Premera Blue Cross Standard Silver - 38344AK1100002 Health Insurance Plan

Premera Blue Cross Blue Shield of Alaska health insurance plan with the Plan ID 38344AK1100002. The plan is called Premera Blue Cross Standard Silver.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 38344AK1100002
Health Insurance Plan Year 2025
State Alaska
Health Insurance Issuer Premera Blue Cross Blue Shield of Alaska
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 38344AK1100002-02
Provider Network(s) LEGACYANDDENTALSELECT
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 24 Dec 2024 06:21 GMT).

Providers Alaska All US States
All 6625 68461
PCP 686 8556
Allergy 1 11
OB/GYN 18 275
Dentists 229 2226
Available Variants of the Health Plan

Standard On Exchange Plan - 38344AK1100002-01

Open to Indians below 300% FPL - 38344AK1100002-02

Open to Indians above 300% FPL - 38344AK1100002-03

73% AV Silver Plan - 38344AK1100002-04

87% AV Silver Plan - 38344AK1100002-05

94% AV Silver Plan - 38344AK1100002-06

Last Plan Update Date Fri, 15 Nov 2024 00:00 GMT
Last Import Date Tue, 24 Dec 2024 06:21 GMT

Benefits of Premera Blue Cross Standard Silver Health Insurance Plan, 38344AK1100002-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
YES

$0.00, 0.00%

$0.00, 0.00%
Accidental Dental
YES

$0.00, 0.00%

$0.00, 0.00%
Acupuncture

Limit: 12.0 Visit(s) per Year

Services must be medically necessary to relieve pain, induce surgical anesthesia, or to treat a covered illness, injury or condition.

YES

$0.00, 0.00%

$0.00, 0.00%
Allergy Testing
YES

$0.00, 0.00%

$0.00, 0.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child

Limit: 4.0 Procedure(s) per Year

YES

$0.00, 0.00%

$0.00, 0.00%
Chemotherapy
YES

$0.00, 0.00%

$0.00, 0.00%
Chiropractic Care

Limit: 12.0 Visit(s) per Year

YES

$0.00, 0.00%

$0.00, 0.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

$0.00, 0.00%

$0.00, 0.00%
Dental Check-Up for Children

Limit: 1.0 Visit(s) per 6 Months

YES

$0.00, 0.00%

$0.00, 0.00%
Diabetes Education
YES

$0.00, 0.00%

$0.00, 0.00%
Dialysis
YES

$0.00, 0.00%

$0.00, 0.00%
Durable Medical Equipment
YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Room Services
YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Transportation/Ambulance

Air and Ground transpiration benefit is limited to medical emergency. Ambulance services is separate benefit, covers both medical emergency transport and non-emergent transport.

YES

$0.00, 0.00%

$0.00, 0.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Under age 19; 1 pair of frames and lenses PCY includes polycarbonate lenses and scratch resistant coating; 12 month supply of contacts in lieu of glasses; over age 19 Not Covered.

YES

$0.00, 0.00%

$0.00, 0.00%
Gender Affirming Care
NO
Generic Drugs

Limit: 90.0 Item(s) per Month

Up to 90 day supply Retail (copay times 3); 90 day supply for Mail Order. This tier contains only Preferred Generic Drugs.

YES

$0.00, 0.00%

$0.00, 0.00%
Habilitation Services

Limit: 45.0 Visit(s) per Year

Habilitative services is only covered in the context of autism spectrum disorders services, including ABA, counseling and treatment programs necessary to develop, maintain, or restore the functioning of an individual.

YES

$0.00, 0.00%

$0.00, 0.00%
Hearing Aids
NO
Home Health Care Services

Limit: 130.0 Visit(s) per Year

130 visits per applies to home visits of a home health care provider or one or more: registered nurse; a licensed practical nurse; a licensed physical therapist or occupational therapist; a certified respiratory therapist; a speech therapist certified by the American Speech, Language, and Hearing Association; a home health aide directly supervised by one of the above providers; and a person with a master's degree in social work.

YES

$0.00, 0.00%

$0.00, 0.00%
Hospice Services

Limit: 6.0 Months per Lifetime

Inpatient hospice care up to a maximum of 10 days. Respite care, up to a maximum of 240 hours, to relieve anyone who lives with and cares for the terminally ill member.

YES

$0.00, 0.00%

$0.00, 0.00%
Imaging (CT/PET Scans, MRIs)
YES

$0.00, 0.00%

$0.00, 0.00%
Infertility Treatment
NO
Infusion Therapy
YES

$0.00, 0.00%

$0.00, 0.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

$0.00, 0.00%

$0.00, 0.00%
Inpatient Physician and Surgical Services
YES

$0.00, 0.00%

$0.00, 0.00%
Laboratory Outpatient and Professional Services
YES

$0.00, 0.00%

$0.00, 0.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child

Limit: 1.0 Procedure(s) per 3 Years

YES

$0.00, 0.00%

$0.00, 0.00%
Mental/Behavioral Health Inpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Mental/Behavioral Health Outpatient Services

The cost sharing that displays applies to outpatient office visits only. All other outpatient services (Outpatient Facility Fee, Laborartory Outpatient and Professional Services, etc.) may be subject to additional cost sharing. Please refer to the plan policy documents for detailed information.

YES

$0.00, 0.00%

$0.00, 0.00%
Non-Preferred Brand Drugs

Limit: 90.0 Item(s) per Month

Up to 90 day supply Retail (copay times 3); 90 day supply for Mail Order. This tier contains only non-preferred drugs.

YES

$0.00, 0.00%

$0.00, 0.00%
Nutritional Counseling
YES

$0.00, 0.00%

$0.00, 0.00%
Orthodontia - Adult
NO
Orthodontia - Child

Unlimited if Medically Necessary Only

YES

$0.00, 0.00%

$0.00, 0.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)

Covered only when the provider is licensed to practice where the care is provided, is providing a service within the scope of that license, is providing a service or supply for which benefits are specified in this plan, and when benefits would be payable if the services were provided by a physician.

YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Rehabilitation Services

Limit: 45.0 Visit(s) per Year

A 'visit' is a session of treatment for each type of therapy. Each type of therapy combined accrues toward the above visit maximum. Multiple therapy sessions on the same day will be counted as 1 visit, unless provided by different health care providers.

YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Surgery Physician/Surgical Services
YES

$0.00, 0.00%

$0.00, 0.00%
Preferred Brand Drugs

Limit: 90.0 Item(s) per Month

Up to 90 day supply Retail (copay times 3); 90 day supply for Mail Order.

YES

$0.00, 0.00%

$0.00, 0.00%
Premera-Designated Centers of Excellence
YES

$0.00, 0.00%

$0.00, 0.00%
Prenatal and Postnatal Care
YES

$0.00, 0.00%

$0.00, 0.00%
Preventive Care/Screening/Immunization
YES

$0.00, 0.00%

$0.00, 0.00%
Primary Care Visit to Treat an Injury or Illness
YES

$0.00, 0.00%

$0.00, 0.00%
Private-Duty Nursing
NO
Prosthetic Devices

Benefit limited to initial purchase of prosthetic; does not cover replacement unless the existing device can't be repaired, or replacement is prescribed by a physician because of a change in your physical condition.

YES

$0.00, 0.00%

$0.00, 0.00%
Radiation
YES

$0.00, 0.00%

$0.00, 0.00%
Reconstructive Surgery

Breast reconstruction allowed.

YES

$0.00, 0.00%

$0.00, 0.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 45.0 Visit(s) per Year

Visit limit for physical, speech, and occupational therapy services combined.

YES

$0.00, 0.00%

$0.00, 0.00%
Rehabilitative Speech Therapy

Limit: 45.0 Visit(s) per Year

Visit limit for physical, speech, and occupational therapy services combined.

YES

$0.00, 0.00%

$0.00, 0.00%
Routine Dental Services (Adult)

Limit: 2.0 Exam(s) per Year

Routine Exam - 2 PCY and Cleanings- 2 PCY; Routine X-rays (bitewing) - 1 PCY; Annual Maximum $750

YES

$0.00, 0.00%

$0.00, 0.00%
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Year

Under age 19, 1 PCY; Over age 19 Not Covered

YES

$0.00, 0.00%

$0.00, 0.00%
Routine Foot Care

Routine foot care when the member is a diabetic.

YES

$0.00, 0.00%

$0.00, 0.00%
Skilled Nursing Facility

Limit: 60.0 Days per Year

YES

$0.00, 0.00%

$0.00, 0.00%
Specialist Visit
YES

$0.00, 0.00%

$0.00, 0.00%
Specialty Drugs

Limit: 30.0 Item(s) per Month

30 day supply Retail and Mail

YES

$0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Inpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Outpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Transplant

Limit: 75000.0 Dollars per Lifetime

Quantitative limit on Donor costs only. The types of solid organ transplants and bone marrow/stem cell reinfusion procedures that currently meet the plan's criteria for coverage are: Heart, Heart/double lung, single lung, Double lung, Liver, Kidney, Pancreas, Pancreas with kidney, Bone marrow (autologous and allogenic), Stem cell (autologous and allogeneic).

YES

$0.00, 0.00%

$0.00, 0.00%
Treatment for Temporomandibular Joint Disorders
NO
Urgent Care Centers or Facilities
YES

$0.00, 0.00%

$0.00, 0.00%
Weight Loss Programs
NO
Well Baby Visits and Care
YES

$0.00, 0.00%

$0.00, 0.00%
X-rays and Diagnostic Imaging
YES

$0.00, 0.00%

$0.00, 0.00%

Premera Blue Cross Standard Silver Health Insurance Plan Variant 38344AK1100002-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1.0
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Dental Only Plan No
Design Type Design 1
Disease Management Programs Offered Asthma, Heart Disease, Diabetes
EHB Percent of Total Premium 0.9936
First Tier Utilization 100%
Formulary ID AKF006
Formulary URL URL
HIOS Product ID 38344AK110
Import Date 2024-11-15 00:01:36
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 38344
Issuer Marketplace Marketing Name Premera Blue Cross Blue Shield of Alaska
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID AKN002
Out of Country Coverage Yes
Out of Country Coverage Description Benefits for covered services received from providers located outside the United States, Puerto Rico, and the U.S. Virgin Islands are provided at the highest level of benefits under the plan.
Out of Service Area Coverage No
Out of Service Area Coverage Description If you're outside Alaska and Washington (the service area), covered services received from any provider licensed to provide the service will be paid the out of network benefit level (except emergencies).
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 38344AK1100002-02
Plan Marketing Name Premera Blue Cross Standard Silver
Plan Type PPO
Plan Variant Marketing Name Premera Blue Cross Standard Silver
QHP/Non QHP On the Exchange
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID AKS001
Source Name HIOS
Plan ID 38344AK1100002
State Code AK
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $0
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $0
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $0
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Premera Blue Cross Standard Silver Health Insurance Plan, 38344AK1100002

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Premera Blue Cross Standard Silver, 38344AK1100002 Health Insurance Plan, 38344AK1100002

  • Does Premera Blue Cross Standard Silver Health Insurance Plan, 38344AK1100002 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (38344AK1100002) Health Insurance Plan, Variant (38344AK1100002-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes

    Does (38344AK1100002) Health Insurance Plan, Variant (38344AK1100002-02) have Out Of Country Coverage?

    Yes. Details: Benefits for covered services received from providers located outside the United States, Puerto Rico, and the U.S. Virgin Islands are provided at the highest level of benefits under the plan.

    Does (38344AK1100002) Health Insurance Plan, Variant (38344AK1100002-02) have Out of Service Area Coverage?

    No, unfortunately there is no Out of Service Area Coverage for this Health Insurance Plan (variant of plan). Details: If you're outside Alaska and Washington (the service area), covered services received from any provider licensed to provide the service will be paid the out of network benefit level (except emergencies).

    Does (38344AK1100002) Health Insurance Plan, Variant (38344AK1100002-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes

    Does Premera Blue Cross Standard Silver Health Insurance Plan, Variant (38344AK1100002-02) offer Disease Management Programs for Asthma?

    Yes, the Premera Blue Cross Standard Silver Health Insurance Plan Variant 38344AK1100002-02 offers Disease Management Program for Asthma.

    Does Premera Blue Cross Standard Silver Health Insurance Plan, Variant (38344AK1100002-02) offer Disease Management Programs for Heart disease?

    Yes, the Premera Blue Cross Standard Silver Health Insurance Plan Variant 38344AK1100002-02 offers Disease Management Program for Heart disease.

    Does Premera Blue Cross Standard Silver Health Insurance Plan, Variant (38344AK1100002-02) offer Disease Management Programs for Diabetes?

    Yes, the Premera Blue Cross Standard Silver Health Insurance Plan Variant 38344AK1100002-02 offers Disease Management Program for Diabetes.

 

Disclaimer: This is based on the import(Date: Tue, 24 Dec 2024 06:21 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API