Hawaii Medical Service Association health insurance plan with the Plan ID 18350HI0880001. The plan is called HMSA Platinum PPO.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 88.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 12.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 18350HI0880001 | ||||||||||||||||||
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Health Insurance Plan Year | 2023 | ||||||||||||||||||
State | Hawaii | ||||||||||||||||||
Health Insurance Issuer | Hawaii Medical Service Association | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 18350HI0880001-01 | ||||||||||||||||||
Provider Network(s) | ['HIN002'] | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 20 Aug 2024 06:14 GMT). |
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Available Variants of the Health Plan | Standard Off Exchange Plan - 18350HI0880001-00 Standard On Exchange Plan - 18350HI0880001-01 |
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Last Plan Update Date | Tue, 20 Dec 2022 00:00 GMT | ||||||||||||||||||
Last Import Date | Tue, 20 Aug 2024 06:14 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
|
YES | 10.00% |
30.00% |
Accidental Dental
|
YES | $150.00 |
30.00% |
Acupuncture
Limit: 12.0 Visit(s) per Year |
YES | $10.00 |
30.00% |
Allergy Testing
|
YES | 10.00% |
30.00% |
Applied Behavior Analysis Based Therapies
Precertification is required. |
YES | $10.00 |
30.00% |
Autism Spectrum Disorders
|
YES | $10.00 |
30.00% |
Bariatric Surgery
|
YES | $150.00 |
100.00% |
Basic Dental Care - Adult
|
NO | ||
Basic Dental Care - Child
|
NO | ||
Chemotherapy
|
YES | 10.00% |
30.00% |
Chiropractic Care
Limit: 12.0 Visit(s) per Year |
YES | $10.00 |
30.00% |
Cosmetic Surgery
|
NO | ||
Delivery and All Inpatient Services for Maternity Care
|
YES | $350.00 |
30.00% |
Dental Check-Up for Children
|
NO | ||
Diabetes Education
|
YES | No Charge |
100.00% |
Dialysis
|
YES | 10.00% |
30.00% |
Durable Medical Equipment
|
YES | 10.00% |
30.00% |
Emergency Room Services
|
YES | $100.00 |
$100.00 |
Emergency Transportation/Ambulance
|
YES | 10.00% |
30.00% |
Eye Glasses for Children
Lenses limited to one pair per calendar year. |
YES | $25.00 |
50.00% |
Gender Affirming Care
Precertification is required. |
YES | 10.00% |
30.00% |
Generic Drugs
|
YES | $5.00 |
$5.00, 20.00% |
Habilitation Services
Supplementing with the federal definition of habilitative services: Health care services that help a person keep, learn, or improve skills and functioning for daily living. Examples include therapy for a child who is not walking or talking at the expected age. These services may include physical and occupational therapy, speech-language pathology and other services for people with disabilities in a variety of inpatient and/or outpatient settings. |
YES | $10.00 |
30.00% |
Hearing Aids
1 hearing aid per ear every 60 months. |
YES | 10.00% |
30.00% |
Home Health Care Services
Limit: 150.0 Visit(s) per Year |
YES | 10.00% |
30.00% |
Hospice Services
|
YES | No Charge |
100.00% |
Imaging (CT/PET Scans, MRIs)
Precertification is required. |
YES | $100.00 |
30.00% |
Infertility Treatment
Infertility treatment is covered. Refer to the plan brochure for covered services, criteria, and limitations. |
YES | $150.00 |
30.00% |
Infusion Therapy
|
YES | 10.00% |
30.00% |
Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | $350.00 Copay per Stay |
30.00% |
Inpatient Physician and Surgical Services
|
YES | $150.00 |
30.00% |
Laboratory Outpatient and Professional Services
|
YES | $30.00 |
30.00% |
Long-Term/Custodial Nursing Home Care
|
NO | ||
Major Dental Care - Adult
|
NO | ||
Major Dental Care - Child
|
NO | ||
Mental/Behavioral Health Inpatient Services
|
YES | $350.00 Copay per Stay |
30.00% |
Mental/Behavioral Health Outpatient Services
|
YES | $10.00 |
30.00% |
Non-Preferred Brand Drugs
|
YES | $50.00 |
$50.00, 20.00% |
Nutritional Counseling
Counseling for diagnosed eating disorder by a recognized licensed dietician |
YES | No Charge |
30.00% |
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
|
NO | ||
Orthodontic Services to Treat Orofacial Anomalies
Benefits are limited to a maximum of $5,500 per treatment phase |
YES | No Charge |
No Charge |
Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | $10.00 |
30.00% |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | $150.00 |
30.00% |
Outpatient Rehabilitation Services
|
YES | $10.00 |
30.00% |
Outpatient Surgery Physician/Surgical Services
|
YES | $150.00 |
30.00% |
Preferred Brand Drugs
|
YES | $10.00 |
$10.00, 20.00% |
Prenatal and Postnatal Care
|
YES | 10.00% |
30.00% |
Preventive Care/Screening/Immunization
Quantitative limit units apply, see EHB |
YES | No Charge |
30.00% |
Primary Care Visit to Treat an Injury or Illness
|
YES | $10.00 |
30.00% |
Private-Duty Nursing
|
NO | ||
Prosthetic Devices
|
YES | 10.00% |
30.00% |
Radiation
|
YES | 10.00% |
30.00% |
Reconstructive Surgery
|
YES | $150.00 |
30.00% |
Rehabilitative Occupational and Rehabilitative Physical Therapy
The therapy is short-term, generally not longer than 90 days. |
YES | $10.00 |
30.00% |
Rehabilitative Speech Therapy
|
YES | $10.00 |
30.00% |
Routine Dental Services (Adult)
|
NO | ||
Routine Eye Exam (Adult)
Limit: 1.0 Exam(s) per Year Plan will pay up to $40 for out-of-network providers |
YES | $10.00 |
100.00% |
Routine Eye Exam for Children
|
YES | $10.00 |
50.00% |
Routine Foot Care
|
NO | ||
Skilled Nursing Facility
Limit: 120.0 Days per Year |
YES | $150.00 Copay per Stay |
30.00% |
Specialist Visit
|
YES | $20.00 |
30.00% |
Specialty Drugs
|
YES | $150.00 |
100.00% |
Substance Abuse Disorder Inpatient Services
|
YES | $350.00 Copay per Stay |
30.00% |
Substance Abuse Disorder Outpatient Services
|
YES | $10.00 |
30.00% |
Telehealth
|
YES | $10.00 |
30.00% |
Transplant
|
YES | No Charge |
100.00% |
Treatment for Temporomandibular Joint Disorders
|
NO | ||
Urgent Care Centers or Facilities
|
YES | $15.00 |
30.00% |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
Quantitative limit units apply, see EHB |
YES | No Charge |
30.00% |
X-rays and Diagnostic Imaging
|
YES | $30.00 |
30.00% |
Plan Attribute | Value |
---|---|
AV Calculator Output Number | 0.880035748 |
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2023 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Platinum On Exchange Plan |
Dental Only Plan | No |
Design Type | Design 1 |
Disease Management Programs Offered | Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy |
EHB Percent of Total Premium | 0.9843 |
First Tier Utilization | 100% |
Formulary ID | HIF001 |
Formulary URL | URL |
HIOS Product ID | 18350HI088 |
Import Date | 12/20/2022 20:01 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer ID | 18350 |
Issuer Marketplace Marketing Name | HMSA |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Platinum |
Multiple In Network Tiers | No |
National Network | Yes |
Network ID | HIN002 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Covered |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Covered |
Plan Brochure | URL |
Plan Effective Date | 1/1/2023 |
Plan ID (Standard Component ID with Variant) | 18350HI0880001-01 |
Plan Marketing Name | HMSA Platinum PPO |
Plan Type | PPO |
Plan Variant Marketing Name | HMSA Platinum PPO |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $300 |
SBC Scenario, Having a Baby, Copayment | $800 |
SBC Scenario, Having a Baby, Deductible | $0 |
SBC Scenario, Having a Baby, Limit | $60 |
SBC Scenario, Having Diabetes, Coinsurance | $80 |
SBC Scenario, Having Diabetes, Copayment | $400 |
SBC Scenario, Having Diabetes, Deductible | $0 |
SBC Scenario, Having Diabetes, Limit | $20 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $100 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $300 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $0 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | HIS001 |
Source Name | SERFF |
Plan ID | 18350HI0880001 |
State Code | HI |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | $6000 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | $3000 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | $3,000 |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | $0 per group |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | $0 per person |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | $0 |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 10.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $0 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $0 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $0 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | $0 per group |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | $0 per person |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | $0 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $6000 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $3000 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $3,000 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | $6000 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | $3000 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $3,000 |
Unique Plan Design | No |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | Yes |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Tue, 20 Aug 2024 06:14 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API