High Plains Bronze Standard Expanded - 38576WY0020010 Health Insurance Plan

Montana Health Cooperative health insurance plan with the Plan ID 38576WY0020010. The plan is called High Plains Bronze Standard Expanded.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 38576WY0020010
Health Insurance Plan Year 2025
State Wyoming
Health Insurance Issuer Montana Health Cooperative
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 38576WY0020010-02
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Wyoming All US States
All 1823 19982
PCP 238 2780
Allergy N/A 9
OB/GYN 3 129
Dentists N/A 10
Available Variants of the Health Plan

Standard Off Exchange Plan - 38576WY0020010-00

Standard On Exchange Plan - 38576WY0020010-01

Open to Indians below 300% FPL - 38576WY0020010-02

Open to Indians above 300% FPL - 38576WY0020010-03

Last Plan Update Date Thu, 31 Oct 2024 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Benefits of High Plains Bronze Standard Expanded Health Insurance Plan, 38576WY0020010-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental

Pediatric only - Restorations of the mouth, tooth, or jaw which are necessary due to an accidental injury are limited to those services, supplies, and appliances appropriate for dental needs. These are not pediatric only benefits. The section refers to some excluded services that are covered under Pediatric Dental but this section applies to all enrollees under the product.

YES

$0.00, 0.00%

$0.00, 0.00%
Acupuncture
NO
Allergy Testing
NO
Bariatric Surgery

Limit: 1.0 Procedure(s) per Lifetime

Pre-certification is required. Surgery for obesity will be a Covered Service only when required due to morbid obesity. The participant meets the current NIH (National Institutes of Health) surgical criteria.

YES

$0.00, 0.00%

$0.00, 0.00%
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

$0.00, 0.00%

$0.00, 0.00%
Chiropractic Care

Limit: 20.0 Visit(s) per Year

Limited to 20 visits per calendar year.

YES

$0.00, 0.00%

$0.00, 0.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

$0.00, 0.00%

$0.00, 0.00%
Dental Check-Up for Children
NO
Diabetes Education

Limit: 1.0 Item(s) per Lifetime

Covered Outpatient self-management training and education are limited to a one-time evaluation and training program when Medically Necessary, within one (1) year of diagnosis.

YES

$0.00, 0.00%

$0.00, 0.00%
Dialysis
YES

$0.00, 0.00%

$0.00, 0.00%
Durable Medical Equipment

Some items require Pre-Certification. The rental or the purchase of durable medical equipment, whichever is less expensive, is a Covered Service. When a purchase is authorized, Benefits will also be provided for repair, maintenance, replacement, and adjustment of the equipment.

YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Room Services
YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Transportation/Ambulance
YES

$0.00, 0.00%

$0.00, 0.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Covers one pair of eyeglasses or 12 month supply of contacts per calendar year.

YES

$0.00, 0.00%

$0.00, 0.00%
Gender Affirming Care
YES

$0.00, 0.00%

$0.00, 0.00%
Generic Drugs
YES

$0.00, 0.00%

$0.00, 0.00%
Habilitation Services

Limit: 20.0 Visit(s) per Year

Outpatient Habilitative Benefits are limited to a maximum of twenty (20) visits per calendar year per Participant.

YES

$0.00, 0.00%

$0.00, 0.00%
Hearing Aids
NO
Home Health Care Services

Pre-Certification is required. The need for Home Healthcare must be directly related to the Condition for which the Participant's hospitalization was required.

YES

$0.00, 0.00%

$0.00, 0.00%
Hospice Services

Pre-Certification is required. The Participant must be diagnosed with a terminal illness for which the attending Physician's prognosis for life expectancy is estimated to be six (6) months or less.

YES

$0.00, 0.00%

$0.00, 0.00%
Imaging (CT/PET Scans, MRIs)
YES

$0.00, 0.00%

$0.00, 0.00%
Infertility Treatment
NO
Infusion Therapy
NO
Inpatient Hospital Services (e.g., Hospital Stay)

Pre-admission Review before being admitted as an Inpatient to a Hospital for non-maternity or non-emergency Conditions.

YES

$0.00, 0.00%

$0.00, 0.00%
Inpatient Physician and Surgical Services

Pre-admission Review before being admitted as an Inpatient to a Hospital for non-maternity or non-emergency Conditions.

YES

$0.00, 0.00%

$0.00, 0.00%
Laboratory Outpatient and Professional Services
YES

$0.00, 0.00%

$0.00, 0.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Mental/Behavioral Health Outpatient Services

The cost sharing that displays applies to out-patient office visits only. All other outpatient services may be subject to additional cost sharing. Please refer to the plan policy documents for detailed information.

YES

$0.00, 0.00%

$0.00, 0.00%
Non-Preferred Brand Drugs
YES

$0.00, 0.00%

$0.00, 0.00%
Nutritional Counseling
NO
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Rehabilitation Services

Limit: 20.0 Visit(s) per Year

Outpatient Rehabilitative Benefits are limited to a maximum of twenty (20) visits per calendar year per Participant.

YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Surgery Physician/Surgical Services
YES

$0.00, 0.00%

$0.00, 0.00%
Preferred Brand Drugs
YES

$0.00, 0.00%

$0.00, 0.00%
Prenatal and Postnatal Care
YES

$0.00, 0.00%

$0.00, 0.00%
Preventive Care/Screening/Immunization
YES

$0.00, 0.00%

$0.00, 0.00%
Primary Care Visit to Treat an Injury or Illness
YES

$0.00, 0.00%

$0.00, 0.00%
Private-Duty Nursing

Inpatient Private Duty Nursing Services are Covered Services only in certain circumstances such as: The Participant's Condition would ordinarily require that the Participant be placed in an intensive or coronary care unit, but the Hospital does not have such facilities.

YES

$0.00, 0.00%

$0.00, 0.00%
Prosthetic Devices

Some items require Pre-Certification.

YES

$0.00, 0.00%

$0.00, 0.00%
Radiation
YES

$0.00, 0.00%

$0.00, 0.00%
Reconstructive Surgery

Pre-Certification Required. Reconstructive procedures which correct deformities of the jaw. Reconstructive Surgery is a Covered Service only where Participant's Surgery is required as the result of a birth defect, accidental injury, or a malignant disease process or its treatment.

YES

$0.00, 0.00%

$0.00, 0.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 60.0 Visit(s) per Year

Outpatient is limited to 40 visits per calendar year for physical therapy and combined 20 visit per calendar year maximum for occupational therapy & speech therapy.

YES

$0.00, 0.00%

$0.00, 0.00%
Rehabilitative Speech Therapy

Limit: 20.0 Visit(s) per Year

Outpatient is limited to 40 visits per calendar year for physical therapy and combined 20 visit per calendar year maximum for occupational therapy & speech therapy.

YES

$0.00, 0.00%

$0.00, 0.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Year

Covers one exam per calendar year subject to deductible and coinsurance.

YES

$0.00, 0.00%

$0.00, 0.00%
Routine Foot Care
NO
Skilled Nursing Facility

Pre-Certification Required and subject to approval by Case Benefit Management. Care must begin within 14 days after discharge from the hospital or skilled nursing facility.

YES

$0.00, 0.00%

$0.00, 0.00%
Specialist Visit

No referral needed for a specialist.

YES

$0.00, 0.00%

$0.00, 0.00%
Specialty Drugs

Must be pre-approved.

YES

$0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Inpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Outpatient Services

The cost sharing that displays applies to out-patient office visits only. All other outpatient services may be subject to additional cost sharing. Please refer to the plan policy documents for detailed information.

YES

$0.00, 0.00%

$0.00, 0.00%
Transplant

Pre-Admission Review is required prior to obtaining non-maternity and non-emergency Inpatient Human Organ Transplant services.

YES

$0.00, 0.00%

$0.00, 0.00%
Treatment for Temporomandibular Joint Disorders
NO
Urgent Care Centers or Facilities
YES

$0.00, 0.00%

$0.00, 0.00%
Weight Loss Programs
NO
Well Baby Visits and Care
YES

$0.00, 0.00%

$0.00, 0.00%
X-rays and Diagnostic Imaging
YES

$0.00, 0.00%

$0.00, 0.00%

High Plains Bronze Standard Expanded Health Insurance Plan Variant 38576WY0020010-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1.0
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Dental Only Plan No
Design Type Design 1
Disease Management Programs Offered Asthma, Diabetes
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID WYF006
Formulary URL URL
HIOS Product ID 38576WY002
Import Date 2024-10-31 01:01:26
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 38576
Issuer Marketplace Marketing Name Mountain Health CO-OP
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Expanded Bronze
Multiple In Network Tiers No
National Network No
Network ID WYN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergent Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergent Only
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 38576WY0020010-02
Plan Marketing Name High Plains Bronze Standard Expanded
Plan Type PPO
Plan Variant Marketing Name High Plains Bronze Standard Expanded
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID WYS001
Source Name HIOS
Plan ID 38576WY0020010
State Code WY
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $0
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $0
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $0
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of High Plains Bronze Standard Expanded Health Insurance Plan, 38576WY0020010

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about High Plains Bronze Standard Expanded, 38576WY0020010 Health Insurance Plan, 38576WY0020010

  • Does High Plains Bronze Standard Expanded Health Insurance Plan, 38576WY0020010 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (38576WY0020010) Health Insurance Plan, Variant (38576WY0020010-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Diabetes

    Does (38576WY0020010) Health Insurance Plan, Variant (38576WY0020010-02) have Out Of Country Coverage?

    Yes. Details: Emergent Only

    Does (38576WY0020010) Health Insurance Plan, Variant (38576WY0020010-02) have Out of Service Area Coverage?

    Yes. Details: Emergent Only

    Does (38576WY0020010) Health Insurance Plan, Variant (38576WY0020010-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Diabetes

    Does High Plains Bronze Standard Expanded Health Insurance Plan, Variant (38576WY0020010-02) offer Disease Management Programs for Asthma?

    Yes, the High Plains Bronze Standard Expanded Health Insurance Plan Variant 38576WY0020010-02 offers Disease Management Program for Asthma.

    Does High Plains Bronze Standard Expanded Health Insurance Plan, Variant (38576WY0020010-02) offer Disease Management Programs for Diabetes?

    Yes, the High Plains Bronze Standard Expanded Health Insurance Plan Variant 38576WY0020010-02 offers Disease Management Program for Diabetes.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API