Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits - 81413WI0470013 Health Insurance Plan

Network Health Plan health insurance plan with the Plan ID 81413WI0470013. The plan is called Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 81413WI0470013
Health Insurance Plan Year 2025
State Wisconsin
Health Insurance Issuer Network Health Plan
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 81413WI0470013-02
Provider Network(s) ['WIN001']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Wisconsin All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 81413WI0470013-00

Standard On Exchange Plan - 81413WI0470013-01

Open to Indians below 300% FPL - 81413WI0470013-02

Open to Indians above 300% FPL - 81413WI0470013-03

Last Plan Update Date Fri, 08 Nov 2024 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Benefits of Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan, 81413WI0470013-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

0.00%

100.00%
Acupuncture
NO
Allergy Testing
YES

0.00%

100.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy

Intravenous chemotherapy is covered.

YES

0.00%

100.00%
Chiropractic Care

Rehabilitative services must be short term. Visit limits do not apply to Manipulative Therapy.

YES

0.00%

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

0.00%

100.00%
Dental Check-Up for Children

Two exams, cleanings, and one bitewing X-ray per year

YES

No Charge

No Charge
Diabetes Education
YES

0.00%

100.00%
Dialysis
YES

0.00%

100.00%
Durable Medical Equipment

Will cover 20 DME devices/items per year, whether rented or purchased in accordance with the requirements set out in the Policy.

YES

0.00%

100.00%
Emergency Room Services
YES

$0.00

$0.00
Emergency Transportation/Ambulance
YES

$0.00

100.00%
Eye Glasses for Children

1 Item per year

YES

0.00%

100.00%
Gender Affirming Care
NO
Generic Drugs

Adherence Generics are available at $0 copay or 0% coinsurance after deductible for certain categories of medications.

YES

$0.00

100.00%
Habilitation Services

Supplementing with the federal definition of habilitative services: Health care services that help a person keep, learn, or improve skills and functioning for daily living. Examples include therapy for a child who is not walking or talking at the expected age. These services may include physical and occupational therapy, speech-language pathology and other services for people with disabilities in a variety of inpatient and/or outpatient settings.

YES

0.00%

100.00%
Hearing Aids

Covers the cost of basic hearing aids limited to one hearing aid per ear, including repair or replacement, once every three years.

YES

0.00%

100.00%
Home Health Care Services

Limit: 60.0 Visit(s) per Year

Services must be provided fewer than seven days each week and fewer than eight hours each day for periods of 21 days or less.

YES

0.00%

100.00%
Hospice Services
YES

$0.00

100.00%
Imaging (CT/PET Scans, MRIs)
YES

0.00%

100.00%
Infertility Treatment
NO
Infusion Therapy
YES

0.00%

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

0.00%

100.00%
Inpatient Physician and Surgical Services
YES

0.00%

100.00%
Laboratory Outpatient and Professional Services

A lower copay/coinsurance applies to certain labs for condition management of chronic diseases.

YES

$0.00

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

0.00%

100.00%
Mental/Behavioral Health Outpatient Services

The cost sharing displayed applies to outpatient office visits only. All other outpatient services may be subject to different cost sharing. Please refer to the plan policy documents for detailed information.

YES

$0.00

100.00%
Non-Preferred Brand Drugs
YES

0.00%

100.00%
Nutritional Counseling
NO
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$0.00

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

0.00%

100.00%
Outpatient Rehabilitation Services

Rehabilitative services must be short term.

YES

0.00%

100.00%
Outpatient Surgery Physician/Surgical Services
YES

0.00%

100.00%
Preferred Brand Drugs
YES

$0.00

100.00%
Prenatal and Postnatal Care
YES

0.00%

100.00%
Prescription Drugs Other

Formulary Tier 5: Non-preferred specialty drugs

YES

0.00%

100.00%
Preventive Care/Screening/Immunization
YES

0.00%

100.00%
Primary Care Visit to Treat an Injury or Illness

Virtual Visits $0, Telehealth same cost share of in person visit

YES

$0.00, 0.00%

100.00%
Private-Duty Nursing
NO
Prosthetic Devices

Covers up to 10 prosthetic devices that replace a limb or a body part each Benefit Year.

YES

0.00%

100.00%
Radiation
YES

0.00%

100.00%
Reconstructive Surgery
YES

0.00%

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 20.0 Visit(s) per Year

Limited to 20 visits per benefit year for each: Occupational and Physical therapy.

YES

0.00%

100.00%
Rehabilitative Speech Therapy

Limit: 20.0 Visit(s) per Year

Rehabilitative services must be short term. Limited to 20 visits per benefit year for each: Speech therapy.

YES

0.00%

100.00%
Routine Dental Services (Adult)

Two exams and cleanings and one bitewing x-ray per year

YES

No Charge

No Charge
Routine Eye Exam (Adult)

1 exam per year

YES

No Charge

100.00%
Routine Eye Exam for Children

1 Exam per year

YES

0.00%

100.00%
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 30.0 Days per Stay

YES

0.00%

100.00%
Specialist Visit

Virtual Visits $0, Telehealth same cost share of in person visit

YES

$0.00, 0.00%

100.00%
Specialty Drugs

There is No Cost for covered Specialty Drugs for the Native American/Alaskan Limited and Zero Cost share plans.

YES

0.00%

100.00%
Substance Abuse Disorder Inpatient Services
YES

0.00%

100.00%
Substance Abuse Disorder Outpatient Services

The cost sharing displayed applies to outpatient office visits only. All other outpatient services may be subject to different cost sharing. Please refer to the plan policy documents for detailed information.

YES

$0.00

100.00%
Transplant
YES

0.00%

100.00%
Treatment for Temporomandibular Joint Disorders

Coverage for diagnostic procedures and non-surgical treatment limited to 10 services and/or devices per Benefit Year.

YES

0.00%

100.00%
Urgent Care Centers or Facilities

Urgent Care Outside the Service Area is only covered when furnished by an Emergency room or Hospital-based Urgent Care Facility.

YES

$0.00

100.00%
Weight Loss Programs
NO
Well Baby Visits and Care
YES

0.00%

100.00%
X-rays and Diagnostic Imaging
YES

$0.00

100.00%

Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan Variant 81413WI0470013-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1.0
Begin Primary Care Cost-Sharing After Number Of Visits 3
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy, Weight Loss Programs
EHB Percent of Total Premium 0.9903
First Tier Utilization 100%
Formulary ID WIF001
Formulary URL URL
HIOS Product ID 81413WI047
Import Date 2024-11-08 00:01:39
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 81413
Issuer Marketplace Marketing Name Network Health
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Gold
Multiple In Network Tiers No
National Network No
Network ID WIN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Services or Urgent Care Services When services are performed in a free standing urgent care facility or hospital based urgent care
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency Services or Urgent Care Services When services are performed in a free standing urgent care facility or hospital based urgent care
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan Expiration Date 2025-12-31
Plan ID (Standard Component ID with Variant) 81413WI0470013-02
Plan Marketing Name Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits
Plan Type HMO
Plan Variant Marketing Name Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $60
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID WIS002
Source Name HIOS
Plan ID 81413WI0470013
State Code WI
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $0
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $0
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan, 81413WI0470013

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits, 81413WI0470013 Health Insurance Plan, 81413WI0470013

  • Does Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan, 81413WI0470013 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (81413WI0470013) Health Insurance Plan, Variant (81413WI0470013-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy, Weight Loss Programs

    Does (81413WI0470013) Health Insurance Plan, Variant (81413WI0470013-02) have Out Of Country Coverage?

    Yes. Details: Emergency Services or Urgent Care Services When services are performed in a free standing urgent care facility or hospital based urgent care

    Does (81413WI0470013) Health Insurance Plan, Variant (81413WI0470013-02) have Out of Service Area Coverage?

    Yes. Details: Emergency Services or Urgent Care Services When services are performed in a free standing urgent care facility or hospital based urgent care

    Does (81413WI0470013) Health Insurance Plan, Variant (81413WI0470013-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy, Weight Loss Programs

    Does Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan, Variant (81413WI0470013-02) offer Disease Management Programs for Asthma?

    Yes, the Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan Variant 81413WI0470013-02 offers Disease Management Program for Asthma.

    Does Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan, Variant (81413WI0470013-02) offer Disease Management Programs for Heart disease?

    Yes, the Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan Variant 81413WI0470013-02 offers Disease Management Program for Heart disease.

    Does Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan, Variant (81413WI0470013-02) offer Disease Management Programs for Diabetes?

    Yes, the Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan Variant 81413WI0470013-02 offers Disease Management Program for Diabetes.

    Does Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan, Variant (81413WI0470013-02) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan Variant 81413WI0470013-02 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan, Variant (81413WI0470013-02) offer Disease Management Programs for Pregnancy?

    Yes, the Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan Variant 81413WI0470013-02 offers Disease Management Program for Pregnancy.

    Does Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan, Variant (81413WI0470013-02) offer Disease Management Programs for Weight loss programs?

    Yes, the Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Health Insurance Plan Variant 81413WI0470013-02 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API