MercyCare Silver Standard - 54322IL0090011 Health Insurance Plan

MercyCare HMO, Inc. health insurance plan with the Plan ID 54322IL0090011. The plan is called MercyCare Silver Standard.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 54322IL0090011
Health Insurance Plan Year 2025
State Illinois
Health Insurance Issuer MercyCare HMO, Inc.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 54322IL0090011-02
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Illinois All US States
All 582 1346
PCP 1 4
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 54322IL0090011-00

Standard On Exchange Plan - 54322IL0090011-01

Open to Indians below 300% FPL - 54322IL0090011-02

Open to Indians above 300% FPL - 54322IL0090011-03

73% AV Silver Plan - 54322IL0090011-04

87% AV Silver Plan - 54322IL0090011-05

94% AV Silver Plan - 54322IL0090011-06

Last Plan Update Date Wed, 14 Aug 2024 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Benefits of MercyCare Silver Standard Health Insurance Plan, 54322IL0090011-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
YES

$0.00, 0.00%

100.00%
Accidental Dental
YES

$0.00, 0.00%

100.00%
Acupuncture
NO
Allergy Testing
YES

$0.00, 0.00%

100.00%
Amino Acid-Based Elemental Formulas
YES

$0.00, 0.00%

100.00%
Autism Spectrum Disorders
YES

$0.00, 0.00%

100.00%
Bariatric Surgery
YES

$0.00, 0.00%

100.00%
Basic Dental Care - Adult
NO
Basic Dental Care - Child

Select State offered plan

NO
Breast Implant Removal

Exclusions: Does not apply for implants

YES

$0.00, 0.00%

100.00%
Chemotherapy
YES

$0.00, 0.00%

100.00%
Chiropractic Care

Limit: 25.0 Visit(s) per Benefit Period

YES

$0.00, 0.00%

100.00%
Cosmetic Surgery

Cosmetic surgery for the correction of the congenital deformities or for conditions resulting from accidental injuries, scars, tumors or disease is covered.

YES

$0.00, 0.00%

100.00%
Delivery and All Inpatient Services for Maternity Care
YES

$0.00, 0.00%

100.00%
Dental Check-Up for Children

Select State offered plan

NO
Diabetes Education

Services must be rendered by a physician, or duly certified, or licensed health care professional with expertise in diabetes management.

YES

$0.00, 0.00%

100.00%
Dialysis
YES

$0.00, 0.00%

100.00%
Durable Medical Equipment
YES

$0.00, 0.00%

100.00%
Emergency Room Services
YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Transportation/Ambulance
YES

$0.00, 0.00%

$0.00, 0.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Benefit Period

YES

$0.00, 0.00%

100.00%
Gender Affirming Care
YES

$0.00, 0.00%

100.00%
Generic Drugs
YES

$0.00, 0.00%

100.00%
Habilitation Services

Limit: 60.0 Visit(s) per Benefit Period

Treatment must be medically necessary and therapeutic and not investigational.

YES

$0.00, 0.00%

100.00%
Hearing Aids

Limit: 2.0 Visit(s) per 3 Years

Benefits are for bone anchored hearing aids.

YES

$0.00, 0.00%

100.00%
Home Health Care Services
YES

$0.00, 0.00%

100.00%
Hospice Services
YES

$0.00, 0.00%

100.00%
Imaging (CT/PET Scans, MRIs)

Benefit provided for inpatient and outpatient services and when these services are related to surgery or medical.

YES

$0.00, 0.00%

100.00%
Infertility Treatment

Limitations vary based on procedures.

YES

$0.00, 0.00%

100.00%
Infusion Therapy
YES

$0.00, 0.00%

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

$0.00, 0.00%

100.00%
Inpatient Physician and Surgical Services
YES

$0.00, 0.00%

100.00%
Laboratory Outpatient and Professional Services

Benefit provided for outpatient services and when these services are related to surgery or medical care.

YES

$0.00, 0.00%

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child

Select State offered plan

NO
Mental/Behavioral Health Inpatient Services
YES

$0.00, 0.00%

100.00%
Mental/Behavioral Health Outpatient Services
YES

$0.00, 0.00%

100.00%
Multiple Sclerosis Preventative Physical Therapy
YES

$0.00, 0.00%

100.00%
Non-Preferred Brand Drugs
YES

$0.00, 0.00%

100.00%
Nutritional Counseling
YES

$0.00, 0.00%

100.00%
Orthodontia - Adult
NO
Orthodontia - Child

Select State offered plan

NO
Osteoporosis
YES

$0.00, 0.00%

100.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$0.00, 0.00%

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

$0.00, 0.00%

100.00%
Outpatient Rehabilitation Services

Maintenance therapies not covered.

YES

$0.00, 0.00%

100.00%
Outpatient Surgery Physician/Surgical Services
YES

$0.00, 0.00%

100.00%
Preferred Brand Drugs
YES

$0.00, 0.00%

100.00%
Prenatal and Postnatal Care
YES

$0.00, 0.00%

100.00%
Preventive Care/Screening/Immunization
YES

$0.00, 0.00%

100.00%
Primary Care Visit to Treat an Injury or Illness
YES

$0.00, 0.00%

100.00%
Private-Duty Nursing

Outpatient coverage only

YES

$0.00, 0.00%

100.00%
Prosthetic Devices
YES

$0.00, 0.00%

100.00%
Radiation
YES

$0.00, 0.00%

100.00%
Reconstructive Surgery

Only includes benefits for mastectomy-related services, and medically necessary services intended to restore physical appearance with prior authorization.

YES

$0.00, 0.00%

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 60.0 Visit(s) per Benefit Period

Maintenance Speech Therapy is not covered.

YES

$0.00, 0.00%

100.00%
Rehabilitative Speech Therapy

Limit: 60.0 Visit(s) per Benefit Period

When rendered for the treatment of psychosocial speech delay, behavioral problems (including impulsive behavior and impulsivity syndrome) attention disorder, conceptual handicap or intellectual disability, except as may be provided under this Certificate for Autism Spectrum Disorder(s).

YES

$0.00, 0.00%

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Benefit Period

YES

$0.00, 0.00%

100.00%
Routine Foot Care

Only covered for persons diagnosed with diabetes.

YES

$0.00, 0.00%

100.00%
Skilled Nursing Facility
YES

$0.00, 0.00%

100.00%
Specialist Visit
YES

$0.00, 0.00%

100.00%
Specialty Drugs
YES

$0.00, 0.00%

100.00%
Substance Abuse Disorder Inpatient Services
YES

$0.00, 0.00%

100.00%
Substance Abuse Disorder Outpatient Services
YES

$0.00, 0.00%

100.00%
Transplant
YES

$0.00, 0.00%

100.00%
Treatment for Temporomandibular Joint Disorders
YES

$0.00, 0.00%

100.00%
Urgent Care Centers or Facilities
YES

$0.00, 0.00%

$0.00, 0.00%
Weight Loss Programs
NO
Well Baby Visits and Care
YES

$0.00, 0.00%

100.00%
X-rays and Diagnostic Imaging

Benefit provided for inpatient and outpatient services and when these services are related to surgery or medical care.

YES

$0.00, 0.00%

100.00%

MercyCare Silver Standard Health Insurance Plan Variant 54322IL0090011-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1.0
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Dental Only Plan No
Design Type Design 1
Disease Management Programs Offered Heart Disease, Diabetes, High Blood Pressure & High Cholesterol
EHB Percent of Total Premium 0.9969
First Tier Utilization 100%
Formulary ID ILF004
Formulary URL URL
HIOS Product ID 54322IL009
Import Date 2024-08-14 20:01:41
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? Yes
Issuer ID 54322
Issuer Marketplace Marketing Name MercyCare Health Plans
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID ILN001
Out of Country Coverage No
Out of Country Coverage Description Limited to emergency services only
Out of Service Area Coverage No
Out of Service Area Coverage Description Limited to emergency services only
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 54322IL0090011-02
Plan Marketing Name MercyCare Silver Standard
Plan Type HMO
Plan Variant Marketing Name MercyCare Silver Standard
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID ILS001
Source Name SERFF
Specialist Requiring a Referral All
Plan ID 54322IL0090011
State Code IL
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $0
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $0
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $0
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of MercyCare Silver Standard Health Insurance Plan, 54322IL0090011

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about MercyCare Silver Standard, 54322IL0090011 Health Insurance Plan, 54322IL0090011

  • Does MercyCare Silver Standard Health Insurance Plan, 54322IL0090011 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (54322IL0090011) Health Insurance Plan, Variant (54322IL0090011-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Heart Disease, Diabetes, High Blood Pressure & High Cholesterol

    Does (54322IL0090011) Health Insurance Plan, Variant (54322IL0090011-02) have Out Of Country Coverage?

    No, unfortunately there is no Out Of Country Coverage for this Health Insurance Plan (variant of plan). Details: Limited to emergency services only

    Does (54322IL0090011) Health Insurance Plan, Variant (54322IL0090011-02) have Out of Service Area Coverage?

    No, unfortunately there is no Out of Service Area Coverage for this Health Insurance Plan (variant of plan). Details: Limited to emergency services only

    Does (54322IL0090011) Health Insurance Plan, Variant (54322IL0090011-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Heart Disease, Diabetes, High Blood Pressure & High Cholesterol

    Does MercyCare Silver Standard Health Insurance Plan, Variant (54322IL0090011-02) offer Disease Management Programs for Heart disease?

    Yes, the MercyCare Silver Standard Health Insurance Plan Variant 54322IL0090011-02 offers Disease Management Program for Heart disease.

    Does MercyCare Silver Standard Health Insurance Plan, Variant (54322IL0090011-02) offer Disease Management Programs for Diabetes?

    Yes, the MercyCare Silver Standard Health Insurance Plan Variant 54322IL0090011-02 offers Disease Management Program for Diabetes.

    Does MercyCare Silver Standard Health Insurance Plan, Variant (54322IL0090011-02) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the MercyCare Silver Standard Health Insurance Plan Variant 54322IL0090011-02 offers Disease Management Program for High blood pressure & high cholesterol.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API