Medica Insurance Company health insurance plan with the Plan ID 39520KS0040073. The plan is called Select by Medica Expanded Bronze Standard.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 64.39% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 35.61% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
Health Insurance Plan ID | 39520KS0040073 | ||||||||||||||||||
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Health Insurance Plan Year | 2024 | ||||||||||||||||||
State | Kansas | ||||||||||||||||||
Health Insurance Issuer | Medica Insurance Company | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 39520KS0040073-00 | ||||||||||||||||||
Provider Network(s) | STANDARDTIER PREFERRED PREFERREDTIER | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 03 Dec 2024 06:24 GMT). |
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Available Variants of the Health Plan | Standard Off Exchange Plan - 39520KS0040073-00 Standard On Exchange Plan - 39520KS0040073-01 |
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Last Plan Update Date | Fri, 17 Nov 2023 00:00 GMT | ||||||||||||||||||
Last Import Date | Tue, 03 Dec 2024 06:24 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
|
NO | ||
Accidental Dental
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Acupuncture
|
NO | ||
Allergy Testing
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Bariatric Surgery
|
NO | ||
Basic Dental Care - Adult
|
NO | ||
Basic Dental Care - Child
|
NO | ||
Chemotherapy
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Chiropractic Care
|
YES | $50.00 |
100.00% |
Cosmetic Surgery
|
NO | ||
Delivery and All Inpatient Services for Maternity Care
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Dental Check-Up for Children
|
NO | ||
Diabetes Education
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Dialysis
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Durable Medical Equipment
Benefits are limited to the amount normally available for a basic (standard) item which allows necessary function. Basic (standard) medical equipment is equipment that provides the essential function required for the treatment or amelioration of the medical condition at a Medically Necessary level. Charges for deluxe or electrically operated medical equipment are not covered, beyond the extent allowed for basic (standard) items. Deluxe describes medical equipment that has enhancements that allow for additional convenience or use beyond that provided by basic (standard) equipment. |
YES | 50.00% Coinsurance after deductible |
100.00% |
Emergency Room Services
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Emergency Transportation/Ambulance
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
Eye Glasses for Children
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Gender Affirming Care
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Generic Drugs
|
YES | $25.00 |
100.00% |
Habilitation Services
Supplementing with the federal definition of habilitative services: Health care services that help a person keep, learn, or improve skills and functioning for daily living. Examples include therapy for a child who is not walking or talking at the expected age. These services may include physical and occupational therapy, speech-language pathology and other services for people with disabilities in a variety of inpatient and/or outpatient settings. |
YES | 50.00% Coinsurance after deductible |
100.00% |
Hearing Aids
|
NO | ||
Home Health Care Services
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Hospice Services
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Imaging (CT/PET Scans, MRIs)
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Infertility Treatment
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Infusion Therapy
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Inpatient Physician and Surgical Services
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Laboratory Outpatient and Professional Services
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Long-Term/Custodial Nursing Home Care
|
NO | ||
Major Dental Care - Adult
|
NO | ||
Major Dental Care - Child
|
NO | ||
Mental/Behavioral Health Inpatient Services
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Mental/Behavioral Health Outpatient Services
|
YES | $50.00 |
100.00% |
Non-Preferred Brand Drugs
|
YES | $100.00 Copay after deductible |
100.00% |
Nutritional Counseling
|
NO | ||
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
|
NO | ||
Other Practitioner Office Visit (Nurse, Physician Assistant)
Professional Providers include Physician Assistants. Registered Nurses qualify as Eligible Providers. |
YES | $50.00 |
100.00% |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Outpatient Rehabilitation Services
Speech Therapy limited to one service per day up to a maximum benefit of 90 daily services per Insured per Benefit Period, see Rehabilitative Speech Therapy below. Please note: This visit limit does not apply to services for the treatment of autism spectrum disorder. |
YES | 50.00% Coinsurance after deductible |
100.00% |
Outpatient Surgery Physician/Surgical Services
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Preferred Brand Drugs
Prescription insulin will not exceed $25 per prescription unit |
YES | $50.00 Copay after deductible |
100.00% |
Prenatal and Postnatal Care
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Preventive Care/Screening/Immunization
|
YES | 0.00% |
100.00% |
Primary Care Visit to Treat an Injury or Illness
|
YES | $50.00 |
100.00% |
Private-Duty Nursing
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Prosthetic Devices
Benefits are limited to the amount normally available for a basic (standard) appliance which allows necessary function. Basic (standard) medical devices or appliances are those that provide the essential function required for the treatment or amelioration of the medical condition at a Medically Necessary level. |
YES | 50.00% Coinsurance after deductible |
100.00% |
Radiation
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Reconstructive Surgery
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Rehabilitative Occupational and Rehabilitative Physical Therapy
|
YES | $50.00 |
100.00% |
Rehabilitative Speech Therapy
Limit: 90.0 Days per Benefit Period Limited to one service per day up to a maximum benefit of 90 daily services per Insured per Benefit Period. Please note: This visit limit does not apply to services for the treatment of autism spectrum disorder. |
YES | $50.00 |
100.00% |
Routine Dental Services (Adult)
|
NO | ||
Routine Eye Exam (Adult)
|
NO | ||
Routine Eye Exam for Children
|
YES | $50.00 |
100.00% |
Routine Foot Care
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Skilled Nursing Facility
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Specialist Visit
|
YES | $100.00 |
100.00% |
Specialty Drugs
|
YES | $500.00 Copay after deductible |
100.00% |
Substance Abuse Disorder Inpatient Services
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Substance Abuse Disorder Outpatient Services
|
YES | $50.00 |
100.00% |
Transplant
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Treatment for Temporomandibular Joint Disorders
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Urgent Care Centers or Facilities
|
YES | $75.00 |
$75.00 |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
|
YES | No Charge |
100.00% |
X-rays and Diagnostic Imaging
|
YES | 50.00% Coinsurance after deductible |
100.00% |
Plan Attribute | Value |
---|---|
AV Calculator Output Number | 0.6438551469779571 |
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2024 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Bronze Off Exchange Plan |
Dental Only Plan | No |
Design Type | Design 1 |
Disease Management Programs Offered | Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy |
EHB Percent of Total Premium | 1.0 |
First Tier Utilization | 100% |
Formulary ID | KSF034 |
Formulary URL | URL |
HIOS Product ID | 39520KS004 |
Import Date | 2023-11-17 20:01:49 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | New |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | No |
Issuer ID | 39520 |
Issuer Marketplace Marketing Name | Medica |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Expanded Bronze |
Multiple In Network Tiers | No |
National Network | No |
Network ID | KSN004 |
Out of Country Coverage | Yes |
Out of Country Coverage Description | Emergency Services |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Emergency Services |
Plan Brochure | URL |
Plan Effective Date | 2024-01-01 |
Plan Expiration Date | 2024-12-31 |
Plan ID (Standard Component ID with Variant) | 39520KS0040073-00 |
Plan Marketing Name | Select by Medica Expanded Bronze Standard |
Plan Type | EPO |
Plan Variant Marketing Name | Select by Medica Expanded Bronze Standard |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $1,800 |
SBC Scenario, Having a Baby, Copayment | $10 |
SBC Scenario, Having a Baby, Deductible | $7,500 |
SBC Scenario, Having a Baby, Limit | $60 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $900 |
SBC Scenario, Having Diabetes, Deductible | $1,100 |
SBC Scenario, Having Diabetes, Limit | $0 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $200 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,600 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Service Area ID | KSS004 |
Source Name | SERFF |
Plan ID | 39520KS0040073 |
State Code | KS |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 50.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $15000 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $7500 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $7,500 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $18800 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9400 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,400 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
Unique Plan Design | No |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | No |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Tue, 03 Dec 2024 06:24 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API