HMSA Bronze PPO I - 18350HI0880033 Health Insurance Plan

Hawaii Medical Service Association health insurance plan with the Plan ID 18350HI0880033. The plan is called HMSA Bronze PPO I.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 64.39% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 35.61% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 18350HI0880033
Health Insurance Plan Year 2024
State Hawaii
Health Insurance Issuer Hawaii Medical Service Association
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 18350HI0880033-03
Provider Network(s) VISION-PPO PREFERRED-PROVIDER-PLAN
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Hawaii All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 18350HI0880033-00

Standard On Exchange Plan - 18350HI0880033-01

Open to Indians below 300% FPL - 18350HI0880033-02

Open to Indians above 300% FPL - 18350HI0880033-03

Last Plan Update Date Wed, 29 Nov 2023 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Benefits of HMSA Bronze PPO I Health Insurance Plan, 18350HI0880033-03

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Accidental Dental
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Acupuncture
NO
Allergy Testing
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Applied Behavior Analysis Based Therapies

Precertification is required

YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Autism Spectrum Disorders
YES

$50.00

70.00% Coinsurance after deductible
Bariatric Surgery
YES

50.00% Coinsurance after deductible

100.00%
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Chiropractic Care
NO
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Dental Check-Up for Children
NO
Diabetes Education
YES

No Charge

100.00%
Dialysis
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Durable Medical Equipment
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Emergency Room Services
YES

50.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Emergency Transportation/Ambulance
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Eye Glasses for Children

Lenses limited to one par per calendar year. Frames limited to one frame every 24 months. Member owes all charges over $85 when seeing a nonpar provider

YES

No Charge

$85.00
Gender Affirming Care

Precertification is required

YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Generic Drugs
YES

$25.00

$25.00 Copay after deductible, 20.00% Coinsurance after deductible
Habilitation Services

Supplementing with the federal definition of habilitative services: Health care services that help a person keep, learn, or improve skills and functioning for daily living. Examples include therapy for a child who is not walking or talking at the expected age. These services may include physical and occupational therapy, speech-language pathology and other services for people with disabilities in a variety of inpatient and/or outpatient settings.

YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Hearing Aids

1 hearing aid per ear every 60 months.

YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Home Health Care Services

Limit: 150.0 Visit(s) per Year

YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Hospice Services
YES

No Charge

100.00%
Imaging (CT/PET Scans, MRIs)

Precertification is required.

YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Infertility Treatment

Infertility treatment is covered. Refer to the plan brochure for covered services, criteria, and limitations.

YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Infusion Therapy
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Inpatient Physician and Surgical Services
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services
YES

$50.00

70.00% Coinsurance after deductible
Non-Preferred Brand Drugs
YES

$100.00 Copay after deductible

$100.00 Copay after deductible, 20.00% Coinsurance after deductible
Nutritional Counseling

Counseling for diagnosed eating disorder by a recognized licensed dietician.

YES

$50.00

70.00% Coinsurance after deductible
Orthodontia - Adult
NO
Orthodontia - Child
NO
Orthodontic Services to Treat Orofacial Anomalies

Benefits are limited to a maximum of $5,500 per treatment phase

YES

0.00% Coinsurance after deductible

0.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$50.00

70.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Outpatient Rehabilitation Services
YES

$50.00

70.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Preferred Brand Drugs
YES

$50.00 Copay after deductible

$50.00 Copay after deductible, 20.00% Coinsurance after deductible
Prenatal and Postnatal Care
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Preventive Care/Screening/Immunization

Quantitative limit units apply, see EHB

YES

0.00%

70.00% Coinsurance after deductible
Primary Care Visit to Treat an Injury or Illness
YES

$50.00

70.00% Coinsurance after deductible
Private-Duty Nursing
NO
Prosthetic Devices
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Radiation
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Reconstructive Surgery
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy

The therapy is short-term, generally not longer than 90 days.

YES

$50.00

70.00% Coinsurance after deductible
Rehabilitative Speech Therapy
YES

$50.00

70.00% Coinsurance after deductible
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)

Limit: 1.0 Exam(s) per Year

Plan will pay up to $40 for out-of-network providers

YES

$10.00

$35.00
Routine Eye Exam for Children

Member owes all charges over $35 when seeing a nonpar provider

YES

No Charge

$35.00
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 120.0 Days per Year

YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Specialist Visit
YES

$100.00

70.00% Coinsurance after deductible
Specialty Drugs

Costshare for preferred specialty drugs. ??Refer to plan brochure for non-preferred specialty drug costshare information.

YES

$500.00 Copay after deductible

100.00%
Substance Abuse Disorder Inpatient Services
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services
YES

$50.00

70.00% Coinsurance after deductible
Telehealth
YES

$50.00

70.00% Coinsurance after deductible
Transplant
YES

No Charge

100.00%
Treatment for Temporomandibular Joint Disorders
NO
Urgent Care Centers or Facilities
YES

$75.00

70.00% Coinsurance after deductible
Weight Loss Programs
NO
Well Baby Visits and Care

Quantitative limit units apply, see EHB

YES

No Charge

70.00% Coinsurance after deductible
X-rays and Diagnostic Imaging
YES

50.00% Coinsurance after deductible

70.00% Coinsurance after deductible

HMSA Bronze PPO I Limited Cost Sharing Plan Health Insurance Plan Variant 18350HI0880033-03 Attributes

Plan Attribute Value
AV Calculator Output Number 0.6438551469779571
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2024
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Limited Cost Sharing Plan Variation
Dental Only Plan No
Design Type Design 1
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy
EHB Percent of Total Premium 0.9829
First Tier Utilization 100%
Formulary ID HIF004
Formulary URL URL
HIOS Product ID 18350HI088
Import Date 2023-11-29 20:03:17
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 18350
Issuer Marketplace Marketing Name HMSA
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Expanded Bronze
Multiple In Network Tiers No
National Network Yes
Network ID HIN003
Out of Country Coverage Yes
Out of Country Coverage Description Covered
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Covered
Plan Brochure URL
Plan Effective Date 2024-01-01
Plan ID (Standard Component ID with Variant) 18350HI0880033-03
Plan Marketing Name HMSA Bronze PPO I
Plan Type PPO
Plan Variant Marketing Name HMSA Bronze PPO I Limited Cost Sharing Plan
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $1,400
SBC Scenario, Having a Baby, Copayment $100
SBC Scenario, Having a Baby, Deductible $7,500
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $1,000
SBC Scenario, Having Diabetes, Deductible $900
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $600
SBC Scenario, Treatment of a Simple Fracture, Deductible $1,700
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID HIS001
Source Name SERFF
Plan ID 18350HI0880033
State Code HI
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $18800 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $9400 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $9,400
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $15000 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $7500 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $7,500
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 50.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $15000 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $7500 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $7,500
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $15000 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $7500 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $7,500
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $18800 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $9400 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $9,400
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $18800 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $9400 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $9,400
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of HMSA Bronze PPO I Health Insurance Plan, 18350HI0880033

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about HMSA Bronze PPO I, 18350HI0880033 Health Insurance Plan, 18350HI0880033

  • Does HMSA Bronze PPO I Health Insurance Plan, 18350HI0880033 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (18350HI0880033) Health Insurance Plan, Variant (18350HI0880033-03) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy

    Does (18350HI0880033) Health Insurance Plan, Variant (18350HI0880033-03) have Out Of Country Coverage?

    Yes. Details: Covered

    Does (18350HI0880033) Health Insurance Plan, Variant (18350HI0880033-03) have Out of Service Area Coverage?

    Yes. Details: Covered

    Does (18350HI0880033) Health Insurance Plan, Variant (18350HI0880033-03) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy

    Does HMSA Bronze PPO I Limited Cost Sharing Plan Health Insurance Plan, Variant (18350HI0880033-03) offer Disease Management Programs for Asthma?

    Yes, the HMSA Bronze PPO I Limited Cost Sharing Plan Health Insurance Plan Variant 18350HI0880033-03 offers Disease Management Program for Asthma.

    Does HMSA Bronze PPO I Limited Cost Sharing Plan Health Insurance Plan, Variant (18350HI0880033-03) offer Disease Management Programs for Heart disease?

    Yes, the HMSA Bronze PPO I Limited Cost Sharing Plan Health Insurance Plan Variant 18350HI0880033-03 offers Disease Management Program for Heart disease.

    Does HMSA Bronze PPO I Limited Cost Sharing Plan Health Insurance Plan, Variant (18350HI0880033-03) offer Disease Management Programs for Depression?

    Yes, the HMSA Bronze PPO I Limited Cost Sharing Plan Health Insurance Plan Variant 18350HI0880033-03 offers Disease Management Program for Depression.

    Does HMSA Bronze PPO I Limited Cost Sharing Plan Health Insurance Plan, Variant (18350HI0880033-03) offer Disease Management Programs for Diabetes?

    Yes, the HMSA Bronze PPO I Limited Cost Sharing Plan Health Insurance Plan Variant 18350HI0880033-03 offers Disease Management Program for Diabetes.

    Does HMSA Bronze PPO I Limited Cost Sharing Plan Health Insurance Plan, Variant (18350HI0880033-03) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the HMSA Bronze PPO I Limited Cost Sharing Plan Health Insurance Plan Variant 18350HI0880033-03 offers Disease Management Program for High blood pressure & high cholesterol.

    Does HMSA Bronze PPO I Limited Cost Sharing Plan Health Insurance Plan, Variant (18350HI0880033-03) offer Disease Management Programs for Pregnancy?

    Yes, the HMSA Bronze PPO I Limited Cost Sharing Plan Health Insurance Plan Variant 18350HI0880033-03 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API