Quartz Health Benefit Plans Corporation health insurance plan with the Plan ID 85773IL0030075. The plan is called QUARTZ PERFORMANCE CATASTROPHIC (VISION) - IL.
Health Insurance Plan ID | 85773IL0030075 | ||||||||||||||||||
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Health Insurance Plan Year | 2025 | ||||||||||||||||||
State | Illinois | ||||||||||||||||||
Health Insurance Issuer | Quartz Health Benefit Plans Corporation | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 85773IL0030075-00 | ||||||||||||||||||
Provider Network(s) | PREFERRED | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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Available Variants of the Health Plan | |||||||||||||||||||
Last Plan Update Date | Fri, 25 Oct 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
Abortion services are covered at no greater cost-sharing than applicable to other pregnancy-related health services. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Accidental Dental
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Acupuncture
Limit: 12.0 Visit(s) per Benefit Period Acupuncture services are covered only when provided for the treatment of nausea or vomiting when associated with pregnancy, chemotherapy, or for the treatment of chronic pain, including migraine or tension headaches, fibromyalgia, chronic neck and back pain, knee pain due to arthritis, or myofascial pain. Acupuncture is not covered for the treatment of any other conditions. Services must be obtained from licensed acupuncture providers or licensed physicians. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Allergy Testing
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Bariatric Surgery
Requires Prior Authorization and must be performed at an approved health center. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Basic Dental Care - Adult
|
NO | ||
Basic Dental Care - Child
|
NO | ||
Chemotherapy
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Chiropractic Care
|
YES | No Charge after deductible |
100.00% |
Cosmetic Surgery
Cosmetic surgery for the correction of the congenital deformities or for conditions resulting from accidental injuries, scars, tumors or disease is covered. Characterized in the certificates as "reconstructive surgery," as it is not considered truly cosmetic. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Delivery and All Inpatient Services for Maternity Care
Copay per Day |
YES | 0.00% Coinsurance after deductible |
100.00% |
Dental Check-Up for Children
|
NO | ||
Diabetes Education
Services must be rendered by a physician, or duly certified, or licensed health care professional with expertise in diabetes management. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Dialysis
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Durable Medical Equipment
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Emergency Room Services
|
YES | No Charge after deductible |
No Charge after deductible |
Emergency Transportation/Ambulance
|
YES | 0.00% Coinsurance after deductible |
0.00% Coinsurance after deductible |
Eye Glasses for Children
Limit: 1.0 Item(s) per Benefit Period |
YES | 0.00% Coinsurance after deductible |
100.00% |
Gender Affirming Care
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Generic Drugs
|
YES | No Charge after deductible |
100.00% |
Habilitation Services
Limit: 60.0 Visit(s) per Benefit Period Limited to 60 Visits for all therapy disciplines combined. Treatment must be medically necessary and therapeutic and not investigational. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Hearing Aids
Limit: 2.0 Item(s) per 2 Years Benefits are for bone anchored hearing aids. Quantity limit applies to hearing aids for children. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Home Health Care Services
Covered for duration of medically necessary care |
YES | 0.00% Coinsurance after deductible |
100.00% |
Hospice Services
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Imaging (CT/PET Scans, MRIs)
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Infertility Treatment
Limitations vary based on procedures. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Infusion Therapy
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Inpatient Physician and Surgical Services
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Laboratory Outpatient and Professional Services
Benefit provided for outpatient services and when these services are related to surgery or medical care. |
YES | No Charge after deductible |
100.00% |
Long-Term/Custodial Nursing Home Care
|
NO | ||
Major Dental Care - Adult
|
NO | ||
Major Dental Care - Child
|
NO | ||
Mental/Behavioral Health Inpatient Services
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Mental/Behavioral Health Outpatient Services
The cost sharing that displays applies to outpatient office visits only. All other outpatient services may be subject to additional cost sharing. Please refer to the plan policy documents for detailed information. |
YES | No Charge after deductible |
100.00% |
Non-Preferred Brand Drugs
|
YES | No Charge after deductible |
100.00% |
Nutritional Counseling
|
YES | No Charge after deductible |
100.00% |
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
|
NO | ||
Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | No Charge after deductible |
100.00% |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Outpatient Rehabilitation Services
Limit: 60.0 Visit(s) per Benefit Period Limited to 60 Visits for all therapy disciplines combined. Maintenance therapies not covered. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Outpatient Surgery Physician/Surgical Services
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Preferred Brand Drugs
|
YES | No Charge after deductible |
100.00% |
Prenatal and Postnatal Care
Benefits will be available for that care from the moment of birth up to the first 31 days, thereafter, you must add the newborn child to your Family Coverage. |
YES | No Charge after deductible |
100.00% |
Preventive Care/Screening/Immunization
|
YES | No Charge |
100.00% |
Primary Care Visit to Treat an Injury or Illness
|
YES | No Charge after deductible |
100.00% |
Private-Duty Nursing
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Prosthetic Devices
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Radiation
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Reconstructive Surgery
Only includes benefits for mastectomy-related services. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 60.0 Visit(s) per Benefit Period Limited to 60 Visits for all therapy disciplines combined. Maintenance Therapy not covered. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Rehabilitative Speech Therapy
Limit: 60.0 Visit(s) per Benefit Period Limited to 60 Visits for all therapy disciplines combined. Maintenance Therapy not covered. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Routine Dental Services (Adult)
|
NO | ||
Routine Eye Exam (Adult)
Limit: 1.0 Visit(s) per Benefit Period 1 preventive visit covered per benefit year covered without member cost sharing; subject to applicable cost sharing thereafter. |
YES | No Charge after deductible |
100.00% |
Routine Eye Exam for Children
Limit: 1.0 Exam(s) per Benefit Period |
YES | No Charge after deductible |
100.00% |
Routine Foot Care
Only covered for persons diagnosed with diabetes. |
YES | 0.00% Coinsurance after deductible |
100.00% |
Skilled Nursing Facility
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Specialist Visit
|
YES | No Charge after deductible |
100.00% |
Specialty Drugs
|
YES | No Charge after deductible |
100.00% |
Substance Abuse Disorder Inpatient Services
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Substance Abuse Disorder Outpatient Services
The cost sharing that displays applies to outpatient office visits only. All other outpatient services may be subject to additional cost sharing. Please refer to the plan policy documents for detailed information. |
YES | No Charge after deductible |
100.00% |
Transplant
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Treatment for Temporomandibular Joint Disorders
|
YES | 0.00% Coinsurance after deductible |
100.00% |
Urgent Care Centers or Facilities
|
YES | No Charge after deductible |
No Charge after deductible |
Virtual Visit
|
YES | No Charge after deductible |
100.00% |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
|
YES | No Charge |
100.00% |
X-rays and Diagnostic Imaging
Benefit provided for outpatient services and when these services are related to surgery or medical care. |
YES | No Charge after deductible |
100.00% |
Plan Attribute | Value |
---|---|
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2025 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Catastrophic Off Exchange Plan |
Dental Only Plan | No |
Design Type | Not Applicable |
Disease Management Programs Offered | Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy |
EHB Percent of Total Premium | 0.9966 |
First Tier Utilization | 100% |
Formulary ID | ILF016 |
Formulary URL | URL |
HIOS Product ID | 85773IL003 |
Import Date | 2024-10-25 20:01:38 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | Yes |
Issuer ID | 85773 |
Issuer Marketplace Marketing Name | Quartz |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Catastrophic |
Multiple In Network Tiers | No |
National Network | No |
Network ID | ILN002 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Foreign claims for emergency care are subject to a maximum benefit of $20,000 per benefit year. |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Emergency Room, Limited Coverage for Out of Area Student with approved Prior Authorization |
Plan Brochure | URL |
Plan Effective Date | 2025-01-01 |
Plan Expiration Date | 2025-12-31 |
Plan ID (Standard Component ID with Variant) | 85773IL0030075-00 |
Plan Marketing Name | QUARTZ PERFORMANCE CATASTROPHIC (VISION) - IL |
Plan Type | HMO |
Plan Variant Marketing Name | QUARTZ PERFORMANCE CATASTROPHIC (VISION) O/E - IL |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $0 |
SBC Scenario, Having a Baby, Copayment | $0 |
SBC Scenario, Having a Baby, Deductible | $9,200 |
SBC Scenario, Having a Baby, Limit | $0 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $0 |
SBC Scenario, Having Diabetes, Deductible | $5,400 |
SBC Scenario, Having Diabetes, Limit | $0 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,800 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | ILS002 |
Source Name | SERFF |
Specialist Requiring a Referral | Except for in-network care for behavioral health and substance use disorder services, you need to obtain a referral or standing referral from your Primary Care Provider before you obtain specialty care. |
Plan ID | 85773IL0030075 |
State Code | IL |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 0.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $18400 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $9200 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $9,200 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $18400 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9200 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,200 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
Unique Plan Design | No |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | No |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API