Plus Gold - 32225MT0060004 Health Insurance Plan

Montana Health Cooperative health insurance plan with the Plan ID 32225MT0060004. The plan is called Plus Gold.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 32225MT0060004
Health Insurance Plan Year 2024
State Montana
Health Insurance Issuer Montana Health Cooperative
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 32225MT0060004-02
Provider Network(s) ['MTN003']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Montana All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 32225MT0060004-00

Standard On Exchange Plan - 32225MT0060004-01

Open to Indians below 300% FPL - 32225MT0060004-02

Open to Indians above 300% FPL - 32225MT0060004-03

Last Plan Update Date Wed, 16 Aug 2023 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Benefits of Plus Gold Health Insurance Plan, 32225MT0060004-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Acupuncture

Limit: 12.0 Visit(s) per Year

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Allergy Testing
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Chiropractic Care

Limit: 20.0 Visit(s) per Benefit Period

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Cosmetic Surgery

Only medically necessary cosmetic surgery is covered to treat accidents and genetic defects.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Delivery and All Inpatient Services for Maternity Care
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Dental Check-Up for Children
NO
Diabetes Education
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Dialysis
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Durable Medical Equipment
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Emergency Room Services
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Emergency Transportation/Ambulance
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Benefit Period

One pair of glasses (frames and lenses) or one pair of contacts per Benefit Period.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Gender Affirming Care
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Generic Drugs

See formulary at mountainhealth.coop for a list of $0 medications.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Habilitation Services

Coverage will be provided for Habilitative Care services when the Member requires help to keep, learn or improve skills and functioning for daily living. These services include, but are not limited to: physical and occupational therapy; speech-language pathology; and other services for people with disabilities. These services may be provided in a variety of Inpatient and/or Outpatient settings as prescribed by a Physician.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Hearing Aids
NO
Home Health Care Services

Limit: 180.0 Visit(s) per Benefit Period

Includes Nursing services, Home Health Aide services, Hospice services, Physical Therapy, Occupational Therapy, Speech Therapy, Medical social worker, Medical supplies and equipment suitable for use in the home, Medically Necessary personal hygiene, grooming and dietary assistance.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Hospice Services

A coordinated program of home care and Inpatient Care that provides or coordinates palliative and supportive care to meet the needs of a terminally ill Member and the Member's Immediate Family.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Imaging (CT/PET Scans, MRIs)
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Infertility Treatment

We pay for the diagnosis of infertility & Artificial Insemination (but not listed in the contract).

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Infusion Therapy

The preparation, administration, or furnishing of parenteral medications, or parenteral or enteral nutritional services to a Member by a Home Infusion Therapy Agency.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Inpatient Physician and Surgical Services
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Laboratory Outpatient and Professional Services
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Mental/Behavioral Health Outpatient Services

The care and treatment of mental illness provided by a hospital; a physician or prescribed by a physician; a mental health treatment center; a chemical dependency treatment center; a psychologist, a licensed social worker; a licensed professional addiction counselor, a licensed clinical professional counselor or a licensed psychiatrist. Outpatient benefits must be provided to diagnose and treat recognized mental illness and treatment must be reasonably expected to improve and restore the level of functioning that has been affected by the mental illness.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Non-Preferred Brand Drugs
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Nutritional Counseling

Also covered under preventive health care.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Orthodontia - Adult
NO
Orthodontia - Child

Orthodontia for children is only covered when medically necessary.

NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Outpatient Rehabilitation Services

Rehabilitation Therapy: A specialized, intense and comprehensive program of therapies and treatment services (including but not limited to Physical Therapy, Occupational Therapy and Speech Therapy) provided by a Multidisciplinary Team for treatment of an Injury or physical deficit. Also an Outpatient Therapies benefit.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Outpatient Surgery Physician/Surgical Services
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Preferred Brand Drugs

See formulary at mountainhealth.coop for a list of $0 medications.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Prenatal and Postnatal Care
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Preventive Care/Screening/Immunization
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Primary Care Visit to Treat an Injury or Illness
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Private-Duty Nursing
NO
Prosthetic Devices
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Radiation
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Reconstructive Surgery

Reconstructive breast surgery only. Also covered in case of an accident/ injury or due to treat congenital anomaly.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Also an Outpatient Therapies benefit.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Rehabilitative Speech Therapy

Also an Outpatient Therapies benefit.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Visit(s) per Benefit Period

The following services only may be provided by a licensed ophthalmologist or optometrist operating within the scope of his or her license, or a dispensing optician to Members under 19 years of age: One Routine vision exam per Benefit Period.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Routine Foot Care

Foot care provided to a Member with diabetes.

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Skilled Nursing Facility

Limit: 60.0 Days per Benefit Period

Also referred to as 'convalescent home.'

YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Specialist Visit
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Specialty Drugs
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Inpatient Services
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Outpatient Services
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Transplant
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Treatment for Temporomandibular Joint Disorders
NO
Urgent Care Centers or Facilities
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
Weight Loss Programs
NO
Well Baby Visits and Care
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%
X-rays and Diagnostic Imaging
YES

Tier 1: $0.00, 0.00%

Tier 2: $0.00, 0.00%

$0.00, 0.00%

Plus Gold Health Insurance Plan Variant 32225MT0060004-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1.0
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2024
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Diabetes
EHB Percent of Total Premium 1.0
First Tier Utilization 5%
Formulary ID MTF001
Formulary URL URL
HIOS Product ID 32225MT006
Import Date 2023-08-16 20:01:48
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 32225
Issuer Marketplace Marketing Name Mountain Health CO-OP
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Gold
Multiple In Network Tiers Yes
National Network Yes
Network ID MTN003
Out of Country Coverage Yes
Out of Country Coverage Description Emergent Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergent Only
Plan Brochure URL
Plan Effective Date 2024-01-01
Plan Expiration Date 2024-12-31
Plan ID (Standard Component ID with Variant) 32225MT0060004-02
Plan Marketing Name Plus Gold
Plan Type PPO
Plan Variant Marketing Name Plus Gold
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Second Tier Utilization 95%
Service Area ID MTS001
Source Name SERFF
Plan ID 32225MT0060004
State Code MT
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $0
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $0
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $0
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of Plus Gold Health Insurance Plan, 32225MT0060004

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Plus Gold, 32225MT0060004 Health Insurance Plan, 32225MT0060004

  • Does Plus Gold Health Insurance Plan, 32225MT0060004 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (32225MT0060004) Health Insurance Plan, Variant (32225MT0060004-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Diabetes

    Does (32225MT0060004) Health Insurance Plan, Variant (32225MT0060004-02) have Out Of Country Coverage?

    Yes. Details: Emergent Only

    Does (32225MT0060004) Health Insurance Plan, Variant (32225MT0060004-02) have Out of Service Area Coverage?

    Yes. Details: Emergent Only

    Does (32225MT0060004) Health Insurance Plan, Variant (32225MT0060004-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Diabetes

    Does Plus Gold Health Insurance Plan, Variant (32225MT0060004-02) offer Disease Management Programs for Asthma?

    Yes, the Plus Gold Health Insurance Plan Variant 32225MT0060004-02 offers Disease Management Program for Asthma.

    Does Plus Gold Health Insurance Plan, Variant (32225MT0060004-02) offer Disease Management Programs for Diabetes?

    Yes, the Plus Gold Health Insurance Plan Variant 32225MT0060004-02 offers Disease Management Program for Diabetes.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API