Moda Health Oregon Standard Gold (Affinity) - 39424OR1610004 Health Insurance Plan

Moda Health Plan, Inc. health insurance plan with the Plan ID 39424OR1610004. The plan is called Moda Health Oregon Standard Gold (Affinity).

Based on the data of Health Plan Issuer, this plan has an actuarial value of 81.60% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 18.40% of the costs of all covered benefits (according to the Issuer).

Health Insurance Plan ID 39424OR1610004
Health Insurance Plan Year 2024
State Oregon
Health Insurance Issuer Moda Health Plan, Inc.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 39424OR1610004-00
Provider Network(s) NON-PREFERRED PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 03 Dec 2024 06:24 GMT).

Providers Oregon All US States
All 1414 1739
PCP 78 97
Allergy N/A N/A
OB/GYN 4 4
Dentists 11 13
Available Variants of the Health Plan

Standard Off Exchange Plan - 39424OR1610004-00

Standard On Exchange Plan - 39424OR1610004-01

Open to Indians below 300% FPL - 39424OR1610004-02

Open to Indians above 300% FPL - 39424OR1610004-03

Last Plan Update Date Thu, 03 Aug 2023 00:00 GMT
Last Import Date Tue, 03 Dec 2024 06:24 GMT

Benefits of Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan, 39424OR1610004-00

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
YES

No Charge

100.00%
Accidental Dental

For treatment within 12 months of the date of injury to restore teeth to a functional state.

YES

20.00% Coinsurance after deductible

100.00%
Acupuncture

Limit: 12.0 Visit(s) per Year

Other services such as lab and diagnostic x-rays are under the Plan?s standard benefit for the type of service provided. Acupuncture services must be prior authorized as medically necessary.

YES

$20.00

100.00%
Allergy Testing

Other medically necessary diagnostic services provided in a hospital or outpatient setting, including testing or observation to diagnose the extent of a medical condition.

YES

20.00% Coinsurance after deductible

100.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

20.00% Coinsurance after deductible

100.00%
Chiropractic Care

Limit: 20.0 Visit(s) per Year

Plan uses the term "spinal manipulation." Other services such as lab and diagnostic x-rays are under the Plan?s standard benefit for the type of service provided. Spinal manipulation services must be prior authorized as medically necessary.

YES

$20.00

100.00%
Cosmetic Surgery

Benefit is limited to one attempt at cosmetic or reconstructive surgery when necessary to correct a functional disorder; or when necessary because of an accidental injury, or to correct a scar or defect that resulted from treatment of an accidental injury; or when necessary to correct a scar or defect on the head or neck that resulted from a covered surgery.

YES

20.00% Coinsurance after deductible

100.00%
Delivery and All Inpatient Services for Maternity Care
YES

20.00% Coinsurance after deductible

100.00%
Dental Check-Up for Children
NO
Diabetes Education

Limit: 3.0 Hours per Year

Covers three hours of education per year if there is a significant change in condition or treatment; covers one diabetes self-management education program at the time of diagnosis.

YES

No Charge

100.00%
Dialysis
YES

20.00% Coinsurance after deductible

100.00%
Durable Medical Equipment

See policy for limitations.

YES

20.00% Coinsurance after deductible

100.00%
Emergency Room Services
YES

20.00% Coinsurance after deductible

20.00% Coinsurance after deductible
Emergency Transportation/Ambulance
YES

20.00% Coinsurance after deductible

20.00% Coinsurance after deductible
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Lenses and frames covered once per year for members through the end of the month in which they reach age 19. Contact lenses covered in lieu of eyeglasses.

YES

No Charge

100.00%
Gender Affirming Care

See policy for information about gender affirming care.

YES
Generic Drugs

Up to 30-day supply (retail) and 90-day supply (mail order) per prescription. Insulin member cost share maximum of $85 for a 30-day supply. Select tier includes generic medications that represent the most cost effective option, as well as certain cost effective brand medications.

YES

$10.00

$10.00
Habilitation Services

Limit: 30.0 Visit(s) per Year

Visit limits do not apply to mental/behavioral health/substance use disorder.

YES

$20.00

100.00%
Hearing Aids

Limit: 1.0 Item(s) per 3 Years

One hearing aid per hearing impaired ear if prescribed, fitted, and dispensed by a licensed audiologist with the approval of a licensed physician. Coverage will be provided every 36 months as medically necessary for the treatment of a member's hearing loss.

YES

20.00% Coinsurance after deductible

100.00%
Home Health Care Services
YES

20.00% Coinsurance after deductible

100.00%
Hospice Services

Respite care provided in a nursing facility subject to a maximum of five consecutive days and to a lifetime maximum benefit of 30 days.

YES

20.00% Coinsurance after deductible

100.00%
Imaging (CT/PET Scans, MRIs)
YES

20.00% Coinsurance after deductible

100.00%
Infertility Treatment
NO
Infusion Therapy

Some medications may be limited to certain providers or settings.

YES

20.00% Coinsurance after deductible

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

20.00% Coinsurance after deductible

100.00%
Inpatient Physician and Surgical Services
YES

20.00% Coinsurance after deductible

100.00%
Laboratory Outpatient and Professional Services
YES

20.00% Coinsurance after deductible

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

20.00% Coinsurance after deductible

100.00%
Mental/Behavioral Health Outpatient Services

$5 copay for the first three in-network primary care provider, other practitioner, outpatient mental/behavioral health, or outpatient substance abuse disorder visits combined per year prior to the deductible being met.

YES

$20.00

100.00%
Non-Preferred Brand Drugs

Up to 30-day supply (retail) and 90-day supply (mail order) per prescription. Insulin member cost share maximum of $85 for a 30-day supply. Non-preferred brand medications do not have significant therapeutic advantage over their preferred alternatives. These products generally have safe and effective options available under the Value, Select and/or Preferred tiers. If using a brand medication when a generic equivalent is available, the member will be responsible for the brand cost sharing plus the difference in cost between the generic and brand medication.

YES

50.00%

50.00%
Nutritional Counseling

Authorization required after first 5 visits.

YES

No Charge

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)

$5 copay for the first three in-network primary care provider, other practitioner, outpatient mental/behavioral health, or outpatient substance abuse disorder visits combined per year prior to the deductible being met.

YES

$20.00

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

20.00% Coinsurance after deductible

100.00%
Outpatient Rehabilitation Services

Limit: 30.0 Visit(s) per Year

Additional 30 visits for neurological conditions. Visit limits do not apply to mental/behavioral health/substance use disorder.

YES

$20.00

100.00%
Outpatient Surgery Physician/Surgical Services
YES

20.00% Coinsurance after deductible

100.00%
Preferred Brand Drugs

Up to 30-day supply (retail) and 90-day supply (mail order) per prescription. Insulin member cost share maximum of $85 for a 30-day supply. Preferred medications are clinically effective at a favorable cost. Generic medications that have no more favorable outcomes, from a clinical perspective, than other more cost effective generic medications may be included in this tier. If using a brand medication when a generic equivalent is available, the member will be responsible for the brand cost sharing plus the difference in cost between the generic and brand medication.

YES

$30.00

$30.00
Prenatal and Postnatal Care
YES

20.00% Coinsurance after deductible

100.00%
Preventive Care/Screening/Immunization

7 exams age 1-4 and one per year age 5+. See policy for other visit limits.

YES

No Charge

100.00%
Primary Care Visit to Treat an Injury or Illness

$5 copay for the first three in-network primary care provider, other practitioner, outpatient mental/behavioral health, or outpatient substance abuse disorder visits combined per year prior to the deductible being met.

YES

$20.00

100.00%
Private-Duty Nursing
NO
Prosthetic Devices
YES

20.00% Coinsurance after deductible

100.00%
Radiation
YES

20.00% Coinsurance after deductible

100.00%
Reconstructive Surgery

Limited to one attempt at cosmetic or reconstructive surgery when necessary to correct a functional disorder; or when necessary because of an accidental injury, or to correct a scar or defect that resulted from treatment of an accidental injury; or when necessary to correct a scar or defect on the head or neck that resulted from a covered surgery.

YES

20.00% Coinsurance after deductible

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 30.0 Visit(s) per Year

Additional 30 visits for neurological conditions. Visit limits do not apply to mental/behavioral health/substance use disorder.

YES

$20.00

100.00%
Rehabilitative Speech Therapy

Limit: 30.0 Visit(s) per Year

Additional 30 visits for neurological conditions. Visit limits do not apply to mental/behavioral health/substance use disorder.

YES

$20.00

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Year

Once per year for members through the end of the month in which they reach age 19.

YES

No Charge

100.00%
Routine Foot Care

Benefit is limited to persons with a medical condition that requires it.

YES

20.00% Coinsurance after deductible

100.00%
Skilled Nursing Facility

Limit: 60.0 Days per Year

Routine nursing and custodial care are not covered.

YES

20.00% Coinsurance after deductible

100.00%
Specialist Visit

Includes office visits by naturopaths.

YES

$40.00

100.00%
Specialty Drugs

Up to 30-day supply per prescription at preferred specialty pharmacies only. $500 member cost sharing maximum for each 30-day supply. Specialty medications often require special handling techniques, careful administration and a unique ordering process. Moda Health provides enhanced member services for these medications. If a member does not purchase these medications at the exclusive specialty pharmacy, the expense will not be covered.

YES

50.00%

100.00%
Substance Abuse Disorder Inpatient Services
YES

20.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Outpatient Services

$5 copay for the first three in-network primary care provider, other practitioner, outpatient mental/behavioral health, or outpatient substance abuse disorder visits combined per year prior to the deductible being met.

YES

$20.00

100.00%
Transplant

Center of excellence only. $7,500 maximum for travel and housing per transplant.

YES

20.00% Coinsurance after deductible

100.00%
Treatment for Temporomandibular Joint Disorders
NO
Urgent Care Centers or Facilities
YES

$60.00

100.00%
Weight Loss Programs
NO
Well Baby Visits and Care

1 in-hospital newborn visit and 6 additional visits for the first year of life.

YES

No Charge

100.00%
X-rays and Diagnostic Imaging
YES

20.00% Coinsurance after deductible

100.00%

Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan Variant 39424OR1610004-00 Attributes

Plan Attribute Value
Begin Primary Care Cost-Sharing After Number Of Visits 3
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2024
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Gold Off Exchange Plan
Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 20.00%
Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Drug EHB Deductible, In Network (Tier 1), Individual $0
Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Drug EHB Deductible, Out of Network, Individual Not Applicable
Dental Only Plan No
Design Type Design 3
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs
EHB Percent of Total Premium 0.9979
First Tier Utilization 100%
Formulary ID ORF024
Formulary URL URL
HIOS Product ID 39424OR161
Import Date 2023-08-03 20:01:49
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer Actuarial Value 81.60%
Issuer ID 39424
Issuer Marketplace Marketing Name Moda Health Plan, Inc.
Market Coverage Individual
Medical Drug Deductibles Integrated No
Medical Drug Maximum Out of Pocket Integrated Yes
Medical EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Medical EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Medical EHB Deductible, In Network (Tier 1), Default Coinsurance 20.00%
Medical EHB Deductible, In Network (Tier 1), Family Per Group $3600 per group
Medical EHB Deductible, In Network (Tier 1), Family Per Person $1800 per person
Medical EHB Deductible, In Network (Tier 1), Individual $1,800
Medical EHB Deductible, Out of Network, Family Per Group per group not applicable
Medical EHB Deductible, Out of Network, Family Per Person per person not applicable
Medical EHB Deductible, Out of Network, Individual Not Applicable
Metal Level Gold
Multiple In Network Tiers No
National Network No
Network ID ORN004
Out of Country Coverage Yes
Out of Country Coverage Description Emergency care only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency care and out-of-area dependent coverage for full-time students and children under QMCSO
Plan Brochure URL
Plan Effective Date 2024-01-01
Plan Expiration Date 2024-12-31
Plan ID (Standard Component ID with Variant) 39424OR1610004-00
Plan Marketing Name Moda Health Oregon Standard Gold (Affinity)
Plan Type EPO
Plan Variant Marketing Name Moda Health Oregon Standard Gold (Affinity)
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $2,200
SBC Scenario, Having a Baby, Copayment $10
SBC Scenario, Having a Baby, Deductible $1,800
SBC Scenario, Having a Baby, Limit $50
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $1,200
SBC Scenario, Having Diabetes, Deductible $400
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $100
SBC Scenario, Treatment of a Simple Fracture, Copayment $100
SBC Scenario, Treatment of a Simple Fracture, Deductible $1,800
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID ORS004
Source Name SERFF
Specialty Drug Maximum Coinsurance $500
Plan ID 39424OR1610004
State Code OR
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $15100 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $7550 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $7,550
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan, 39424OR1610004

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Moda Health Oregon Standard Gold (Affinity), 39424OR1610004 Health Insurance Plan, 39424OR1610004

  • Does Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan, 39424OR1610004 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (39424OR1610004) Health Insurance Plan, Variant (39424OR1610004-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs

    Does (39424OR1610004) Health Insurance Plan, Variant (39424OR1610004-00) have Out Of Country Coverage?

    Yes. Details: Emergency care only

    Does (39424OR1610004) Health Insurance Plan, Variant (39424OR1610004-00) have Out of Service Area Coverage?

    Yes. Details: Emergency care and out-of-area dependent coverage for full-time students and children under QMCSO

    Does (39424OR1610004) Health Insurance Plan, Variant (39424OR1610004-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs

    Does Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan, Variant (39424OR1610004-00) offer Disease Management Programs for Asthma?

    Yes, the Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan Variant 39424OR1610004-00 offers Disease Management Program for Asthma.

    Does Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan, Variant (39424OR1610004-00) offer Disease Management Programs for Heart disease?

    Yes, the Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan Variant 39424OR1610004-00 offers Disease Management Program for Heart disease.

    Does Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan, Variant (39424OR1610004-00) offer Disease Management Programs for Depression?

    Yes, the Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan Variant 39424OR1610004-00 offers Disease Management Program for Depression.

    Does Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan, Variant (39424OR1610004-00) offer Disease Management Programs for Diabetes?

    Yes, the Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan Variant 39424OR1610004-00 offers Disease Management Program for Diabetes.

    Does Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan, Variant (39424OR1610004-00) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan Variant 39424OR1610004-00 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan, Variant (39424OR1610004-00) offer Disease Management Programs for Low back pain?

    Yes, the Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan Variant 39424OR1610004-00 offers Disease Management Program for Low back pain.

    Does Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan, Variant (39424OR1610004-00) offer Disease Management Programs for Pregnancy?

    Yes, the Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan Variant 39424OR1610004-00 offers Disease Management Program for Pregnancy.

    Does Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan, Variant (39424OR1610004-00) offer Disease Management Programs for Weight loss programs?

    Yes, the Moda Health Oregon Standard Gold (Affinity) Health Insurance Plan Variant 39424OR1610004-00 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Tue, 03 Dec 2024 06:24 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API