PacificSource Oregon Standard Silver Plan NAV - 10091OR0750013 Health Insurance Plan
PacificSource Health Plans health insurance plan with the Plan ID 10091OR0750013. The plan is called PacificSource Oregon Standard Silver Plan NAV.
Based on the data of Health Plan Issuer, this plan has an actuarial value of 87.85% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 12.15% of the costs of all covered benefits (according to the Issuer).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 87.46% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 12.54% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 10091OR0750013 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | Oregon | ||||||||||||||||||
| Health Insurance Issuer | PacificSource Health Plans | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
| Health Insurance Plan Variant | 10091OR0750013-05 | ||||||||||||||||||
| Provider Network(s) | TIER-ONE | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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| Available Variants of the Health Plan | Standard Off Exchange Plan - 10091OR0750013-00 Standard On Exchange Plan - 10091OR0750013-01 Open to Indians below 300% FPL - 10091OR0750013-02 Open to Indians above 300% FPL - 10091OR0750013-03 73% AV Silver Plan - 10091OR0750013-04 |
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| Last Plan Update Date | Thu, 01 Aug 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Benefits of PacificSource Oregon Standard Silver Plan NAV Health Insurance Plan, 10091OR0750013-05
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Abortion for Which Public Funding is Prohibited
|
YES | No Charge |
No Charge |
| Accidental Dental
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Acupuncture
Limit: 12.0 Visit(s) per Year Exclusions: Massage or massage therapy, even as part of a physical therapy program. Homeopathic medicines or homeopathic supplies. |
YES | $15.00 |
50.00% Coinsurance after deductible |
| Allergy Testing
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Bariatric Surgery
|
NO | ||
| Basic Dental Care - Adult
|
NO | ||
| Basic Dental Care - Child
|
NO | ||
| Chemotherapy
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Chiropractic Care
Limit: 20.0 Visit(s) per Year Exclusions: Massage or massage therapy, even as part of a physical therapy program. Homeopathic medicines or homeopathic supplies. |
YES | $15.00 |
50.00% Coinsurance after deductible |
| Cosmetic Surgery
Limit: 1.0 Procedure(s) per Episode |
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Delivery and All Inpatient Services for Maternity Care
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Dental Check-Up for Children
|
NO | ||
| Diabetes Education
|
YES | No Charge |
50.00% Coinsurance after deductible |
| Dialysis
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Durable Medical Equipment
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Emergency Room Services
Exclusions: Charges for inpatient stays that began before you were covered by this plan. Charges for a hospital room are covered up to the hospital's semi-private room rate (or private room rate, if the hospital does not offer semi-private rooms). Charges for a private room are covered if the attending physician orders hospitalization in an intensive care unit, coronary care unit, or private room for medically necessary isolation. |
YES | 10.00% Coinsurance after deductible |
10.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance
|
YES | 10.00% Coinsurance after deductible |
10.00% Coinsurance after deductible |
| Eye Glasses for Children
Limit: 1.0 Item(s) per Benefit Period No charge up to $150 maximum then subject to medical deductible and coinsurance. See policy for more information. |
YES | No Charge |
No Charge |
| Gender Affirming Care
Gender affirming care is covered when determined by a provider as medically necessary and follows accepted standards of care. Please check with the insurance carrier for coverage information, including any limitations and exclusions. |
YES | ||
| Generic Drugs
|
YES | $10.00 |
90.00% Coinsurance after deductible |
| Habilitation Services
Limit: 30.0 Visit(s) per Year Visit limits do not apply to mental health conditions. See policy for more information. |
YES | $15.00 |
50.00% Coinsurance after deductible |
| Hearing Aids
Hearing assistance coverage complies with state and federal law. |
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Home Health Care Services
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Hormone Therapy
|
YES | ||
| Hospice Services
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Imaging (CT/PET Scans, MRIs)
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Infertility Treatment
|
NO | ||
| Infusion Therapy
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay)
Exclusions: Charges for inpatient stays that began before you were covered by this plan. Charges for a hospital room are covered up to the hospital?s semi-private room rate (or private room rate, if the hospital does not offer semi-private rooms). Charges for a private room are covered if the attending physician orders hospitalization in an intensive care unit, coronary care unit, or private room for medically necessary isolation. |
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Inpatient Physician and Surgical Services
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Laboratory Outpatient and Professional Services
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Long-Term/Custodial Nursing Home Care
|
NO | ||
| Major Dental Care - Adult
|
NO | ||
| Major Dental Care - Child
|
NO | ||
| Medical Service Drugs
|
NO | ||
| Mental/Behavioral Health Inpatient Services
This health plan complies with all federal laws and regulations related to the Mental Health Parity and Addiction Equity Act of 2008. |
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Mental/Behavioral Health Outpatient Services
This health plan complies with all federal laws and regulations related to the Mental Health Parity and Addiction Equity Act of 2008. $5 copay for the first three in-network primary care provider, other practitioner, outpatient mental/behavioral health, or outpatient substance abuse disorder visits combined per year prior to the deductible being met. |
YES | $15.00 |
50.00% Coinsurance after deductible |
| Non-Preferred Brand
Certain drugs may fall under a higher or lower cost sharing amount than is listed here. Insulin: $35 max out of pocket for 30 day supply prior to deductible. See policy for more information. |
YES | 50.00% |
90.00% Coinsurance after deductible |
| Non-Preferred Brand Drugs
Certain drugs may fall under a higher or lower cost sharing amount than is listed here. Insulin: $35 max out of pocket for 30 day supply prior to deductible. See policy for more information. |
YES | 50.00% |
90.00% Coinsurance after deductible |
| Non-Preferred Generic
|
NO | ||
| Nutritional Counseling
|
YES | No Charge |
50.00% Coinsurance after deductible |
| Orthodontia - Adult
|
NO | ||
| Orthodontia - Child
|
NO | ||
| Other Practitioner Office Visit (Nurse, Physician Assistant)
Exclusions: Missed appointments and get acquainted visits. See policy for more information. $5 copay for the first three in-network primary care provider, other practitioner, outpatient mental/behavioral health, or outpatient substance abuse disorder visits combined per year prior to the deductible being met. |
YES | $15.00 |
50.00% Coinsurance after deductible |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Outpatient Rehabilitation Services
Limit: 30.0 Visit(s) per Year Visit limits do not apply to mental health conditions. See policy for more information. |
YES | $15.00 |
50.00% Coinsurance after deductible |
| Outpatient Surgery Physician/Surgical Services
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Preferred Brand
Certain drugs may fall under a higher or lower cost sharing amount than is listed here. Insulin: $35 max out of pocket for 30 day supply prior to deductible. See policy for more information. |
YES | $25.00 |
90.00% Coinsurance after deductible |
| Preferred Brand Drugs
Certain drugs may fall under a higher or lower cost sharing amount than is listed here. Insulin: $35 max out of pocket for 30 day supply prior to deductible. See policy for more information. |
YES | $25.00 |
90.00% Coinsurance after deductible |
| Preferred Generic
|
YES | $10.00 |
90.00% Coinsurance after deductible |
| Prenatal and Postnatal Care
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Preventive Care/Screening/Immunization
|
YES | No Charge |
50.00% Coinsurance after deductible |
| Primary Care Visit to Treat an Injury or Illness
Exclusions: Missed appointments and get acquainted visits. See policy for more information. $5 copay for the first three in-network primary care provider, other practitioner, outpatient mental/behavioral health, or outpatient substance abuse disorder visits combined per year prior to the deductible being met. |
YES | $15.00 |
50.00% Coinsurance after deductible |
| Private-Duty Nursing
|
NO | ||
| Prosthetic Devices
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Radiation
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Reconstructive Surgery
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 30.0 Visit(s) per Year Visit limits do not apply to mental health conditions. See policy for more information. |
YES | $15.00 |
50.00% Coinsurance after deductible |
| Rehabilitative Speech Therapy
Limit: 30.0 Visit(s) per Year Visit limits do not apply to mental health conditions. See policy for more information. |
YES | $15.00 |
50.00% Coinsurance after deductible |
| Routine Dental Services (Adult)
|
NO | ||
| Routine Eye Exam (Adult)
|
NO | ||
| Routine Eye Exam for Children
Limit: 1.0 Visit(s) per Benefit Period Exclusions: Orthoptics, vision therapy, or other services to correct refractive error. Coverage is provided until at least the end of the month in which the enrollee turns 19 years of age. In network: Covered in Full. Out of network: No charge up to $40 maximum, and the remaining cost is member responsibility. |
YES | No Charge |
No Charge |
| Routine Foot Care
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Skilled Nursing Facility
Limit: 60.0 Days per Year Exclusions: Confinement for custodial care is not covered. See policy for more information. |
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Specialist Visit
Exclusions: Missed appointments and get acquainted visits. See policy for more information. |
YES | $30.00 |
50.00% Coinsurance after deductible |
| Specialty Drugs
Certain drugs may fall under a higher or lower cost sharing amount than is listed here. $500 cap per script for Standard Gold Plans. See policy for more information. |
YES | 50.00% |
90.00% Coinsurance after deductible |
| Substance Abuse Disorder Inpatient Services
This health plan complies with all federal laws and regulations related to the Mental Health Parity and Addiction Equity Act of 2008. |
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Substance Abuse Disorder Outpatient Services
This health plan complies with all federal laws and regulations related to the Mental Health Parity and Addiction Equity Act of 2008. $5 copay for the first three in-network primary care provider, other practitioner, outpatient mental/behavioral health, or outpatient substance abuse disorder visits combined per year prior to the deductible being met. |
YES | $15.00 |
50.00% Coinsurance after deductible |
| Telehealth - Primary Care Visit
For services that are performed and billed as a true telemedicine visits, copays will be waived. HSA qualified plans will still be subject to the deductible and coinsurance. $5 copay for the first three in-network primary care provider, other practitioner, outpatient mental/behavioral health, or outpatient substance abuse disorder visits combined per year prior to the deductible being met. |
YES | $15.00 |
50.00% Coinsurance after deductible |
| Telehealth - Specialist Visit
For services that are performed and billed as a true telemedicine visits, copays will be waived. HSA qualified plans will still be subject to the deductible and coinsurance. |
YES | $30.00 |
50.00% Coinsurance after deductible |
| Transplant
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Treatment for Temporomandibular Joint Disorders
|
NO | ||
| Urgent Care Centers or Facilities
|
YES | $40.00 |
50.00% Coinsurance after deductible |
| Weight Loss Programs
|
NO | ||
| Well Baby Visits and Care
|
YES | No Charge |
50.00% Coinsurance after deductible |
| X-rays and Diagnostic Imaging
|
YES | 10.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Zero Cost Share Preventive Drugs
Limited to Affordable Care Act Standard Preventive No-cost Drug List |
YES | No Charge |
90.00% Coinsurance after deductible |
PacificSource Oregon Standard Silver Plan NAV (87) Health Insurance Plan Variant 10091OR0750013-05 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.874648160665891 |
| Begin Primary Care Cost-Sharing After Number Of Visits | 3 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | 87% AV Level Silver Plan |
| Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 50.00% |
| Drug EHB Deductible, In Network (Tier 1), Family Per Group | $0 per group |
| Drug EHB Deductible, In Network (Tier 1), Family Per Person | $0 per person |
| Drug EHB Deductible, In Network (Tier 1), Individual | $0 |
| Drug EHB Deductible, Out of Network, Family Per Group | $20000 per group |
| Drug EHB Deductible, Out of Network, Family Per Person | $10000 per person |
| Drug EHB Deductible, Out of Network, Individual | $10,000 |
| Dental Only Plan | No |
| Design Type | Design 3 |
| Disease Management Programs Offered | Asthma, Heart Disease, Diabetes, Pregnancy |
| EHB Percent of Total Premium | 0.9999 |
| First Tier Utilization | 100% |
| Formulary ID | ORF008 |
| Formulary URL | URL |
| HIOS Product ID | 10091OR075 |
| Import Date | 2024-08-01 20:01:31 |
| Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
| Inpatient Copayment Maximum Days | 0 |
| HSA Eligible | No |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer Actuarial Value | 87.85% |
| Issuer ID | 10091 |
| Issuer Marketplace Marketing Name | PacificSource Health Plans |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | No |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Medical EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Medical EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Medical EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Medical EHB Deductible, In Network (Tier 1), Default Coinsurance | 10.00% |
| Medical EHB Deductible, In Network (Tier 1), Family Per Group | $2300 per group |
| Medical EHB Deductible, In Network (Tier 1), Family Per Person | $1150 per person |
| Medical EHB Deductible, In Network (Tier 1), Individual | $1,150 |
| Medical EHB Deductible, Out of Network, Family Per Group | $20000 per group |
| Medical EHB Deductible, Out of Network, Family Per Person | $10000 per person |
| Medical EHB Deductible, Out of Network, Individual | $10,000 |
| Metal Level | Silver |
| Multiple In Network Tiers | No |
| National Network | Yes |
| Network ID | ORN005 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | Emergency Care Only |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | In and out-of-network providers |
| Plan Brochure | URL |
| Plan Effective Date | 2025-01-01 |
| Plan Expiration Date | 2025-12-31 |
| Plan ID (Standard Component ID with Variant) | 10091OR0750013-05 |
| Plan Marketing Name | PacificSource Oregon Standard Silver Plan NAV |
| Plan Type | PPO |
| Plan Variant Marketing Name | PacificSource Oregon Standard Silver Plan NAV (87) |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $1,100 |
| SBC Scenario, Having a Baby, Copayment | $10 |
| SBC Scenario, Having a Baby, Deductible | $1,150 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $600 |
| SBC Scenario, Having Diabetes, Deductible | $900 |
| SBC Scenario, Having Diabetes, Limit | $20 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $90 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $200 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $1,150 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | ORS002 |
| Source Name | SERFF |
| Plan ID | 10091OR0750013 |
| State Code | OR |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $6100 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $3050 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $3,050 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | $50000 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | $25000 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $25,000 |
| Unique Plan Design | Yes |
| URL for Enrollment Payment | URL |
| URL for Summary of Benefits & Coverage | URL |
| Wellness Program Offered | Yes |
Copay & Coinsurance of PacificSource Oregon Standard Silver Plan NAV Health Insurance Plan, 10091OR0750013
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about PacificSource Oregon Standard Silver Plan NAV, 10091OR0750013 Health Insurance Plan, 10091OR0750013
-
Does PacificSource Oregon Standard Silver Plan NAV Health Insurance Plan, 10091OR0750013 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (10091OR0750013) Health Insurance Plan, Variant (10091OR0750013-05) offer Disease Management Programs?
Does (10091OR0750013) Health Insurance Plan, Variant (10091OR0750013-05) have Out Of Country Coverage?
Does (10091OR0750013) Health Insurance Plan, Variant (10091OR0750013-05) have Out of Service Area Coverage?
Does (10091OR0750013) Health Insurance Plan, Variant (10091OR0750013-05) offer Disease Management Programs?
Does PacificSource Oregon Standard Silver Plan NAV (87) Health Insurance Plan, Variant (10091OR0750013-05) offer Disease Management Programs for Asthma?
Does PacificSource Oregon Standard Silver Plan NAV (87) Health Insurance Plan, Variant (10091OR0750013-05) offer Disease Management Programs for Heart disease?
Does PacificSource Oregon Standard Silver Plan NAV (87) Health Insurance Plan, Variant (10091OR0750013-05) offer Disease Management Programs for Diabetes?
Does PacificSource Oregon Standard Silver Plan NAV (87) Health Insurance Plan, Variant (10091OR0750013-05) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API