Silver Classic Saver Plus - 23818NJ0010008 Health Insurance Plan
Oscar Garden State Insurance Corporation health insurance plan with the Plan ID 23818NJ0010008. The plan is called Silver Classic Saver Plus.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 71.04% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 28.96% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 23818NJ0010008 | ||||||||||||||||||
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| Health Insurance Plan Year | 2024 | ||||||||||||||||||
| State | New Jersey | ||||||||||||||||||
| Health Insurance Issuer | Oscar Garden State Insurance Corporation | ||||||||||||||||||
| Health Insurance Plan Variant | 23818NJ0010008-03 | ||||||||||||||||||
| Provider Network(s) | ['NJN001'] | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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| Available Variants of the Health Plan | Standard On Exchange Plan - 23818NJ0010008-01 Open to Indians below 300% FPL - 23818NJ0010008-02 Open to Indians above 300% FPL - 23818NJ0010008-03 73% AV Silver Plan - 23818NJ0010008-04 |
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| Last Plan Update Date | Mon, 12 Feb 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Silver Classic Saver Plus Health Insurance Plan Variant 23818NJ0010008-03 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.710425801 |
| Business Year | 2024 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Limited Cost Sharing Plan Variation |
| Drug EHB Deductible, Combined In/Out of Network, Family | per person not applicable | per group not applicable |
| Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 50.00% |
| Drug EHB Deductible, In Network (Tier 1), Family | $250 per person | $500 per group |
| Drug EHB Deductible, In Network (Tier 1), Individual | $250 |
| Drug EHB Deductible, In Network (Tier 2), Default Coinsurance | 50.00% |
| Drug EHB Deductible, In Network (Tier 2), Family | $250 per person | $500 per group |
| Drug EHB Deductible, In Network (Tier 2), Individual | $250 |
| Drug EHB Deductible, Out of Network, Family | per person not applicable | per group not applicable |
| Drug EHB Deductible, Out of Network, Individual | Not Applicable |
| Dental Only Plan | No |
| Design Type | Not Applicable |
| Disease Management Programs Offered | Pregnancy, Depression, Heart Disease, Asthma |
| EHB Percent of Total Premium | 99% |
| First Tier Utilization | 20% |
| Formulary ID | NJF001 |
| HIOS Product ID | 23818NJ001 |
| Import Date | 2/12/2024 |
| HSA Eligible | No |
| IsItANewPlan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer ID | 23818 |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | No |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Medical EHB Deductible, Combined In/Out of Network, Family | per person not applicable | per group not applicable |
| Medical EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Medical EHB Deductible, In Network (Tier 1), Default Coinsurance | 50.00% |
| Medical EHB Deductible, In Network (Tier 1), Family | $500 per person | $1000 per group |
| Medical EHB Deductible, In Network (Tier 1), Individual | $500 |
| Medical EHB Deductible, In Network (Tier 2), Default Coinsurance | 50.00% |
| Medical EHB Deductible, In Network (Tier 2), Family | $500 per person | $1000 per group |
| Medical EHB Deductible, In Network (Tier 2), Individual | $500 |
| Medical EHB Deductible, Out of Network, Family | per person not applicable | per group not applicable |
| Medical EHB Deductible, Out of Network, Individual | Not Applicable |
| Metal Level | Silver |
| Multiple In Network Tiers | Yes |
| National Network | No |
| Network ID | NJN001 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | Emergency Services Only |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | Emergency and Urgent Services only |
| Plan Effective Date | 1/1/2024 |
| Plan Expiration Date | 12/31/2024 |
| Plan ID (Standard Component ID with Variant) | 23818NJ0010008-03 |
| Plan Marketing Name | Silver Classic Saver Plus |
| Plan Type | EPO |
| Plan Variant Marketing Name | Silver Classic Saver Plus |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $5,400 |
| SBC Scenario, Having a Baby, Copayment | $80 |
| SBC Scenario, Having a Baby, Deductible | $0 |
| SBC Scenario, Having a Baby, Limit | $0 |
| SBC Scenario, Having Diabetes, Coinsurance | $1,800 |
| SBC Scenario, Having Diabetes, Copayment | $400 |
| SBC Scenario, Having Diabetes, Deductible | $750 |
| SBC Scenario, Having Diabetes, Limit | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $1,000 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $400 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Second Tier Utilization | 80% |
| Service Area ID | NJS001 |
| Source Name | SERFF |
| Plan ID | 23818NJ0010008 |
| State Code | NJ |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family | per person not applicable | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family | $9450 per person | $18900 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,450 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family | $9450 per person | $18900 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Individual | $9,450 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family | per person not applicable | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | No |
| Version Number | 1 |
| Wellness Program Offered | No |
Copay & Coinsurance of Silver Classic Saver Plus Health Insurance Plan, 23818NJ0010008
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Frequently Asked Questions(FAQ) about Silver Classic Saver Plus, 23818NJ0010008 Health Insurance Plan, 23818NJ0010008
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Does Silver Classic Saver Plus Health Insurance Plan, 23818NJ0010008 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (23818NJ0010008) Health Insurance Plan, Variant (23818NJ0010008-03) offer Disease Management Programs?
Does (23818NJ0010008) Health Insurance Plan, Variant (23818NJ0010008-03) have Out Of Country Coverage?
Does (23818NJ0010008) Health Insurance Plan, Variant (23818NJ0010008-03) have Out of Service Area Coverage?
Does (23818NJ0010008) Health Insurance Plan, Variant (23818NJ0010008-03) offer Disease Management Programs?
Does Silver Classic Saver Plus Health Insurance Plan, Variant (23818NJ0010008-03) offer Disease Management Programs for Asthma?
Does Silver Classic Saver Plus Health Insurance Plan, Variant (23818NJ0010008-03) offer Disease Management Programs for Heart disease?
Does Silver Classic Saver Plus Health Insurance Plan, Variant (23818NJ0010008-03) offer Disease Management Programs for Depression?
Does Silver Classic Saver Plus Health Insurance Plan, Variant (23818NJ0010008-03) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API