CDPHP Universal Benefits, Inc. health insurance plan with the Plan ID 92551NY0390071. The plan is called PPO Copay/Coinsurance 131, Platinum, NS, INN, Dep29, Adult Vision, Lasik, Wellness, DP.
Based on the data of Health Plan Issuer, this plan has an actuarial value of 89.20% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 10.80% of the costs of all covered benefits (according to the Issuer).
Health Insurance Plan ID | 92551NY0390071 | ||||||||||||||||||
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Health Insurance Plan Year | 2024 | ||||||||||||||||||
State | New York | ||||||||||||||||||
Health Insurance Issuer | CDPHP Universal Benefits, Inc. | ||||||||||||||||||
Health Insurance Plan Variant | 92551NY0390071-01 | ||||||||||||||||||
Provider Network(s) | ['NYN003'] | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 10 Dec 2024 06:32 GMT). |
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Available Variants of the Health Plan | |||||||||||||||||||
Last Plan Update Date | Mon, 12 Feb 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Tue, 10 Dec 2024 06:32 GMT |
Plan Attribute | Value |
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Business Year | 2024 |
Child-Only Offering | Allows Adult-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Platinum On Exchange Plan |
Drug EHB Deductible, Combined In/Out of Network, Family | per person not applicable | per group not applicable |
Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
Drug EHB Deductible, In Network (Tier 1), Family | per person not applicable | per group not applicable |
Drug EHB Deductible, In Network (Tier 1), Individual | Not Applicable |
Drug EHB Deductible, Out of Network, Family | per person not applicable | per group not applicable |
Drug EHB Deductible, Out of Network, Individual | Not Applicable |
Dental Only Plan | No |
First Tier Utilization | 100% |
Formulary ID | NYF006 |
HIOS Product ID | 92551NY039 |
HSA/HRA Employer Contribution | No |
Import Date | 2/12/2024 |
HSA Eligible | No |
IsItANewPlan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | Yes |
Issuer Actuarial Value | 89.20% |
Issuer ID | 92551 |
Market Coverage | SHOP (Small Group) |
Medical Drug Deductibles Integrated | No |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Medical EHB Deductible, Combined In/Out of Network, Family | per person not applicable | per group not applicable |
Medical EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Medical EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
Medical EHB Deductible, In Network (Tier 1), Family | $0 per person | $0 per group |
Medical EHB Deductible, In Network (Tier 1), Individual | $0 |
Medical EHB Deductible, Out of Network, Family | $6000 per person | $12000 per group |
Medical EHB Deductible, Out of Network, Individual | $6,000 |
Metal Level | Platinum |
Multiple In Network Tiers | No |
National Network | Yes |
Network ID | NYN003 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Emergency Only |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Emergency Only |
Plan Effective Date | 1/1/2024 |
Plan Expiration Date | 12/31/2024 |
Plan ID (Standard Component ID with Variant) | 92551NY0390071-01 |
Plan Marketing Name | PPO Copay/Coinsurance 131, Platinum, NS, INN, Dep29, Adult Vision, Lasik, Wellness, DP |
Plan Type | PPO |
Plan Variant Marketing Name | PPO Copay/Coinsurance 131, Platinum, NS, INN, Dep29, Adult Vision, Lasik, Wellness, DP |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $0 |
SBC Scenario, Having a Baby, Copayment | $816 |
SBC Scenario, Having a Baby, Deductible | $0 |
SBC Scenario, Having a Baby, Limit | $0 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $1,096 |
SBC Scenario, Having Diabetes, Deductible | $0 |
SBC Scenario, Having Diabetes, Limit | $0 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $37 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $375 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $0 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $212 |
Service Area ID | NYS002 |
Source Name | SERFF |
Specialist Requiring a Referral | All |
Plan ID | 92551NY0390071 |
State Code | NY |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family | per person not applicable | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family | $6000 per person | $12000 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $6,000 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family | $12000 per person | $24000 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | $12,000 |
Unique Plan Design | Yes |
Version Number | 1 |
Wellness Program Offered | Yes |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Tue, 10 Dec 2024 06:32 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API