection with a mastectomy resulting from surgery, services for (a) reconstruction of the breast on which the cancer-related surgery was performed; (b) surgery to reconstruct the other breast to produce a symmetrical appearance; and (c) prostheses and services to correct physical complications for all stages of the mastectomy, including lymphedemas; 5. Reduction mammoplasty, if such reduction mammoplasty meets Coverage Criteria and is covered. |
YES | 30.00% Coinsurance after deductible |
100.00% |
Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 30.0 Visit(s) per Year Limit is explicitly a combined 30-visit limit for PT, OT, ST and chiro. |
YES | $30.00 Copay after deductible |
100.00% |
Rehabilitative Speech Therapy
Limit: 30.0 Visit(s) per Year Limit is explicitly a combined 30-visit limit for PT, OT, ST and chiro. |
YES | $30.00 Copay after deductible |
100.00% |
Routine Dental Services (Adult)
|
NO | ||
Routine Eye Exam (Adult)
|
NO | ||
Routine Eye Exam for Children
Limit: 1.0 Exam(s) per Year |
YES | No Charge |
100.00% |
Routine Foot Care
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Skilled Nursing Facility
Limit: 60.0 Days per Year 1. The admission must be within seven days of release from an inpatient Hospital stay; 2. The Skilled Nursing Facility services are of a temporary nature and increase ability to function. |
YES | $800.00 Copay per Day after deductible |
50.00% Coinsurance after deductible |
Specialist Visit
|
YES | $45.00 Copay after deductible |
50.00% Coinsurance after deductible |
Specialty Drugs
Requires Prior Approval from Health Advantage. |
YES | $6,200.00 |
100.00% |
Specialty Drugs Tier 2
Requires Prior Approval from Health Advantage. |
YES | $6,200.00 |
100.00% |
Substance Abuse Disorder Inpatient Services
|
YES | $800.00 Copay per Day after deductible |
50.00% Coinsurance after deductible |
Substance Abuse Disorder Outpatient Services
|
YES | $30.00 Copay after deductible |
50.00% Coinsurance after deductible |
Transplant
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Treatment for Temporomandibular Joint Disorders
|
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Urgent Care Centers or Facilities
|
YES | $45.00 Copay after deductible |
50.00% Coinsurance after deductible |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
|
YES | No Charge |
100.00% |
Well Child Care
|
YES | No Charge |
100.00% |
X-rays and Diagnostic Imaging
|
YES | $30.00 Copay after deductible |
50.00% Coinsurance after deductible |
Plan Attribute | Value |
---|---|
AV Calculator Output Number | 0.7012621778613449 |
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2024 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Silver Off Exchange Plan |
Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
Drug EHB Deductible, In Network (Tier 1), Family Per Group | $0 per group |
Drug EHB Deductible, In Network (Tier 1), Family Per Person | $0 per person |
Drug EHB Deductible, In Network (Tier 1), Individual | $0 |
Drug EHB Deductible, Out of Network, Family Per Group | $0 per group |
Drug EHB Deductible, Out of Network, Family Per Person | $0 per person |
Drug EHB Deductible, Out of Network, Individual | $0 |
Dental Only Plan | No |
Design Type | Not Applicable |
Disease Management Programs Offered | Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs |
EHB Percent of Total Premium | 0.9998 |
First Tier Utilization | 100% |
Formulary ID | ARF004 |
Formulary URL | URL |
HIOS Product ID | 13262AR023 |
Import Date | 2023-09-11 20:01:51 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | Existing |
Notice Required for Pregnancy | Yes |
Is a Referral Required for Specialist? | No |
Issuer ID | 13262 |
Issuer Marketplace Marketing Name | Health Advantage |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | No |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Medical EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Medical EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Medical EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Medical EHB Deductible, In Network (Tier 1), Default Coinsurance | 30.00% |
Medical EHB Deductible, In Network (Tier 1), Family Per Group | $10800 per group |
Medical EHB Deductible, In Network (Tier 1), Family Per Person | $5400 per person |
Medical EHB Deductible, In Network (Tier 1), Individual | $5,400 |
Medical EHB Deductible, Out of Network, Family Per Group | $14800 per group |
Medical EHB Deductible, Out of Network, Family Per Person | $7400 per person |
Medical EHB Deductible, Out of Network, Individual | $7,400 |
Metal Level | Silver |
Multiple In Network Tiers | No |
National Network | No |
Network ID | ARN001 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Emergency Care |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Benefit Reduction |
Plan Brochure | URL |
Plan Effective Date | 2024-01-01 |
Plan Expiration Date | 2024-12-31 |
Plan ID (Standard Component ID with Variant) | 13262AR0230002-00 |
Plan Level Exclusions | No |
Plan Marketing Name | HA Silver AH |
Plan Type | POS |
Plan Variant Marketing Name | HA Silver AH |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $2,200 |
SBC Scenario, Having a Baby, Copayment | $0 |
SBC Scenario, Having a Baby, Deductible | $5,400 |
SBC Scenario, Having a Baby, Limit | $40 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $800 |
SBC Scenario, Having Diabetes, Deductible | $5,400 |
SBC Scenario, Having Diabetes, Limit | $60 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $1,900 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | ARS001 |
Source Name | SERFF |
Plan ID | 13262AR0230002 |
State Code | AR |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $12400 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $6200 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $6,200 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | $16800 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | $8400 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $8,400 |
Unique Plan Design | No |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | Yes |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Tue, 03 Dec 2024 06:24 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API