Network Health Plan health insurance plan with the Plan ID 81413WI0470011. The plan is called Prestige Silver Essential + Dental + Vision + 3 Free PCP Visits.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 94.15% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 5.85% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 81413WI0470011 | ||||||||||||||||||
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Health Insurance Plan Year | 2024 | ||||||||||||||||||
State | Wisconsin | ||||||||||||||||||
Health Insurance Issuer | Network Health Plan | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 81413WI0470011-06 | ||||||||||||||||||
Provider Network(s) | ['WIN002'] | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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Available Variants of the Health Plan | Standard Off Exchange Plan - 81413WI0470011-00 Standard On Exchange Plan - 81413WI0470011-01 Open to Indians below 300% FPL - 81413WI0470011-02 Open to Indians above 300% FPL - 81413WI0470011-03 73% AV Silver Plan - 81413WI0470011-04 |
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Last Plan Update Date | Fri, 08 Dec 2023 00:00 GMT | ||||||||||||||||||
Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
|
NO | ||
Accidental Dental
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Acupuncture
|
NO | ||
Allergy Testing
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Bariatric Surgery
|
NO | ||
Basic Dental Care - Adult
|
NO | ||
Basic Dental Care - Child
|
NO | ||
Chemotherapy
Intravenous chemotherapy is covered. |
YES | 10.00% Coinsurance after deductible |
100.00% |
Chiropractic Care
Rehabilitative services must be short term. Visit limits do not apply to Manipulative Therapy. |
YES | 10.00% Coinsurance after deductible |
100.00% |
Cosmetic Surgery
|
NO | ||
Delivery and All Inpatient Services for Maternity Care
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Dental Check-Up for Children
Two exams, cleanings, and one bitewing X-ray per year |
YES | No Charge |
100.00% |
Diabetes Education
|
YES | No Charge |
100.00% |
Dialysis
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Durable Medical Equipment
Will cover 20 DME devices/items per year, whether rented or purchased in accordance with the requirements set out in the Policy. |
YES | 10.00% Coinsurance after deductible |
100.00% |
Emergency Room Services
|
YES | $250.00 Copay after deductible |
$250.00 Copay after deductible |
Emergency Transportation/Ambulance
|
YES | $150.00 |
$150.00 |
Eye Glasses for Children
1 item per year |
YES | No Charge |
100.00% |
Gender Affirming Care
|
NO | ||
Generic Drugs
Adherence Generics are available at $0 copay or 0% coinsurance after deductible for certain categories of medications. |
YES | $15.00 |
100.00% |
Habilitation Services
Supplementing with the federal definition of habilitative services: Health care services that help a person keep, learn, or improve skills and functioning for daily living. Examples include therapy for a child who is not walking or talking at the expected age. These services may include physical and occupational therapy, speech-language pathology and other services for people with disabilities in a variety of inpatient and/or outpatient settings. Limited to 20 visits per benefit year for each: Occupational, Speech, and Physical therapy. |
YES | 10.00% Coinsurance after deductible |
100.00% |
Hearing Aids
Covers the cost of basic hearing aids limited to one hearing aid per ear, including repair or replacement, once every three years. |
YES | 10.00% Coinsurance after deductible |
100.00% |
Home Health Care Services
Limit: 60.0 Visit(s) per Year Services must be provided fewer than seven days each week and fewer than eight hours each day for periods of 21 days or less. |
YES | 10.00% Coinsurance after deductible |
100.00% |
Hospice Services
|
YES | No Charge |
100.00% |
Imaging (CT/PET Scans, MRIs)
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Infertility Treatment
|
NO | ||
Infusion Therapy
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Inpatient Physician and Surgical Services
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Laboratory Outpatient and Professional Services
A lower copay/coinsurance applies to certain labs for condition management of chronic diseases. |
YES | $15.00 |
100.00% |
Long-Term/Custodial Nursing Home Care
|
NO | ||
Major Dental Care - Adult
|
NO | ||
Major Dental Care - Child
|
NO | ||
Mental/Behavioral Health Inpatient Services
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Mental/Behavioral Health Outpatient Services
|
YES | $15.00 |
100.00% |
Non-Preferred Brand Drugs
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Nutritional Counseling
|
NO | ||
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
|
NO | ||
Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | $15.00 |
100.00% |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Outpatient Rehabilitation Services
Rehabilitative services must be short term. Limited to 20 visits per benefit year for each: Occupational, Speech, Physical and Pulmonary therapy. Cardiac Rehabilitation Therapy is limited to 36 visits per benefit year. |
YES | 10.00% Coinsurance after deductible |
100.00% |
Outpatient Surgery Physician/Surgical Services
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Preferred Brand Drugs
|
YES | $30.00 |
100.00% |
Prenatal and Postnatal Care
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Prescription Drugs Other
Formulary Tier 5: Non-preferred specialty drugs |
YES | 50.00% Coinsurance after deductible |
100.00% |
Preventive Care/Screening/Immunization
|
YES | No Charge |
100.00% |
Primary Care Visit to Treat an Injury or Illness
|
YES | $15.00 |
100.00% |
Private-Duty Nursing
|
NO | ||
Prosthetic Devices
Covers up to 10 prosthetic devices that replace a limb or a body part each Benefit Year. |
YES | 10.00% Coinsurance after deductible |
100.00% |
Radiation
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Reconstructive Surgery
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 20.0 Visit(s) per Year Limited to 20 visits per benefit year for each: Occupational and Physical therapy. |
YES | 10.00% Coinsurance after deductible |
100.00% |
Rehabilitative Speech Therapy
Limit: 20.0 Visit(s) per Year Rehabilitative services must be short term. Limited to 20 visits per benefit year for each: Speech therapy. |
YES | 10.00% Coinsurance after deductible |
100.00% |
Routine Dental Services (Adult)
Two exams, cleanings, and one bitewing X-ray per year |
YES | No Charge |
100.00% |
Routine Eye Exam (Adult)
1 Exam per year |
YES | No Charge |
100.00% |
Routine Eye Exam for Children
1 Exam per year |
YES | No Charge |
100.00% |
Routine Foot Care
|
NO | ||
Skilled Nursing Facility
Limit: 30.0 Days per Stay |
YES | 10.00% Coinsurance after deductible |
100.00% |
Specialist Visit
|
YES | $50.00 |
100.00% |
Specialty Drugs
The coinsurance for Non-preferred specialty drugs is 10% higher than Preferred Specialty drugs. There is No Cost for covered Specialty Drugs for the Native American/Alaskan Limited and Zero Cost share plans. |
YES | 40.00% Coinsurance after deductible |
100.00% |
Substance Abuse Disorder Inpatient Services
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Substance Abuse Disorder Outpatient Services
|
YES | $15.00 |
100.00% |
Transplant
|
YES | 10.00% Coinsurance after deductible |
100.00% |
Treatment for Temporomandibular Joint Disorders
Coverage for diagnostic procedures and non-surgical treatment limited to 10 services and/or devices per Benefit Year. |
YES | 10.00% Coinsurance after deductible |
100.00% |
Urgent Care Centers or Facilities
Urgent Care Outside the Service Area is only covered when furnished by an Emergency room or Hospital-based Urgent Care Facility. |
YES | $80.00 |
$80.00 |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
|
YES | No Charge |
100.00% |
X-rays and Diagnostic Imaging
|
YES | $35.00 |
100.00% |
Plan Attribute | Value |
---|---|
AV Calculator Output Number | 0.9415104535282321 |
Begin Primary Care Cost-Sharing After Number Of Visits | 3 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2024 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | 94% AV Level Silver Plan |
Dental Only Plan | No |
Design Type | Not Applicable |
Disease Management Programs Offered | Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy, Weight Loss Programs |
EHB Percent of Total Premium | 0.9899 |
First Tier Utilization | 100% |
Formulary ID | WIF001 |
Formulary URL | URL |
HIOS Product ID | 81413WI047 |
Import Date | 2023-12-08 01:02:13 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer ID | 81413 |
Issuer Marketplace Marketing Name | Network Health |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Silver |
Multiple In Network Tiers | No |
National Network | No |
Network ID | WIN002 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Emergency Services or Urgent Care Services When services are performed in a free standing urgent care facility or hospital based urgent care |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Emergency Services or Urgent Care Services When services are performed in a free standing urgent care facility or hospital based urgent care |
Plan Brochure | URL |
Plan Effective Date | 2024-01-01 |
Plan Expiration Date | 2024-12-31 |
Plan ID (Standard Component ID with Variant) | 81413WI0470011-06 |
Plan Marketing Name | Prestige Silver Essential + Dental + Vision + 3 Free PCP Visits |
Plan Type | HMO |
Plan Variant Marketing Name | Prestige Silver Essential + Dental + Vision + 3 Free PCP Visits |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $270 |
SBC Scenario, Having a Baby, Copayment | $130 |
SBC Scenario, Having a Baby, Deductible | $300 |
SBC Scenario, Having a Baby, Limit | $60 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $700 |
SBC Scenario, Having Diabetes, Deductible | $0 |
SBC Scenario, Having Diabetes, Limit | $60 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $400 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $300 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | WIS002 |
Source Name | HIOS |
Plan ID | 81413WI0470011 |
State Code | WI |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 10.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $600 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $300 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $300 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $1400 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $700 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $700 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
Unique Plan Design | No |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | No |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API