Platinum Zero $5 Generic Drugs - 50328WV0010034 Health Insurance Plan

CareSource West Virginia Co. health insurance plan with the Plan ID 50328WV0010034. The plan is called Platinum Zero $5 Generic Drugs.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 88.04% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 11.96% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 50328WV0010034
Health Insurance Plan Year 2025
State West Virginia
Health Insurance Issuer CareSource West Virginia Co.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 50328WV0010034-01
Provider Network(s) PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers West Virginia All US States
All 9106 22772
PCP 1662 2947
Allergy 3 4
OB/GYN 38 69
Dentists 18 28
Available Variants of the Health Plan

Standard Off Exchange Plan - 50328WV0010034-00

Standard On Exchange Plan - 50328WV0010034-01

Open to Indians below 300% FPL - 50328WV0010034-02

Open to Indians above 300% FPL - 50328WV0010034-03

Last Plan Update Date Wed, 16 Oct 2024 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Benefits of Platinum Zero $5 Generic Drugs Health Insurance Plan, 50328WV0010034-01

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

0.00%

100.00%
Acupuncture
NO
Allergy Testing
YES

0.00%

100.00%
Bariatric Surgery

Surgery determined to be Medically Necessary is covered.

YES

0.00%

100.00%
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

0.00%

100.00%
Chiropractic Care

Limit: 30.0 Visit(s) per Benefit Period

Manipulation Therapy is limited to 30 visits. Physical Therapy is limited to 30 visits. Limits are combined with services delivered under Outpatient Rehab or Habilitation Services.

YES

$20.00

100.00%
Chronic Pain Treatment

Limit: 20.0 Visit(s) per Episode

Physical Therapy, Occupational Therapy, Osteopathic Manipulation, a Chronic Pain Management Program, and Chiropractic Services limited to 20 combined visits per event. Separate limits from Rehabilitative and Habilitative services.

YES

$10.00

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

$350.00

100.00%
Dental Check-Up for Children
NO
Diabetes Education
YES

0.00%

100.00%
Dialysis
YES

0.00%

100.00%
Durable Medical Equipment
YES

0.00%

100.00%
Emergency Room Services

Emergency room copay or coinsurance is waived if you are admitted to the hospital directly from the Emergency Department.

YES

$100.00

$100.00
Emergency Transportation/Ambulance

Ambulance transports must be made to the closest local facility that can provide you with covered services appropriate for your medical condition.

YES

0.00%

0.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Limited to one pair of glasses or contact lenses per benefit year.

YES

0.00%

100.00%
Gender Affirming Care

Surgery determined to be Medically Necessary is Covered

YES

0.00%

100.00%
Generic Drugs
YES

$5.00

100.00%
Habilitation Services

Limit: 30.0 Visit(s) per Benefit Period

Physical, Occupational, and Manipulation Therapy limited to 30 visits each.

YES

$10.00

100.00%
Hearing Aids
NO
Home Health Care Services

Limit: 100.0 Visit(s) per Benefit Period

The following are Covered Services when you are Homebound and receive them from a Hospital or a Home Health Care Agency: Intermittent Skilled Care rendered by a registered or licensed practical nurse or nurse-midwife; Physical therapy, occupational therapy or speech therapy; Medical and surgical supplies; Prescription Drugs; Oxygen and its administration; Medical social Services; Home health aide visits when you are also receiving Skilled Care or Therapy Services; Laboratory tests; Home infusion therapy.

YES

0.00%

100.00%
Hospice Services

Must have a terminal illness with life expectancy of 6 months or less.

YES

0.00%

100.00%
Imaging (CT/PET Scans, MRIs)
YES

$100.00

100.00%
Infertility Treatment

The diagnosis and treatment of underlying medical causes of infertility are generally covered, however infertility treatments, such as artificial insemination/invitro fertilization, are not covered.

YES

0.00%

100.00%
Infusion Therapy
YES

0.00%

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

$350.00 Copay per Stay

100.00%
Inpatient Physician and Surgical Services
YES

No Charge

100.00%
Laboratory Outpatient and Professional Services
YES

$30.00

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

$350.00 Copay per Stay

100.00%
Mental/Behavioral Health Outpatient Services

The cost sharing that displays applies to office visits only. All other services are subject to the Outpatient Professional Services cost share.?

YES

$10.00

100.00%
Non-Preferred Brand Drugs

Your Prescription Drug benefits may include a Formulary ... which is a list of Brand Name Prescription Drugs that are preferred by your Plan. We may remind your Physician or Professional Other Provider when a Formulary medication is available for a medication that is not on your Formulary. This may result in a change in your Prescription. However, your Physician or Professional Other Provider will always make the final decision on your medication.

YES

$50.00

100.00%
Nutritional Counseling

Diet education covered in the context of diabetes self-management education.

YES

0.00%

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$10.00

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

$150.00

100.00%
Outpatient Rehabilitation Services

Limit: 30.0 Visit(s) per Benefit Period

Physical, Occupational, Manipulation, and Pulmonary Therapy limited to 30 visits each. Cardiac Rehabilitation limited to 36 visits. Pulmonary Therapy limited to 30 visits, except if rendered as part of Physical Therapy, the Physical Therapy visit limit will apply.

YES

0.00%

100.00%
Outpatient Surgery Physician/Surgical Services
YES

$150.00

100.00%
Preferred Brand Drugs
YES

$10.00

100.00%
Prenatal and Postnatal Care
YES

$20.00

100.00%
Preventive Care/Screening/Immunization
YES

0.00%

100.00%
Primary Care Visit to Treat an Injury or Illness
YES

$10.00

100.00%
Private-Duty Nursing

Limit: 35.0 Visit(s) per Benefit Period

A visit equals 8 hours or less.

YES

0.00%

100.00%
Prosthetic Devices
YES

0.00%

100.00%
Radiation
YES

0.00%

100.00%
Reconstructive Surgery

(a) only those that restore a body function or which were caused by disease, trauma, birth defects, growth defects, prior therapeutic processes; or (b) reconstructive Surgery following Covered Services for a mastectomy, including reconstruction of the other breast for the purpose of restoring symmetry; or (c) reconstructive or cosmetic Surgery necessary as a result of an act of family violence.

YES

0.00%

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 30.0 Visit(s) per Benefit Period

30 visit each for Occupational and Physical Therapies.

YES

$10.00

100.00%
Rehabilitative Speech Therapy
YES

$10.00

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Year

YES

0.00%

100.00%
Routine Foot Care
NO
Skilled Nursing Facility
YES

$150.00 Copay per Stay

100.00%
Specialist Visit
YES

$20.00

100.00%
Specialty Drugs
YES

$150.00

100.00%
Substance Abuse Disorder Inpatient Services
YES

$350.00 Copay per Stay

100.00%
Substance Abuse Disorder Outpatient Services

The cost sharing that displays applies to office visits only. All other services are subject to the Outpatient Professional Services cost share.?

YES

$10.00

100.00%
Transplant

Quantitative limit units apply, see Summary of Benefits and Coverage.

YES

0.00%

100.00%
Treatment for Temporomandibular Joint Disorders
YES

0.00%

100.00%
Urgent Care Centers or Facilities
YES

$15.00

$15.00
Weight Loss Programs
NO
Well Baby Visits and Care
YES

0.00%

100.00%
X-rays and Diagnostic Imaging
YES

$30.00

100.00%

Platinum Zero $5 Generic Drugs Health Insurance Plan Variant 50328WV0010034-01 Attributes

Plan Attribute Value
AV Calculator Output Number 0.880407033355827
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Platinum On Exchange Plan
Dental Only Plan No
Design Type Design 1
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID WVF001
Formulary URL URL
HIOS Product ID 50328WV001
Import Date 2024-10-16 20:01:50
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan New
Notice Required for Pregnancy Yes
Is a Referral Required for Specialist? No
Issuer ID 50328
Issuer Marketplace Marketing Name CareSource
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Platinum
Multiple In Network Tiers No
National Network No
Network ID WVN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Services Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency Services Only
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 50328WV0010034-01
Plan Marketing Name Platinum Zero $5 Generic Drugs
Plan Type HMO
Plan Variant Marketing Name Platinum Zero $5 Generic Drugs
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $400
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $700
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $1,000
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID WVS001
Source Name SERFF
Plan ID 50328WV0010034
State Code WV
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $8600 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $4300 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $4,300
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $0
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $8600 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $4300 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $4,300
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of Platinum Zero $5 Generic Drugs Health Insurance Plan, 50328WV0010034

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Platinum Zero $5 Generic Drugs, 50328WV0010034 Health Insurance Plan, 50328WV0010034

  • Does Platinum Zero $5 Generic Drugs Health Insurance Plan, 50328WV0010034 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (50328WV0010034) Health Insurance Plan, Variant (50328WV0010034-01) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy

    Does (50328WV0010034) Health Insurance Plan, Variant (50328WV0010034-01) have Out Of Country Coverage?

    Yes. Details: Emergency Services Only

    Does (50328WV0010034) Health Insurance Plan, Variant (50328WV0010034-01) have Out of Service Area Coverage?

    Yes. Details: Emergency Services Only

    Does (50328WV0010034) Health Insurance Plan, Variant (50328WV0010034-01) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy

    Does Platinum Zero $5 Generic Drugs Health Insurance Plan, Variant (50328WV0010034-01) offer Disease Management Programs for Asthma?

    Yes, the Platinum Zero $5 Generic Drugs Health Insurance Plan Variant 50328WV0010034-01 offers Disease Management Program for Asthma.

    Does Platinum Zero $5 Generic Drugs Health Insurance Plan, Variant (50328WV0010034-01) offer Disease Management Programs for Heart disease?

    Yes, the Platinum Zero $5 Generic Drugs Health Insurance Plan Variant 50328WV0010034-01 offers Disease Management Program for Heart disease.

    Does Platinum Zero $5 Generic Drugs Health Insurance Plan, Variant (50328WV0010034-01) offer Disease Management Programs for Depression?

    Yes, the Platinum Zero $5 Generic Drugs Health Insurance Plan Variant 50328WV0010034-01 offers Disease Management Program for Depression.

    Does Platinum Zero $5 Generic Drugs Health Insurance Plan, Variant (50328WV0010034-01) offer Disease Management Programs for Diabetes?

    Yes, the Platinum Zero $5 Generic Drugs Health Insurance Plan Variant 50328WV0010034-01 offers Disease Management Program for Diabetes.

    Does Platinum Zero $5 Generic Drugs Health Insurance Plan, Variant (50328WV0010034-01) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Platinum Zero $5 Generic Drugs Health Insurance Plan Variant 50328WV0010034-01 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Platinum Zero $5 Generic Drugs Health Insurance Plan, Variant (50328WV0010034-01) offer Disease Management Programs for Low back pain?

    Yes, the Platinum Zero $5 Generic Drugs Health Insurance Plan Variant 50328WV0010034-01 offers Disease Management Program for Low back pain.

    Does Platinum Zero $5 Generic Drugs Health Insurance Plan, Variant (50328WV0010034-01) offer Disease Management Programs for Pregnancy?

    Yes, the Platinum Zero $5 Generic Drugs Health Insurance Plan Variant 50328WV0010034-01 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API