Health Options Clear Choice Silver $3000 PPO NE - 33653ME0010010 Health Insurance Plan

Maine Community Health Options health insurance plan with the Plan ID 33653ME0010010. The plan is called Health Options Clear Choice Silver $3000 PPO NE.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 87.33% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 12.67% of the costs of all covered benefits (according to the Issuer).

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 87.75% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 12.25% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 33653ME0010010
Health Insurance Plan Year 2024
State Maine
Health Insurance Issuer Maine Community Health Options
Health Insurance Plan Variant 33653ME0010010-05
Provider Network(s) ['MEN001']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Maine All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard On Exchange Plan - 33653ME0010010-01

Open to Indians below 300% FPL - 33653ME0010010-02

Open to Indians above 300% FPL - 33653ME0010010-03

73% AV Silver Plan - 33653ME0010010-04

87% AV Silver Plan - 33653ME0010010-05

94% AV Silver Plan - 33653ME0010010-06

Last Plan Update Date Mon, 12 Feb 2024 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan Variant 33653ME0010010-05 Attributes

Plan Attribute Value
AV Calculator Output Number 0.877514144
Begin Primary Care Cost-Sharing After Number Of Visits 1
Business Year 2024
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type 87% AV Level Silver Plan
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Pregnancy, High Blood Pressure & High Cholesterol, Weight Loss Programs, Pain Management, Depression, Low Back Pain, Diabetes, Heart Disease, Asthma
EHB Percent of Total Premium 99%
First Tier Utilization 100%
Formulary ID MEF008
HIOS Product ID 33653ME001
Import Date 2/12/2024
HSA Eligible No
IsItANewPlan Existing
Notice Required for Pregnancy Yes
Is a Referral Required for Specialist? No
Issuer Actuarial Value 87.33%
Issuer ID 33653
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID MEN001
Out of Country Coverage No
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency services coverage available within the United States. Non-emergency service coverage is available outside the Service Area on an Out-of-Network basis.
Plan Effective Date 1/1/2024
Plan Expiration Date 12/31/2024
Plan ID (Standard Component ID with Variant) 33653ME0010010-05
Plan Marketing Name Health Options Clear Choice Silver $3000 PPO NE
Plan Type PPO
Plan Variant Marketing Name Health Options Clear Choice Silver $3000 PPO NE CSR 87
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $1,500
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $1,250
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $529
SBC Scenario, Having Diabetes, Deductible $122
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $168
SBC Scenario, Treatment of a Simple Fracture, Copayment $140
SBC Scenario, Treatment of a Simple Fracture, Deductible $1,250
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID MES001
Source Name SERFF
Specialty Drug Maximum Coinsurance $500
Plan ID 33653ME0010010
State Code ME
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family per person not applicable | per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family per person not applicable | per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 20.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family $1250 per person | $2500 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $1,250
TEHBDedOutofNetFamily $9800 per person | $19600 per group
Combined Medical and Drug EHB Deductible, Out of Network, Individual $9,800
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family $2750 per person | $5500 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $2,750
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family $18200 per person | $36400 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $18,200
Unique Plan Design Yes
Version Number 1
Wellness Program Offered Yes

Copay & Coinsurance of Health Options Clear Choice Silver $3000 PPO NE Health Insurance Plan, 33653ME0010010

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Health Options Clear Choice Silver $3000 PPO NE, 33653ME0010010 Health Insurance Plan, 33653ME0010010

  • Does Health Options Clear Choice Silver $3000 PPO NE Health Insurance Plan, 33653ME0010010 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (33653ME0010010) Health Insurance Plan, Variant (33653ME0010010-05) offer Disease Management Programs?

    Yes, and here is the list of available programs: Pregnancy, High Blood Pressure & High Cholesterol, Weight Loss Programs, Pain Management, Depression, Low Back Pain, Diabetes, Heart Disease, Asthma

    Does (33653ME0010010) Health Insurance Plan, Variant (33653ME0010010-05) have Out Of Country Coverage?

    No, unfortunately there is no Out Of Country Coverage for this Health Insurance Plan (variant of plan).

    Does (33653ME0010010) Health Insurance Plan, Variant (33653ME0010010-05) have Out of Service Area Coverage?

    Yes. Details: Emergency services coverage available within the United States. Non-emergency service coverage is available outside the Service Area on an Out-of-Network basis.

    Does (33653ME0010010) Health Insurance Plan, Variant (33653ME0010010-05) offer Disease Management Programs?

    Yes, and here is the list of available programs: Pregnancy, High Blood Pressure & High Cholesterol, Weight Loss Programs, Pain Management, Depression, Low Back Pain, Diabetes, Heart Disease, Asthma

    Does Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan, Variant (33653ME0010010-05) offer Disease Management Programs for Asthma?

    Yes, the Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan Variant 33653ME0010010-05 offers Disease Management Program for Asthma.

    Does Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan, Variant (33653ME0010010-05) offer Disease Management Programs for Heart disease?

    Yes, the Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan Variant 33653ME0010010-05 offers Disease Management Program for Heart disease.

    Does Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan, Variant (33653ME0010010-05) offer Disease Management Programs for Depression?

    Yes, the Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan Variant 33653ME0010010-05 offers Disease Management Program for Depression.

    Does Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan, Variant (33653ME0010010-05) offer Disease Management Programs for Diabetes?

    Yes, the Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan Variant 33653ME0010010-05 offers Disease Management Program for Diabetes.

    Does Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan, Variant (33653ME0010010-05) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan Variant 33653ME0010010-05 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan, Variant (33653ME0010010-05) offer Disease Management Programs for Low back pain?

    Yes, the Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan Variant 33653ME0010010-05 offers Disease Management Program for Low back pain.

    Does Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan, Variant (33653ME0010010-05) offer Disease Management Programs for Pregnancy?

    Yes, the Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan Variant 33653ME0010010-05 offers Disease Management Program for Pregnancy.

    Does Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan, Variant (33653ME0010010-05) offer Disease Management Programs for Weight loss programs?

    Yes, the Health Options Clear Choice Silver $3000 PPO NE CSR 87 Health Insurance Plan Variant 33653ME0010010-05 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API