Montana Health Cooperative health insurance plan with the Plan ID 38576WY0020004. The plan is called High Plains Bronze HDHP.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 38576WY0020004 | ||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Health Insurance Plan Year | 2025 | ||||||||||||||||||
State | Wyoming | ||||||||||||||||||
Health Insurance Issuer | Montana Health Cooperative | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 38576WY0020004-02 | ||||||||||||||||||
Provider Network(s) | PREFERRED | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
|
||||||||||||||||||
Available Variants of the Health Plan | Standard Off Exchange Plan - 38576WY0020004-00 Standard On Exchange Plan - 38576WY0020004-01 |
||||||||||||||||||
Last Plan Update Date | Thu, 31 Oct 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
|
NO | ||
Accidental Dental
Pediatric only - Restorations of the mouth, tooth, or jaw which are necessary due to an accidental injury are limited to those services, supplies, and appliances appropriate for dental needs. These are not pediatric only benefits. The section refers to some excluded services that are covered under Pediatric Dental but this section applies to all enrollees under the product. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Acupuncture
|
NO | ||
Allergy Testing
|
NO | ||
Bariatric Surgery
Limit: 1.0 Procedure(s) per Lifetime Pre-certification is required. Surgery for obesity will be a Covered Service only when required due to morbid obesity. The participant meets the current NIH (National Institutes of Health) surgical criteria. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Basic Dental Care - Adult
|
NO | ||
Basic Dental Care - Child
|
NO | ||
Chemotherapy
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Chiropractic Care
Limit: 20.0 Visit(s) per Year Limited to 20 visits per calendar year. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Cosmetic Surgery
|
NO | ||
Delivery and All Inpatient Services for Maternity Care
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Dental Check-Up for Children
|
NO | ||
Diabetes Education
Limit: 1.0 Item(s) per Lifetime Covered Outpatient self-management training and education are limited to a one-time evaluation and training program when Medically Necessary, within one (1) year of diagnosis. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Dialysis
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Durable Medical Equipment
Some items require Pre-Certification. The rental or the purchase of durable medical equipment, whichever is less expensive, is a Covered Service. When a purchase is authorized, Benefits will also be provided for repair, maintenance, replacement, and adjustment of the equipment. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Emergency Room Services
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Emergency Transportation/Ambulance
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Eye Glasses for Children
Limit: 1.0 Item(s) per Year Covers one pair of eyeglasses or 12 month supply of contacts per calendar year. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Gender Affirming Care
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Generic Drugs
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Habilitation Services
Limit: 20.0 Visit(s) per Year Outpatient Habilitative Benefits are limited to a maximum of twenty (20) visits per calendar year per Participant. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Hearing Aids
|
NO | ||
Home Health Care Services
Pre-Certification is required. The need for Home Healthcare must be directly related to the Condition for which the Participant's hospitalization was required. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Hospice Services
Pre-Certification is required. The Participant must be diagnosed with a terminal illness for which the attending Physician's prognosis for life expectancy is estimated to be six (6) months or less. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Imaging (CT/PET Scans, MRIs)
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Infertility Treatment
|
NO | ||
Infusion Therapy
|
NO | ||
Inpatient Hospital Services (e.g., Hospital Stay)
Pre-admission Review before being admitted as an Inpatient to a Hospital for non-maternity or non-emergency Conditions. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Inpatient Physician and Surgical Services
Pre-admission Review before being admitted as an Inpatient to a Hospital for non-maternity or non-emergency Conditions. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Laboratory Outpatient and Professional Services
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Long-Term/Custodial Nursing Home Care
|
NO | ||
Major Dental Care - Adult
|
NO | ||
Major Dental Care - Child
|
NO | ||
Mental/Behavioral Health Inpatient Services
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Mental/Behavioral Health Outpatient Services
The cost sharing that displays applies to out-patient office visits only. All other outpatient services may be subject to additional cost sharing. Please refer to the plan policy documents for detailed information. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Non-Preferred Brand Drugs
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Nutritional Counseling
|
NO | ||
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
|
NO | ||
Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Outpatient Rehabilitation Services
Limit: 20.0 Visit(s) per Year Outpatient Rehabilitative Benefits are limited to a maximum of twenty (20) visits per calendar year per Participant. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Outpatient Surgery Physician/Surgical Services
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Preferred Brand Drugs
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Prenatal and Postnatal Care
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Preventive Care/Screening/Immunization
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Primary Care Visit to Treat an Injury or Illness
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Private-Duty Nursing
Inpatient Private Duty Nursing Services are Covered Services only in certain circumstances such as: The Participant's Condition would ordinarily require that the Participant be placed in an intensive or coronary care unit, but the Hospital does not have such facilities. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Prosthetic Devices
Some items require Pre-Certification. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Radiation
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Reconstructive Surgery
Pre-Certification Required. Reconstructive procedures which correct deformities of the jaw. Reconstructive Surgery is a Covered Service only where Participant's Surgery is required as the result of a birth defect, accidental injury, or a malignant disease process or its treatment. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 60.0 Visit(s) per Year Outpatient is limited to 40 visits per calendar year for physical therapy and combined 20 visit per calendar year maximum for occupational therapy & speech therapy. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Rehabilitative Speech Therapy
Limit: 20.0 Visit(s) per Year Outpatient is limited to 40 visits per calendar year for physical therapy and combined 20 visit per calendar year maximum for occupational therapy & speech therapy. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Routine Dental Services (Adult)
|
NO | ||
Routine Eye Exam (Adult)
|
NO | ||
Routine Eye Exam for Children
Limit: 1.0 Exam(s) per Year Covers one exam per calendar year subject to deductible and coinsurance. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Routine Foot Care
|
NO | ||
Skilled Nursing Facility
Pre-Certification Required and subject to approval by Case Benefit Management. Care must begin within 14 days after discharge from the hospital or skilled nursing facility. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Specialist Visit
No referral needed for a specialist. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Specialty Drugs
Must be pre-approved. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Substance Abuse Disorder Inpatient Services
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Substance Abuse Disorder Outpatient Services
The cost sharing that displays applies to out-patient office visits only. All other outpatient services may be subject to additional cost sharing. Please refer to the plan policy documents for detailed information. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Transplant
Pre-Admission Review is required prior to obtaining non-maternity and non-emergency Inpatient Human Organ Transplant services. |
YES | $0.00, 0.00% |
$0.00, 0.00% |
Treatment for Temporomandibular Joint Disorders
|
NO | ||
Urgent Care Centers or Facilities
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
X-rays and Diagnostic Imaging
|
YES | $0.00, 0.00% |
$0.00, 0.00% |
Plan Attribute | Value |
---|---|
AV Calculator Output Number | 1.0 |
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2025 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Zero Cost Sharing Plan Variation |
Dental Only Plan | No |
Design Type | Not Applicable |
Disease Management Programs Offered | Asthma, Diabetes |
EHB Percent of Total Premium | 1.0 |
First Tier Utilization | 100% |
Formulary ID | WYF003 |
Formulary URL | URL |
HIOS Product ID | 38576WY002 |
Import Date | 2024-10-31 01:01:26 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer ID | 38576 |
Issuer Marketplace Marketing Name | Mountain Health CO-OP |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Expanded Bronze |
Multiple In Network Tiers | No |
National Network | No |
Network ID | WYN001 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Emergent Only |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Emergent Only |
Plan Brochure | URL |
Plan Effective Date | 2025-01-01 |
Plan Expiration Date | 2025-12-31 |
Plan ID (Standard Component ID with Variant) | 38576WY0020004-02 |
Plan Marketing Name | High Plains Bronze HDHP |
Plan Type | PPO |
Plan Variant Marketing Name | High Plains Bronze |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $0 |
SBC Scenario, Having a Baby, Copayment | $0 |
SBC Scenario, Having a Baby, Deductible | $0 |
SBC Scenario, Having a Baby, Limit | $60 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $0 |
SBC Scenario, Having Diabetes, Deductible | $0 |
SBC Scenario, Having Diabetes, Limit | $20 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $0 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | WYS001 |
Source Name | HIOS |
Plan ID | 38576WY0020004 |
State Code | WY |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | $0 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | $0 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | $0 |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | $0 per group |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | $0 per person |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | $0 |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $0 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $0 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $0 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | $0 per group |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | $0 per person |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | $0 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $0 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $0 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $0 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | $0 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | $0 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $0 |
Unique Plan Design | No |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | Yes |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
---|
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API