Moda Health Affinity Gold 250 - 39424OR1690001 Health Insurance Plan

Moda Health Plan, Inc. health insurance plan with the Plan ID 39424OR1690001. The plan is called Moda Health Affinity Gold 250.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 80.00% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 20.00% of the costs of all covered benefits (according to the Issuer).

Health Insurance Plan ID 39424OR1690001
Health Insurance Plan Year 2025
State Oregon
Health Insurance Issuer Moda Health Plan, Inc.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 39424OR1690001-00
Provider Network(s) NON-PREFERRED PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 03 Dec 2024 06:24 GMT).

Providers Oregon All US States
All 22847 93264
PCP 2546 3782
Allergy 12 14
OB/GYN 122 177
Dentists 43 54
Available Variants of the Health Plan

Standard Off Exchange Plan - 39424OR1690001-00

Standard On Exchange Plan - 39424OR1690001-01

Open to Indians below 300% FPL - 39424OR1690001-02

Open to Indians above 300% FPL - 39424OR1690001-03

Last Plan Update Date Wed, 14 Aug 2024 00:00 GMT
Last Import Date Tue, 03 Dec 2024 06:24 GMT

Benefits of Moda Health Affinity Gold 250 Health Insurance Plan, 39424OR1690001-00

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
YES

0.00%

100.00%
Accidental Dental

For treatment within 12 months of the date of injury to restore teeth to a functional state.

YES

25.00% Coinsurance after deductible

100.00%
Acupuncture

Limit: 12.0 Visit(s) per Year

Other services such as lab and diagnostic x-rays are under the Plan?s standard benefit for the type of service provided.

YES

$20.00

100.00%
Allergy Testing

Other medically necessary diagnostic services provided in a hospital or outpatient setting, including testing or observation to diagnose the extent of a medical condition.

YES

25.00% Coinsurance after deductible

100.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child

For under age 19. See policy for limits.

YES

25.00% Coinsurance after deductible

100.00%
Chemotherapy
YES

25.00% Coinsurance after deductible

100.00%
Chiropractic Care

Limit: 20.0 Visit(s) per Year

Plan uses the term "spinal manipulation." Other services such as lab and diagnostic x-rays are under the Plan?s standard benefit for the type of service provided.

YES

$20.00

100.00%
Cosmetic Surgery

Benefit is limited to one attempt at cosmetic or reconstructive surgery when necessary to correct a functional disorder; or when necessary because of an accidental injury, or to correct a scar or defect that resulted from treatment of an accidental injury; or when necessary to correct a scar or defect on the head or neck that resulted from a covered surgery.

YES

25.00% Coinsurance after deductible

100.00%
Delivery and All Inpatient Services for Maternity Care
YES

25.00% Coinsurance after deductible

100.00%
Dental Check-Up for Children

1 exam and cleaning every 6 months

YES

0.00%

100.00%
Diabetes Education

Limit: 3.0 Hours per Year

Covers three hours of education per year if there is a significant change in condition or treatment; covers one diabetes self-management education program at the time of diagnosis.

YES

25.00% Coinsurance after deductible

100.00%
Dialysis
YES

25.00% Coinsurance after deductible

100.00%
Durable Medical Equipment
YES

25.00% Coinsurance after deductible

100.00%
Emergency Room Services
YES

25.00% Coinsurance after deductible

25.00% Coinsurance after deductible
Emergency Transportation/Ambulance
YES

25.00% Coinsurance after deductible

25.00% Coinsurance after deductible
Eye Glasses for Children

1 pair of glasses for members through the end of the month in which they reach age 19. Contact lenses covered in lieu of eyeglasses.

YES

0.00%

100.00%
Gender Affirming Care

Gender affirming care is covered when determined by a provider as medically necessary and follows accepted standards of care. Please check with the insurance carrier for coverage information, including any limitations and exclusions.

YES
Generic Drugs

Retail up to 30-day supply and mail order up to 90-day supply per prescription. Insulin member cost share maximum of $35 for a 30-day supply. Known as the Select tier in the plan, and it includes generic medications that represent the most cost effective option, as well as certain cost effective brand medications.

YES

$10.00

$10.00
Habilitation Services

Limit: 30.0 Visit(s) per Year

Visit limit does not apply to mental health and substance use disorder services.

YES

$40.00

100.00%
Hearing Aids

1 hearing aid per hearing impaired ear if prescribed, fitted, and dispensed by a licensed audiologist with the approval of a licensed physician. Coverage will be provided every 3 years as medically necessary for the treatment of a member's hearing loss.

YES

25.00%

100.00%
Home Health Care Services
YES

25.00% Coinsurance after deductible

100.00%
Hormone Therapy
YES
Hospice Services

Respite care provided in a nursing facility subject to a maximum of five consecutive days and to a lifetime maximum benefit of 30 days.

YES

25.00% Coinsurance after deductible

100.00%
Imaging (CT/PET Scans, MRIs)
YES

25.00% Coinsurance after deductible

100.00%
Infertility Treatment
NO
Infusion Therapy

Some medications may be limited to certain providers or settings.

YES

25.00% Coinsurance after deductible

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

25.00% Coinsurance after deductible

100.00%
Inpatient Physician and Surgical Services
YES

25.00% Coinsurance after deductible

100.00%
Laboratory Outpatient and Professional Services
YES

25.00% Coinsurance after deductible

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child

For under age 19. Crowns and dentures once every 7 years. See policy for other limits.

YES

25.00% Coinsurance after deductible

100.00%
Medical Service Drugs
YES

25.00% Coinsurance after deductible

100.00%
Mental/Behavioral Health Inpatient Services
YES

25.00% Coinsurance after deductible

100.00%
Mental/Behavioral Health Outpatient Services

$5 copay for the first three in-network primary care provider, other practitioner, outpatient mental/behavioral health, or outpatient substance abuse disorder visits combined per year prior to the deductible being met.

YES

$20.00

100.00%
Non-Preferred Brand

Retail up to 30-day supply and mail order up to 90-day supply per prescription. Insulin member cost share maximum of $35 for a 30-day supply. Known as the Non-preferred tier in the plan, and these medications do not have significant therapeutic advantage over their preferred alternatives. These products generally have safe and effective options available under the Value, Select and/or Preferred tiers.

YES

50.00%

50.00%
Non-Preferred Brand Drugs

Retail up to 30-day supply and mail order up to 90-day supply per prescription. Insulin member cost share maximum of $35 for a 30-day supply. Known as the Non-preferred tier in the plan, and these medications do not have significant therapeutic advantage over their preferred alternatives. These products generally have safe and effective options available under the Value, Select and/or Preferred tiers.

YES

50.00%

50.00%
Non-Preferred Generic

Retail up to 30-day supply and mail order up to 90-day supply per prescription. Insulin member cost share maximum of $35 for a 30-day supply. Known as the Select tier in the plan, and it includes generic medications that represent the most cost effective option, as well as certain cost effective brand medications.

YES

$10.00

$10.00
Nutritional Counseling

Authorization required after first 5 visits.

YES

25.00% Coinsurance after deductible

100.00%
Orthodontia - Adult
NO
Orthodontia - Child

For under age 19 when necessary to treat cleft palate with or without cleft lip

YES

25.00% Coinsurance after deductible

100.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)

$5 copay for the first three in-network primary care provider, other practitioner, outpatient mental/behavioral health, or outpatient substance abuse disorder visits combined per year prior to the deductible being met.

YES

$20.00

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

25.00% Coinsurance after deductible

100.00%
Outpatient Rehabilitation Services

Limit: 30.0 Visit(s) per Year

Additional 30 visits for neurological conditions. Visit limits do not apply to mental health and substance use disorder services.

YES

$40.00

100.00%
Outpatient Surgery Physician/Surgical Services
YES

25.00% Coinsurance after deductible

100.00%
Preferred Brand

Retail up to 30-day supply and mail order up to 90-day supply per prescription. Insulin member cost share maximum of $35 for a 30-day supply. Known as the Preferred tier in the plan, and it Includes generic medications that have no more favorable outcomes, from a clinical perspective, than other more cost effective generic medications .

YES

40.00%

40.00%
Preferred Brand Drugs

Retail up to 30-day supply and mail order up to 90-day supply per prescription. Insulin member cost share maximum of $35 for a 30-day supply. Known as the Preferred tier in the plan, and it includes generic medications that have no more favorable outcomes, from a clinical perspective, than other more cost effective generic medications.

YES

40.00%

40.00%
Preferred Generic

Retail up to 30-day supply and mail order up to 90-day supply per prescription. Insulin member cost share maximum of $35 for a 30-day supply. Known as the Value tier in the plan, and it includes commonly prescribed medications used to treat chronic medical conditions.

YES

$2.00

$2.00
Prenatal and Postnatal Care
YES

25.00% Coinsurance after deductible

100.00%
Preventive Care/Screening/Immunization

7 exams ages 1 to 4 and one per year age 5 and over. See policy for other visit limits.

YES

$0.00

100.00%
Primary Care Visit to Treat an Injury or Illness

$5 copay for the first three in-network primary care provider, other practitioner, outpatient mental/behavioral health, or outpatient substance abuse disorder visits combined per year prior to the deductible being met.

YES

$20.00

100.00%
Private-Duty Nursing
NO
Prosthetic Devices
YES

25.00% Coinsurance after deductible

100.00%
Radiation
YES

25.00% Coinsurance after deductible

100.00%
Reconstructive Surgery

Limited to one attempt at cosmetic or reconstructive surgery when necessary to correct a functional disorder; or when necessary because of an accidental injury, or to correct a scar or defect that resulted from treatment of an accidental injury; or when necessary to correct a scar or defect on the head or neck that resulted from a covered surgery.

YES

25.00% Coinsurance after deductible

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 30.0 Visit(s) per Year

Additional 30 visits for neurological conditions. Visit limits do not apply to mental health and substance use disorder services.

YES

$40.00

100.00%
Rehabilitative Speech Therapy

Limit: 30.0 Visit(s) per Year

Additional 30 visits for neurological conditions. Visit limits do not apply to mental health and substance use disorder services.

YES

$40.00

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

1 exam per year for members through the end of the month in which they reach age 19.

YES

$0.00

100.00%
Routine Foot Care

Benefit is limited to persons with a medical condition that requires it.

YES

25.00% Coinsurance after deductible

100.00%
Skilled Nursing Facility

Limit: 60.0 Days per Year

YES

25.00% Coinsurance after deductible

100.00%
Specialist Visit

Includes office visits by naturopaths.

YES

$40.00

100.00%
Specialty Drugs

Up to 30-day supply per prescription at designated specialty pharmacies only. Non-Preferred Specialty tier may have higher cost sharing.

YES

40.00%

100.00%
Substance Abuse Disorder Inpatient Services
YES

25.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Outpatient Services

$5 copay for the first three in-network primary care provider, other practitioner, outpatient mental/behavioral health, or outpatient substance abuse disorder visits combined per year prior to the deductible being met.

YES

$20.00

100.00%
Telehealth - Primary Care
YES

$10.00

100.00%
Telehealth - Specialist
YES

$10.00

100.00%
Transplant

Authorized transplant facility only. $7,500 maximum for travel and housing per transplant.

YES

25.00% Coinsurance after deductible

100.00%
Treatment for Temporomandibular Joint Disorders
NO
Urgent Care Centers or Facilities
YES

$40.00

100.00%
Weight Loss Programs
NO
Well Baby Visits and Care

1 in-hospital newborn visit and 6 additional visits for the first year of life.

YES

$0.00

100.00%
X-rays and Diagnostic Imaging
YES

25.00% Coinsurance after deductible

100.00%
Zero Cost Share Preventive Drugs

Include prescribed preventive medications under the Affordable Care Act

YES

$0.00

$0.00

Moda Health Affinity Gold 250 Health Insurance Plan Variant 39424OR1690001-00 Attributes

Plan Attribute Value
Begin Primary Care Cost-Sharing After Number Of Visits 3
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Gold Off Exchange Plan
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy
EHB Percent of Total Premium 0.9984
First Tier Utilization 100%
Formulary ID ORF022
Formulary URL URL
HIOS Product ID 39424OR169
Import Date 2024-08-14 20:01:41
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer Actuarial Value 80.00%
Issuer ID 39424
Issuer Marketplace Marketing Name Moda Health Plan, Inc.
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Gold
Multiple In Network Tiers No
National Network No
Network ID ORN003
Out of Country Coverage Yes
Out of Country Coverage Description Emergency care only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency care and out-of-area dependent coverage for students or children under a QMCSO
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 39424OR1690001-00
Plan Marketing Name Moda Health Affinity Gold 250
Plan Type EPO
Plan Variant Marketing Name Moda Health Affinity Gold 250
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $3,100
SBC Scenario, Having a Baby, Copayment $10
SBC Scenario, Having a Baby, Deductible $250
SBC Scenario, Having a Baby, Limit $50
SBC Scenario, Having Diabetes, Coinsurance $1,700
SBC Scenario, Having Diabetes, Copayment $200
SBC Scenario, Having Diabetes, Deductible $250
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $500
SBC Scenario, Treatment of a Simple Fracture, Copayment $100
SBC Scenario, Treatment of a Simple Fracture, Deductible $250
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID ORS003
Source Name SERFF
Plan ID 39424OR1690001
State Code OR
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 25.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $500 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $250 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $250
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $17000 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $8500 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $8,500
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Moda Health Affinity Gold 250 Health Insurance Plan, 39424OR1690001

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Moda Health Affinity Gold 250, 39424OR1690001 Health Insurance Plan, 39424OR1690001

  • Does Moda Health Affinity Gold 250 Health Insurance Plan, 39424OR1690001 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (39424OR1690001) Health Insurance Plan, Variant (39424OR1690001-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy

    Does (39424OR1690001) Health Insurance Plan, Variant (39424OR1690001-00) have Out Of Country Coverage?

    Yes. Details: Emergency care only

    Does (39424OR1690001) Health Insurance Plan, Variant (39424OR1690001-00) have Out of Service Area Coverage?

    Yes. Details: Emergency care and out-of-area dependent coverage for students or children under a QMCSO

    Does (39424OR1690001) Health Insurance Plan, Variant (39424OR1690001-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy

    Does Moda Health Affinity Gold 250 Health Insurance Plan, Variant (39424OR1690001-00) offer Disease Management Programs for Asthma?

    Yes, the Moda Health Affinity Gold 250 Health Insurance Plan Variant 39424OR1690001-00 offers Disease Management Program for Asthma.

    Does Moda Health Affinity Gold 250 Health Insurance Plan, Variant (39424OR1690001-00) offer Disease Management Programs for Heart disease?

    Yes, the Moda Health Affinity Gold 250 Health Insurance Plan Variant 39424OR1690001-00 offers Disease Management Program for Heart disease.

    Does Moda Health Affinity Gold 250 Health Insurance Plan, Variant (39424OR1690001-00) offer Disease Management Programs for Depression?

    Yes, the Moda Health Affinity Gold 250 Health Insurance Plan Variant 39424OR1690001-00 offers Disease Management Program for Depression.

    Does Moda Health Affinity Gold 250 Health Insurance Plan, Variant (39424OR1690001-00) offer Disease Management Programs for Diabetes?

    Yes, the Moda Health Affinity Gold 250 Health Insurance Plan Variant 39424OR1690001-00 offers Disease Management Program for Diabetes.

    Does Moda Health Affinity Gold 250 Health Insurance Plan, Variant (39424OR1690001-00) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Moda Health Affinity Gold 250 Health Insurance Plan Variant 39424OR1690001-00 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Moda Health Affinity Gold 250 Health Insurance Plan, Variant (39424OR1690001-00) offer Disease Management Programs for Low back pain?

    Yes, the Moda Health Affinity Gold 250 Health Insurance Plan Variant 39424OR1690001-00 offers Disease Management Program for Low back pain.

    Does Moda Health Affinity Gold 250 Health Insurance Plan, Variant (39424OR1690001-00) offer Disease Management Programs for Pregnancy?

    Yes, the Moda Health Affinity Gold 250 Health Insurance Plan Variant 39424OR1690001-00 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Tue, 03 Dec 2024 06:24 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API