Health Net of Arizona, Inc. health insurance plan with the Plan ID 91450AZ0180035. The plan is called Premier Silver + Vision + Adult Dental.
Based on the data of Health Plan Issuer, this plan has an actuarial value of 71.92% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 28.08% of the costs of all covered benefits (according to the Issuer).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 71.92% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 28.08% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 91450AZ0180035 | ||||||||||||||||||
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Health Insurance Plan Year | 2023 | ||||||||||||||||||
State | Arizona | ||||||||||||||||||
Health Insurance Issuer | Health Net of Arizona, Inc. | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 91450AZ0180035-01 | ||||||||||||||||||
Provider Network(s) | ['AZN001'] | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 20 Aug 2024 06:14 GMT). |
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Available Variants of the Health Plan | Standard Off Exchange Plan - 91450AZ0180035-00 Standard On Exchange Plan - 91450AZ0180035-01 Open to Indians below 300% FPL - 91450AZ0180035-02 Open to Indians above 300% FPL - 91450AZ0180035-03 73% AV Silver Plan - 91450AZ0180035-04 |
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Last Plan Update Date | Tue, 28 Mar 2023 00:00 GMT | ||||||||||||||||||
Last Import Date | Tue, 20 Aug 2024 06:14 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
|
NO | ||
Accidental Dental
Benefits are payable for the services of a Physician, dentist, or dental surgeon, provided the services are rendered for treatment of an accidental injury to sound natural teeth where the continuous course of treatment is started within six (6) months of the accident. |
YES | No Charge after deductible |
100.00% |
Acupuncture
|
NO | ||
Allergy Testing
|
YES | $60.00 |
100.00% |
Bariatric Surgery
1. The patient must have a body-mass index (BMI) greather than equal to 35.; 2. Have at least one co-morbidity related to obesity.; 3. Previously unsuccessful with medical treatment for obesity. The following medical information must be documented in the patient's medical record: Active participation within the last two years in one physician?supervised weight-management program for a minimum of six months without significant gaps. The weight-management program must include monthly documentation of all of the following components:a. Weight; b. Current dietary program; c. Physical activity (e.g., exercise program); 4. In addition, the procedure must be performed at an approved Center of Excellence facility that is credentialed by your Health Network to perform bariatric surgery.; 5. The member must be 18 years or older, or have reached full expected skeletal growth. |
YES | No Charge after deductible |
100.00% |
Basic Dental Care - Adult
Limit: 1000.0 Dollars per Year $1,000 annual benefit maximum includes all Dental services (Routine, Basic and Major) for Adults |
YES | 50.00% |
100.00% |
Basic Dental Care - Child
|
NO | ||
Chemotherapy
|
YES | No Charge after deductible |
100.00% |
Chiropractic Care
Limit: 20.0 Visit(s) per Year HMOs may limit chiropractic visits to 20; PPOs must cover medically necessary chiropractic visits. |
YES | $60.00 |
100.00% |
Clinical Trials
|
YES | No Charge after deductible |
100.00% |
Cosmetic Surgery
|
NO | ||
Delivery and All Inpatient Services for Maternity Care
Newborn benefits do not apply to the newly born child of an Eligible Dependent daughter unless placement with the Employee is confirmed through a court order or legal guardianship. |
YES | No Charge after deductible |
100.00% |
Dental Check-Up for Children
|
NO | ||
Diabetes Care Management
|
YES | $60.00 |
100.00% |
Diabetes Education
|
YES | $60.00 |
100.00% |
Dialysis
|
YES | No Charge after deductible |
100.00% |
Durable Medical Equipment
|
YES | No Charge after deductible |
100.00% |
Emergency Room Services
|
YES | No Charge after deductible |
No Charge after deductible |
Emergency Transportation/Ambulance
Prior authorization is not required for emergency transport, however, all non-emergent transport requires prior authorization. |
YES | No Charge after deductible |
No Charge after deductible |
Eye Glasses for Adults
Limit: 1.0 Item(s) per Year Covered up to $130 |
YES | No Charge |
100.00% |
Eye Glasses for Children
Limit: 1.0 Item(s) per Year |
YES | No Charge |
100.00% |
Gender Affirming Care
|
YES | No Charge after deductible |
100.00% |
Generic Drugs
Most Ambetter Plans offer Preferred Generic Drugs at $5 or less. Please see plan's Summary of Benefits and Coverage (SBC) or policy document for Preferred Generic and Generic prescription drug cost. |
YES | $13.80 |
100.00% |
Habilitation Services
Supplementing with the federal definition of habilitative services: Health care services that help a person keep, learn, or improve skills and functioning for daily living. Examples include therapy for a child who is not walking or talking at the expected age. These services may include physical and occupational therapy, speech-language pathology and other services for people with disabilities in a variety of inpatient and/or outpatient settings. |
YES | No Charge after deductible |
100.00% |
Hearing Aids
Limit: 2.0 Item(s) per Benefit Period Hearing aid devices limited to one per ear, per Plan Year when determined to be medically necessary by the Medical Management Organization. |
YES | No Charge after deductible |
100.00% |
Home Health Care Services
Limit: 42.0 Visit(s) per Year 1. The physician must have determined a medical need for home health care and developed a plan of care that is reviewed at thirty day intervals by the physician.; 2. The care described in the plan of care must be for intermittent skilled nursing, therapy, or speech services.; 3. The patient must be homebound unless services are determined to be medically necessary by the Medical Management Organization.; 4. The home health agency delivering care must be certified within the state the care is received.; 5. The care that is being provided is not custodial care. A Home Health visit is considered to be up to four hours of services. |
YES | No Charge after deductible |
100.00% |
Hospice Services
The Plan covers hospice care services which are provided under an approved hospice care program when provided to a Member who has been diagnosed by a Participating Provider as having a terminal illness with a prognosis of six (6) months or less to live. Respite Care is not a covered benefit. |
YES | No Charge after deductible |
100.00% |
Imaging (CT/PET Scans, MRIs)
Cost share is based on place of service. |
YES | No Charge after deductible |
100.00% |
Infertility Treatment
|
NO | ||
Infusion Therapy
Infusion/IV Therapy in an Outpatient setting including, but not limited to: Inflixima/b (Remicade), Alefacept (Amevive), and Etanercept (Enbrel). |
YES | No Charge after deductible |
100.00% |
Inherited Metabolic Disorder - PKU
|
YES | No Charge after deductible |
100.00% |
Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | No Charge after deductible |
100.00% |
Inpatient Physician and Surgical Services
|
YES | No Charge after deductible |
100.00% |
Laboratory Outpatient and Professional Services
Cost share is based on place of service. |
YES | No Charge after deductible |
100.00% |
Long-Term/Custodial Nursing Home Care
Long Term Acute Care is a covered benefit. Long Term Nursing Care/ Custodial Care is not a covered benefit. |
NO | ||
Major Dental Care - Adult
Limit: 1000.0 Dollars per Year $1,000 annual benefit maximum includes all Dental services (Routine, Basic and Major) for Adults |
YES | 50.00% |
100.00% |
Major Dental Care - Child
|
NO | ||
Mental/Behavioral Health Emergency Room
|
YES | No Charge after deductible |
No Charge after deductible |
Mental/Behavioral Health Emergency Transportation/Ambulance
|
YES | No Charge after deductible |
No Charge after deductible |
Mental/Behavioral Health ER Physician Fee
|
YES | No Charge after deductible |
No Charge after deductible |
Mental/Behavioral Health Inpatient Services
|
YES | No Charge after deductible |
100.00% |
Mental/Behavioral Health Outpatient Other Services
|
YES | No Charge after deductible |
100.00% |
Mental/Behavioral Health Outpatient Services
|
YES | $30.00 |
100.00% |
Mental/Behavioral Health Urgent Care
|
YES | $30.00 |
100.00% |
Non-Preferred Brand Drugs
|
YES | No Charge after deductible |
100.00% |
Nutritional Counseling
Covered when dietary adjustment has a therapeutic role of a diagnosed chronic disease/condition, including but not limited to:1. Morbid obesity 2. Diabetes3. Cardiovascular disease 4. Hypertension 5. Kidney disease 6. Eating disorders 7. Gastrointestinal disorders 8. Food allergies 9. Hyperlipidemia |
YES | $60.00 |
100.00% |
Off Label Prescription Drugs
|
YES | No Charge after deductible |
100.00% |
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
|
NO | ||
Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | $30.00 |
100.00% |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | No Charge after deductible |
100.00% |
Outpatient Rehabilitation Services
Limit: 60.0 Visit(s) per Year Short-term rehabilitative therapy includes services in an outpatient facility or physician?s office that is part of a rehabilitation program, including physical, speech, occupational, cardiac rehabilitation and pulmonary rehabilitation therapy. Visit limit is for all therapy types combined. |
YES | No Charge after deductible |
100.00% |
Outpatient Surgery Physician/Surgical Services
|
YES | No Charge after deductible |
100.00% |
Preferred Brand Drugs
|
YES | $50.00 |
100.00% |
Prenatal and Postnatal Care
|
YES | $30.00 |
100.00% |
Prescription Drugs Other
|
YES | No Charge after deductible |
100.00% |
Preventive Care/Screening/Immunization
Limit: 1.0 Exam(s) per Year Covered in accordance with ACA guidelines. |
YES | No Charge |
100.00% |
Primary Care Visit to Treat an Injury or Illness
Unlimited Virtual Care Visits received from Ambetter Telehealth covered at No Charge, except for HSAs. |
YES | $30.00 |
100.00% |
Private-Duty Nursing
Private hospital rooms and/or private duty nursing are only available during inpatient stays and determined to be medically appropriate by the Plan. Private duty nursing is available only in an inpatient setting when skilled nursing is not available from the facility. Custodial Nursing is not covered by the Plan. |
YES | No Charge after deductible |
100.00% |
Prosthetic Devices
The Plan covers the initial purchase and fitting of external prosthetic devices which are used as a replacement or substitute for a missing body part and are necessary for the alleviation or correction of illness, injury, congenital defect, or alopecia as a result of chemotherapy, radiation therapy, and second or third degree burns. External prosthetic appliances shall include artificial arms and legs, wigs, hair pieces and terminal devices such as a hand or hook. Wigs and hair pieces are limited to one per Plan Year and $150 maximum. Members must provide a valid prescription verifying diagnosis of alopecia as a result of chemotherapy, radiation therapy, second or third degree burns with a submitted claim for coverage. All other diagnosis are excluded. Replacement of artificial arms and legs and terminal devices are covered only if necessitated by normal anatomical growth or as a result of wear and tear. |
YES | No Charge after deductible |
100.00% |
Radiation
|
YES | No Charge after deductible |
100.00% |
Reconstructive Surgery
Following a mastectomy, the following services and supplies are covered:1. Surgical services for reconstruction of the breast on which the mastectomy was performed;2. Surgical services for reconstruction of the non-diseased breast to produce symmetrical appearance;3. Post-operative breast prostheses; and 4. Mastectomy bras/camisoles and external prosthetics that meet external prosthetic placement needs.During all stages of mastectomy, treatments of physical complications, including lymphedema, are covered. Cosmetic Surgery is covered for reconstructive surgery that constitutes necessary care and treatment of medically diagnosed services required for the prompt repair of accidental injury. Congenital defects and birth abnormalities are covered for Eligible Dependent children. |
YES | No Charge after deductible |
100.00% |
Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 60.0 Visit(s) per Year Visit limit is for all therapy types combined (PT, OT, ST). |
YES | No Charge after deductible |
100.00% |
Rehabilitative Speech Therapy
Limit: 60.0 Visit(s) per Year Visit limit is for all therapy types combined (PT, OT, ST). |
YES | No Charge after deductible |
100.00% |
Routine Dental Services (Adult)
Limit: 1000.0 Dollars per Year $1,000 annual benefit maximum includes all Dental services (Routine, Basic and Major) for Adults |
YES | No Charge |
100.00% |
Routine Eye Exam (Adult)
Limit: 1.0 Visit(s) per Year |
YES | No Charge |
100.00% |
Routine Eye Exam for Children
Limit: 1.0 Visit(s) per Year |
YES | No Charge |
100.00% |
Routine Foot Care
Prior authorization may be required. Covered no limit. |
YES | $60.00 |
100.00% |
Skilled Nursing Facility
Limit: 90.0 Days per Year |
YES | No Charge after deductible |
100.00% |
Specialist Visit
|
YES | $60.00 |
100.00% |
Specialty Drugs
|
YES | No Charge after deductible |
100.00% |
Substance Abuse Disorder Inpatient Services
|
YES | No Charge after deductible |
100.00% |
Substance Abuse Disorder Outpatient Services
|
YES | $30.00 |
100.00% |
Substance Use Disorder Emergency Room
|
YES | No Charge after deductible |
No Charge after deductible |
Substance Use Disorder Emergency Transportation/Ambulance
|
YES | No Charge after deductible |
No Charge after deductible |
Substance Use Disorder ER Physician Fee
|
YES | No Charge after deductible |
No Charge after deductible |
Substance Use Disorder Outpatient Other Services
|
YES | No Charge after deductible |
100.00% |
Substance Use Disorder Urgent Care
|
YES | $30.00 |
100.00% |
Transplant
Travel & lodging expenses are limited to $10,000 per transplant. Travel and lodging are not covered if the Member is a donor. Organ transplant services include the recipient?s medical, surgical and hospital services; inpatient immunosuppressive medications; and costs for organ procurement. Transplant services are covered only if they are required to perform human to human organ or tissue transplants, such as:1. Allogeneic bone marrow/stem cell;2. Autologous bone marrow/stem cell;3. Cornea;4. Heart;5. Heart/lung;6. Kidney;7. Kidney/pancreas;8. Liver;9. Lung;10. Pancreas;11. Small bowel/liver; or 12. Kidney/liver. Organ transplant coverage will apply only to non-experimental transplants for the specific diagnosis. Coverage for organ procurement costs are limited to costs directly related to the procurement of an organ, from a cadaver or a live donor. Organ procurement costs shall consist of surgery necessary for organ removal, organ transportation and the transportation, hospitalization and surgery of a live donor. Compatibility testing undertaken prior to procurement is covered if Medically Necessary. |
YES | No Charge after deductible |
100.00% |
Treatment for Temporomandibular Joint Disorders
Benefits are payable for covered services and supplies which are necessary to treat TMJ disorder which is a result of: 1. An accident; 2. Trauma; 3. A congenital defect; 4. A developmental defect; or 5. A pathology. |
YES | No Charge after deductible |
100.00% |
Urgent Care Centers or Facilities
|
YES | $60.00 |
100.00% |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
Well Child visits and immunizations are covered through 47 months as recommended by the American Academy of Pediatrics. |
YES | No Charge |
100.00% |
Wigs
Limit: 1.0 Item(s) per Year |
YES | No Charge after deductible |
100.00% |
X-rays and Diagnostic Imaging
Cost share is based on place of service. |
YES | No Charge after deductible |
100.00% |
Plan Attribute | Value |
---|---|
AV Calculator Output Number | 0.719235218 |
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2023 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Silver On Exchange Plan |
Dental Only Plan | No |
Design Type | Not Applicable |
Disease Management Programs Offered | Asthma, Heart Disease, Diabetes, Pregnancy |
EHB Percent of Total Premium | 0.961353586 |
First Tier Utilization | 100% |
Formulary ID | AZF001 |
Formulary URL | URL |
HIOS Product ID | 91450AZ018 |
Import Date | 3/28/2023 4:01 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | Existing |
Notice Required for Pregnancy | Yes |
Is a Referral Required for Specialist? | No |
Issuer Actuarial Value | 71.92% |
Issuer ID | 91450 |
Issuer Marketplace Marketing Name | Ambetter from Arizona Complete Health |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Silver |
Multiple In Network Tiers | No |
National Network | No |
Network ID | AZN001 |
Out of Country Coverage | No |
Out of Service Area Coverage | No |
Plan Brochure | URL |
Plan Effective Date | 1/1/2023 |
Plan ID (Standard Component ID with Variant) | 91450AZ0180035-01 |
Plan Marketing Name | Premier Silver + Vision + Adult Dental |
Plan Type | HMO |
Plan Variant Marketing Name | Premier Silver + Vision + Adult Dental |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $0 |
SBC Scenario, Having a Baby, Copayment | $30 |
SBC Scenario, Having a Baby, Deductible | $7,500 |
SBC Scenario, Having a Baby, Limit | $60 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $1,100 |
SBC Scenario, Having Diabetes, Deductible | $900 |
SBC Scenario, Having Diabetes, Limit | $20 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $200 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,500 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | AZS001 |
Source Name | HIOS |
Plan ID | 91450AZ0180035 |
State Code | AZ |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $15100 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $7550 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $7,550 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $15100 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $7550 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $7,550 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
Unique Plan Design | Yes |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | No |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Tue, 20 Aug 2024 06:14 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API