Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care - 72547IL0170009 Health Insurance Plan

Aetna Life Insurance Company health insurance plan with the Plan ID 72547IL0170009. The plan is called Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 70.01% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 29.99% of the costs of all covered benefits (according to the Issuer).

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 70.01% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 29.99% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 72547IL0170009
Health Insurance Plan Year 2024
State Illinois
Health Insurance Issuer Aetna Life Insurance Company
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 72547IL0170009-00
Provider Network(s) NON-PREFERRED PREFERRED
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 03 Dec 2024 06:24 GMT).

Providers Illinois All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 72547IL0170009-00

Standard On Exchange Plan - 72547IL0170009-01

Open to Indians below 300% FPL - 72547IL0170009-02

Open to Indians above 300% FPL - 72547IL0170009-03

73% AV Silver Plan - 72547IL0170009-04

87% AV Silver Plan - 72547IL0170009-05

94% AV Silver Plan - 72547IL0170009-06

Last Plan Update Date Tue, 12 Sep 2023 00:00 GMT
Last Import Date Tue, 03 Dec 2024 06:24 GMT

Benefits of Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan, 72547IL0170009-00

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited

Abortions are only covered when the life of the mother would be endangered if the fetus were carried to term, or when the pregnancy is the result of an act of rape or incest

YES

$80.00

50.00% Coinsurance after deductible
Accidental Dental
YES

$80.00

50.00% Coinsurance after deductible
Acupuncture
NO
Allergy Testing
YES

$80.00

50.00% Coinsurance after deductible
Autism Spectrum Disorders

Member cost share based on place and type of service.

YES

$40.00

50.00% Coinsurance after deductible
Bariatric Surgery

Pre-certification is required. Surgery for obesity will be a Covered Service only when required due to morbid obesity. The participant meets the current NIH (National Institutes of Health) surgical criteria.

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Bones/Joints

Member cost share based on place and type of service.

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Breast Implant Removal

Member cost share based on place and type of service.

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Chemotherapy

Member cost share based on place and type of service.

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Chiropractic Care

Limit: 25.0 Visit(s) per Year

Exclusions: New Style Accumulation and Cost Share- Coverage is limited to 25 visits per manipulation per calendar year, separate from habilitation and includes all outpatient places of service for Chiro.

Benefits will be provided for manipulation or adjustment of osseous or articular structures, commonly referred to as chiropractic and osteopathic manipulation, when performed by a person licensed to perform such procedures.

YES

$40.00

50.00% Coinsurance after deductible
Clinical Trials

Member cost share based on place and type of service.

YES

$80.00

50.00% Coinsurance after deductible
Cosmetic Surgery

Cosmetic surgery for the correction of the congenital deformities or for conditions resulting from accidental injuries, scars, tumors or disease is covered.

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Delivery and All Inpatient Services for Maternity Care
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Dental Anesthesia
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Dental Check-Up for Children
NO
Diabetes Care Management

Member cost share based on place and type of service.

YES

$80.00

50.00% Coinsurance after deductible
Diabetes Education

Services must be rendered by a physician, or duly certified, registered or licensed health care professional with expertise in diabetes management.

YES

$80.00

50.00% Coinsurance after deductible
Dialysis
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Durable Medical Equipment
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Emergency Room Services
YES

40.00% Coinsurance after deductible

40.00% Coinsurance after deductible
Emergency Transportation/Ambulance
YES

40.00% Coinsurance after deductible

40.00% Coinsurance after deductible
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Exclusions: Coverage is limited to 1 set of frames and 1 set of contact lenses or eyeglass lenses per year. Age 0-19.

YES

$10.00

50.00%
Gender Affirming Care
NO
Generic Drugs

Cost sharing could vary based on drug and pharmacy selected. Please see SBC for full plan details.

YES

$20.00

50.00%
Habilitation Services

Treatment must be medically necessary and therapeutic and not investigational.

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Hearing Aids

Limit: 1.0 Item(s) per 2 Years

Exclusions: Hearing aids limited to 1 hearing aid per ear every 24 months. Bone anchored hearing aids and cochlear implants are covered.

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Home Health Care Services
YES

$40.00

50.00% Coinsurance after deductible
Hospice Services
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Infertility Treatment

Exclusions: Limited to 4 attempts; if live birth, 2 additional attempts covered.

YES

$80.00

50.00% Coinsurance after deductible
Infusion Therapy

Member cost share based on place and type of service.

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Inherited Metabolic Disorder - PKU
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Inpatient Physician and Surgical Services
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services
YES

$40.00

50.00% Coinsurance after deductible
Multiple Sclerosis

Member cost share based on place and type of service.

YES

$40.00

50.00% Coinsurance after deductible
Non-Preferred Brand Drugs

Cost sharing could vary based on drug and pharmacy selected. Please see SBC for full plan details.

YES

$80.00 Copay after deductible

50.00%
Nutritional Counseling
YES

No Charge

50.00% Coinsurance after deductible
Organ Transplants

Member cost share based on place and type of service. Network benefits must be received within the transplant network.

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$40.00

50.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Outpatient Rehabilitation Services
YES

$40.00

50.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Preferred Brand Drugs

Cost sharing could vary based on drug and pharmacy selected. Please see SBC for full plan details.

YES

$40.00

50.00%
Prenatal and Postnatal Care

Member cost sharing applies to postnatal care

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Prescription Drugs Other

Cost sharing could vary based on drug and pharmacy selected. Please see SBC for full plan details.

YES

$80.00 Copay after deductible

50.00%
Preventive Care/Screening/Immunization

Exclusions: Age and frequency schedules may apply.

YES

0.00%

50.00% Coinsurance after deductible
Primary Care Visit to Treat an Injury or Illness
YES

$40.00

50.00% Coinsurance after deductible
Private-Duty Nursing

Exclusions: Inpatient Private Duty Nursing Services are not covered.

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Prosthetic Devices
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Radiation
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Reconstructive Surgery

Member cost share based on place and type of service.

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy

Provided when rendered by a registered Occupational Therapist or registered professional Physical Therapist under the supervision of a Physician.

YES

$40.00

50.00% Coinsurance after deductible
Rehabilitative Speech Therapy

Provided when rendered by a licensed Speech Therapist or Speech Therapist certified by the American Speech and Hearing Association.

YES

$40.00

50.00% Coinsurance after deductible
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Year

Exclusions: Coverage is limited to 1 exam every 12 months age 0-19.

YES

$10.00

50.00%
Routine Foot Care

Only covered for persons diagnosed with diabetes.

YES

$80.00

50.00% Coinsurance after deductible
Skilled Nursing Facility
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Specialist Visit
YES

$80.00

50.00% Coinsurance after deductible
Specialty Drugs

Cost sharing could vary based on drug and pharmacy selected. Please see SBC for full plan details.

YES

$350.00 Copay after deductible

50.00%
Substance Abuse Disorder Inpatient Services
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services
YES

$40.00

50.00% Coinsurance after deductible
Transplant

Member cost share based on place and type of service. Network benefits must be received within the transplant network.

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders

Member cost share based on place and type of service.

YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible
Urgent Care Centers or Facilities
YES

$60.00

50.00% Coinsurance after deductible
Weight Loss Programs

Online weight loss programs are available.

NO
Well Baby Visits and Care

Exclusions: Children immunizations covered at 100% deductible waived for children up to 72 months of age. Coverage is limited to 7 exams in the first 12 months of life; 3 exams in the second 12 months of life; 3 exams in the third 12 months of life; 1 exam every 12 months thereafter to age 22.

YES

No Charge

50.00% Coinsurance after deductible
X-rays and Diagnostic Imaging
YES

40.00% Coinsurance after deductible

50.00% Coinsurance after deductible

Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan Variant 72547IL0170009-00 Attributes

Plan Attribute Value
AV Calculator Output Number 0.7001
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2024
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Silver Off Exchange Plan
Dental Only Plan No
Design Type Design 1
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy
EHB Percent of Total Premium 0.9991
First Tier Utilization 100%
Formulary ID ILF015
Formulary URL URL
HIOS Product ID 72547IL017
Import Date 2023-09-12 20:01:55
Limited Cost Sharing Plan Variation - Estimated Advanced Payment 0
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan New
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer Actuarial Value 70.01%
Issuer ID 72547
Issuer Marketplace Marketing Name Aetna CVS Health
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID ILN001
Out of Country Coverage No
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Covered with Limitations
Plan Brochure URL
Plan Effective Date 2024-01-01
Plan ID (Standard Component ID with Variant) 72547IL0170009-00
Plan Marketing Name Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care
Plan Type PPO
Plan Variant Marketing Name Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $2,200
SBC Scenario, Having a Baby, Copayment $10
SBC Scenario, Having a Baby, Deductible $5,900
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $1,600
SBC Scenario, Having Diabetes, Deductible $100
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $300
SBC Scenario, Treatment of a Simple Fracture, Deductible $1,900
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID ILS001
Source Name SERFF
Plan ID 72547IL0170009
State Code IL
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 40.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $11800 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $5900 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $5,900
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $28000 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $14000 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $14,000
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $18200 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $9100 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $9,100
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan, 72547IL0170009

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care, 72547IL0170009 Health Insurance Plan, 72547IL0170009

  • Does Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan, 72547IL0170009 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (72547IL0170009) Health Insurance Plan, Variant (72547IL0170009-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy

    Does (72547IL0170009) Health Insurance Plan, Variant (72547IL0170009-00) have Out Of Country Coverage?

    No, unfortunately there is no Out Of Country Coverage for this Health Insurance Plan (variant of plan).

    Does (72547IL0170009) Health Insurance Plan, Variant (72547IL0170009-00) have Out of Service Area Coverage?

    Yes. Details: Covered with Limitations

    Does (72547IL0170009) Health Insurance Plan, Variant (72547IL0170009-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy

    Does Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan, Variant (72547IL0170009-00) offer Disease Management Programs for Asthma?

    Yes, the Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan Variant 72547IL0170009-00 offers Disease Management Program for Asthma.

    Does Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan, Variant (72547IL0170009-00) offer Disease Management Programs for Heart disease?

    Yes, the Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan Variant 72547IL0170009-00 offers Disease Management Program for Heart disease.

    Does Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan, Variant (72547IL0170009-00) offer Disease Management Programs for Depression?

    Yes, the Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan Variant 72547IL0170009-00 offers Disease Management Program for Depression.

    Does Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan, Variant (72547IL0170009-00) offer Disease Management Programs for Diabetes?

    Yes, the Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan Variant 72547IL0170009-00 offers Disease Management Program for Diabetes.

    Does Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan, Variant (72547IL0170009-00) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan Variant 72547IL0170009-00 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan, Variant (72547IL0170009-00) offer Disease Management Programs for Low back pain?

    Yes, the Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan Variant 72547IL0170009-00 offers Disease Management Program for Low back pain.

    Does Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan, Variant (72547IL0170009-00) offer Disease Management Programs for Pregnancy?

    Yes, the Silver S PPO: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care Health Insurance Plan Variant 72547IL0170009-00 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Tue, 03 Dec 2024 06:24 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API