Humana Dental Smart Choice - High - 44580AL0380003 Health Insurance Plan
Humana Insurance Company health insurance plan with the Plan ID 44580AL0380003. The plan is called Humana Dental Smart Choice - High.
| Health Insurance Plan ID | 44580AL0380003 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | Alabama | ||||||||||||||||||
| Health Insurance Issuer | Humana Insurance Company | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 44580AL0380003-00 | ||||||||||||||||||
| Provider Network(s) | PREFERRED | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 17 Dec 2024 06:12 GMT). |
|
||||||||||||||||||
| Available Variants of the Health Plan | |||||||||||||||||||
| Last Plan Update Date | Thu, 08 Aug 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 17 Dec 2024 06:12 GMT |
Benefits of Humana Dental Smart Choice - High Health Insurance Plan, 44580AL0380003-00
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Accidental Dental
See plan brochure for plan details and limitations and exclusions |
YES | 20.00% Coinsurance after deductible |
20.00% Coinsurance after deductible |
| Basic Dental Care - Adult
See plan brochure for plan details and limitations and exclusions |
YES | 30.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Basic Dental Care - Child
See plan brochure for plan details and limitations and exclusions |
YES | 20.00% Coinsurance after deductible |
20.00% Coinsurance after deductible |
| Dental Check-Up for Children
Limit: 1.0 Visit(s) per 6 Months |
YES | No Charge |
No Charge |
| Dental X-rays
Limit: 1.0 Procedure(s) per 6 Months Panoramic and Complete Series X-Rays have a frequency of 1 per 5 years |
YES | No Charge |
No Charge |
| Denture Adjustments
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Denture Reline and Rebase
Limit: 1.0 Procedure(s) per 3 Years |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Extractions
|
YES | 20.00% Coinsurance after deductible |
20.00% Coinsurance after deductible |
| Fillings
|
YES | 20.00% Coinsurance after deductible |
20.00% Coinsurance after deductible |
| Immediate Dentures
Benefit is 1 per 5 years |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Implants
Benefit is 1 per 5 years |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Initial Placement of Bridges and Dentures
Benefit is 1 per 5 years |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Major Dental Care - Adult
See plan brochure for plan details and limitations and exclusions |
YES | 60.00% Coinsurance after deductible |
80.00% Coinsurance after deductible |
| Major Dental Care - Child
See plan brochure for plan details and limitations and exclusions |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Minor Restorative Services
Benefit is 1 per 5 years |
YES | 20.00% Coinsurance after deductible |
20.00% Coinsurance after deductible |
| Occlusal Adjustments
Limit: 1.0 Procedure(s) per 3 Years |
YES | 20.00% Coinsurance after deductible |
20.00% Coinsurance after deductible |
| Oral Surgery
|
YES | 20.00% Coinsurance after deductible |
20.00% Coinsurance after deductible |
| Orthodontia - Adult
|
NO | ||
| Orthodontia - Child
See plan brochure for plan details and limitations and exclusions |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Partial Pulpotomy
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Periodontal and Osseous Surgery
Limit: 1.0 Procedure(s) per 3 Years |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Periodontal Maintenance
Limit: 4.0 Procedure(s) per Year |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Periodontal Root Scaling and Planing
Limit: 1.0 Procedure(s) per 2 Years |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Periradicular Surgical Procedures
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Post and Core Build-up
Benefit is 1 per 5 years |
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Recementation of Space Maintainers
|
YES | No Charge |
No Charge |
| Removal of Fixed Space Maintainers
|
YES | No Charge |
No Charge |
| Root Canal Therapy and Retreatment
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Routine Dental Services (Adult)
Limit: 1.0 Visit(s) per 6 Months |
YES | No Charge |
20.00% Coinsurance after deductible |
| Sealants
Limit: 1.0 Procedure(s) per 3 Years |
YES | No Charge |
No Charge |
| Tissue Conditioning
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Topical Fluoride
Limit: 2.0 Visit(s) per Year |
YES | No Charge |
No Charge |
| Vital Pulpotomy
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Humana Dental Smart Choice - High Health Insurance Plan Variant 44580AL0380003-00 Attributes
| Plan Attribute | Value |
|---|---|
| Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Standard High Off Exchange Plan |
| Dental Only Plan | Yes |
| EHB Apportionment for Pediatric Dental | 0.999510936667402 |
| First Tier Utilization | 100% |
| HIOS Product ID | 44580AL038 |
| Import Date | 2024-08-08 01:02:06 |
| Inpatient Copayment Maximum Days | 0 |
| Guaranteed Rate | Guaranteed Rate |
| New/Existing Plan | Existing |
| Issuer ID | 44580 |
| Issuer Marketplace Marketing Name | Humana |
| Market Coverage | Individual |
| Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical EHB Benefits, Combined In/Out | Not Applicable |
| Medical EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Medical EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Medical EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Medical EHB Deductible, In Network (Tier 1), Family Per Group | per group not applicable |
| Medical EHB Deductible, In Network (Tier 1), Family Per Person | per person not applicable |
| Medical EHB Deductible, In Network (Tier 1), Individual | $35 |
| Medical EHB Deductible, Out of Network, Family Per Group | per group not applicable |
| Medical EHB Deductible, Out of Network, Family Per Person | per person not applicable |
| Medical EHB Deductible, Out of Network, Individual | $35 |
| Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Family Per Group | $850 per group |
| Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Family Per Person | $425 per person |
| Maximum Out of Pocket for Medical EHB Benefits, In Network (Tier 1), Individual | $425 |
| Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical EHB Benefits, Out of Network, Individual | Not Applicable |
| Metal Level | High |
| Multiple In Network Tiers | No |
| National Network | Yes |
| Network ID | ALN001 |
| Out of Country Coverage | No |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | Any covered expense incurred for services received from an out of network provider will be covered at a lower coinsurance, based on the maximum allowable fee and providers can balance bill which will result in higher out of pocket costs, except for covered expense incurred for services received outside of the service area as required by law for emergency care services. |
| Plan Brochure | URL |
| Plan Effective Date | 2025-01-01 |
| Plan ID (Standard Component ID with Variant) | 44580AL0380003-00 |
| Plan Marketing Name | Humana Dental Smart Choice - High |
| Plan Type | PPO |
| Plan Variant Marketing Name | Humana Dental Smart Choice - High |
| QHP/Non QHP | Both |
| Service Area ID | ALS001 |
| Source Name | HIOS |
| Plan ID | 44580AL0380003 |
| State Code | AL |
| URL for Enrollment Payment | URL |
Copay & Coinsurance of Humana Dental Smart Choice - High Health Insurance Plan, 44580AL0380003
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about Humana Dental Smart Choice - High, 44580AL0380003 Health Insurance Plan, 44580AL0380003
-
Does Humana Dental Smart Choice - High Health Insurance Plan, 44580AL0380003 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (44580AL0380003) Health Insurance Plan, Variant (44580AL0380003-00) have Out Of Country Coverage?
Does (44580AL0380003) Health Insurance Plan, Variant (44580AL0380003-00) have Out of Service Area Coverage?
Disclaimer: This is based on the import(Date: Tue, 17 Dec 2024 06:12 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API